A warning sign that a credit counseling agency may not be legitimate is when they promise to _____. a. work with creditors to come up with a reasonable payment plan for paying off debt b. help lower the monthly payments you must make to your creditors c. pay off your debts by lowering the interest rate that you pay on them d. settle your debts without it hurting your credit rating please select the best answer from the choices provided a b c d

True. The contemporary view of information systems is that they are often so intimately involved in an organization's value chain that they are part of the process itself.

An information system refers to a set of components and devices that is used to collect, transmit, process and store data. The cotemporary view is that they are too intimately involved in an organization’s value chain, so much so that they have become an integral part of its value chain.

Information systems are important in organizations because they help in the reviewing, strategizing, and decision-making processes. They include a wide range of apparatus, ranging from computers, to software, to hardware, to telecommunications, and the internet.

To learn more about information systems: brainly.com/question/13081794

#SPJ4

The corporation has $88,819 in assets and $45,074 in liabilities, respectively. Equity held by stockholders will be $43745.

Equity held by shareholders refers to the sum that a company's founders have contributed to the enterprise. This covers the funds they have directly invested as well as the total amount of profits the business has generated and reinvested since its establishment.

Any investment made by the business's owner counts as equity, as do the total assets less the total liabilities. To give just a few examples, consider common stock, additional paid-in capital, preferred stock, retained earnings, and total other comprehensive income.

We have: 88819 - 45074 = 43745

Consequently, the equity of the investors will be $43745.

Therefore, the corporation has $88,819 in assets and $45,074 in liabilities, respectively. Equity held by stockholders will be $43745.

To learn more about stakeholder equity, refer to:

https://brainly.com/question/17403665

#SPJ4

Answer:

111111111111111

Explanation:

A project manager wants to invite suppliers into a bidding process to bid on specific products. RFQ will he use to accomplish the task. A project manager is an expert in the subject of project management. Project managers are in charge of project planning, procurement, and execution.

In any activity with a specified scope, defined start, and defined conclusion, independent of industry. As project representative, project managers are the initial point of contact for any difficulties or disagreements that arise among the leaders of various departments within an organization before the matter rises to higher authorities. A project manager is in charge of project management task.

To learn more about project manager, click here.

https://brainly.com/question/15404120

#SPJ4

If the banking system currently has $300 billion in reserves, the reserve requirement is 5 percent, and excess reserves are $30 billion. the level of loans are $2970 billion.

An organisation or network of entities that offer financial services is known as a banking system. There are three main financial categories of banking systems: commercial, national, and investment. Credit unions are part of a banking system. The following are some of the main duties performed by banks in India: Accepting deposits, loans and advances from lenders, and money transfers. A crucial component of the entire financial system is banking and loans. By offering infrastructure, finance, and investments, the banking system influences the economy of the nation. The worldwide economies are supported by the banking and loan sector. Any nation's economic growth and development are significantly influenced by the banking system.

Learn more about the banking system here:

https://brainly.com/question/25247091

#SPJ4

Relationship management  aligns communications with an organization's character and action. Relationship management is a method for keeping an organization's audience engaged on an ongoing basis. This management might take place between a company and its clients (business to consumer B2C)

Between a company and other companies (business to business B2B). When a customer makes a purchase, a thank you note is sent. If a customer purchases communications a product, you can upsell or cross-sell them. Providing a birthday greeting with a coupon code. Sending a discount to a consumer who hasn't purchased in a while. Consider it a systematic approach to maintaining strong, positive ties with your clients.

To learn more about communications, click here.

https://brainly.com/question/22558440

#SPJ4

The process behind the production of "account inc.," a suite of business accounting and inventory software, is protected by ​trade secrets law.

Trade secrets law are a type of intellectual property that includes formulas, practises, processes, designs, instruments, patterns, or information compilations that have inherent economic value because they are not widely known or readily ascertainable by others, and the owner takes reasonable precautions to keep them secret. A trade secret is protected under intellectual property law. Trade secrets are intellectual property (IP) rights on sensitive information that can be sold or licenced. In general, to qualify as a trade secret, the data must: be subject to reasonable procedures taken by the legitimate holder of the knowledge to keep it secret, including the use of confidentiality agreements for business.

