Based on the mortgage value, the interest rate, and the period of 10 years, the payment can be found to be $1,627.45
How to find the payment amount?The payment amount to repay the 10 year mortgage will be an annuity because it will be a constant and specific amount over the 10 years.
To find the annuity, use the present value of an annuity formula:
Present value of annuity = Annuity x ( 1 - (1 + rate) ^ - number of periods) / rate
Solving for the annuity gives:
10,000 = Annuity x ( 1 - ( 1 + 10%)⁻¹⁰) / 10%
10,000 = Annuity x 6.14457
Annity = 10,000 / 6.14457
= $1,627.45
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Identify at least 3 behavioral concerns you think are important to delivering a successful D&I initiative
The 3 behavioral concerns which are important in delivering a successful D&I initiative are, offer meaningful opportunities or employee engagement, communicate clearly and create employee-led task forces, and create mentorship programs.
A D&I initiative is an important way in order to address the current shortcomings of an organization's workforce. Thus, managing a company's diversity and inclusion moments in the global workplace is, in many ways, an unmapped territory.
So, there are certain behavioral concerns which are important in delivering a successful D&I initiative. Diversity and inclusion metrics can be used in order identify risk areas, prioritize initiatives, etc.
Hence, diversity and inclusion initiatives benefits a company.
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Dana and his manager have discussed expanding Dana’s role and responsibilities in the company. What written agreement could establish and legally bind the parameters of Dana’s new position?
A. Covenant
B. Business ownership
C. Business incorporation
D. Contract
A written agreement that could establish and legally bind the parameters of Dana’s new position is known as a Contract.
What is an employment contract?In law, an employment contract refers to a type of contract used in labour law to attribute certain rights and responsibilities between the parties to a bargain. Such a contract is normally between the employee and employer.
An employment contract arisen out of the old master-servant law which was used before the 20th century.It relies on the concept of authority in a situation where the employee agrees to accept the authority of the employer and in exchange the employer agrees to pay the employee a stated wage.
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Jeffrey Sachs' article titled "America Has Become a Country Owned by the Rich, Ruled by the Rich, and Enjoyed by the Rich" said that a year ago, Joe Biden narrowly defeated Donald Trump in the election, but the prospects for the United States are still uncertain. It is not easy to diagnose exactly what has put the United States in such a difficult position that it has instigated the "Trump Movement."
America Has Become a Country owned , ruled by the rich, and enjoyed by the rich as the rule there exists is of the high monarchy or the sole decision making of the constitution.
The sole decision making authority of the constitution does not allow people of the nation to vote for the person they want to get into the power and are not even allowed to share their prospects.
The high the monarchy the less the decision making authority by the people is given to them, and hence the result is the automatic use of the power and no election to held.
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when supplies are purchased on credit it means that: (check all that apply.)
When supplies are bought on credit, a liability is created, the accounts payable account is enlarged, and the business will pay for the items at a later date.
A company's debt to its suppliers and vendors who gave it goods or services on credit appears as an account payable liability on the balance sheet and is short-term.
"Purchased on account" is a term that applies to any credit-based purchases. In order to boost accounts payable, a company that owes another organization money for goods or services delivered will record the entire sum as a credit entry. The unpaid sum will continue to exist until the owing party receives complete payment.
Businesses that buy supplies on credit must make multiple journal entries to reflect the transaction in their financial records. These entries affect the basic accounting equation's equilibrium, which is crucial to the bookkeeping process.
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If Government expenditures increase by $800B and MPS is equal to 0.05, what will be the increase in real GDP?
In the situation given above, where the government expenditures increase by $800B and the MPS is equal to 0.05, then the increase in the real GDP of the economy will be equal to $4T.
What is the significance of an increase in real GDP?An increase in the real GDP can be referred to or considered as the increase in the quantity of finished products being produced in an economy during a given period, which is also adjusted for the rate of inflation during such period.
When MPS is equal to 0.05, the value of the multiplier will be equal to 5. As a result, the increase in real GDP will be,
Increase in the real GDP = Increase in expenditure*Multiplier
Increase in the real GDP = 800 × 5 = 4T.
Therefore, the significance regarding the increase in the real GDP has been aforementioned.
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what a type of digital currency in which a record of transactions is maintained, new units of currency are generated by the computational solution of mathematical problems, and it operates independently of a central bank?
A digital currency known as Bitcoin (BTC) keeps track of transactions, creates new units of currency by solving mathematical problems computationally, and is decentralized from a central bank.
