Having a credit card offers several benefits, from the flexibility of making purchases when you don't have cash to the opportunity to earn points on every dollar you spend.
Use of credit card:
Having a credit card can also help you establish a credit history, which is crucial if you ever want to apply for a personal loan or mortgage.
Although owning a credit card can enhance your score, it can potentially lower it. It's critical to know how to use a credit card responsibly, live within your limits, and make full, on-time payments to your debt every month.
Factors do you think is most important for Miles to consider when selecting a card:
While choosing a new credit card, there are many things to take into consideration. The best option for you may reflect on the features and costs of a card as well as your own financial condition and interests.
1. Credit Score Requirements:
Although credit card issuers may provide some basic advice, they may not have a minimum credit score requirements for each of their cards.
2. What You Want to to Do With the Card:
You should also think about how you intend to use your new credit card.
3. Fees:
Even if you do not pay interest on your credit card, fees can still affect how much it costs to use the card.
4. Annual Percentage Rates (APRs):
The APR of a credit card influences how much interest is charged while a balance is carried.
5. Rewards:
On every eligible transaction, rewards credit cards may give you cash back, points, or miles.
6. Credit Limit:
The credit limit on your card determines how much of a balance you can have before being unable to make any further purchases.
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Which product is an example of a consumer good?
• Stock share in a tech company
O Dog food for a pet boarding facility
O Paint sprayer for an autobody shop
O Gallon of milk to use in a bowl of cereal
Answer:
Dog food for a pet boarding facility
Explanation:
gnomes r us just paid a dividend of $1.91 per share. the company has a dividend payout ratio of 30 percent. if the pe ratio is 17 times, what is the stock price?
The stock price of gnomes r us is $108.23.
What is the stock price?The dividend pay-out ratio is the ratio of dividend to earnings per share.
Dividend pay-out ratio = dividend / earnings per share
30% = 1.91 / earnings per share
Earnings per share = 1.91 / 0.3 = 6.37
The PE ratio is the ratio of price to earning per share.
PE ratio = price / earnings per share
17 = price / 6.37
price = 17 x 6.37
Price = $108.23
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Choose the response that accurately completes the following sentence. A taxpayer claiming the Premium Tax Credit:
May be claimed as a dependent on another person's return, as long as they are under age 27.
May have employer-sponsored health care coverage.
Must have purchased private coverage through a plan outside the Marketplace.
Must be lawfully present in the United States.
A taxpayer claiming the Premium Tax Credit May be claimed as a dependent on another person's return, as long as they are under age 27.
Anyone who the owes taxes to the federal, state, or municipal governments, whether an individual or an organization, is considered a taxpayer Credit. Governments typically fund themselves through taxes paid on both the residents and the businesses. A taxpayer is a natural person, business, or the other organization that owes taxes. As modern taxpayers, the government may issue identification or reference numbers to individuals or the businesses. A taxpaying individual is frequently referred to the "taxpayer."
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If the product you sell has a fairly inelastic demand curve, would you be more or less likely to increase prices and why?
If the demand curve for my product is fairly inelastic, I would be less likely to increase prices.
What is inelastic demand?The elasticity of demand for a product measures how the quantity demanded of a good changes when there is a change in the price of the good.
When demand is fairly inelastic, it means that when price changes, there is little or no change in the quantity demanded. The coefficient of elasticity is usually less than one. Goods that have an inelastic demand are usually necessity goods.
When the price of a good that has an inelastic demand is increased, there would be little change in the quantity demanded. This would increase the revenue of the seller.
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Given the following hypotheses:
H0: μ = 470
H1: μ ≠ 470
A random sample of 13 observations is selected from a normal population. The sample mean was 475 and the sample standard deviation 9. Using the 0.05 significance level:
a. State the decision rule. (Negative amount should be indicated by a minus sign. Round your answers to 3 decimal places.)
b. Compute the value of the test statistic. (Round your answer to 3 decimal places.)
c. What is your decision regarding the null hypothesis?
multiple choice
Do not reject
Reject
Based on the hypotheses:
H0: μ = 470
H1: μ ≠ 470
Reject H_0 if t^*<-2.179 or t^*>2.179Test stattistic=t=2.00 the decision regarding the null hypothesis: Do not reject Option AThis is further explained below.
