$250,000 per depositor .
For each account ownership category, the standard insurance amount is $250,000 per depositor, per insured bank.
What is standard insurance amount?While different states require different types of insurance and additional options (such as gap insurance) are available, most basic auto policies include the following: bodily injury liability, personal injury protection, property damage liability, collision, comprehensive, and uninsured/underinsured motorist.The three most important types of insurance are then examined in greater depth: property, liability, and life.Term insurance is the purest and most affordable type of insurance policy that allows you to choose a high life cover for a specific period of time.According to Bankrate's 2022 analysis of average quoted premiums from Quadrant Information Services, the average cost of car insurance is $1,771 per year for full coverage, or about $148 per month. Minimum coverage costs $545 per year on average.
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An organization attempting to measure the difference between its customers’ expectations and experiences encourages customers to call a 24-hour toll-free hotline. What is this type of activity called?.
Gap Analysis is a type of activity in which an organization attempting to measure the difference between its customers’ expectations and experiences encourages customers to call a 24-hour toll-free hotline.
What is Gap Analysis?A gap analysis is a process of asserting the performance of a particular business unit to check or determine whether the business requirements or objectives are met, if not what steps should be taken to meet them. A gap analysis is used by the companies to compare their current performance with their expected performance. Steps involved in Gap Analysis are Identify the current state, Identify the future state, identify the gaps, evaluate solutions, implement change.
A gap analysis is useful when the companies are not using their resources, capital, or technology to their full potential. Gap analysis is used in finding the difference between rare sensitive assets and liabilities. A gap analysis is also called need analysis for any organizational type.
The types of Gap analysis are Market Gap analysis, Finance /Profit Gap Analysis, Skill Gap Analysis
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Which type of market includes the buying and selling of final goods and services? factor market financial market product market primary market
Answer:
financial market
Explanation:
The market that includes the buying and selling of final goods and services is called the product market. Therefore, option C is correct.
What is a product market?A product market is a marketplace where final goods and services are bought and sold for consumption. The product market is characterized by the exchange of finished goods between businesses and households.
It is an essential part of a market economy, where prices and quantities are determined by supply and demand. The primary function of the product market is to allocate resources efficiently by matching consumer preferences with available goods and services.
Another function of the product market is to facilitate competition between businesses, which drives innovation and improved efficiency.
The product market also generates revenue for businesses, which can be reinvested into research and development, expanding the business, or creating new products.
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when a company is starting up, it likely needs to borrow startup funds. a key advantage of borrowing from global capital markets is that it blank . multiple choice question. lowers the borrower's cost of capital increases the borrower's cost of capital lowers an investor's cost of capital decreases the paperwork involved in borrowing money
When a company is starting up, it likely needs to borrow startup funds. a key advantage of borrowing from global capital markets is that it lower's the borrowers cost of capital.
The cost of capital is the minimum return a business must achieve to be able to justify investing in a capital budgeting project, like constructing a new factory.
Analysts and investors refer to cost of capital, but it is always an assessment of whether the costs associated with a planned choice can be justified. A comparison of an investment's prospective return to its cost and hazards is another way that investors may use the phrase.
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donated assets should be recorded on the balance sheet at what amount? multiple choice question. zero fair value book value of the donor net realizable value
Donated assets should be recorded on the balance sheet at a Zero Fair Value of the donor.
What are Donated Capital Asserts?Donated capital assets are a type of gift given to an entity. Assets are resources which a company uses in its business operations.
What is Fair Market Value?A Fair market value refers to the price of the product which can be sold in an open market, assuming that both the buyers and sellers have reasonable knowledge of the assets. Fair Market Value is different than the market value and appraised value.
Fair markets are most commonly used in real estate market and tax settings. Insurance companies uses fair market value to claim certain payouts. Fair market value are also often used in taxation. Municipal property taxes are based on Fair market value of the owner's property.
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richard sands is the ceo of constellation brands, the world's largest wine producer. he has the legitimate power and right to make decisions about how the division is run and to influence others to carry out these decisions. he has:
The Appropriate Response is Authority which is Stated in Choice A.
What is full form of CEO?
The full form of CEO is Chief executive officer. The highest-ranking individual employee within a business is called the CEO (Chief Executive Officer). They are an employee in the sense that they work for the company rather than being elected by shareholders, but they are not your average employee; they have a lot of power and influence within the company.
