How do banks make money off of the credit they issue

Answers

Answer 1

Answer:

The primary way that banks make money is interest from credit card accounts. When a cardholder fails to repay their entire balance in a given month, interest fees are charged to the account. ... When a retailer accepts a credit card payment, a percentage of the sale goes to the card's issuing ban

Explanation:


Related Questions

The value of the existing venture plus the proceeds from the potential new equity issue is known as: Group of answer choices pre-money valuation post money valuation staged financing the capitalization rate

Answers

It is pre-money valuation


Employees who work on commission typically work in
education

Answers

Answer:

Is this true or false? What are the options to answer

Explanation:

A sales commission is a sum of money paid to an employee upon completion of a task, usually selling a certain amount of goods or services. Employers sometimes use sales commissions as incentives to increase worker productivity. A commission may be paid in addition to a salary or instead of a salary. The Fair Labor Standards Act (FLSA) does not require the payment of commissions.

3. The study of economics is best described as a study of...
A. the factors that influence the stock and bond markets.
B. capitalism.
C. the choices made in producing goods and services.
D. coping with scarcity, and choices made as a result of scarcity in a society.

Answers

Answer:

Option D

Explanation:

The study of economics which can be best described as the understanding of coping with scarcity.It can be also defined as the choices which affect the result of scarcity in a common society

D. coping with scarcity, and choices made as a result of scarcity in a society.

EconomicsEconomics is a social science that studies how products and services are produced, distributed, and consumed. It investigates how individuals, businesses, governments, and nations make resource allocation decisions.The study of economics is best described as a study of D. coping with scarcity, and choices made as a result of scarcity in a society.

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Which one of the following is not one of the policy tools the Fed uses to control the money​ supply? A. Moral suasion. B. Open market operations. C. Reserve requirements. D. Discount policy.

Answers

Answer:

A

Explanation: Moral suasion Is not required to control MS .that is the best answer

a convenience store owner is contemplating putting a large neon sign over his store. It would cost 50000 but is

Answers

Answer:

$24,000

Explanation:

It would cost $50,000, but is expected to bring an additional $24,000 of profit to the store every year for five years.

Hope this helped <3

The four-firm concentration ratio in this industry is ________. Group of answer choices 21% 79% 94% 58% 41%

Answers

Answer:

I'm sorry I looked it up but one site said 41 and another said 79

Consider the following invoice:

What information is missing that is necessary for generating the total?

Answers

Answer:

maybe bills and rent

Explanation:

Answer:

the subtotal and tax are missing

Explanation:

I had the same question

Match each type of employment with its definition (2 points)
Unemployment resulting from mismatches between
employer needs and employee skills.
Unemployment associated with workers who are
between jobs
Unemployment associated with the highs and lows of
the business cycle.
:: frictional unemployment
cyclical unemployment
* structural unemployment

Answers

Each type of employment has been matched with its definition thus:

Frictional unemployment: Unemployment associated with workers who are  between jobs Cyclical unemployment: Unemployment resulting from mismatches between  employer needs and employee skills. Structural unemployment: Unemployment associated with the highs and lows of  the business cycle.

There are different causes of employment. Frictional unemployment is the timeframe between the period an individual lost his job and seeks another.

Structural unemployment is a result of inconsistencies in the labor market.

Cyclical unemployment occurs when the demand from the employee is not met with the skills of the employer.

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Answer:

Here, Give me my brain

Explanation:

Cyclical unemployment- Unemployment associated with the highs and lows of the business cycle.

Structural unemployment- Unemployment resulting from mismatches between employer needs and employee skills.

Frictional unemployment-  Unemployment associated with workers who are between jobs.

Just took the test, the other answer is mixed up

How much money is there in the world?

Answers

Answer:

nobody don't have any ideas✓✓

All of this depends on currencies in different in countries because it's all worth different amount like 1 US dollar is 0.76 Pounds.

An average for you in USD is 1.4 quadrillion dollars.

One concern over external national debt is that interest and principal payments transfer wealth overseas. The percentage of the national debt held in recent years by foreigners is approximately:

Answers

Answer:

26.70 trillion

Explanation:

Answer:

30 percent

Explanation:

I know it sounds sketchy but i myself just took this test a few days ago

Tim loves to landscape and wants to start a landscaping business. Which of the following is a challenge he may face?

1. He will have no variety throughout the day.

2. He will have no control over his work

3. He will have to follow a strict dress code

4. He will have unpredictable income



Please hurry I’m doing a final exam + will give brainliest

Answers

Answer:2 Maybe

Explanation:

Cam some plz make the journal of it?