What are the hypotheses?Generally,
H_0:[tex]\mu[/tex]=470
H_1: [tex]\mu \neq[/tex] 470
[tex]n=13, \\\\ \bar{x}=475, \quad 3=9, \\\\ \alpha=0.05[/tex]
Solving for test
(b) The test statistic
[tex]$t^*=\frac{\bar{x}-\mu}{s / \sqrt{n}}$.[/tex]
[tex]\begin{aligned}t^* &=\frac{475-470}{9 / \sqrt{13}} \\\end{aligned}$$[/tex]
=2.00388
t=2.00
Hence for a)
x / 2=0.025$
d f=13-1=12$
t_{x / 2} d f=t_{0.025,12} (Two-tailed test)
Critical values are = ± 2.179
Decision rules:
Reject H_0 if t^*<-2.179 or t^*>2.179
(c ) The test statistic t^* fall between the two critical regions.
Decision:
Do not reject to
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a company's triple bottom line measures which aspects of its performance? (choose every correct answer.)
A company's triple bottom line measures the aspects of the following performance:
A. financial aspectB. environmental aspectC. social aspect What is a triple bottom line?In economics, the idea of the triple bottom line was that a company can be managed in a way that not only makes money but which also improves people's lives and the well-being of the planet.
So the idea is maintained that companies should commit to focusing as much on social and environmental concerns as they do on profits. It also posits that instead of one bottom line, there should be three aspect which are profit, people, and the planet.
In essence, the Triple Bottom Line seeked to gauge a corporation's level of commitment to corporate social responsibility and its impact on the environment over time. In conclusion, the theory of triple bottom line aims to measure the financial, social, and environmental performance of a company over time.
Full question "A company's triple bottom line measures which aspects of its performance? (select all that apply) A.financial B.environmental C.social D.technological E.ethical
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in project schedule management, the ultimate goal of which process is to provide a basis for monitoring project progress for the time dimension of the project?
In project schedule management, developing a schedule is ultimately intended to serve as a foundation for tracking project progress for the time dimension of the project.
What is project schedule management?A thorough plan describing how and when the project will deliver its goods and services as specified by the project scope is called a project timeline.
The definition of the job to be completed and the schedule are closely related. It is a thorough schedule of the jobs or activities that must be done during the project's duration. It also makes it possible to gather a budget by assessing the resources required for the project.
All of the actions or activities required to fulfill the project deliverables are included in the schedule. Dependencies serve as the connections between these jobs. Scheduling analysis is then based on the resulting "network" of tasks.
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food and shelter are examples of a need.
Determine which of the following statements are correct regarding the difference between physical flow and the cost flow of goods
a.Perishable items must have an actual physical flow of FIFO
b. A business may adopt any cost flow assumption when accounting for perishable items
c.Cost flow is an assumption about which goods/times are sold
d. Physical flow is focused on the actual movement of goods
The statements are correct regarding the difference between physical flow and the cost flow of goods Option is the business may adopt any cost flow assumption when accounting for perishable items.
The flow of costs refers to the manner or course wherein charges circulate via a firm. generally, the glide of charges is applicable with manufacturing corporations wherein accountants need to quantify what costs are average price go with the flow assumption is a calculation group used to assign costs to stock items,
Cost flow products bought (COGS), and ending stock. an average is taken of all of the products bought from stock over the accounting length and that common fee is assigned to the goods.
The cost flow drift version is used to examine a perpetual inventory machine balance to a real bodily count. It takes you to begin stability adds your purchases then subtract it in opposition to your bodily finishing matter so that it will calculate your price of goods bought factor.
