The right answer is A.
The 1950s saw a great deal of advancement in security and planning, as well as the introduction of many highly regarded, outstanding cars.
How many auto manufacturers are there?For the more than 17 million vehicles and trucks sold in the US alone each year, more than 30 automobile companies compete. Even more companies are selling anything from little economy cars to million-dollar exotics for the global plutocracy all over the planet.
However, the market is very concentrated; a small number of significant businesses own almost all of the top automobile brands globally.
Not all automakers and brands are represented in this chart. Instead, it serves as a graphic illustration of the degree of market dominance and influence possessed by a small number of extremely powerful businesses.
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Frequently purchased, relatively low-cost products for which customers have little interest in seeking new information and rely heavily on prior purchase behavior are called ________ goods.
Regularly purchased, especially low-value products for which clients have little interest in looking for new facts and depend heavily on earlier buy behavior are known as convenience frequently purchased goods.
In advertising, a product is an object, gadget, or service made to be had for patron use as of the customer call; it's far anything that can be supplied to a market to satisfy the choice or want of a consumer. something this is made to be bought, normally something that is produced by using an industrial manner or, much less typically, something this is grown or received via farming: They do more than a few pores and skin-care merchandise. The product is so precise it sells itself.
Suitable products ought to have a solid fee proposition and clear up actual trouble, be understandable to customers, carry out their venture as easily and efficaciously as possible, and emerge as higher and harder to part with the more they may be used. A simple product is a physical object with an easy SKU and is the most fundamental form of all merchandise. A simple product can be offered individually, or beneath grouped, packaged, or configurable products.
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We have achieved consumer equilibrium when we see that all remaining choices have?
The consumer's problem is the attempt made by the consumer to maximise total utility while taking these restrictions into account. Consumer equilibrium is the answer to the consumer's issue, which involves choices on how much the consumer will consume of a variety of goods and services.
Consumer EquilibriumConsumer equilibrium occurs when a customer, working with the available resources and current market prices, gets the most out of his current consumption pattern.
In this case, the customer is unlikely to alter his spending or quantity consumed. He gets the most use out of the goods he buys with the provided money.
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Custom creations furniture company manufactures furniture at its akron, ohio, factory. some of its costs from the past year include:______.
The manufacturing overhead costs from customs creation furniture would be put as $261800.
What is meant by manufacturing overhead?This is the term that is used to refer to all of the indirect costs that would be incurred due to the fact that a product is being produced
The calculation would be:
Depreciation on factory equipement = $16,800
Add: Factory supervisory salary = 50,700
Add: Lubricants used in factory equipment = 3,200
Add: Insurance costs for factory= 21,800
Add: Wages paid to maintenance workers = 115,200
Add: Utilities in factory = 54,100
We would have to sum up all of these values = $16,800 + 50,700 + 3,200 + 21,800 + 115,200 + 54,100
Hence the total manufacturing over cost would be $261,800
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when consumers make decisions without much thought or product comparison, they are engaged in .
when consumers make decisions without much thought or product comparison, they are engaged in Habitual decision making.
What is Habitual decision making?
Routine decision-making is another name for habitual decision-making. This is due to the fact that when an issue is identified, consumers do not at all seek information. Choice is frequently driven by habit. When a consumer wants to address a problem, they typically have a certain brand in mind since they are confident that brand or product will be beneficial. Customers might have a preferred kind of beverage that they reach for when they are thirsty as an example.Consumer purchasing habits may also result from the fact that the buyer finds the product to be the best fit for his needs and continues to purchase it without seeking for alternatives. And it doesn't imply that the customer has less options and must make a decision regardless.To know more about Habitual decision making visit:
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NEED HELP ASAP Select the correct answer.
In the following sentence, identify the sequence of the criteria based on SMART principles. Your choice of sequence should match the sequence of italicized phrases.
“Given my current skill set and educational qualifications, I wish to become an analyst with a leading credit rating firm in the next five to seven years.”
