(a)The monthly payment at 30 years, 5% will be $434.83 and the total interest cost is $75537.19
(b) The monthly payment at 30 years, 5.5% will be $459.91 and the total interest cost is $84567.60.
(c) The monthly payment at 30 years, 6% will be $485.64 and the total interest cost is $93830.40.
(d) The monthly payment at 30 years, 5% will be $511.98 and the total interest cost is $1103312.80
The PMT formula is used for calculating the down payment. The formula for monthly payment calculation is :
PMT = PV × (i/1-(1+i)^-n), where,
PMT = periodic payment
i = interest rate
n = number of periods
PV = Present value.
The present value is calculated as:
Given,
Cost of house = $90000
Down payment = 10% of cost
=10%× $90000
= $9000
The total amount of financing would be =$90000- $9000
= $81000
This $81000 will be taken as present value for calculating the monthly payment amount.
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How did racism break down at nasa? In the movie hidden figures
Answer:
In the movie "Hidden Figures," racism at NASA is shown to have broken down through a combination of factors, including the perseverance and hard work of the black female mathematicians, pressure from civil rights leaders, and changing societal attitudes towards race.
Despite facing segregation, discrimination, and overt racism, the three African American women mathematicians depicted in the film - Katherine Johnson, Dorothy Vaughan, and Mary Jackson - continued to perform their jobs with excellence and determination. Their competence and professionalism eventually earned them the respect and recognition of their white colleagues, who began to see past the color of their skin and acknowledge their contributions.
Furthermore, the pressure of the civil rights movement and the changing societal attitudes towards race during the 1960s also played a role in breaking down racism at NASA. The agency was under increasing pressure to desegregate its workforce and treat its black employees fairly, and this pressure helped to push NASA towards more progressive hiring practices and policies.
Overall, the breakdown of racism at NASA was a gradual process that was driven by a combination of factors, including the perseverance of the black female mathematicians, the pressure of the civil rights movement, and the changing attitudes towards race in American society.
Racism broke down at NASA, as portrayed in the movie Hidden Figures, as a result of the significant contributions by African-American women mathematicians. Their skills in mathematics, computing, and engineering demonstrated their integral value to the success of NASA's missions. It was a gradual process marked by persistence against racial barriers and resistance.
Explanation:In the movie Hidden Figures, racism at NASA began to break down as the scientific community recognized the significant contributions of African-American mathematicians to space exploration. The three main characters, Katherine Johnson, Dorothy Vaughan, and Mary Jackson faced racial discrimination and sexism in a largely segregated and male dominated environment.
However, their exceptional skills in mathematics, computing, and engineering demonstrated their value to NASA's missions. This led to a gradual change in attitude and, eventually, policy towards integration within the workplace, though this process was not without its obstacles and resistance. For instance, Katherine Johnson's calculations were instrumental in the success of the first manned space missions.
It's important to realize the fight against racism was not primarily a mission of NASA but of the influential individuals within it. This is depicted in the movie where African-American women transcend racial barriers step-by-step, by persisting and proving their ability despite the odds against them.
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There are some things you must
face alone.
Love is believing in people's
strengths.
Quotation
They protested, and it was hard to
let them go after all we'd been
through, but I knew I had to do this
last part of the quest by myself.
My mother can make me feel good
just by walking in the room....
When she looks at me, it's like she's
seeing all the good things about me,
none of the bad.
In a strange way, I was glad that
Poseidon was so distant. If he'd tried
to apologize... it would've felt fake.
Don't pretend to feel something
you don't.
Answer:
Love is blind
Explanation:
Someone can love someone for a short while and then just go on another path But everyone has someone in the world...
When the League of Nations was formed, the United States refused to join. The U.S. then passed which of the following regulations to isolate itself from the world?