I will mark it as a brainliest







Answers

Answer:

Hey will you marry me? serious question

true or false: Directors bring the unifying concept/vision to the production, guiding the rest of the creative team.

Answers

The correct answer is: True.

Directors bring the unifying concept/vision to the production, guiding the rest of the creative team. The given statement is true.

What is the goal of a creative director?

From conception to completion, overseeing the creative process. Convert marketing goals into distinct creative approaches. collaborate closely with cross-disciplinary project teams, especially those in IT. Lead and oversee the production of all marketing materials by the creative team.

The artistic director plans and directs the execution of a production's artistic vision and focus, and frequently the entire program presented by a theater. This role may be combined with that of the Chief Executive, depending on the size and management style of the theater.

Thus, the mentioned above given statement is true.

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Eva is 29 years old and has 2 children, ages 3 and 5. She makes $48,500 a year. Eva decides to buy a $400,000 10-year term policy and then renew the policy for another ten years afterwards. To renew the policy the insurance company charges an extra 40% to her premium rate. Given the options below, assess whether Eva made a wise decision. Annual life insurance premium (per 1,000 dollars of face value) for age 29. A 20-year term for male is 7 dollars and 84 cents, and for female is 6 dollars and 62 cents. 20-year term: for male is 10 dollars and 40 cents, female is 9 dollars and 4 cents. Whole life: male is 20 dollars and 5 cents and female is 18 dollars and 63 cents. A. Eva would have been better off selecting the 20-year term policy. B. Even with the extra charge for renewal, Eva’s plan is the least expensive. C. Given that Eva plans to renew, she should have selected the whole life policy. D. Eva ends up paying the same amount for each policy. Please select the best answer from the choices provided A B C D.

Answers

The best answer from the answer choices that were provided is that even with the extra charge for renewal, Eva's plan is the least expensive.

From the question, Eva is 29 and has two kids of 3 and 5. Her plan is to get the $400000 and renew it for another 10 years.

The renewal policy after 10 years is 40%, at the moment, her financial condition seems okay.

But given that the future can not be predicted and her kids are still growing, we are not sure what her finance may be like in 10 years time.

So we can agree with option B. This is a sensible decision.

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If, after interviewing, you are sure a job is not for you, it is not necessary to send a thank-you note. Please select the best answer from the choices provided T F.

Answers

It is false that a thank-you note is not necessary to be sent even when one is sure the job is not for you..

Basically, an interview is conducted by the recruiting firm to assess the various skills, behavior of the job applicant.

This thank-you-note is a sign of good gesture and can even influence the employer to consider the job applicant for the applied role.

In conclusion, It is false that a thank-you note is not necessary to be sent even when one is sure the job is not for you

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Answer:

f

Explanation:

A census is a regularly-occurring and official count of a particular population. Census data available at the United States Census Bureau website are an example of:_______.
A. Private information
B. Public behavior
C. Private behavior
D. Public information

Answers

Considering the demographic information analysis, the Census data available at the United States Census Bureau website are an example of "public information."

What is Public Information?

Public Information is a term that is used to describe any information that is made available to the public regardless of the nature or format of the information.

Census Data as a Public Information

Given that Census data are posted to the United States Census Bureau website where anybody from anywhere in the world can access the information, this is an example of Public Information.

Hence, in this case, it is concluded that the correct answer is option D. Public Information.

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Research
independent organizations that fund product safety. Name the organization, how much money they make



Answers

Consumer Product Safety Commission

Which of the following illustrate improvements in productivity? Select the two correct answers. (1 point)
After adopting a new typing strategy, a data scientist is able to provide more data services to clients.
After hiring an additional employee, a factory manager has seen a large increase in factory output.
O A restaurant purchases more food ingredients, resulting in a larger quantity of meals available to customers.
O A nurse decides to work overtime, increasing the quantity of patient care services she is able to provide.
After practicing at home, a dishwasher has doubled the number of dishes he can wash in a single shift.

Answers

Improvements in productivity can be explained as illustrated using below examples;

After adopting a new typing strategy, a data scientist is able to provide more data services to clients.After practicing at home, a dishwasher has doubled the number of dishes he can wash in a single shift.

Improvements in productivity involves achieving more output in daily task of an organization.

When the productivity is low ,then the company will not have enough profit and this is not good for the company.

We can conclude high productivity is the target if every firm.