A-Time Bound, Specific, Realistic
B-Time Bound, Realistic, Specific
C-Specific, Realistic, Time Bound
D-Realistic, Specific, Time Bound
The correct sequence of the criteria based on SMART principles in the given sentence is:C - Specific, Realistic, Time Bound .Option C is correct.
SMART is an acronym that stands for Specific, Measurable, Achievable, Relevant, and Time-Bound. In the sentence provided, the italicized phrases are "analyst with a leading credit rating firm" (Specific), "given my current skill set and educational qualifications" (Realistic), and "in the next five to seven years" (Time-Bound).
Specific: The goal is clearly defined as becoming an analyst with a leading credit rating firm.Realistic: The goal is based on the person's current skill set and educational qualifications.Time Bound: The goal has a specified timeframe of five to seven years.Therefore, the correct sequence is C - Specific, Realistic, Time Bound.Option C is correct.
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Entrepreneurs that are committed to both good business and changing the world for the better are known as?
Entrepreneurs that are committed to both good business and changing the world for the better are known as social entrepreneurs.
Who is an entrepreneur?An entrepreneur can be defined as an individual who is involved in the buying and selling of goods and services, usually from scratch or in a small capacity.
The qualities and characteristics of a entrepreneur.Generally, some examples of the qualities and characteristics of a successful entrepreneur include the following:
Socially responsibleCuriosityAn entrepreneur is a planner.An entrepreneur is a money manager.Adaptability.An entrepreneur never give up.An entrepreneur is business savvy.Decisiveness.An entrepreneur is passionate.Team Building.Risk Tolerance.Comfortable with Failure.An entrepreneur is confident.In this context, we can reasonably infer and logically deduce that entrepreneurs that are committed to both good business and changing the world for the better are known as social entrepreneurs because they are committed to both a positive social change and good business.
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A. if the flashlight torch sells for $50, how many torches must hurricane sell each year to break even?
The torches must hurricane sold each year to break even is $ 21000.
Ending inventory value of torch = 1000 * 21(NOTE 1) = $ 21000
Total Variable Cost Per Torch = Direct Material + Direct Labor + Manufacturing Overhead (Variable)
= 11 + 4.50 + 5.50
= $ 21
Conclusion:- Ending inventory value of torches = $ 21000.
Break-even evaluation is an extremely useful tool for a business and has some significant benefits: it shows what number of products they want to promote to make certain a income. it indicates whether or not a product is well worth selling or is simply too volatile. it suggests the quantity of revenue the commercial enterprise will make at each level of output.
The damage-even factor is the factor at which overall price and total sales are equal, meaning there's no loss or advantage to your small commercial enterprise. In different words, you have reached the level of production at which the prices of production equal the sales for a product.
Break-even analysis is a manner to find out the minimal income volume in order that a business does now not suffer losses. A smash-even factor evaluation is a powerful tool for making plans and decision making, and for highlighting essential information like charges, portions bought, prices, and so much greater.
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The torches must hurricane sold each year to break even is $ 21000.
Ending inventory value of torch = 1000 * 21(NOTE 1) = $ 21000
Total Variable Cost Per Torch = Direct Material + Direct Labor + Manufacturing Overhead (Variable)
= 11 + 4.50 + 5.50
= $ 21
Conclusion:- Ending inventory value of torches = $ 21000.
Break-even evaluation is an extremely useful tool for a business and has some significant benefits: it shows what number of products they want to promote to make certain a income. it indicates whether or not a product is well worth selling or is simply too volatile. it suggests the quantity of revenue the commercial enterprise will make at each level of output.
The damage-even factor is the factor at which overall price and total sales are equal, meaning there's no loss or advantage to your small commercial enterprise. In different words, you have reached the level of production at which the prices of production equal the sales for a product.
Break-even analysis is a manner to find out the minimal income volume in order that a business does now not suffer losses. A smash-even factor evaluation is a powerful tool for making plans and decision making, and for highlighting essential information like charges, portions bought, prices, and so much greater.