What kind of digital currency is that?Digital currency comes in three flavors: cryptocurrencies, stablecoins, and CBDCs. A type of decentralized digital currency that isn't linked to any fiat money is called cryptocurrency. Its ledger systems are managed by cryptography, and the market decides how much it is worth. The first cryptocurrency was bitcoin.
Bitcoin BTC: Is it a wise investment?Incredibly volatile and hazardous, bitcoin. Undoubtedly, it would be a mistake to invest all of your savings in cryptocurrency. When investing in cryptocurrencies, if you're willing to take a chance, make sure you understand what you're doing and have a plan in place.
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there are other things more valuable in an organization besides the people who work there.
Equipment, facilities, and tools are all examples of capital, in addition to valuable human capital. Capital serves as a catalyst to boost organization productivity. A person's knowledge and talents are combined to form human capital, which a business can use to further its objectives.
Employees are an organization's most important asset because of this. Their skills, expertise, and experience are irreplaceable. Therefore, moving forward, firms must emphasise and value the contribution that each individual makes in order to advance. The most valuable asset for valuable business is its people. Any organization's success is primarily due to its workforce. They develop a product from conception to completion and advertise it.
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Trying to figure out the most efficient way to perform a job is a goal of
An objective most efficient way to do a work is of management.
What is management?Management entails the coordination and governance of company operations, tasks, and resources to achieve a certain goal.
This frequently includes personnel supervision and training, oversight of key operations, and creating firm infrastructure to optimal for the future. A purpose of management is to determine the most efficient way to accomplish a job.
Therefore, it can be concluded that Management strives to find the most efficient approach to complete a task.
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The market for milk is initially in equilibrium. milk producers engage in an advertising program to encourage milk drinking, which succeeds in shifting consumer tastes toward drinking milk. more milk producers enter the market. standard demand and supply analysis tells us that:_________
Answer:
The demand for milk will increase and the demand curve will shift to the right.
Explanation:
I took the test
Standard demand and supply analysis tells us that demand for milk will grow and the demand curve will move right.
Who is a consumer?A consumer is someone who purchases a product or uses a service. They pay a certain sum for the product or service. A customer is someone who wants a product that the supplier provides.
The market equilibrium has been attained. As there is an advertising program which is going on with wood help and increasing the demand for the product. And the consumer test as well as advances will also determine this. As well production will help in market demand in supply.
This will make the demand for milk increase. And the demand curve will also shift toward its right. This will mean that the demand and the price will also be affected in the same.
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If my account was disabled on July 22, 2022 and I was told to wait 90 days before it can be restored. Which month and what day will that be??
Answer: October 20, 2022
Explanation:
Your starting date is July 22, 2022 so that means that 90 days later would be October 20, 2022.
If my account was disabled on July 22, 2022 and I was told to wait 90 days before it can be restored. Which month and what day will that be??
October 20, 2022
tammy is a production manager at eagle's nest, inc. she is concerned that too much money is being wasted on inventory that is sitting in the warehouse too long. she should calculate:
Tammy is a production manager at eagle's nest, inc. she is concerned that too much money is being wasted on inventory that is sitting in the warehouse too long. she should calculate: Inventory turnover ratio
What is the inventory turn over?This is the term that is used in business and in logistics to refer to the amount of time that would have to pass from the period that a good is bought by a particular company and the period that the company would finally be able to sell this particular good.
Hence given that the she is thinking about the inventory has been seated in the store for too long, this is the solution to the question.
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a) Describe the procedures (steps), that can be followed during the process of recovering the amounts in the book debts from the time they are handed over to the administrator to the time the final amount is handed over to the official receiver
Official letter to be sent. This is not just a straightforward task, but it may also be mandated by law in amount some areas. Speak to a collection company. A debt collection service communicates with debtors by calling them, emailing them, and, if required, filing legal action. Make a legal claim.
If the client still refuses to pay, think about engaging a debt collector. Consider filing a lawsuit. To locate unpaid items, conduct a property search on the debt Personal Property Security Register (PPSR). To assist in obtaining payment, your creditor works with a collection agency amount. To repay the loan, you would only be coordinating with the collection agency.
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May 3. Received cash from clients as an advance payment for services to be provided and recorded it as unearned fees, $4,500.
A loan is made on January 19 and has a due date of October 14 during a leap year find the exact time of the loan
When a loan is made on January 19 and has a due date of October 14 during a leap year, then the exact time period of the loan in terms of number of days will be 270 days, which is roughly close to 9 months.
What is the significance of a time period?
A time period can be referred to or considered as the duration for which a loan or any monetary engagement is due and must be paid by the date of maturity, the non-payment or any delay in repayment of which will most likely result in a default.
