Commingled fund A portfolio made up of assets from many accounts that have been combined is known as a commingled fund.
The purpose of commingled funds is to save money by managing the constituent accounts collectively. Unlisted and not accessible to ordinary retail investors, commingled funds are a particular kind of pooled investment.
What Is Commingling (Commingled)
Money from several investors is gathered into one fund when investing in securities, a process known as commingling (commingled). Commingling has various advantages, including lower fees and access to assets with substantial buy-ins. The illicit practice of using clients' money for activities they did not authorize is another meaning of the phrase.
Benefits of Commingling
Since the first mutual funds were introduced, a structure of investors contributing money into a single fund has been employed in investment management. Through the use of commingling, a portfolio manager can carefully manage the investment contributions made to the portfolio in accordance with a particular strategy. Fund managers can reduce trading expenses by using pooled money because deals can be completed in larger blocks. Fund managers must store specific amounts of cash in order to account for the transactions of the mixed shareholders due to the commingling of investor contributions.
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Accident and health insurance provides coverage for two major categories of perils. they are:_____.
Insurance against accidents and illnesses covers two main categories of risks. The dangers covered by insurance are illness and unintentional harm. Losses incurred knowingly are not included.
Policies may simply cover accidents, or they may also cover sickness. A health insurance policy has two main risks that might cause losses. Policies may simply cover accidents, or they may also cover sickness. A risk that is not covered by an insurance policy is called an excluded peril. The insurance provider is not obligated to offer compensation if one of the specified hazards results in a loss. One of the three major kinds of hazards that are frequently mentioned in the insurance industry is human perils, along with natural perils and economic perils. Exclusions are clauses in insurance policies that bar coverage for specific behaviors, items, forms of damage, or geographic areas. Excluded expenses do not count toward the plan's overall out-of-pocket maximum and are not reimbursed by the plan. For instance, homeowners' policies sometimes don't cover flood damage, but a separate flood policy can provide this protection. Since wear and tear is not an accident, many insurance policies don't cover it.
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finch corporation recognized accrued compensation cost. use the following model to show how this event would affect the company’s financial statements under the following two assumptions: (1) the compensation is for office personnel and (2) the compensation is for production workers. use the letter i for increase or the letter d for decrease to show the effect on each element. if an element is not affected, indicate so by placing the lette
1 2 Assets N/A I=Liab. I I+Equity D N/A Rev. N/A N/A-Exp. I N/A=NI D N/A
Equity, also known as shareholders' equity or owners' equity for privately held businesses, is the sum of money that, in the event of a company's liquidation, would be distributed to its shareholders after all of the company's assets have been sold and its debt has been fully repaid. In an acquisition, it is the value of sales less any obligations owing by the company that were not transferred with the transaction. Shareholder equity can also serve as a proxy for a company's book value. A payment-in-kind arrangement may occasionally include equity. One of the most frequent types of information is equity, which can be found on a firm's balance sheet and denotes the proportionate ownership of the shares of a corporation.
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theresa spends 2 hours working instead of watching tv with her friends. the opportunity cost to her of working is
Theresa spends 2 hours working instead of watching tv with her friends. the opportunity cost to her of working is the enjoyment she would have received if she had watched tv with her friends.
The value or advantage forfeited by engaging in a specific activity in comparison to engaging in a different activity is known as the opportunity cost in microeconomic theory. Simply put, it indicates that by choosing one course of action (such making an investment), you are forgoing the chance to choose an other course of action. The best activity is the one that, after deducting opportunity costs, has the highest return when compared to all other activities. The goal of opportunity cost, as a depiction of the link between scarcity and choice, is to ensure efficient use of limited resources.
Explicit costs are the direct expenses incurred by a transaction involving money or a physical transfer of resources (business operations costs or expenses).
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What type of policy explains what data the company will collect about its customers, how that data will be used, and how customers can opt out of having their information collected and/or shared?
The company's privacy policy outlines the information it will gather about its customers, how it will use that information, and how customers can opt out not to have their information gathered, used, or shared.