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Assume that a company spends $15,000 a year for inspecting, $45,000 for purchasing, and $26,000 for reworking products. a good estimate of nonvalue-added costs would be:_____.
Assume that a company spends $15,000 a year for inspecting, $45,000 for purchasing, and $26,000 for reworking products. a good estimate of nonvalue-added costs would be $71000.
Reworking is the process of repairing problems that have rendered packaging or products unfit for sale due to damage or other compromises so that they can once again be sold. To guarantee that the product is correctly revised, a highly qualified and experienced workforce is needed.
A part, item, or component needs to be fixed when it doesn't fulfil manufacturing standards. Manufacturing rework is the name given to this procedure. This reworking process necessitates tools, labor, and supplies, all of which have the potential to use extra energy, increase operating costs, and waste time.
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What is the standard credit applied to the futa tax rate in non-credit reduction states?
The standard credit applied to the FUTA Tax rate in non-credit reduction states is 5.4%.
Standard Credit manner a Payment Method wherein a Domestic Customer will pay the licensee at once for Charges for Supply Activities after receiving a Bill, such fee now no longer drawn mechanically from a Domestic Customer's financial institution account with the aid of using cause of an immediate debit authorization or otherwise.
Standard Credit phrases are the fee phrases cited on the bill at the time of purchasing goods. It is a settlement among the customer and vendor approximately the timings and fees to be made for the products offered on credit. It is likewise called fee phrases.
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Sharp uses job-order costing and applies manufacturing overhead to jobs based on direct labor costs. What is the amount of direct materials used for the year?.
Your question is incomplete. Here is the full question:
The following accounts are from last year's books of Sharp Manufacturing: Raw Materials Bal 0 (b) 156,400 (a) 170,000 13,600 Work In Process Bal 0 (f) 519,600 (b) 133,200 (c) 170,400 (e) 216,000 0 Finished Goods Bal 0 (g) 472,000 (f) 519,600 47,600 Manufacturing Overhead (b) 23,200 (e) 216,000 (c) 27,200 (d) 158,400 7,200 Cost of Goods Sold (g) 472,000 Sharp uses job-order costing and applies manufacturing overhead to jobs based on direct labor costs. What is the amount of direct materials used for the year?
Answer:
Used in Production $ 133,200
Explanation:
Raw Materials T accounts:
DEBIT CREDIT
Beginning 0
Used 156,400
Purchased 170,000
Ending Balance 13,600
Glancing at the T-account, the debit conveys purchases of Raw materials, while the credit is the number of materials utilized, whether indirect or direct.
To glance for the amount used, we glance into:
WIP inventory
DEBIT CREDIT
133,200 <-- DIRECT MATERIALS
Manufacturing Overhead
DEBIT CREDIT
23,200 <-- INDIRECT MATERIALS
Job order costing is a costing technique utilized to define the cost of production per product. This costing method is normally adopted when a manufacturer delivers various products and requires calculating costs for doing individual jobs. Job costing incorporates direct labor, direct materials, and manufacturing overhead for that special job.
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there are times when secrecy might make sense to publics. for example, apple denied requests from the fbi to hand over the required code to unlock their phone so the company could protect its proprietary information. in cases like apple’s, organizations can still .
There are times when secrecy might make sense to publics. Apple denied requests from the FBI to hand over its code to unlock their phone to protect proprietary information to compete in markets. In cases like Apple's, organizations can still say we can't talk about it.
What is meant by proprietary information?
Proprietary Information” means the information that is developed, created, or discovered by the company, or which became known by, or was conveyed to the company, that has commercial value in the company’s business.
Company’s actual or anticipated business, research or development, or which is received in confidence by or for the Company from any other person.
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How many days of sales are in receivables at year-end? multiple choice a. 51.40 days b. 40.32 days c. 54.53 days d. 29.41 days e. 38.00 days
The number of days of sales in receivables at year-end can be found to be e. 38.00 days.
What were the days of sales in receivables?The Days of sales in receivables at year end can be found as:
= (Ending accounts receivable / Sales) x 360 days
The Account receivables were $86,150 and sales were $827,500.