The CEO of Constellation Brands is Richard Sands. A chief executive officer thereby occupies the highest position within an organization or association.The CEO is responsible for making important executive decisions as well as for the overall success of a company or other organization. They may seek input on important decisions, but they are undisputed experts when it comes to coming to final decisions.
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multiple select question select all that apply excessive inventory on hand, especially in the work in process inventory account, may lead to blank . multiple select question. price increases in direct materials obsolete goods inefficient operations high defect rates
Inefficient operations may lead to blank.
Improper planning can range from a forget of resource deficiencies or redundancies, both on the way to produce an inefficient operation, or wrong making plans can be neglecting to organize operational contingencies need to trouble stand up.
Operational efficiency is gained thru a company by way of fee-efficiently streamlining its base operations at the same time as disposing of redundant techniques and waste.
Typically, this is executed by way of specializing in useful resource usage, production, inventory control, and distribution.
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all of the following would enhance recruiter effectiveness except: group of answer choices ensuring that recruiters provide applicants with timely feedback. recruiting in teams rather than individually. using realistic work perusal as part of the recruitment process. ensuring that recruiters are knowledgeable about company policies and procedures.
It shows employers how to develop a focused recruitment strategy that takes into account the job applicant’s perspective, targets and reaches specific types of candidates with a well-crafted message, and secures the most highly qualified candidates for the organization.
Employment is a courting between two parties regulating the provision of paid labor services. Usually based totally on an agreement, one birthday party, the organization, which is probably a business enterprise, a not-for-earnings enterprise, a co-operative, or some other entity, can pay the other, the worker, in return for wearing out assigned work. Personnel work in return for wages, which may be paid on the premise of an hourly fee, by means of piecework or an annual income, relying on the type of work an employee does, the triumphing conditions of the arena, and the bargaining power among the parties.
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if andy pforzheimer, owner of barcelona restaurants, were to argue with one of the restaurant managers over whether it was more important to focus on staffing the chef positions or to focus on having the wait staff in the restaurant perform well, what would be the source of their conflict? organizational structure change differing process goals poor communication
If the owner were to argue with one of the restaurant managers over whether it was more important to focus on staffing the chef positions or to have the wait staff in the restaurant perform well, then, the source of their conflict will be differing process goals.
What is known as a conflict?Generally, the term conflict means any serious disagreement and argument about something important, that is, when about two people or groups are in conflict, they are having a serious disagreement or non-conclusion about certain things.
What is known as Process Goals?In a business, a Process Goals means the goals that define processes that should be followed to encourage quality outcomes. They typically focus on doing something rather than achieving an end result such as barring outside interference usually considered wholly under the employee's control to meet.
In conclusion, the differing process goals is an example of an interpersonal conflict, these goals are more concern the communication processes that are involved in conflict resolution that influence how decisions are made.
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wilton sells softball equipment. on november 14, they shipped $4,000 worth of softball uniforms to paola middle school, terms 2/10, n/30. on november 21, they received an order from douglas high school for $2,400 worth of custom printed bats to be produced in december. on november 30, paola middle school returned $400 of defective merchandise. wilton has received no payments from either school as of month end. what amount will be recognized as accounts receivable, net on the balance sheet as of november 30?
The amount which recognized as net accounts receivable on the balance sheet as of November 30 is equal to $3600.
A balance sheet may be defined as a statement which consists of all the accounting data of an organization. It includes all the assets, liabilities, shareholders of organization and the equity. This sheet is one of the most important features in looking after the business of an organization. The net accounts can be calculated using the formula
Net accounts = Selling price of softball equipment - defective merchandise amount
The selling price of softball = $4000 and the defective merchandise amount = $400
So, the Net accounts = $4000 - $400
Net accounts = $3600
The amount $2400 is not considered in the computation part because the Wilton company received an order from Douglas high school which is irrelevant for Paola middle school which means that Neither of the discount terms are considered because the company did not receive the amount.
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based on the management in action case and the competing values framework, what type of organizational culture did wells fargo have under ceo kovacevich?
Based on the management in action case and the competing values framework, the type of organizational culture did wells fargo have under ceo kovacevich is the market culture.