Learn More about trade Secrets here:

brainly.com/question/14898192

#SPJ4

Alex bates go on the price is right and earns $525,000 in winnings. This is c.) Another type of income.

Income is permitted to deduct from adjusted gross income. A tax credit is an amount subtracted immediately from the amount of taxes owed. most taxpayers should record quarterly payments of predicted amounts owed for taxes. a person's filing status is affected by marital fame and dependents.

Taxable profits consist of wages, salaries, bonuses, and hints, in addition to funding earnings and numerous sorts of unearned profits.

Income is cash that a person or commercial enterprise gets in alternate for imparting hard work, generating an awesome or carrier, or investing capital. individuals generally earn earnings through wages or revenue, at the same time as companies earn earnings from promoting goods or services above their fee of production.

Learn more about income here:-https://brainly.com/question/25745683

#SPJ4

Disclaimer:- your question is incomplete, please see below for the complete question.

Alex Bates goes on Jeopardy and earns $875,000 in winnings. What type of income is this?

a.) Passive Income

b.) Earned Income

c.) Other Income

d.) Investment Income

Dr. Leblanc is observing interactions between primates in the wild and does not intervene. Dr. Leblanc employs a research technique known as nature observation.

Research

"Creative and systematic activity undertaken to improve the reservoir of knowledge" is what research is.It comprises collecting, organising, and analysing information with the goal of improving understanding of a topic or issue.A research project could be a continuation of earlier work on the subject. The main goals of basic research include recording, finding, analysis, and the research and development (R&D) of methods and systems for the improvement of human knowledge (as opposed to applied research). Approaches to study are based on epistemologies, which differ greatly within and between the humanities and sciences.

To learn more about Research

https://brainly.com/question/25257437

#SPJ4

Net cash flow, The amount of cash made or spent during a certain time period, typically spanning one or more reporting periods, is known as net cash flow.

The amount of cash made or spent during a certain time period, typically spanning one or more reporting periods, is known as net cash flow. This idea is used to evaluate a company's potential to create cash in the short term, which is regarded to be its financial viability. The best indication of a company's viability is if it regularly produces positive net cash flow over an extended period of time. On the other hand, an ongoing negative net cash flow is the key sign of a variety of operational or financial issues.

To know more about net cash flow visit:- https://brainly.com/question/20711929

#SPJ4

In a situation where the monthly rent on an 50-square-meter apartment in Monte Carlo, Monaco, is 1200 euros, and the monthly rent on a 500-square-foot apartment in Santa Fe, New Mexico, is $1000, then in terms of price per area the apartment in Monte Carlo is less expensive.

A monthly rent can be referred to or considered as the amount given to owner of a property for the purpose of use and possession during a given period.

For the above situation, after using the conversion of units, the apartment in Santa Fe will be $2 per square-foot, and the apartment in Monte Carlo will have a monthly rent of $1.2 per square foot.

Therefore, the significance regarding monthly rent has been aforementioned.

Learn more about monthly rent here:

https://brainly.com/question/8918122

#SPJ4

To know about the conversion units, search for the question on Cheg

when the life insurance policy's cash value equals the face amount of the policy and the proceeds are paid to the policyowner, this is known as the policy's Endowment.

Endowment life insurance products provide a lump sum payment at maturity by combining term life insurance with a savings plan.

Consumers should examine the fine print before determining whether this is how they wish to invest for their children's education even if they are occasionally advertised as college savings programs.

Prepaid tuition and 529 plans are two more college savings choices that could provide advantages that endowment life insurance does not.

A specialist insurance policy known as endowment life insurance sometimes goes under the guise of a college savings program. As long as you continue to make the set monthly payments, the endowment life insurance policy guarantees a return that is free from danger and will occur on a specific date.

To learn more about insurance from given link

https://brainly.com/question/25855858

#SPJ4

The simple interest rate will be paid is 21%.