To calculate the number of days between January 19 and October 14,
Consider 13 days of JanuaryConsider 29 days of FebruaryConsider 30 days each from June, April, and SeptemberConsider 31 days each from March, May, July, and AugustConsider 14 days of OctoberSo, it is calculated as 13+29+90+124+14=270 days
Therefore, the time period of the loan during a leap year between January 19 and October 14 will be 270 days.
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One of your classmates would like to open a food delivery service in town. This service would allow people to buy lunch or dinner through an app from a list of restaurants. She’s in the early stages of her analysis and she is asking your advice on possible ways to collect the of data that she can use. What kind of resources would you direct her to? Why?.
Answer:
air
Explanation:
fresh foood to because
State and explain five ways in which tourism aids trade
Five ways that tourism aids trade include:
Increasing foreign reserves. Increasing the number of potential buyers Improving infrastructure which can contribute to trade Marketing local products to foreigners Increase in local trade to service the needs of tourists How does tourism aid trade?Tourism can aid trade by increasing the foreign reserves of a nation. These foreign reserves can then be used to import goods and services. For instance, American tourists to Botswana bring the U.S. dollar which Botswana can use to buy goods from Europe.
Tourism also brings people into a country which means that there are more potential buyers to trade local goods. Tourism also leads to a nation building infrastructure like airports which can then be used to export and import goods. Local products will see more sales as they are marketed to foreigners and companies like hotels will have to buy more goods and services to take care of tourists thereby increasing local trade.
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Suppose that, over time, the price of a good increases while the quantity of the good exchanged on markets also
increases. A possible explanation is that, over time:
A the supply curve shifts inwards.
B the demand curve shifts outwards.
the supply curve shifts outwards
(D) the demand curve shifts inwards.
The most plausible explanation is that there has been an increase in demand if a good's price rises while the amount of the good traded on markets rises.
What will occur if the cost of a good rises?Demand for an alternative to a thing will increase as the price of the good rises and reduce as the price of the good decreases.
If all other parameters remain unchanged, demand will increase, leading to an increase in supply and an increase in the equilibrium price. A decrease in supply and the equilibrium price will follow a decrease in demand.
As income rises, demand for a poor product will decrease. When one product's price reduces and the need for another product declines, the two products are referred to as replacements, yearning for a complementary good; these two goods are said to be complementary.
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Esteban is the operations manager of a clock manufacturing company. He develops a few quality check procedures that would help the workers identify incorrect
placing of clock faces. After discussing with his team, he decides to incorporate these procedures in the work flow. In this scenario, Esteban follows the total quality
management (TQM) approach by using_?
Esteban employs the total quality management (TQM) approach in this scenario by utilizing poka-yokes.
What exactly is total quality management (TQM)?
Total quality management (TQM) is the continuous process of detecting and reducing or eliminating manufacturing errors, streamlining supply chain management, improving the customer experience, and ensuring that employees are properly trained.
Total quality management seeks to hold all parties involved in the manufacturing process accountable for the overall quality of the final product or service.
What is the Purpose of Total Quality Management?
TQM oversees all activities and tasks required to maintain a desired level of excellence within a business and its operations. This includes establishing a quality policy, developing and implementing quality planning and assurance, as well as quality control and quality improvement measures.
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Jason and Erica are a married couple who will file a joint return for 2021. They have two young children, Hudson (8) and Leo (3). The couple's 2021 adjusted gross income is $110,000. If Jason and Erica did not receive any advance Child Tax Credit payments during 2021, what is the maximum amount they may be eligible to receive for the Child Tax Credit and the credit for other dependents?
A. $4,000
B. $6,000
C. $6,600
D. $7,200
$7200, is the maximum amount they may be eligible to receive for the Child Tax Credit and the credit for other dependents. Thus, option (d) is correct.
What is tax?
The term tax refers to the government charge the extra money for goods and services. The tax is also called as financial charge. The amount of tax are collect to government account as spent on public welfare.
Determine the child tax credit are:
Maximum amount for child tax credit = 3600 per child in 2021 year
Maximum child tax credit = 3600×2=$7200.
As a result, $7200, the maximum amount they may be eligible to receive for the Child Tax Credit. Therefore, option (d) is correct.
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Determine each alternative’s break-even point in units.
Answer:
Explanation:
To calculate the break-even point in units use the formula: Break-Even point (units) = Fixed Costs ÷ (Sales price per unit – Variable costs per unit) or in sales dollars using the formula: Break-Even point (sales dollars) = Fixed Costs ÷ Contribution Margin.
2. Using the aggregate expenditure function above, what would be the level of real GDP if the aggregate expenditure function shifted up by $0.2T?