The Days of sales in receivables at year end is:
= (86,150 / 827,500) x 360
= 38 days
Missing part of question:
Income Statement For the Year
Net sales $827,500
COGS 611,800
Depreciation 23,100
EBIT $192,600 Interest 9,700
Taxable income $182,900 Taxes 6,200
Net income $176,700
Balance Sheet Beginning of Year End of Year Cash $ 38,200 $43,700
Accounts receivable 91,400 86,150
Inventory 203,900 214,600 Net fixed assets 516,100 537,950 Total assets $849,600 $882,400
Accounts payable $136,100 $104,300 Long-term debt 329,500 298,200 Common stock ($1 par value) 75,000 82,000
Retained earnings 309,000 397,900
Total Liab. & Equity $849,600 $882,400
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qri’s in-house marketing department decides to use in print ads for power up! direct quotes from a study that shows the ingredients in power up! are safe and effective. the study was done by deep topics, inc. a private, for profit research/think tank organization. qri does not obtain the permission of deep topics to use the study in its advertisements. deep topics files a suit against qri, alleging infringement of the plaintiffs' intellectual property rights. which type of intellectual property is involved in this situation? what is qri's likely defense? how is a court most likely to rule? explain.
The copyright in this case is patent intellectual property rights. Qri's defense focuses on what the prosecution must disclose to the defense. The Justices use the "Rule of Four” to decide if they will take the case.
Criminal discovery law focuses primarily on the information that the prosecution must provide to the defense in copyright cases.
The prosecution is, after all, the side with the most resources and information. However, in certain ways, discovery is reciprocal: Defendants are required to provide the prosecution with specific information. Reciprocal discovery is the term for this duty.
The "Rule of Four" is used by the Justices to determine whether or not to take the case. A writ of certiorari will be issued if four out of the nine Justices believe the case has merit. The lower court is required by law to submit the high court case's documents so they can review them.
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if a firm is earning negative accounting profits, it implies a. that the firm’s economic profits are necessarily positive b. that the firm’s economic profits are necessarily negative c. that the firm’s economic profits are necessarily zero d. accounting profits alone cannot determine economic profits
If a firm is earning negative accounting profits, it implies more information is needed to conclude about accounting profits.
Accounting profit is a company's net income or revenue fewer expenses. By deducting entire costs from the overall revenue or return of a business or investment, you may calculate economic profit. Businesses disclose their accounting gains to investors on their income statements as well as to the IRS for tax reporting purposes.
Because it contains all required reporting of both revenues and expenses, accounting profit is one of the main sources of information used by investors. As a result, it comprises the full cost of goods sold as well as all marketing, general and administrative, finance, and realized gain and loss costs.
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(01.08 hc) vaughn has just graduated college and is looking for a job in his new career field. in the meantime, he is working a part-time hourly wage job and wants to start saving for retirement. he expects that his income will grow significantly in the years to come. his bank asks whether he wants a pre-tax plan or a post-tax plan. which should he choose?
Vaughn should choose a pre-tax option since his top marginal tax rate is likely to decrease in the future given that he recently received his college diploma.
Which tax rate is the marginal rate?The marginal tax rate is the amount of tax that is added to taxable income for every additional dollar that is made. Progressive taxation refers to a federal taxation system. A progressive tax system means in that people with greater taxable incomes pay higher rates while those lower tax categories pay lower rates. For each tax category, a distinct tax rate is used in the approach. Previously, taxpayers were divided into seven different tax brackets and resided in four different families. As an individual's income moves up the tax bracket scale, the marginal tax rate system increases. It implies that lower marginal tax rates will apply to lesser taxable dollar earnings. Taxes are imposed at a higher rate as taxable income rises. Up until the last dollar is taxed at the highest marginal rate, the rate gradually rises.
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Marketing strategy ends with conducting a market analysis.
a. true
b. false
The answer is true. A marketing strategy is a company's overall game plan for reaching out to prospective customers and converting them into customers of their products or services. A marketing plan includes the value proposition of the organization, key brand message, statistics on target customer demographics, and other high-level elements.