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in some years, the turkish government has paid wheat farmers an additional 50 cents on every bushel of wheat they sell. this money is an example of a(n)
Subsidy , Subsidies are a strategy used by governments to promote production and consumption in particular industries.
What is subsidy?
A subsidy is a direct or indirect government payment to people or businesses, typically in the form of cash or a targeted tax break. According to economic theory, subsidies can be used to reduce externalities and market imperfections to boost economic efficiency.
Subsidies are a strategy used by governments to promote production and consumption in particular industries. An industry can enable its manufacturers to generate more goods and services when the government introduces supplier subsidies.
A government incentive or subsidy is a type of financial assistance or support given to an industry typically with the goal of advancing economic and social policy. Although frequently provided by the government, a subsidy can refer to any kind of assistance.
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Roughly how many US adults are considered to be out of labor force meaning that they are not both unemployed and looking for work?.
A. 1/4
B. 1/3
C. 1/2
D. 2/3
The total adult, working-age population in 2016 was 253.5 million. Out of this total population, 151.4 million were classified as employed and 7.7 million were classified as unemployed.
What percentage of the population is not in the labor force?More than 92 million Americans, or 37% of the civilian population aged 16 and older, are neither employed nor unemployed, but instead are classified as "not in the labour force" in the October jobs report. They are currently unemployed but haven't looked for work recently enough to be included in the unemployment statistics, which indicates they aren't currently employed.
Who is considered out of the labor force?Both working and jobless people are part of the labour force. People who are neither employed or looking for work are not part of the labour force.
Nobody who is neither employed nor looking for work is considered to be in the labour force. This group comprises retirees, students, caregivers for children or other family members, and other people who are neither employed nor looking for work.
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if steak and potatoes are complements, when the price of steak goes up, the demand curve for potatoes:
When the price of steak goes up, the demand curve for potatoes shift to the left.
The potato is a starchy tuber of the plant Solanum tuberosum and is a root vegetable and a fruit native to the Americas. The plant is a perennial within the nightshade own family Solanaceae. Wild potato species can be determined from the southern u.s.a. to southern Chile.
In addition to starch, potatoes contain nutrients, minerals, and fiber. they're wealthy in vitamin C, that's an antioxidant. Potatoes had been a existence-saving food supply in early instances because the vitamin C averted scurvy.
Clean potatoes are baked, boiled, or fried and utilized in a marvelous variety of recipes: mashed potatoes, potato pancakes, potato dumplings, twice-baked potatoes, potato soup, potato salad and potatoes au gratin, to call a few.
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This theory establishes that people have 5 basic needs:physiological, security, social, esteem, and self-actualization
This theory establishes that people have 5 basic needs:physiological, security, social, esteem, and self-actualization:
Maslow's hierarchy of needs is a motivational theory.
Misu Sheet, owner of the Bedspread Shop, knows his customers will pay no more than $120 for a comforter. Misu wants a 30% markup on cost instead of on selling price. What is Misu’s cost? (Round your answer to the nearest cent.)
Based on the price that Misu Sheet's customers will pay no more than, and the markup on cost, Misu's cost can be found to be $92.31
How to find the cost?If the customers to the Bedspread Shop will not pay more than $120 then this is the amount that can be charged as a selling price.
The cost will need a 30% markup on it to be able to get to the selling price of $120.
This means that the cost is:
= Selling price / ( 1 + Markup percentage)
= 120 / (1 + 30%)
= 120 / 1.30
= $92.31
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which of the following can be used for lot sizing in an mrp system? a. low-level coding b. peg inventory c. inventory record file d. time bucket size e. least unit cost
Least unit cost can be used for lot sizing in an material requirements planning (MRP) system.
In material requirements planning (MRP), lot sizing (also known as batching) is the process of changing the net required quantities before they are converted into planned order receipts, and subsequently planned order releases, in an MRP system.