An explanation or legal document known as a "Privacy Policy" outlines how a business or website gathers, manages, and uses the data of its clients and users. It shows how the data will be used. It expressly states whether or not that data is kept private, shared with, or sold to third parties. Laws and other parties require businesses and websites that handle costumer data to display their privacy policies on their corporate websites. The idea of privacy is not new. People have always wanted their personal and social life to be secret. However, the notion of a human right to privacy is a comparatively recent development.
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which vocabulary term is defined as ""a decision made after considering all of the information available""? a. criteria b. judgment c. alternative d. informed decision please select the best answer from the choices provided a b c d
The right response is judgment.
the required details about judgement is mentioned below
What does judging mean?
*: a judgment or opinion rendered by a court after due deliberation. In my opinion, this is the best.
*: an opinion or estimate developed via examination and comparison
*: the capacity to make a choice after careful consideration.
Three different judgments?
Analytical conclusions lack any descriptive information.
Synthetic judgments only provide descriptive information.
Beyond the content of descriptions, evaluative judgments exist.
Instead, a judgment's main goals are to: identify the case's major concerns; qualitatively describe the evidence the judge accepts or rejects; tie those conclusions to the case's factual issues; and demonstrate how any inferences can be drawn from the evidence.
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Answer:
: D. Informed decision
Explanation:
I got 100 on my test edge 2022
0.05% of all tax returns filed electronically contain errors, but 20% of all tax returns filed manually contain errors. if 3.3 million tax returns are filed each way, how many more manually filed returns containing errors will there be than electronically filed returns containing errors? a. 330,825 b. 643,500 c. 321,750 d. 658,350 please select the best answer from the choices provided a b c d
There will be 658,350 more manually filed returns with errors than there will be electronically filed returns with errors.
Error rate in electronic tax return filed = 0.05%
Error rate in manual tax return filed = 20%
Tax returns filed = 3.3 million
Formula used:
Number of manually filed returns=(Tax returns filed manually contain errors×Tax return)- (Tax returns filed electronically contain errors× Tax return)
Plugging the values in the formula we get:
Number of manually filed returns=(20%×3.3 million)-(0.05%×3.3 million)
Number of returns filed manually =660,000-1650
Number of returns filed manually =658,350
In conclusion: There will be 658,350 more manually filed returns with errors than electronically filed returns with faults.
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n the late 1990s the mexican government passed a number of laws concerning the manufacture and operation of automobiles. these included switching to cleaner-burning fuels, installing catalytic converters on new cars,
In the late 1990s the Mexican government passed a number of laws concerning the manufacture and operation of automobiles. These included switching to cleaner-burning fuels, installing catalytic converters on new cars. The likely purpose of these laws is to improve the air quality in urban areas.
What are laws?
Law is a set of rules that are created and are enforceable by social or governmental institutions to regulate behavior, with its precise definition a matter of longstanding debate. It has been variously described as a science and as the art of justice.
Here, the Mexican government passed a series of rules governing the creation and use of automobiles in the late 1990s. These were mainly implemented to decrease the air pollution in the city.
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assuming competitive markets with typical supply and demand curves, which of the following statements is correct?
Assuming the competitive markets with typical supply and demand curves, the correct statements is an increase in demand with no change in supply will result in an increase in sales
What is a competitive markets?
This refers to a market structure in which no single consumer or producer has the power to influence the market. The market's response to supply and demand fluctuates with the supply curve and as a representation of a product's quantity.
It is also called a perfect competition, which is a market structure where all producers and consumers have full and symmetric information and no transaction costs, here, there are a large number of producers and consumers competing with one another in this kind of environment.
Hence, for the competitive markets with typical supply and demand curves, the correct statements is an increase in demand with no change in supply will result in an increase in sales
Therefore, the Option D is correct.
Missing options "A. An increase in supply with a decrease in demand will result in an increase in price.B. An increase in supply with no change in demand will result in an increase in price.C. An increase in supply with no change in demand will result in a decline in sales.D. An increase in demand with no change in supply will result in an increase in sales"
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which statements accurately describe results of the invention of the printing press? question 6 options: books became less expensive to purchase. books became available to many people throughout europe. the literacy rate began to rise as interest in learning grew. the demand for books became a problem because only a few printers were available. less people learned to read.
Books became available to many people throughout Europe, Books became less expensive to purchase, The literacy rate began to rise as interest in learning grew are the results of the invention of the printing press.