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A customer buys 100 shares of ABC stock, which is now trading at $63. The customer wants to create a dividend supplement to the position. He should: A buy a call B buy a put C sell a call D sell a put

Answers

Answer:

sell a call

Explanation:

He should sell a call because he wanted to create a dividend supplement to the position.

What is selling a call?

This involves a call sellers who have an obligation to sell the underlying stock at the strike price and have a short call position.

Hence, as he wants to create a dividend supplement to the position, then, the best option is to sell a call.

Therefore, the Option C is correct.

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What are the dimensions of situational control identified by Fiedler's contingency leadership model? (Check all that apply.)

Answers

There are ways to control different situations. The dimensions of situational control Fiedler's contingency theory are leader-member relations, task structure, and position power.

Fiedler's is popularly known for his contingency theory. This theory helps to understand why managers can behave so differently.

The contingency theory states that there no one single leadership style often works for all employees.

He stated also that there are situational-contingent elements that influences a leader's ability to lead.

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a trade ______ occurs when imports exceed exports.

Answers

Answer:

goes good and you could get stuff out of it

help me, please i am trapped

Answers

What is the help u what ??

write any three types of continuous series??​

Answers

Answer:

Exclusive series- Series in which every class interval excludes items corresponding to its upper limit.

Inclusive series- Series which includes all items up to their upper limit.

 

Open-end series- Series in which the lower limit of the first class interval and/or the upper limit of the last class interval is missing.

In the demolition of an old building, a 1,300 kg wrecking ball hits the building at 1.07 m/s2.

Answers

Answer:

f=ma

f?

m=1300kg

a=1.07m\s squared

f=1300kg x 1.07=1391N

Explanation:

please mark me brainliest!!

PLEASEEEE HELP The Supplemental Poverty Measure differs from the official poverty measure in a number of ways. What is one particular difference between the two?
(1 point)
O The Supplemental Poverty Measure includes cash income, while the official poverty measure does not.
O
The official poverty measure includes nonmonetary benefits like housing subsidies and tax credits, while the Supplemental Poverty
Measure does not.
O
The Supplemental Poverty Measure includes nonmonetary benefits like housing subsidies and tax credits, while the official poverty
measure does not.
O The official poverty measure includes cash incomes, while the Supplemental Poverty Measure does not.

Answers

The third one ( The supplemental Poverty Measure includes nonmonetary benefits like housing subsidies and tax credits, while the official poverty measure does not.)

The Census Bureau of U.S. started publishing SPM in 2011.SPM includes the non-monetary benefits, while official poverty measure does not.

What is Supplemental Poverty Measure(SPM) and how it is measured?

The U.S. Census Bureau from 2011 stared publishing SPM which shows the poverty measure taken by government to aid/provide assistance to the people below poverty line that are not included in official poverty measure.

SPM income is measured by cash income plus benefits in kind by the government. So it can be said the SPM includes non-monetary benefits like tax credit, house subsidies, food stamps, but the official poverty measure does not.

Therefore, it can be said that option 3 aptly describes the Supplemental Poverty Measure.

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_____ ratios measure the degree and effect of the firm's use of borrowed funds to finance its operations.

Answers

Answer:

DEBT ratios measures the degree and effect of the firms use of borrowed funds to finance it's operations

Answer:

leverage

Explanation:

whats the answer for this

Answers

Answer:

(a) money in hand

this will be the answer I think so

I believe this helps u
Money in hand because national wealth will contain only things which makes our country better than just money , we need only hard work and motivation and kind heart to make things better in our country , see down -
Machines are made - this statement is because of India’s hard work and motivation to make something
Financial assets- they are compared with kind heart by me because giving money to needy people

Use the table to answer the question.
Consumption
$2,000
Investment
$1,000
Government Spending $1,000
Imports
$500
Exports
$600
The market value for each type of expenditure is given for a hypothetical country in the table above. Calculate the gross domestic product of this country
(1 point)
o $3,900
O $5,100
O $4,100
o $4,000

Answers

4,100$ is the correct answer for you thanks

Give three examples of fixed expenses.

Answers

1. Rental lease

2. Mortgage payments

3. Interest expenses

The cost of holding excess reserves is the interest rate that could have been earned minus the interest rate that is paid on these reserves. If the interest rate is 5% and the interest rate paid on reserves is 2%, the cost of holding on excess reserves is

Answers

Answer:

7% because you would have to add 5% with 2%

Explanation:

because you would have to add 5% with 2% and get 7 %

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