The net needs of components or materials are referred to as material requirements planning (MRP). A way to unify in terms of the duration and another approach to unify in terms of the quantity are the two primary forms of lot sizing. The former has "Fixed Period Requirements," which, in general, is appropriate for the pricey commodities whose demand fluctuates. The latter is appropriate for products whose demand is comparatively consistent and incorporates "Fixed Period Requirements" or "Economic Lot Sizing." There are more lot sizing types, as seen in the picture, in addition to these.
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Suppose that, over time, the price of a good increases while the quantity of the good exchanged on markets also
increases. A possible explanation is that, over time:
A the supply curve shifts inwards.
B the demand curve shifts outwards.
the supply curve shifts outwards
(D) the demand curve shifts inwards.
Let's say that a good's price rises over time while its supply is traded more frequently on markets. A possible explanation is that in over time the supply curve shifts outwards.
What is overtime?When someone works past their regular shifts, this is known as overtime. The payment for this time is referred to by this name as well.
Overtime labor regulations are present in the majority of national jurisdictions and are intended to deter or forbid businesses from requiring their staff to put in overly lengthy hours. Humanitarian concerns may not be the only factors taken into account by these regulations, which may also increase overall employment levels in the economy or safeguard worker health so they may continue to be productive. Demanding that companies pay employees more per hour for extra labor is a typical strategy for controlling overtime. Even if required to do so by law, employers may decide to provide employees higher overtime compensation.
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In the case study "GEM of a Study"
1. How can you improve the causality of the study?
In order to improve the causality of a study, all variables should be taken into account.
What is causality?Causality is based on the assumption that the value of an interdependent variable is the cause of the value of a dependent variable.
To attain a reliable level of certainty of achievement, all variables must be considered. When one variable is deleted, the complete test is altered, and the dependability of the hypothesis is jeopardized.
According to the findings, an individual's entrepreneurial identity impacts whether they participate in primarily effective or causal action.
When the variables are taken into consideration, this is important for the study.
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a bond issued by the state of alabama is priced to yield 6.25%. if you are in the 28% tax bracket, this bond would provide you with an equivalent taxable yield of . 4.5% 7.25% 8.68% none of these options
Being in the 28% tax bracket the bond will provide an equivalent taxable yield of 8.68%. So, the appropriate answer choice is option (c).
What is tax equivalent yield ?The return required by a taxable bond to match the yield of an equivalent tax-exempt municipal bond is known as the tax-equivalent yield. In general, tax consequences are a challenging, significant, and frequently ignored component of any financial strategy. Investors might benefit from the tax-equivalent yield computation, especially those in higher tax brackets. The yield on a taxable bond that an investor would need to earn in order to match the return on a comparable tax-free municipal bond is known as the tax-equivalent yield.
Since municipal bonds typically have low expected returns, the true impact of investing in them to save on taxes is frequently difficult to fully quantify. The computation aids the investor in choosing between taxable and tax-free investments, like tax-free municipal bonds. This knowledge is essential since it might be challenging to match municipal bonds' tax-free benefit with other investments.
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the five key components of the business environment are the economic environment, technological environment, social environment, global environment, and what?
The economic environment, technological environment, social environment, international environment, and legal environment are the five main facets of the business environment.
What is legal environment in reference to business environment ?The laws and numerous pieces of legislation enacted by the parliament make up the legal environment. The businessman cannot ignore the laws because he must conduct his commercial activities within the bounds of the law.
Trade Mark Act, Essential Commodity Act, Weights and Measures Act, etc. are examples of common laws that have been passed that have an impact on commercial transactions. Legal frameworks frequently impose restrictions on the businessman, but they can also present opportunities. The following are some examples of how the Indian legal system has recently impacted business transactions:
1. The capital market's deregulation has made it simpler for businesspeople to obtain capital from the primary market.
2. Foreign investors and NRIs are being encouraged to invest in the Indian capital market by the removal of exchange controls and investment liberalization.
3. Alcoholic product-advertising is not permitted.
4. Mandatory legal warnings in tobacco production.
5. Industry policies against discrimination.
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All of Indonesia has a tropical climate
What is tropical climate ?The first of the five main climatic groups assigned the letter A in the Koppel climate classification is the tropical climate. Tropical climates are those that have hot temperatures year-round with an average monthly temperature of 18 °C (64.4 °F) or higher in the coolest month.