What is the market culture?This is the term that is used to refer to the type of work culture that is found in a corporate organization. That is, this is the type of culture that is found to be in an area that has to do with the competitiveness that lies in a market and within the competitors that are found in the particular market.
This is the type of culture that is found in this particular environment. Hence the solution is the market culture.
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The doctrine that allows a creditor to seek recovery from the purchaser of assets even when the purchaser did not expressly assume such liabilities as part of the purchase is called.
The doctrine that allows a creditor to seek recovery from the purchaser of assets even when the purchaser did not expressly assume such liabilities as part of the purchase is called successor liability.
A legal responsibility is something this is owed to someone else. legal responsibility also can mean a criminal or regulatory threat or responsibility. In accounting, groups e-book liabilities in competition to property.
Liabilities are any debts your enterprise has, whether it is bank loans, mortgages, unpaid bills, IOUs, or any other amount of money that you owe a person else. in case you've promised to pay a person a amount of money inside the future and have not paid them but, that is a liability.
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you are a pricing manager at a generic pharmaceutical distributor. the ceo of the company calls a meeting of all the managers and states that it is critical to increase revenue soon or you may have to start laying off employees. you know that the price elasticity of demand for your leading generic drug is 1.5 and you sell it for three times what it costs. as the pricing manager, you should
As a pricing manager, I should suggest decreasing the price of the leading generic drug to increase revenue.
It should be emphasised that customers who buy such products are extremely sensitive to price increases when the price elasticity of the product is larger than one. This implies that if the price is raised, even marginally, they will go to a different producer. Now that the company is currently selling for three times what it costs it to make, this can become lucrative. So even if the price drops, it will still be profitable.
This will result in a shift in demand in favour of this company's drug because it is price elastic. In the long run, product differentiation might be required because rival companies might follow suit and cut their own pricing. If the product is kept generic, they will prevail against it. However, if distinctive, this will encourage client loyalty and lower price elasticity to the company's benefit.
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in november and december 2010, lane co., a newly organized magazine publisher, received $90,000 for 1,000 three-year subscriptions at $30 per year, starting with the january 2011 issue. lane included the entire $90,000 in its 2010 income tax return. what amount should lane report in its 2010 income statement for subscriptions revenue?
0 is the amount that lane report in its 2010 income statement for subscriptions revenue.
Revenue is the money made from regular business operations and is calculated by multiplying the average sales price by the quantity of units sold. In order to calculate net income, costs must be deducted from the top line (or gross income) figure. On the income statement, revenue is also known as sales. The money received from regular business activities is known as revenue, sometimes known as sales or the top line.
The difference between revenue (from the selling of goods or services) and running expenses is operating income. Non-operating revenue, which comes from secondary sources, is irregular or nonrecurring income (e.g., lawsuit proceeds). Governments, charities, and other non-profit organizations, as well as private persons, all record revenue, albeit the methods and sources used vary.
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which of the following is true of ethics and its application to the business environment? conflicts rarely occur between an individual's ethics and a business organization's ethics. employers prefer to hire individuals whose ethics conflict with that of the business organization. personal values have no place in business, where decisions should be made according to organizational values and norms. the ethical norms and values of a business can have a powerful influence on its employees.
The ethical norms and values of a business can have a powerful influence on its employees is true of ethics and its application to the business environment.
Business is the practice of making one's living or earning profits by way of producing or buying and promoting merchandise. it's also "any activity or agency entered into for income."
A commercial enterprise is described as an business enterprise or enterprising entity engaged in business, industrial, or professional activities. companies may be for-earnings entities or non-earnings organizations. Commercial enterprise kinds variety from restricted legal responsibility organizations to sole proprietorships, companies, and partnerships.
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global outfitters outlet and holly, a consumer, enter into a contract for a sale of camping gear. if the contract includes a clause that is perceived as grossly unfair to holly, its enforcement may be challenged under
If the contract includes a clause that is perceived as grossly unfair to holly, its enforcement may be challenged under : The doctrine of unconscionability
What is a contract?A contract can be defined as a form of agreement enter into by two or more people in which the parties involve in the contract tend to agreed with the terms and condition of the contract.