A. The U.S. raised taxes on American business.
B. The U.S. placed high tariffs on imported goods.
C. The U.S. adopted "dollar diplomacy."
D. The U.S. founded the United Nations.
Answer:
B. The U.S. placed high tariffs on imported goods.
Explanation:
Why could the Aztec New Fire ceremony be compared to our modern-day Groundhog Day? A. Both ceremonies are based on animals. B. The outcome of the event determines what the culture believes will happen in the future. C. Both traditions take place in the late winter/early spring. D. The observance is commonly televised and watched around the countr
The way that the Aztec New Fire ceremony be compares to our modern-day Groundhog Day is C. Both traditions take place in the late winter/early spring.
What was the Aztec New Fire Ceremony ?Despite their very different origins, modern-day Groundhog Day and this ancient festival are both held during the late winter to welcome spring. On February 2nd each year in the United States and Canada, crowds gather to recall this tradition of observing a groundhog's emergence from its burrow as it makes predictions about the remaining winter weather.
The Aztec New Fire ceremony and Groundhog Day have parallel purposes: marking the metamorphosis across seasons—a practice lovingly honored when people eagerly anticipate warmer days ahead while marveling at new beginnings.
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Help please. Explain the nullification crisis?
The struggle between the state of South Carolina and the federal government over the latter's effort to invalidate the federal tariffs of 1828 and 1832 within the state occurred during the nullification crisis of 1832–1833.
What was the nullification crisis and how was it resolved?Henry Clay and John C. Calhoun negotiated a compromise measure in 1833 that gradually reduced tariffs over the ensuing ten years. South Carolina finally ratified the Compromise Tariff of 1833, which put an end to the nullification controversy. There are more than 26,000 items in the Andrew Jackson Papers, which span the years 1767 to 1874.
The materials illustrate Jackson's personal life and career as a politician, military commander, president, slave owner, and landowner. They also include memos, notebooks, speeches, military documents, land deeds, and other printed materials. President Andrew Jackson contested a state's authority to overturn a federal statute in a proclamation to the people of South Carolina on December 10, 1832.
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2023 GR 12 COMMON RESEARCH TASK INVESTIGATE WHY IT IS DIFFICULT TO UPROOT THE MENTALITY OF APARTHEID/PACISM AS A SOCIAL CONSTRUCT CREATED IN SOUTH AFRICA. The content of the Research should focus on the following: ● ● ● ● DEPARTMENT OF EDUCATION Racism as a social construct Changes brought about by rescinding Apartheid laws in 1994 Failure of the Black Consciousness philosophy Policy of integration (joining the privileged) Politics of Elitism (replacing the privileged) STRUCTIONS AND GUIDANCE TO LEARNERS: 1. II. Explain the concept of Racism as a social construct Find out what those rescinding apartheid laws were able to change and unable to change Find out how the Black Consciousness philosophy failed to challenge Apartheid. Investigate how the integration of Whites and Blacks has helped to perpetuate inequality and racism in SA. Investigate whether elitism in the new democratic South Africa is helping to maintain Apartheid era privileges. EARCH GUIDELINES: THE FOLLOWING CRITERIA SHOULD BE USED FOR PURPOSES OF MAR III. IV. V.
Introduction: Apartheid was institutionalized in South Africa in 1948 and lasted until 1994. It was built on the belief in the racial superiority of the white minority and the inferiority of the black majority. This research project explores why the apartheid/racist mindset is so difficult to eradicate as a social construct.
What forms the content of the research?I. Racism is a system of power and privilege institutionalized through laws, policies and practices. Racism is based on cultural, historical and social factors, not biological differences. It is perpetuated by stereotypes, prejudice, discrimination and inequality. It's based on the belief that certain races are superior or inferior to others..
II. The end of apartheid laws in 1994 brought significant changes in the political, social and economic situation of South Africa. The new government, led by Nelson Mandela, implemented policies to promote equality, justice and reconciliation. The constitution established the principles of equality, non-discrimination and human rights..
III. Steve Biko's Black Consciousness philosophy did not withstand the institutionalized apartheid power structure. Biko himself was captured by the police in 1977 and tortured to death. He was a supporter of the apartheid government. He died in prison in 1977.
IV. Integration policies aimed at reuniting blacks and whites have been criticized for perpetuating inequality and racism in South Africa. This approach failed to challenge the institutionalized power structures of apartheid and often resulted in blacks adopting white cultural norms and values. It also perpetuated the belief in white supremacy..