To calculate simple interest, multiply the principal amount by the interest rate and the time. The formula written out is Simple Interest = Principal x Interest Rate x Time.

Solution:

Principle Amount P = $1000.00

Interest I= 2050 - 1000

1 = $1050.00

years T S

Rate of Interest = R = ?

Simple Interest I - PTR/100

1000 XS XR 100 1050 =

1050 = SOXR

R= 1050/50 21%

The Simple Interest rate = is 21%.

An easy-interest mortgage is a non-compounded loan. because of this, your hobby is calculated off the ultimate most important stability of your mortgage, so you pay a hard and fast month-to-month amount plus interest. If you could control to pay greater in this set quantity, it will lower your bills going ahead. a hobby on an auto loan is calculated using simple interest, no longer compound hobby which means the interest doesn't earn hobby. interest on an automobile loan is regularly front-loaded in order that early payments pay more toward interest and less in the direction of the paydown of the essential loan stability.

Learn more about Simple interest rates here:-https://brainly.com/question/20690803

#SPJ4

The answer is Technology and capital.

Economic system - A country's or a region's social structures can organise and distribute the resources, services, and goods that are accessible through the use of an economic system. Land, capital, labor, and physical resources are all governed by economic systems.

A society's or a specific geographic area's method of producing, allocating resources, and distributing products and services is known as an economic system or economic order. It entails the amalgamation of the numerous institutions, agencies, entities, decision-making processes, and consumption patterns that make up the financial framework of a specific community.

To know more about Economic system

https://brainly.com/question/491016

#SPJ4

The education level of a consumer is a(n) demographic variable that can be used to identify consumer markets.

A customer is someone or a set who intends to order, orders, or uses bought goods, products, or offerings often for non-public, social, own family, family and similar wishes, now not without delay associated with entrepreneurial or business sports.

Dwelling matters that need to hunt, collect and consume their meals are referred to as clients. consumers must consume to advantage power or they'll die. There are 4 varieties of purchasers: omnivores, carnivores, herbivores and decomposers.

A person or thing that consumes; specif., someone who buys items or offerings for private needs and no longer for resale. The definition of a client is someone that buys items and offerings. An example of client is a person who purchases a new tv.

Learn more about consumer here:https://brainly.com/question/380037
#SPJ4

A one percent change in price for an inelastic item causes a smaller than one percent change in the quantity required. Total revenue will grow when an inelastic good's price is raised, but total revenue will drop when its price is lowered.

What occurs when the price elasticity of demand increases?

To learn more about Price Elasticity, click the links.

https://brainly.com/question/13565779

https://brainly.com/question/13691796

#SPJ4

The most plausible reason why changes in the price  can cause shifts in the supply curve is firms can switch from growing tobacco to cotton and vice versa

The supply curve is a graphical representation of the relationship between an item's or service's pricing and the volume delivered over a given time period. Typically, in an example, the quantity offered will be shown on the horizontal axis and the price will be displayed on the left vertical axis.

The supply curve will slant upward from left to right, demonstrating the supply rule: The supply decreases when the price of some products rises (all else being equal).

Keep in mind that this formulation suggests that quantity is the dependent variable and price is the independent variable. Economics is an anomaly, where the independent variable frequently sits on the horizontal axis, or x-axis.

The supply curve is a graphic representation of supply as a result.

For more information Supply curve, refer to the given link:

https://brainly.com/question/14925184

#SPJ4

Housing ratio of 31%, total debt obligations 40%

Accounts payable, obligations resulting from promissory notes, bills of exchange, and obligations emerging under bonds are all considered debt obligations; Sample 1Sample 2Sample 3.

Financial responsibilities are any unpaid debts or required payments that one party has to fulfill. You have a financial commitment, for instance, if you owe or will owe money to somebody. An responsibility to pay money or provide financial stability can take many different forms.

All debt incurred by the company or any member of the lithium group, including without limitation debt incurred in accordance with company financing arrangements, is referred to as company debt obligations.