A contract can tend to include a clause when the contract is unfair to one of the party involve in the contract, making it possible for the court of law to consider the contract as unconscionable which in turn implies that the court of law will not enforce the contract .
Therefore a contract that has a doctrine of unconscionability will be unenforceable.
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what is a sales return?multiple choice question.a sales return refers to merchandise that customers return to the seller after a sale.a sales return is the cash discount given for early payment of an invoice.a sales return refers to merchandise a seller acquires, but then returns to the buyer.a sales return is designed to shorten the payment period between the buyer and the seller.
Sales return is : A. a sales return refers to merchandise that customers return to the seller after a sale.
What is sales return?Sales return can be defined as the way in which a buyer or customer decide to return some of the goods they purchased from a buyer as a result of some reasons such as:
The seller mistakenly gives the buyer excess goods.The product were damaged or when the goods the buyer purchased form the seller are defective goods.When the goods does not meet the buyer expectation etc.Therefore we can conclude that the correct option is A.
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mark's manufacturing's average age of accounts receivable is 45 days, the average age of accounts payable is 40 days, and the average age of inventory is 69 days. assuming a 365-day year, what is the length of its cash conversion cycle? a. 78 days b. 67 days c. 74 days d. 63 days e. 70 days
The Length of the cash conversion cycle will be equal to 74 days.
Cash conversion cycle may be defined as the measure of risk of liquidity that comes as a result of growth of a business. It is also referred as how long a firm will be deprived of cash if it decides to increase amount it spends on inventory to expand customer sales. The Cash conversion cycle is also the measure of how long a business takes to convert the items of inventory from sales to cash flow. Many Companies use the trick, and they shorten CCC by encouraging the payments from upfronts and keeping repayment of credit less than 30 days. The formula of Cash conversion cycle is expressed as
CCC = Days of sales outstanding + Days of inventory outstanding - Days of payables outstanding
CCC = 45 + 69 - 40
CCC = 74 days
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2. elani intends to sell her jet ski for $2,500. when she learns chin is interested in buying a used jet ski, she sends him an e-mail offering to sell the jet ski to him. while typing the email, however, elani mistakenly keys in the price of $1,500. chin immediately sends elani an email reply accepting her offer. is elani bound by the contract? why or why not?
Chin accepts Elani's offer right away and replies to him via email. Elani is then legally bound by the deal, absolutely.
Most individuals are aware that in order for a transaction to be legally binding, the law often demands a written, signed agreement. Most individuals are unaware that email communication can also fulfill the criteria established by law and, taken as a whole, constitute a legally enforceable contract.
Any deal that is legally enforceable is referred to as a "binding contract." This implies that if you enter into a legally enforceable contract and fail to uphold your half of the agreement, the other party may file a lawsuit against you. being required to fulfill a duty as a result of a pledge, legislation, etc.
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which of the following statements about bribes or questionable payments are true? group of answer choices all of the above enforceability of ethics varies in different countries. bribes to expedite government actions or to gain business advantages are common in international business. most countries have formal laws forbidding bribes or questionable payments.
The true statements about bribes are enforceability of ethics varies in different countries, bribes to expedite government actions or to gain business advantages are common in international business, and most countries have formal laws forbidding bribes or questionable payments.
So, the correct option is A (All of the above).
A potential dishonest or illegal payment. A suspected bribe is, in essence, a suspicious payment. Bribes are frequently paid in order to avoid paying fines or to get around laws or restrictions. The majority of nations, including the United States, specifically forbid bribes since they are both unlawful and immoral. Bribery is defined as the offering, giving, soliciting, or receiving of any valuable thing with the intention of influencing the behavior of a person performing a public or legal responsibility.
The fact that bribery and corruption raise corporate costs without, critically, generating comparable value is a substantial effect. Only a portion of the contract sum is effectively used; the remainder is not used for the delivery of the good or service.
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the amount of work actually done in a process costing center for the period includes all units started and completed during the period. in addition, other work is included in the quantification of the work done during the period. what other work is included?
Other work included in the process costing center are- The time spent on finishing the beginning work-in-process inventory and the time spent beginning the ending work-in-process inventory.
Process costing is a costing technique generally employed by businesses which mass produce identical or substantially comparable commodities or output units. It is typical in economic industries where the manufacturing costs of each unit of output are strikingly identical, and it is not feasible to cover all the expenses for each unit independently all through the manufacturing operation.