V. The new democratic South Africa retains the benefits of the apartheid era. The new black elite was accused of perpetuating inequality and corruption and failing to meet the needs of the black majority. It was also criticized for not challenging the institutionalized power structures of apartheid. .
In conclusion, The legacy of apartheid continues to affect the social, economic and political environment of South Africa. Apartheid's institutionalized power structures based on white supremacy and black inferiority are difficult to dismantle. The philosophy of black consciousness, integration and the politics of elitism failed to challenge the power structures of apartheid.
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50 points and brainliest please help
What do you think should be done to manage population growth?
● What did you find surprising?
● How do you think this issue will impact you and your family?
● How will population changes affect the future?
● What solutions do you think will work best to manage growth and why?
Answer:
I Hope this helps you at-least a tiny bit, there’s no chart or anything so kind of hard to answer
Explanation:
I can provide you with some general information and perspectives on managing population growth.
What should be done to manage population growth?
Managing population growth is a complex issue that requires a multifaceted approach. Some strategies that could be effective include:Promoting family planning and access to contraception to help individuals plan their families and avoid unintended pregnancies.Improving education and economic opportunities, particularly for women, to help reduce poverty and increase people's ability to support themselves and their families.Encouraging sustainable development and reducing consumption of resources to limit the impact of human activities on the environment.Implementing policies that limit immigration or encourage emigration to reduce population growth in areas experiencing rapid population growth.Promoting alternative energy sources and encouraging a shift towards a more sustainable economy.
What did you find surprising?
I don’t know what I’m supposed to look at that surprises me, but some people may be surprised to learn that population growth rates have actually been decreasing in many parts of the world, including developed countries. However, population growth is still a significant issue in many developing countries and in areas experiencing high levels of immigration.
How do you think this issue will impact you and your family?
The impact of population growth will vary depending on the region and specific circumstances. In general, population growth can put a strain on resources and infrastructure, leading to environmental degradation and social and economic challenges. However, managing population growth effectively can help mitigate these impacts.How will population changes affect the future?
Population changes will have significant implications for the future, including impacts on economic growth, environmental sustainability, and social stability. Managing population growth effectively will be crucial to creating a more sustainable and equitable future for all.
What solutions do you think will work best to manage growth and why?
As mentioned earlier, managing population growth will require a multifaceted approach that includes promoting family planning and access to contraception, improving education and economic opportunities, encouraging sustainable development, implementing immigration policies, and promoting alternative energy sources. The most effective solutions will likely vary depending on the specific context and cultural and social factors, and will require cooperation and coordination between individuals, communities, and governments at local, national, and international levels.
Why does the author include information about the views of Bernie Sanders? Explain
Who greatly benefitted from the rise of public interest groups during the 1960s and 1970s?
a. the wealthy
b.pro-war advocates
c.the poor
d.politicians
Answer:
politicians
Explanation:
this is because before, interest groups were weak but when interest groups were gaining popularity the government would hear about it which is what they wanted.
How did the Taft-Hartley Act of 1947 reflect the goals of the Red Scare?
A It prevented companies from doing business with the Soviets.
B
It prevented federal contractors from working without first signing loyalty oaths.
C It required enhanced background checks on all employees.
D It required union leaders to sign oaths saying they were not Communists.
The Taft-Hartley Act of 1947 required union leaders to sign oaths saying they were not Communists. hence the correction answer is D.
The Taft-Hartley Act of 1947 was passed during the height of the Red Scare, a period of intense anti-Communist sentiment in the United States. The Act was intended to restrict the power of labor unions and prevent Communist influence within them. One of the key provisions of the Act was the requirement that union leaders sign an affidavit stating that they were not members of the Communist Party or affiliated with any group advocating the overthrow of the government. This provision was seen as a way to weed out Communist influence from labor unions and prevent them from using their power to disrupt the economy or threaten national security. Overall, the Taft-Hartley Act reflected the goals of the Red Scare by attempting to root out Communist influence from all aspects of American society, including labor unions.