What is literacy rate?In order of literacy rate, these are the countries. The UNESCO Institute for Statistics (UIS), which collects the statistics on the organization's behalf, calculates the numbers for 2015 using data from individuals who are at least 15 years old and are literate. When information comes from a different source, notes are included. The vast majority of the questionnaires that were used to gather the data were self-reported by the individuals and were completed within the last ten years. Projections based on these for the year 2015 are given by a Global Age-Specific Literacy Projections Model by UIS. (GALP).
The world's literacy rate for people who are at least 15 years old is 86.3%. There are 82.7% of women and 90.0% of men who can read and write.
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Smart strategic leaders devise ways to make sure that their employees feel invested in the firm's vision. true false
A smart strategic leader comes up with ways to guarantee that their staff members or employees believe in the firm's vision and mission. Thus, the claim is true!
The methods used by a strategist are actually highly dependent on the formulation and implementation of their own leadership tactics, including scenario planning, planned emergence of strategy, and strategic planning.
A smart strategic leader uses their position of authority and influence to control employees' behavior in support of an organization's objectives.
If the strategic leader is smart, they will always devise ways to make sure that their employees feel invested in the firm's vision.
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a retailer that allowed its employees to handle a customer complaint without having to ask for permission or direction from management would have:
a retailer that allowed its employees to handle a customer complaint without having to ask for permission or direction from management would have: empowered its employees to help customers.
Retailer
In its simplest form, a retailer is a person who manages their business through a physical store or an online ecommerce platform like Shopify or BigCommerce. The sale is typically regarded to be final once the customer has paid for the goods or services. Large retailers like Amazon, Walmart, Tesco, and Sainsbury's display products from producers or wholesalers. They are then offered for sale to customers at a markup price. The registration of a store is necessary for some products on the market. For instance, I would require sufficient documentation demonstrating my status as an authorised dealer if I wanted to sell Apple products to clients in my business.
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Refer to the accompanying normal-form game of price competition. firm a firm b c d a 0,7 5,2 b 5,1 0,8 what is(are) the nash equilibrium(equilibria) strategy(ies) for this game?
Nash equilibrium is a concept within game theory where the ideal outcome of a game is where there is no reason to deviate from the beginning strategy.
Let us consider the normal-form game of price competition shown below Firm A Firm B
What is Nash equilibrium?
A player can obtain the desired outcome by sticking to their initial strategy, according to the Nash equilibrium, a decision-making theorem in game theory.Each player's approach in the Nash equilibrium is the best one given what the other players have decided. Because everyone receives the result they want, everyone wins.The prisoners' dilemma is a well-known example from game theory that effectively illustrates the impact of the Nash equilibrium.The Nash equilibrium is frequently addressed in conjunction with dominant strategy, which holds that an actor's chosen approach will produce superior results than any other feasible strategy, independent of the opponent's strategy.To know more about Nash equilibrium visit:
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An investor holds a 4% corporate bond with a yield to maturity of 2.75%. How much will be received in interest on each of the scheduled interest payment dates?
The interest rate is the amount a lender charges a borrower and is a percentage of the principal of the amount loaned. The interest rate on a loan is typically noted on an annual basis known as the annual percentage rate (APR).
Monthly Interest Payment means the amount of interest paid on a Payment Date for the preceding Interest Period based on interest calculated for such preceding Interest Period at the Monthly Interest Rate.
Maturity is not a matter of age, but instead, of how you choose to respond and react to various life situations. It is essentially a level of mental development or wisdom that has a bearing on all areas of an individual's life, right from their conduct to their relationship with others.
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finding alternative uses for underutilized capacity is associated with what type of capacity management technique? group of answer choices employee scheduling capacity sharing employee cross-training yield/revenue management
finding alternative uses for underutilized capacity is associated with the type of capacity management technique referred to as capacity sharing.
What is capacity sharing?This is the term that is used to refer to the method that has to do with the enhancement of the performance of the individuals through the division of the resources that exists between the resources available and the different tasks. These are known to be parallel to each other.
Hence we can say that finding alternative uses for underutilized capacity is associated with the type of capacity management technique referred to as capacity sharing.
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a mechanism that identifies a firm's targeted customers and sets time frames and performance objectives for the business is called a mission statement.