Instead of monitoring expenses for each single component, process costing enables enterprises to determine item price by tracking the movement of the costs associated with each step of the manufacturing process.
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define what a voucher is by completing the following sentence. a voucher is an (internal/external) document (or file) used to accumulate information to (reduce/control) cash payments and to ensure that a transaction is properly recorded.
A voucher is an internal document used to accumulate information to reduce cash payments and to ensure that a transaction is properly recorded.
A voucher is any written record that attests to the correctness of the accounting for the transaction and the entries made in the account books. For instance, a bill, an invoice, a receipt, a pay slip counterfoil, a check book counterfoil, or a trust deed. An internal document called a voucher describes and authorizes the payment of a supplier's liability. The manual payment system, where it is a component of the control system, is where it is most frequently employed.
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Answer: internal and control
Explanation:
based on declining sales of its over-sized kites, kim's kites korp. is considering improving the over-sized kites, developing an entirely new product, or introducing a new marketing strategy for the existing kites to a different target market. what stage of the product life cycle is kim's kites experiencing?
The stage of the product life cycle is Kim's kites experiencing is maturity.
What is maturity stage?A product enters the Maturity stage after completing the Introduction and Growth stages. For producers, the third stage of the product life cycle can be very difficult. Companies strive to create a market in the first two stages, then increase sales of their product to capture as much of that market as they can. However, throughout the Maturity stage, sustaining market share in the face of a variety of problems would be the main emphasis for most businesses. Manufacturers face a wide range of obstacles throughout the Maturity stage of the product life cycle. When a market has reached saturation and sales have peaked, it can be exceedingly challenging for businesses to sustain their profitability.
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What happens when a limited partnership fails to substantially comply with all the requirements of the state statute regarding limited partnerships?.
When a limited partnership fails to substantially comply with all the requirements of the state statute regarding limited partnerships, they lose its protection with regard to the limits of liability. Hence, they are exposed to unlimited liability.
What is a limited partnership?A limited partnership is made up of two or more entities, including at least one limited partner and one general partner. Limited partners are only liable for the partnership's debts up to the amount of their investment.
A limited partner often has minimal awareness of or participation in the partnership's activities; the general partner typically administers the limited partnership.
Unlike ordinary partnerships, an LP must be registered with the relevant state agency before it can be formed, and the LP is normally regulated by a partnership agreement that partners can construct.
The primary distinction between both partnerships is that general partners have complete operational authority over a firm and limitless liability. Limited partners bear less risk and are not involved in day-to-day business operations.
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the current price of massbank common stock is $40 per share. smart brokerage corporation charges a transaction fee of 1.5% of the total amount of a transaction. what would the purchase of 100 shares of massbank common stock cost? $
The purchase of 100 shares of Massbank common stock cost will be = $4568.
What is transaction fee?
One of the ways a financial services company might charge customers for using an account or a credit card is through transaction fees. Every time an account holder requests that the issuing bank or account provider handle a transaction cost, a modest fee is charged. Usually, there isn't much of a charge.
The cost of 100 of 100 Shares = $45 × 100
=4500
Transaction Cost = 4500 × 1.5%
=67.5
Total Purchase cost = Cost of Common Stock +Transaction Cost
= 4500 + 67.5
= 4568 (in $)
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basing the existence of a contract on the parties' outward manifestations of intent and basing the interpretation of that intent on how a reasonable person would interpret it is known as the: blank .
Basing the existence of a contract on the parties' outward manifestations of intent and basing the interpretation of that intent on how a reasonable person would interpret it is known as the the objective theory of contracts.
Objective theory of contract:
The objective proposition of contracts holds that an agreement between parties is fairly binding if, in the opinion of a reasonable person who isn't a party to the contract, an offer has been made and accepted.
What are the nature and the ideal of the contract?The nature of contract refers to a branch of law that determines colorful situations and circumstances in which pledges made by a party to a contract shall be binding on them. It consists of a number of limiting principles but doesn't lay down the rules and liabilities executed by the law.
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2. If a school's total cost of attendance is $23,000 and your EFC is $5,000, how much need-based aid could you qualify for?