In tropical areas, annual precipitation is frequently plentiful, exhibits a cyclical regularity, and may experience seasonal drought to varied degrees. In tropical areas, there are often just two seasons: a wet (rainy/monsoon) season and a dry season.
In tropical areas, the annual temperature range is typically relatively modest. In these environments, the sun is very strong.
Within the category of tropical climates, there are three basic types: tropical rainforest climate , tropical monsoon climate (Am), and tropical wet and dry climate (Aw for dry winters and As for dry summers), also known as tropical savannah. These types are identified and distinguished by the amount of precipitation experienced during the driest month in each region.
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Frank (48) and Suzanne (51) are married, and they will file a joint return for 2021. During the year, Frank earned $94,000 in wages; Suzanne earned $4,500 from a part-time job. They had no other income. What is the maximum amount the couple may contribute to Suzanne's traditional IRA?
A. $0
B. $4,500
C. $6,000
D. $7,000
From the information given, the contribution limit to Suzanne's Traditional IRA is $7,000. As of 2021, the cap on contributions was $6000, or $7,000 for those 50 years or older. Since Suzanne is 51 years old, and the contribution is going into her IRA, the correct answer thus, is option D.
What is IRA?In the United States, an individual retirement account (IRA) is a type of pension offered by numerous financial organizations that provides tax benefits for retirement savings. It is a trust that holds financial assets acquired with a taxpayer's earned income in order to assist the taxpayer in old age.
The three most frequent forms of individual retirement accounts are traditional IRAs, Roth IRAs, and rollover IRAs. Inherited IRAs and Custodial IRAs are two forms of typical IRAs. SEP IRAs and SIMPLE IRAs are two further forms of IRAs designed for self-employed people and small enterprises.
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Choose the response that accurately completes the following sentence. Gross receipts, reported as income in Part 1 of Schedule C, Profit or Loss from Business, may include:
A. an amount recovered from a bad debt
B. amounts reported to the taxpayer on form 1099-NEC
C. income reported to the taxpayer on form W-2
D. proceeds from a loan
Gross receipts, reported as income in Part 1 of Schedule C, Profit or Loss from Business, may include: amounts reported to the taxpayer on form 1099-NEC
What is meant by gross receipts of income?The term that is used to refer to the gross receipt of income can be defined as the total amount that an organization would have received from all of the sources that it received payments from at a particular period of accounting. This would be done without having to subtract costs or any forms of expenses.
The form 1099 is a form that the IRS would have to give to businesses to make a report of the payments that they have done to the people that are not workers in the businesses but are used as contractors to carry out certain services.
Hence we would say that the gross receipt that is recorded as the income on that part of the business would be the amount that the tax payer would have to report on 1099 NEC form.
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Which of the following is a major advantage of in-depth interviews over focus group interviews? They eliminate the need for a trained interviewer. They allow researchers to observe the social influence process that affects consumer behavior and attitudes because group members interact with each other. They increase the likelihood of cross talk, thus creating synergy among participants and encouraging them to talk in detail about a topic. They decrease the likelihood of participants responding in a socially desirable manner because there are no other participants to impress.
The major advantage of in-depth interviews over focus group interviews:
They eliminate the need for a trained interviewer. They increase the likelihood of cross-talk, thus creating synergy among participants and encouraging them to talk in detail about a topic. They decrease the likelihood of participants responding in a socially desirable manner because there are no other participants to impress.In-intensity interviews offer greater special feedback for better facts collection. Researchers can generate results using statistical facts evaluation. There's much less threat of moderator bias than in consciousness institution settings. Insights gathered from these remarks is generally greater beneficial for the quantitative section.
The sampling is greater accurate than different information series strategies. Researchers can screen adjustments in tone and phrase choice of individuals to gain a higher know-how of evaluations. Fewer individuals are had to obtain useful facts.
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