Therefore, the optimal choice is option D.
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The sequence shown in this graph is an example of which constitutional principle?
The graph shows a sequence that is an example of the constitutional principle of checks and balances.
Option C is correct
The Checks and Balances principle is a fundamental aspect of the United States government system, designed to prevent any one branch of government from becoming too powerful or abusing its authority. The principle establishes a system of checks and balances among the three branches of government: the executive, legislative, and judicial branches
Under this principle, each branch of government has some degree of oversight and control over the other two branches. For example, the legislative branch can pass laws, but the president can veto them. The judicial branch can declare a law passed by the legislative branch to be unconstitutional. The executive branch can issue executive orders, but the judicial branch can declare those orders unconstitutional.
Option C is correct
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The sequence shown in this graph is an example of which constitutional principle?
Question 4 options:
individual rights
republicanism
checks and balances
separation of powers
Copyright protects
A ancient music written anonymously
B ideas not written down on paper
C original work from identical duplication
D already plagiarized works from legal challenges
Answer:
C. Original work from identical duplication.
Explanation:
Copyright Act 1974 protects any original, work, thought or idea from being duplicated in order to protect the owner of the original work and to have them get credit.
100 points and brainliest please help.
tell me about Distributions of Population. Consider the following:
● changes in urban-rural population
● patterns of migrations
● population density
Answer:
Changes in urban-rural population: Over time, the distribution of population has shifted from rural to urban areas. This shift is often attributed to the growth of industrialization, which led to job opportunities and other benefits in urban areas. Today, the majority of people in the United States live in urban areas. However, rural areas still play an important role in agriculture and other industries, and many people continue to live in these areas for a variety of reasons, including lifestyle preferences.
Patterns of migrations: Patterns of migration have shaped the distribution of population in the United States. Historically, different waves of immigrants have arrived in the country at different times, seeking economic opportunities and other benefits. Additionally, the Great Migration of African Americans from the rural South to urban areas in the North and West during the mid-20th century played a significant role in shaping the demographics of these regions. Today, immigration from Latin America and Asia is an important factor in population growth and demographic changes.
Population density: Population density refers to the number of people per unit of land area. In the United States, population density varies widely across different regions and is influenced by a variety of factors, such as climate, topography, and economic opportunities. Some areas, such as cities, have high population densities, while others, such as rural areas, have low population densities. Urban areas tend to have higher population densities due to the concentration of people and economic activity, while rural areas tend to have lower population densities due to the presence of agriculture and other industries that require more space.
What role did Confucianism play in the origin of Daoism?
Answer:
Confucianism and Daoism are two of the most influential philosophical and religious traditions that originated in China. Confucianism played a significant role in the origin of Daoism in the sense that Daoism emerged as a response to Confucianism.
Confucianism, founded by Confucius (551-479 BCE), emphasized the importance of social harmony, moral righteousness, and human relationships. Confucianism stressed the importance of education, ritual, and propriety, and held that individuals had a responsibility to fulfill their social roles and duties. In contrast, Daoism, founded by Laozi (or Lao Tzu), rejected the Confucian emphasis on social hierarchies, morality, and ritual, and instead advocated a return to the natural state of being, in harmony with the Dao, or the "way" of the universe.
In other words, Daoism emerged as a critique of Confucianism, offering a different vision of the ideal society, one that valued simplicity, spontaneity, and non-action. While Confucianism emphasized the importance of human relationships and social harmony, Daoism taught the importance of living in harmony with nature, emphasizing the concept of wu wei, or "non-action." In this way, Confucianism played a role in the origin of Daoism by providing a contrast against which Daoist thought could develop.
Explanation:
Select the correct answer.
The market demand for milk in Country X is 18 billion gallons per month, but the supply is 10 billion gallons per month. What must happen in order to achieve market equilibrium?
Group of answer choices
The monthly supply of milk must decrease by 28 billion gallons.
The monthly supply of milk must increase by 8 billion gallons.
The monthly supply of milk must increase by 28 billion gallons.
The monthly supply of milk must decrease by 8 billion gallons.