A comprehensive marketing strategy addresses the four Ps of marketing: product, pricing, place, and promotion. A marketing strategy is a company's plan for reaching out to potential customers and converting them into clients of their products or services. A well-defined marketing strategy should focus around the firm's value proposition.
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the project management institute (pmi) develops procedures and concepts necessary to support the profession of project management. which of the following is not one of the three areas it focuses on?
The project management institute (PMI) develops procedures and concepts necessary to support the profession of project management. which of the following is not one of the three areas it focuses on Change in business goals during project planning.
Enterprise is the hobby of making one's living or creating wealth by means of generating or shopping for and selling products. it is also "any interest or agency entered into for income.
A business is described as a company or enterprising entity engaged in industrial, industrial, or professional sports. companies may be for-profit entities or non-earnings organizations. enterprise types variety from restricted legal responsibility agencies to sole proprietorships, corporations, and partnerships.
The definition of enterprise is an occupation or change and the purchase and sale of products or services to make a income.
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In a ______ decision process, users, influencers, or deciders in the buying center want to change product specifications, price, delivery schedule, or suppliers.
In a modified rebuy decision process, users, influencers, or deciders in the buying center want to change product specifications, price, delivery schedule, or suppliers.
In a modified rebuy, a corporation can renew a product from a vendor that has been approved, but certain changes are made to the product's features, design, packaging, quantity, and delivery schedules. This change may be reflected in the client's requirements or alternatively in the supplier's offering.
Modified Rebuy assists the company in making significant time savings. Businesses keep a list of these products and supplies that can be repurchased from the same supplier or from a different one on a pre-approved list who has already been on board and is familiar with the requirements.
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Companies that understand how their products _____________________ achieve double the ___________________ of their less-in-touch rivals.
Companies that understand how their products Meet customer's needs achieve double the record hits of their less-in-touch rivals. Meeting the requirements of customers is critical for any business wanting to maintain and attract new clients.
Because, as important as the discovery step is, your understanding of what your consumer requires from you is only as good as how you apply it. It allows you to make the correct changes at the right moment to optimize the client journey and meet their needs. Excellent customer service is a proven way to exceed customer expectations since it develops lifelong customers who will recommend your Companies to friends, family, and colleagues.
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andrew lives in detroit and runs a business that sells guitars. in an average year, he receives $723,000 from selling guitars. of this sales revenue, he must pay the manufacturer a wholesale cost of $423,000; he also pays wages and utility bills totaling $267,000. he owns his showroom; if he chooses to rent it out, he will receive $2,000 in rent per year. assume that the value of this showroom does not depreciate over the year. also, if andrew does not operate this guitar business, he can work as a financial advisor, receive an annual salary of $20,000 with no additional monetary costs, and rent out his showroom at the $2,000 per year rate. no other costs are incurred in running this guitar business.
The main function of a service business is the delivery of value to the customer.
A service business is made up of experts who help in the delivery of a particular work. Examples of service businesses include food service, transportation, retail, distribution, etc.
It should be noted that every business wants to make a profit. Profit is important in order to grow the business. Despite the profit-making motive of businesses, some businesses are more concerned with how to retain their customers.
In conclusion, it should be noted that retaining customers is vital to brand loyalty and the growth of the business.
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a price control is: a a tax placed on the sale of a good which controls the market price. b an upper limit on the quantity of some good that can be bought or sold. c a legal restriction on how high or low a price in a market may go. d when a firm controls the price of the good it produces. e a government policy used to keep prices artificially low, but never used to keep prices artificially high.
A price control is a legal restriction on how high or low a price in a market may go.
Price controls are minimum or maximum prices set by the government for specified commodities and services. Price controls are implemented to manage the market's affordability of goods and services. Minimums are referred to as price floors, while maximums are referred to as price ceilings.Price controls are restrictions imposed and enforced by governments on the prices that can be charged in a market for products and services.There are two types of pricing control: a price ceiling, which is the maximum price that can be charged, and a price floor, which is the most affordable price that can be charged. Rent control is a well-known example of a price cap since it restricts the rent increases that a landlord is permitted by the government to charge.Thus this is the meaning of Price control.