The statement that a mission statement is a mechanism that identifies a firm's targeted customers and sets time frames and performance objectives for the business is TRUE.
What is the mission statement?The mission statement of a company is used to identity the target market and customers of a company.
It also sets a time frame and the objectives in performance that a business hopes to achieve. For instance, "we will be the leading brand for customers in Georgia by 2030."
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All accounts that appear in the balance sheet, including retained earnings, are permanent accounts, and we carry forward their balances from period to period. True or false?.
All accounts that appear in the balance sheet, including retained earnings, are permanent accounts, and we carry forward their balances from period to period is true.
Permanent accounts are ones that retain consistent balances over time. Permanent accounts are those that are combined into the balance sheet; these include the asset, liability, and equity accounts.The permanent accounts are classified into asset, liability, and owner's equity accounts. Asset accounts, such as cash, accounts receivable, inventory, investments, and equipment, are examples of permanent accounts.A perpetual account is one that keeps its balance and remains open from year to year. The period-ending balance in a permanent account is carried forward to the next accounting period as the beginning balance for that period.A permanent account, sometimes known as a real account, is a balance sheet account used to record future-period operations. Permanent accounts are so named because they are never closed at the end of an accounting cycle.Thus this is the meaning of permanent account.
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Dylan majored in music education in college but then attended a graduate school where he achieved a master's degree in business administration. What company in the Education and Training cluster might be interested in hiring Dylan?
A. a college sports program in need of a trainer
B. a private performing arts school looking for a vice principal
C. a small daycare center in need of a classroom aide
D. a high school looking for a behavioral therapist
The equilibrium quantity of labor decreases and the equilibrium wage increases when?
The equilibrium quantity of labor decreases and the equilibrium wage increases when the labor supply shifts to the right.
Labour economics, or exertions economics, seeks to apprehend the functioning and dynamics of the markets for wage labour. Labour is a commodity that is supplied by means of labourers, normally in trade for a wage paid by means of annoying firms.
The definition of hard work is bodily or mental work or attempt. An instance of exertions is studying difficult for a check. An instance of exertions is a woman giving delivery to a child.
Labor is a measure of the paintings completed through human beings. it's far conventionally contrasted with different elements of manufacturing, inclusive of land and capital. some theories awareness on human capital, or entrepreneurship, (which refers to the abilities that employees possess and no longer always the real work that they produce).
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amalgamated metals corporation’s stockholders are mostly individual investors, and there is relatively little institutional ownership. if several pension and mutual funds were to take large positions in amalgamated metals corporation’s stock, direct shareholder intervention would be likely to motivate the firm’s management.
A stockholder or shareholder is an institution or individual including a corporation that legally owns one or more shares of stock in a public or private corporation. Shareholders receive ownership rights based on their percentage of ownership in corporate stock.
Shareholders and stockholders are the same things. Both words describe someone who owns shares of stock in a business. For the purposes of this article, we'll use the term "shareholders.
Shareholders are individuals, companies, or trusts that own shares of a for-profit corporation. The individuals own a specific number of shares, which they each purchased at a specific price.
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you want to buy a new car, but you can make an initial payment of only $2,000 and can afford monthly payments of at most $400. if the apr on auto loans is 12% and you finance the purchase over 48 months, what is the maximum price you can pay for the car?
The max price you can pay for car is $51352.34
Solution:
Now let's see the top price of the car.
[tex]\text { CarPrice }=\frac{A\left((1+r)^{n}-1\right)}{r(1+r)^{n}}+\text { Down Payment }[/tex]
where A is the amount you can afford to pay each month. r is the effective rate of 1%. n is the periodic payment period.
[tex]\text { CarPrice }=\frac{400\left((1+0.01)^{48}-1\right)}{0.01(1+0.01)^{48}}+2,000=\$51352.34[/tex]
What is Interest Rate?
The interest rate is the amount that the lender charges the borrower and is the principal - a percentage of the loan amount. Loan interest rates are usually quoted on an annual basis known as the annual rate (APR). Interest rates may also apply to amounts earned from bank or credit union savings accounts or certificates of deposit (CDs). Annual Rate of Return (APY) refers to the interest earned on these deposit accounts.