Answer: The monthly supply of milk must increase by 8 billion gallons.
Explanation: The existing market supply of milk is 10 billion gallons per month, but it needs to be 18 billion per month because this is how much is demanded (demand). This means you need to add 8 billion gallons per month [produced], because 10 + 8 = 18 billion gallons of milk per month.
The banning of alcohol in the 1920s gave more power to which of the following? A. religious organziations B. organized crime C. textile factories
this exam is taken all my points
what issues caused the new deal coalition to divide?
HUMAN-ENVIRONMENT
INTERACTION
Write a short
essay about segregation law as it existed in the United
States in the 1950s and 1960s. Refer to the map to
support your description. Incorporate information from FL
the textbook and your own research as relevant. Note in
particular significant trends pertaining to segregation in
specific regions of the country.
Racial segregation in the United States is the systematic separation of facilities and services such as housing, healthcare, education, employment, and transportation on racial grounds.
The term racial segregation is mainly used in reference to the legally or socially enforced separation of African Americans from whites, but it is also used in reference to the separation of other ethnic minorities from majority and mainstream communities.
While mainly referring to the physical separation and provision of separate facilities, it can also refer to other manifestations such as prohibitions against interracial marriage, and the separation of roles within an institution. Notably, in the United States Armed Forces up until 1948, black units were typically separated from white units but were still led by white officers.
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The major U.S. victory that saw an overwhelming U.S. victory of only 155 loses in relation to thousands of the enemy but saw the enemy increasingly controlling the strategic initiative by determining where and when the fight would occur was at?
Group of answer choices
Attleboro
Junction City
Hamburger Hill
Tet
All of the Above
The correct answer is Hamburger Hill. The major U.S. victory that saw an overwhelming U.S. victory occurred at Hamburger Hill.
The battle that saw an overwhelming U.S. victory with only 155 losses and where the enemy controlled the strategic initiative was the Battle of Mogadishu, also known as the Black Hawk Down incident.
The operation was intended to capture the Somali warlord Mohamed Farrah Aidid and his top lieutenants. However, the operation turned into a protracted battle in the streets of Mogadishu as U.S. troops faced intense resistance from Aidid's militia forces.
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proposition and support: in 3 paragraphs, take a position on who you think was the most effective figure (examples: Kennedy, nixon, ford, carter, khrushchev, brezhnev, etc) in the us or russia during the cold war. why do you think they were effective and what specifically did they do, or not do, that made their tenure successful to you
Answer:
kennedy
Explanation:
He stayed calm ant tried to keep the cold war calmer. He prevented nukes from being launched.
whose ideas more closely aligned with aristotle’s hobbes or locke explain
While both Hobbes and Locke drew on Aristotle's views, Hobbes' focus on the need for strong government and Locke's emphasis on individual rights and limited government placed them on opposing political sides of the spectrum.
Whose Work is Closest to Aristotle?Hobbes and Locke were both impacted by Aristotle, yet their elucidations of his thoughts varied.
Hobbes' political reasoning was closer to Aristotle's, especially his accentuation on the significance of a solid, centralized government in supporting social arrange and anticipating chaos. Hobbes accepted that people were naturally hungry and rough, which life without a effective autonomous would be "dreadful, brutish, and brief."
Locke's conclusions, on the other hand, wandered from Aristotle's in that he emphasized the significance of restricted government and person characteristic rights. Locke accepted that people were shrewdly and competent of shaping their claim governments in arrange to protect their rights, which these governments ought to be held responsible to the individuals over whom they had impact.
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Which of the following sentences describe the US federal system? Select two responses.
The correct answer is B) Both the general public and state legislatures have power. D) This is a compromise designed to eliminate the drawbacks of both a "confederate" and a "unitary" system.
There are two different definitions of "Federalism": The public, as well as state legislatures, have power in exchange for removing impediments from a "unitary" and "confederate" framework. In the United States, administrators run the government. B and D were the best options.
A plan to regulate decisions divides and consolidates the presidency's binding branch, the Congress, which acts as a government branch, and the Supreme Court, originally established as a judicial system division.