To learn more about  debt obligations ,Visit: https://brainly.com/question/17328386

#SPJ4

The other quality a member of a team with a strategic emphasis demonstrates is flexibility.

To get excellent results, effective teams must bring together individuals with varying abilities to collaborate in novel ways and more quickly.

Everyone has a responsibility to function as a team, and good team members can develop into outstanding team players by following a few easy guidelines. The seven necessary qualities of a team player are outlined in the following points, along with explanations of their significance. Team members in businesses with strong business results, high profitability, and high performance typically have extremely clear expectations for their respective positions. These firms are unwilling to take a chance with the standards they hold for their workforce.

To learn more about Strategic activity here

https://brainly.com/question/17313333

#SPJ4

Under the net method of handling credit and debit card​ payments, the​ processing fee is debited to the credit card expense account on the date of sale.

The net approach in the accounting records the vendor invoices. If there are coins sold with transaction prices, the processing rate account is debited to the credit card rate account. For example, the sale quantity is $40 and the processing charge is $2, the coins are debited with $38 and the processing price to credit score card expenses is debited with $2, and the sales are credited with the very last amount of $40. Therefore, the precise internet approach for coping with debit and credit card prices is debiting the processing charge from the credit card expense account.

A credit card is a sort of credit facility, provided by banks that permit customers to borrow finances within a pre-approved credit restriction. It permits customers to make purchase transactions on goods and services.

When you open a bank account at a financial institution or credit score union, you commonly get a debit card. A debit card lets you spend cash from your checking account without writing a test. When you pay with a debit card, the cash comes from your bank account right now.

Learn more about the debit card here brainly.com/question/11482534

#SPJ4

The various types of employment interviews differ primarily in methods for establishing rapport. An interview to assess whether or not a candidate is qualified for a position of employment job interview synonyms the type of interview the interrogation of a person (or a discourse in which information is elicited).

Frequently carried out by journalists An interview is an organized dialogue in which one person asks questions and the other responds. The term "interview" is commonly used to refer to a one-on-one talk between an interviewer and an employment interviewee. The interviewer poses questions to the interviewee, who usually responds with information.

To learn more about interview, click here.

https://brainly.com/question/7638386

#SPJ4

Raja's mother requested a beautiful cast iron pan specifically for her birthday. Raj looked through the goods at two department stores and discovered four different brands, but not chip monopolistic competition.

He struggled to distinguish his mother's pick from the others when he came across Cip in a kitchen specialty store. He was reminded of the monopolistic competition he had studied in business class, where numerous vendors might provide remarkably comparable goods. Each vendor sets his goods apart from the competitors through a variety of strategies.

Monopolistic competition arises when numerous businesses provide rival goods or services that are comparable but imperfect replacements.

Entry barriers are low in monopolistic competitive industries, and decisions made by one firm do not directly affect those of its rivals. Pricing and marketing choices are how the rival companies set themselves apart.

Between perfect and monopolistic competition, known as monopolistic competition, there is monopolistic competition, which incorporates aspects of both and entails businesses with similar but distinct product offerings.

Examples of industries with monopolistic competition include dining establishments, hair salons, home goods, and apparel. Many rival historical cost businesses sell, advertise, and charge for goods like dish soap and hamburgers.

Learn more about monopolistic competition here

https://brainly.com/question/28189773

#SPJ4

With regard to evacuation what one has to be aware of would be

This is the term that is used to refer to all that would have to be done in order to get all the occupants of a building out of it due to an emergency that is occurring in the building. The need for evacuation is often due to emergency that could cause a loss of life. An example of such incidence would during a fire outbreak.

Hence we can say that With regard to evacuation what one has to be aware of would be

Read more on evacuation here: https://brainly.com/question/19601851

#SPJ1

Teaching and Training. The field of applied or practical philosophy known as "philosophy of education" is concerned with the nature and purposes of education as well as the philosophical issues that arise from educational theory and practise.