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The line item, equipment, on the balance sheet results from a(n) ______ activity.
The line item, equipment, on the balance sheet results from a(n) Investing activity.
In financial accounting, a stability sheet is a precis of the monetary balances of an individual or agency, whether or not it be a sole proprietorship, a business partnership, an agency, private restrained enterprise or other organization which includes government or not-for-earnings entity.
A balance sheet is an economic document designed to speak precisely how a good deal a company or corporation is really worth—its so-known as “ebook value.” The stability sheet achieves this by way of listing out and tallying up all of an employer's assets, liabilities, and proprietors' fairness as of a specific date, also known as the “reporting
A balance Sheet is the financial declaration of an organization which includes property, liabilities, equity capital, overall debt, etc. at the quit of the economic year
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Fairlane company. has an roa of 13 percent and a payout ratio of 26 percent. what is its internal growth rate?
In a condition where Fairline Company has an ROA of 13 percent and a payout ratio of 26, its internal growth rate will be computed to approximately 3.5 percent. Therefore, the option A holds true.
What is the significance of the internal growth rate?The internal growth rate of a firm can be referred to or considered as the value determined in relation to the Return on Assets and the Dividend Payout Ratio.
Using the information given above as well as the formula, the internal growth rate, or simply IGR, can be computed as,
IGR = ROA x B / 1 – ROA x B
IGR = 0.13×0.26 / 1−0.13×0.26
IGR = 0.035
Therefore, the option A holds true and states regarding the significance of the internal growth rate.
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The missing options to the incomplete question have been added below for better reference.
A. 3.5
B. 2.0
C. 0.5
D 2.8
which of these phrases describes the fact that employees understand the changing needs and wants of their customers and align their management and operating practices accordingly?
Customer orientation is the phrases describes the fact that employees understand the changing needs and wants of their customers and align their management and operating practices accordingly.
What is customer orientation?The needs of the client come first in a business that values them. The secret is to focus on helping clients accomplish their goals. When interacting with a customer, having a positive outlook and being eager to help are examples of customer service orientation.
Essentially, it means putting the needs of the client ahead of those of the corporation.
Thus, it is customer orientation.
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corporate social responsibility is a concern that is demonstrated by managers who consider both the long-range best interests of the company and the company's relationship to the society within which it operates
This concern is demonstrated by managers who consider both the long-range best interests of the company and the company's relationship to the society within and the operating corporate social responsibility.
The deontological idea states that human beings need to adhere to their responsibilities when studying a moral predicament, even as the utilitarian moral concept is founded on the capability to expect the outcomes of an action. The deontological theory states that humans should adhere to their duties while reading a moral quandary.
Sustainable marketing meets the wishes and destiny welfare of customers' societal marketing concept at the same time as retaining the capability of future business enterprise and business enterprise desires strategic making plans idea advantage the organization and customers now and within the destiny. a management concept whereby companies combine social and environmental worries in their commercial enterprise operations and interactions with their stakeholders.
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a grocery store manager monitors local weather reports to determine if the store will need to stock extra bread, milk, and eggs prior to a winter storm.
A grocery store manager monitors local weather reports to determine if the store will need to stock extra bread, milk, and eggs prior to a winter storm- Informational.
Data are turned into something that has meaning, worth, or relevance to create information. Business information is data that has relevance, value, or meaning for your company. Any reports, spreadsheets, metrics, regulatory reporting, web pages, documents, dashboards, etc. that meet the criteria for having relevance, value, or meaning for your organization would be included.
Even groupings of data sources might constitute business information. For instance, your data warehouse qualifies as business information because it combines your data to produce actionable information. Hence collecting information about weather condition is considered informational.
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The process by which companies produce their financial statements for a specific period is called the ________.
'The process by which companies produce their financial statements for a specific period is called the Accounting Cycle.
A Accounting Cycle is the process of accepting, recording, classifying, and crediting payments made and received within an enterprise during a particular billing cycle.
The Accounting Cycle is the collective process of identifying, analyzing, and recording an enterprise's accounting events. It's a standard eight-step process that begins when a transaction occurs and ends when it's included in the financial statements.