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Economy is listed as one criteria of a good tax system. what is meant by economy in this context?
Economy requires that the system should minimize compliance and administration costs.
What is compliance in simple terms?
The Cambridge Dictionary defines compliance as follows: 'the act of obeying an order, rule, or request'. Wikipedia states that 'In preferred, compliance method conforming to a rule, which includes a specification, policy, fashionable or regulation.
What's the which means of compliance paintings?
Compliance work means the paintings to comply with the development situations inside the WAPC Conditional Approval. This can encompass entering into criminal agreements with Stakeholder organization(s) and the fee of prices, prices and contributions to those employer(s).
What is compliance example?
A pupil assisting any other scholar with their homework when asked. Buying an item due to the fact a sale man or woman encourages you to accomplish that. Supporting a friend due to the fact they ask you for a want. helping someone due to the fact they have got helped you within the past.
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An is auditor has been asked by management to review a potentially fraudulent transaction. the primary focus of an is auditor while evaluating the transaction should be to?
Assure that the integrity of the evidence is maintained. Any crime can be solved with the right evidence.
Maintaining the integrity of the evidence should be the top priority because the IS auditor has been asked to conduct an investigation to gather data that may be used in court. In a court of law, improperly managed digital evidence may be deemed inadmissible.
A hash of the evidence should be produced before and during, or after, an acquisition in an effort to demonstrate that it was not tampered with.
The extracted content's MD5 and SHA1 hashes are computed and stored in a report together with other information about the drive to ensure the integrity of digital evidence.
To be admissible in a court of law, evidence integrity must be safeguarded. Although digital evidence is more revealing, it is brittle and is quickly altered. To preserve the integrity of digital evidence, a variety of procedures are available.
Unauthorized use of a person's accounts or payment information is a fraudulent transaction. Fraudulent transactions may cause the victim to lose money, possessions, or personal data. Fraud in the payments sector refers to the unauthorized use of a credit card number without the consent of the actual cardholder. A fraudulent charge is typically caused by a stolen credit card or card number. When a cardholder notices a payment transaction on their credit card statement that they did not make, they have the option to dispute the charge by getting in touch with their bank. Following an investigation by the bank or credit card provider, the money is returned to the cardholder.
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in what way does a deductible help an insurance company? it adds to the company’s pool of funds. it increases consumers' insurance premiums.
The deductible help an insurance company, it lowers the payout the company has to make. Thus, option (c) is correct.
What is insurance?
The term “insurance” refers to risk management. The amount of compensation paid by insurance companies is inversely proportional to the loss caused by the unfavorable event.
A deductible is the sum of money that a policyholder must pay before the insurance company begins to pay. Because the amount is deductible, the insurance company is paying the claim. It reduces the amount of money the corporation has to pay out.
Therefore, option (c) is correct.
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Your question is incomplete, but most probably the full question was:
It adds to the company's pool of funds.It increases consumers' insurance premiums.It lowers the payout the company has to make.It reduces consumers' co-payments.Gives details about the company’s cash at the beginning of the year and what is left at the end of the year, including some details about where cash was generated and where it was used during the course of the year.
Gives details about the company’s cash at the beginning of the year and what is left at the end of the year, including some details about where cash was generated and where it was used during the course of the year.
Statement of Cash Flows
What is Statement of Cash Flows?
A cash flow statement is a type of financial statement that gives total information about all of the cash inflows a business makes from continuing activities and outside investment sources. It also includes any cash outflows made within a specific time period to cover investments and business expenses. Key cash flow calculations to be aware of:Net income plus depreciation and amortization, changed working capital, and capital expenditure are all included in free cash flow. Operating Cash Flow is calculated by adding operating income to depreciation, taxes, and any changes to working capital.