A person or/and organization's basic values and educational ideals make up their education philosophy. When it comes to instructing and motivating pupils to study, it focuses on the goals and purposes of educational planning, programmes, and procedures.

Philosophy literally translates to "love of wisdom." In a broad sense, philosophy refers to the pursuit of fundamental truths about oneself, the world in which one lives, and one's relationships to both the world and other people.

To learn more on philosophy of education

https://brainly.com/question/15214437

#SPJ1

Describe ethernet, wi-fi, and dial-up modem architectures, and discuss their benefits and downsides of them: Ethernet connection provides quicker velocity, is more dependable, and is extra relaxed than WiFi.

Ethernet is a family of stressed-out pc networking technologies normally used in local vicinity networks, metropolitan region networks, and extensive area networks. It became commercially brought in 1980 and first standardized in 1983 as IEEE 802. three.

Ethernet is used to attach gadgets to a network and continues to be a popular form of network connection. For local networks utilized by unique corporations -- inclusive of employer offices, faculty campuses, and hospitals -- Ethernet is used for its excessive velocity, security, and reliability.

A WiFi connection is extra prone to interference from electrical devices or bodily items which could block the sign. An Ethernet connection is consequently greater dependable, as it's far insulated from interference and crosstalk and unaffected by means of the presence of physical objects.

Learn more about ethernet here: https://brainly.com/question/1637942

#SPJ4

The value of the money income, in terms of buying goods and services, is referred to as your money's Purchasing power.

Purchasing power is the value of the currency expressed in terms of the number of goods and services that one unit of money can buy. It can weaken over time with respect  to inflation. That's because increasing prices effectively decrease the number of goods and services you can buy. Purchasing power is also known as the currency's buying power. Central banks used to  adjust interest rates and try to keep prices stable and maintain the purchasing power. Globalization has linked  the currencies more closely than ever  protecting therefore purchasing power worldwide is crucial.

Learn more about Purchasing power.

https://brainly.com/question/16467725

#SPJ4

If running earnings is $a hundred and fifty-five,000 and overall revenue is $577,000, then the operating margin is seventy two.20%

Revenue is the whole amount of income generated by using the sale of goods or offerings related to the agency's number one operations. sales, additionally called gross income, is frequently called the "pinnacle line" because it sits on the pinnacle of the income statement.

Your annual is the quantity of money your corporation earns from income over 12 months; it does now not consist of fees and expenses. To calculate your annual sales, you multiply the quantity of every product you bought by way of its sale rate, after which add every product's annual income to determine your gross annual sales.

The sale of goods, merchandise, or merchandise. The sale of services, which includes consulting. apartment income from industrial assets (observe the usage of “profits”) The sale of tickets to a live performance.

Learn more about revenue here:

https://brainly.com/question/16232387

#SPJ4

The way that the Bureau of Labor Statistics (BLS) collects monthly data on employment and unemployment is through personal visits, mail, telephone, email, and video calls.

The Bureau of Labor Statistics (BLS) is able to give monthly updates on employment and unemployment by talking to respondents from their Occupational Requirements Survey (ORS).

These respondents are reached out to via a variety of methods such as mail and telephone calls. Sometimes personal visits are also used if they are necessary. As we are in the digital age, video calls and email are also methods used to get the relevant data on employment and unemployment.

Find out more on the Bureau of Labor Statistics (BLS) at https://brainly.com/question/9531165

#SPJ1

Cash flow accessible Catering Corp. reported $8 million in free cash flows for 2013 and a $2 million investment in operating capital.

What exactly is free cash flow?

In corporate finance, free cash flow or free cash flow to the firm is the amount by which a company's operating cash flow exceeds its demands for working capital and fixed asset expenditures. The cash generated by a company after deducting cash outflows for operating expenses and capital asset upkeep is referred to as free cash flow (FCF).

To learn more about free cash flow

https://brainly.com/question/28543476

#SPJ4

These are the part of human resource management Compensation ,Employeerelations,

Recruitment, Training and development

What is Human resource management?

To know more about Human resource management visit:

https://brainly.com/question/13226544

#SPJ4