Answer:
$28,000 or $18,000
Explanation:
BOB OS THE BEST PERSON IN THE WORLD
If your COA is $10,000 and your EFC is $5,000, for example, you cannot get more need-based assistance than $5,000.
Your Expected Family Contribution (EFC), an index number, will determine your eligibility for federal student financial aid.
Describe EFC?Your Expected Family Contribution (EFC), an index number, will determine your eligibility for federal student financial aid.This amount was calculated using the information you provided on your Free Application for Federal Student Aid (FAFSA) form.According to the government, your EFC should be higher the more you can afford to pay for college.If one's EFC score is high, they will be eligible for less need-based federal financial aid for college.Your EFC is determined using a method that takes into consideration the family's benefits, assets, and both taxable and untaxable income.Learn more about EFC refer to:
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6. when cash is received on account, the amount is recorded in the (a) sales credit column and cash debit column. (b) general debit column and cash credit column. (c) general credit column and cash debit column. (d) accounts receivable credit column and cash debit column.
When cash is received on the account, the amount is recorded in the c. general credit column and cash debit column.
The debit column is usually on the left of accounting access, even as credit columns are continually on the proper. Debits growth cost bills or asset accounts and decreases fairness or liability. Conversely, credits decrease expenses or assets and increase fairness or liability.
In accounting, credit is an access that statistics a decrease in property or a growth in legal responsibility as well as a decrease in costs or an increase in sales (rather than a debit that does the opposite).
For a general ledger to be balanced, credit and debits should be identical. Debits increase asset, price, and dividend accounts, at the same time as credits decrease them. Credits increase legal responsibility, revenue, and fairness accounts, while debits lower them.
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what are the two most significant year-over-year changes in terms of dollars? (you may select more than one answer. single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer.)check all that apply 1net sales
a. Two most significant year over year changes in terms of dollars.
Net sales, Cost of goods sold.
What is dollars?
The United States dollar (emblem: $; code: USD; also shortened US$ or U.S. Dollar to distinguish from other dollar-denominated currencies; known colloquially as the dollar, U.S. dollar, American dollar, or buck) is the main currency of the United States and various other countries. The Coinage Act of 1792 established the United States dollar on equal footing with the Spanish silver dollar, splitted it into 100 cents, and authorised the minting of coins in dollars and cents. Federal Reserve Notes, popularly known as dollar bills due to their primarily green colour, are the currency of the United States.
The Federal Reserve System which serves as the country's central bank, manages the country's monetary policy.
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multiple choice question gifts galore had sales revenue of $189,000. total contribution margin was $100,170 and total fixed expenses were $27,500. the contribution margin ratio was blank . multiple choice question. 38% 68% 47% 53%
$[tex]189,000[/tex] was made through sales at Gifts galore. With a total fixed cost of $[tex]27,500[/tex] and a total contribution margin of $100,170. The ratio of contribution margin was [tex]53[/tex] %. Hence, Option D is correct.
What is a fixed cost?Expenses known as fixed costs do not fluctuate whether sales or manufacturing volumes rise or fall. This is because they aren't actively involved in producing a good or providing a service. Therefore, fixed costs are regarded as indirect costs.
Fixed costs are expenses incurred by a firm that are independent of the volume of goods or services the business produces. They are often referred to as indirect costs or overhead costs.
[tex]\frac{100,170}{189,000} = 53[/tex]
Therefore, Option D is correct.
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sourcing sustainability is described as the ability to meet the current needs of the supply chain without costing the company any additional time or money. sourcing sustainability is described as the ability to meet the current needs of the supply chain without costing the company any additional time or money. true false
The statement that sourcing sustainability is described as the ability to meet the current needs of the supply chain without costing the company any additional time or money is False.
What is sustainable sourcing?Sustainable sourcing refers to the act of seeking out suppliers while incorporating important factors such as environmental, legal, and social factors.
Sustainable sourcing is a very important factor that must be met if an organization will be recognized as a sustainable player in its niche industry. A company often has to cite the factors that count as sustainability for them and seek them out in future suppliers.
When organizations engage in sustainable sourcing, their main goal is often to find the best suppliers for the organization while still ensuring that social and environmental factors are not compromised in the process. This is a very important factor in the corporate world. So, the right option is False.
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