The steps in the accounting cycle are identifying transactions, recording transactions in journals, posting transactions, preparing unreconciled trial balances, analyzing worksheets, and reconciling journal discrepancies.
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if a transportation problem has four origins and five destinations, the lp formulation of the problem will have twenty constraints.
False
If a transportation problem has four origins and five destinations, the LP formulation of the problem will have nine constraints.
How should LP formulations for transportation issues be written?
Keep in mind that the ordinary transportation problem has as many variables as there are origins and destinations. There are two origins and three destinations in this problem, giving a total of 2 x 3 or 6 decision variables. For this transportation issue, create the LP formulation that reduces the cost of transportation. Definition of decision variables first. The objective function and constraints should then be written. Instead of solving for optimality, illustrate flows on arcs to offer any workable option. A specific type of linear programming issue called a transportation problem involves moving items from a set of sources to a set of destinations while taking into account their relative supply and demand in order to optimize the overall cost of transportation.
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The journal entry to record $1600 of direct labor and $350 of indirect labor incurred will include debit(s) to the ________.
Work-in-process inventory account for $1,600 and manufacturing overhead account for $350.
What is an inventory?Inventory includes both the raw materials needed in production and the finished commodities that are offered for sale. Since inventory turnover is one of the main means of generating income and, consequently, profits for the firm's shareholders, it is one of the most significant assets a company may have. Raw materials, work-in-progress, and finished goods are the three categories of inventory. On a company's balance sheet, it is listed as a current asset. For any business, inventory is a crucial asset. It is described as the assortment of raw materials or completed products that a corporation keeps on hand for everyday business operations.
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Coupon payments in finance refer to? a. dividends paid by stocks or equities. b. admissions into a financial market. c. interest payment from owning a bond. d. discounts paid to buyers.
The correct answer is option (c) interest payment from owning a bond.
Coupon payments in finance refer to interest payment from owning a bond.
A credit card payment coupon is a paper slip with payment records, together with the due date and the card's statement balance, that is meant to be dispatched along with a test when paying a credit card bill by means of mail.
The purpose it's referred to as a discount charge is that earlier than electronic making an investment each bond became issued with pieces of paper referred to as coupons. Those had been used to redeem each month's interest charge from the bond company. As a result the interest price on these pieces of paper became referred to as the coupon charge.
Coupon payment is the periodic payment of interest by way of a bond company to a bondholder. Coupon payment is not to be burdened with stock dividend fee—the 2 are wonderful in some ways.
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Coupon payments in finance refer to interest payment from owning a bond.
Coupon payment is the annual interest price paid on a bond, expressed as a percentage of the face fee and paid from difficulty date till maturity. Coupons are typically referred to in terms of the coupon fee (the sum of coupons paid in a 12 months divided by means of the face value of the bond in question). The purpose it's referred to as a chit charge is that earlier than electronic investing each bond become issued with pieces of paper called coupons. these have been used to redeem each month's interest charge from the bond issuer. as a consequence the hobby charge on these portions of paper turned into referred to as the coupon charge. The coupon price is calculated at the face value of the bond, that's being invested. The interest rate is calculated considering the basis of the riskiness of lending the amount to the borrower. The coupon fee is determined by using the company of the bonds to the patron. The interest rate is determined by the lender. The coupon date is the date on which the bond issuer have to make a interest payment to the bondholder. For most bonds, the coupon date is each 6 months from the date of trouble.
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Loyal customers and proprietary bread both fall within which part of the swot analysis?
Strength is the primary component falls for each unswerving client and proprietary bread in swot analysis.
The strengths of an enterprise describe what an organization excels at and what separates it from the opposition: a robust brand, unswerving consumer base, a robust stability street, specific technology, and so on.
What is a SWOT analysis?SWOT is a form for strengths, weaknesses, opportunities and threats.
The SWOT analysis helps you see however you stand in the marketplace, how you'll grow as a business and wherever you're vulnerable. This easy-to-use tool conjointly helps you establish your company’s opportunities and any threats it faces. The method takes account of each of the interior and external factors your company should navigate.
Strengths and weaknesses are typically internal to your organization, whereas opportunities and threats typically relate to external factors. For this reason, the SWOT Analysis is typically referred to as internal-external analysis and also the SWOT matrix is sometimes called an i.e. matrix.
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