Therefore,
Gives details about the company’s cash at the beginning of the year and what is left at the end of the year, including some details about where cash was generated and where it was used during the course of the year.
Statement of Cash Flows
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marci, a purchasing agent, orders 300 refrigerators per month from an online vendor portal. in doing so, she has made a(n) decision.
marci, a purchasing agent, orders 300 refrigerators per month from an online vendor portal. in doing so, she has made Operational decision.
operational judgments
Operational decisions, which typically have effects for no more than a year or even a day, are those that are altered more frequently in accordance with the current external and internal situations. The scale, complexity, and formulation of optimization models for operational decisions vary greatly as a result of the vast number of operations that make up the BSC. Operational choices related to biomass acquisition operations include logistics for carrying harvested biomass to storage, scheduling of working shifts, designating harvesting operation regions, and assigning personnel to harvesting machines. In terms of inventory management operations, it is necessary to regularly decide how much needs to be replenished from the upstream, delivered to the downstream, used to make biofuel goods, and stored in storage facilities.
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What is more important in determining station wagon purchase. family size or income(salary)?
The bottom line is that family trust has a much greater effect on the likelihood that a family will purchase a station wagon than does income.
What is Trust?Anyone who creates a trust (the settlor) grants the trustees authority over the resources they are allocated. These administrators may be either natural or legal persons. The asset is now in the trustee's legal possession, and the beneficiary of the trust is the rightful owner. The trustee must abide by the conditions set forth by the settlor. To watch after the "trustee," a "protector" may also be designated. A trust has no independent legal existence.
Before trust laws were founded in England, a sort of trust already existed in the Islamic world during the ninth century. The waqf type in Islam has a settlor, trustees, beneficiaries, and a qadi (judge) to settle disagreements.
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With respect to personal finance, what is the name of the most commonly used credit scoring system intended to help lenders predict how likely an individual is to repay a loan, or make credit payments on time?.
FICO Score is the most commonly used credit scoring system intended to help lenders for personal finance.
The Fair Isaac Corporation developed a credit score called a FICO score (FICO). Borrowers' FICO scores and other information from their credit reports are used by lenders to evaluate their credit risk and decide whether or not to grant credit.
When calculating credit worthiness, FICO scores use information from five categories: payment history, current debt load, credit kinds used, length of credit history, and new credit accounts.
Between 300 and 850 is the full FICO score range. A "good" credit history is often indicated by scores in the 670 to 739 area, and most lenders will view these scores favourably. In comparison, it could be challenging for consumers with credit scores in the range of 580 to 669 to acquire financing at competitive rates.
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a company started the month with $1,000 of retained earnings. during the month, it had revenue of $5,000 and expenses of $4,500. it also distributed a dividend of $100 among its stockholders. the company's retained earnings at the end of the period equals
The company's retained earnings at the end of the period equals $1,400
What is closing retained earnings?
The company's retained earnings at the end of the period means the beginning retained earnings plus the net income for the period minus the portion of the net income paid to shareholders as dividends
ending retained earnings=beginning retained earnings +net income-dividends
beginning retained earnings=$1000
net income=revenue-expenses
net income=$5000-$4,500
net income=$500
dividends=$100
ending retained earnings=$1000+$500-$100
ending retained earnings=$1,400
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Attempts to increase financial resources are part of the ____________ component of financial planning.
Attempts to increase financial resources are part of the planning component of financial planning.
What is Financial Planning?
The process of evaluating the capital necessary and figuring out the competition is known as financial planning. It is the process of establishing financial guidelines for the allocation, management, and administration of an organization's funds.
Goals of Financial Planning:
The calculation of capital requirements will be based on the cost of current and fixed assets, promotional costs, and long-term planning. The need for capital must be considered from both short- and long-term perspectives.Calculating the capital structure. The capital structure is the ratio of the types and amounts of capital that the company needs to operate. This involves judgments about the debt-to-equity ratio, both in the short and long term.defining financial policies in reference to borrowing, lending, and cash management.Thus, financial planning is very crucial to multiplying your funds.
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