As a result, options (b) and (d) are correct.
Disclaimer The question is unfinished.
Which of the following sentences describe the US federal system? Select two responses.
a. The national government absolutely controls all state governments.
b. Power is shared by the national and state governments.
c. State governments exercise absolute power over the national government.
d. It is a compromise meant to eliminate the disadvantages of a "unitary" and a "confederate" system.
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Place the following events in sequence: A) A company
Incorporates; B) A company's stock rises; C) A company
Issues stock
What was true about the transportation used to ship farmers' crops?
OA. Farmers could choose from several railroad companies.
B. Railroads competed with ships to move crops.
OC. Railroads could charge as much as they liked.
OD. Farmers usually owned shares in railroad companies.
SUBMIT
Answer: O C.
Explanation: the people who owned the railroad could make any change at any given time.
EL DIPTONGO
1. Pinta los diptongos en las siguientes palabras:
Paisaje
Empeine
Ciudadana
Piedra
Viaje
Aurora
Boina
Cuatro
Rubio
Huevo
Europa
Cuidado
Answer:
Paisaje
Empeine
Ciudadana
Piedra
Viaje
Aurora
Boina
Cuatro
Rubio
Huevo
Europa
Cuidado
Explanation:
Los diptongos son las siguientes:
ai, au, ei, eu, oi. ou, ia, ie, io, iu, ua, ue, ui, uo
Chairman Bennie Thompson outlined a story about Lincoln. What did he convey and what was his intent in doing so
It is unclear which Lincoln-related anecdote Congressman Bennie Thompson, a member of the US House of Representatives, was alluding to without more details.
Nevertheless, Abraham Lincoln is a well-known historical person in the United States, and there are several tales and anecdotes about him that are frequently used as examples or sources of inspiration for other endeavors. Congressman Bennie Thompson may have used a tale about Lincoln to illustrate a point, motivate his audience, or call attention to Lincoln's leadership skills, depending on the circumstances and the content of his speech.
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Calculate the volume in mL of 0.387 M NaOH needed to neutralize 47.8 mL of 0.867 M HCl in a titration.
To ascertain the concentration of an identified analyte, titration is a typical laboratory technique for quantitative chemical analysis. A standard solution with a known concentration and volume is prepared as the reagent, also known as the titrant or titrator.
Titration is a method of chemical analysis where the quantity of a sample's ingredient is determined by adding a precisely measured amount of a different substance to which the desired constituent will react in a specific, known proportion.
The French term titer (1543), which means the percentage of gold or silver in coins or in works of gold or silver, is where the word "titration" comes from. This word is a measurement of fineness or purity.
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SOMEONE HELP FASTER I NEED THIS RIGHT NOW!! 20POINTS
Which of the following best describes the relationship between factory owners in the North and people in the South during the late 1800s?
Northern factory owners depended on the South for factory workers to produce goods.
Northern factory owners depended on resources supplied by Southerners to maintain production.
The South was self-sufficient and did not rely on the North in any way.
People in the South did not support Northern factory owners because the boom in the North caused hardship in the South.
Answer
Northern factory owners depended on resources supplied by Southerners to maintain production.
Explanation:
2. Is there anything that the monk viewed as positive about life in Gupta India that you view as negative? Explain your answer.
There were elements of life in Gupta India that some monks or individuals considered favorable, but from a present-day perspective, could be deemed disapproving.
Some of the points areFirstly, we have the caste system - certain monks may have appreciated it as a way to organize society and maintain social stability; however, contemporary analyses see it as classist and abusive, with its potential for restricting social progression and sanctioning societal injustice.
Secondly, patriarchy comes into play - Gupta India was an overwhelmingly male-dominated civilization where gender-based responsibilities and outlooks were set forth rigidly, resulting in women having fewer freedoms and rights than their male counterparts.
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In order to help freed slaves integrate into life after slavery, the government created the?
A- Black Codes
B- Freedmans Bureau
C- Enforcement Acts
D-Compromise of 1877
B. freedoms bureau
officially known as the bureau of refugees, freedmen, and abandoned lands 1865