Aggregate expenditure is a macroeconomic instrument used to assess and evaluate a country's total economic activity or total output.
What is expenditure?Given a utility function and the prices of accessible items, the expenditure function in microeconomics gives the smallest amount of money that individual needs to spend to acquire some level of utility.
The expenditure function is related to the indirect utility function in that it specifies the smallest amount of money or income that an individual must spend in order to acquire a certain degree of utility.
Similarly to GDP and national income, aggregate expenditure measures a country's overall spending at a given point in time.
Note that an overview was given as the information is incomplete.
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markets in which funds are transferred from those who have excess funds available to those who have a shortage of available funds are called
Answer:
Financial Markets
Explanation:
Markets in which funds are transferred from those who have excess funds available to those who have a shortage of available funds are called Financial Markets.
What is a market?"The market can be defined as a place where goods or commodities, as well as services, are being exchanged. The market is a platform where buyers can buy particular products. And the merchandiser can easily sell their product or render their services."
As they are funds that have been needed because of the shortest that has occurred. It would have the financial market supplier more funds if there is a shortage it would maintain a market equilibrium and the economic position will also be stable in that condition. a financial market is always fluctuating depending on the demand and the need.
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What could of been an improvement in the book the making of a manager
An improvement in the book the making of a manager will be to tell how to hire people effectively
What is the book "The Making of a Manager" about?It is a book written by Julie Zhuo which served as a modern field guide packed with an everyday examples and transformative insights. The book entails the followings:
How to tell a great manager from an average manager (How to build trust with your reports through not being a bossWhere to look when you lose faith and lack the answersIn conclusion, when we are new to the job, leader or looking to be promoted, the handbook is the type of book that you need to be the kind of manager you wish you had.
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With public funding, the private space research organization, Expansive Vistas, has begun the process of building a launch site for their new Space Y commercial rocket. They have chosen the North Miami Area as the perfect location for their launch site as Miami meets a few of their needs:
Expansive Vistas's Talking points:
Miami is a tourist destination and Expansive Vistas has plans to move from space research to space tourism, Miami is located on the East coast close to the equator which reduces the amount of fuel needed to propel rockets into space and their is less likelihood of debris damage, and Miami already has the infrastructure needed to build the launch point quickly.
- how would it affect the Miami area residents?
The rocket would affect the Miami area residents because the rocket engines will produce pollution into the atmosphere which can be perceive as a combustion-driven propulsion.
What is the effect of the rocket to the environment?The effect of the rocket to the environment can be varied base on the propellance of it however, Rocket engines do bring about the release of the trace gases into the atmosphere.
And as a result of this it add a negative contribution to ozone layer which bring about the depletion of the layer as a result of the particles of soot that is been generated.
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Jasmine provided Benjamin, her tax preparer, with detailed check registers to compute her expenses. Benjamin, however, knowingly overstated the expenses on Jasmin's return. After adjustments by the examiner, the tax liability increased significantly Benjamin charged Jasmine $1,000 for the tax preparation. Because Benjamin willfully disregarded information provided in the check registers, Benjamin is subject to a penalty in which amount?
A. $500
B. $750
C. $1,000
D. $5,000
Based on the fact that Benjamin willfully disregarded information by overstating the expenses on Jasmin's return, the penalty that Benjamin would be subject to is D. $5, 000
How to find the penalty to tax preparers?When a tax preparer knowingly overstates or understates expenses, this leads to their client's tax returns being wrongfully stated. This means that tax preparer also willfully disregarded information relevant to the preparation of the tax returns.
When this happens, the Internal Revenue Service prescribes a penalty of either $5, 000 or 75 % of the income the tax preparer makes from the client. The higher amount should be taken.
75 % of the income is:
= 75 % x 1, 000
= $750
This means that the higher amount is $5, 000 so this is the penalty that will be charged to Benjamin for overstating Jasmin's return.
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In which set of markets does imperfect information have the most impact in
terms of creating problems that are extremely hard to solve?
a. labor markets
b. goods and services markets
c. financial markets
d. insurance markets
what professional level security certification requires five years of experience and is designed to focus on an applicant's security-related managerial skills?
The Certified Information Systems Security Professional certification is at the professional level and calls for five years of work experience. It is intended to highlight managerial abilities in security.
What does an information systems security professional with certification do?A secure company environment employing internationally recognized security standards is designed, built, and maintained as part of the CISSP certification. Additionally covering industry best practices, this program will get you ready for the CISSP certification test.
A worldwide accepted benchmark for cyber security experts is the Certified Information System Security Professional (CISSP). The individuals responsible for ensuring network security for your company are the IT security experts.
How valuable is IT's CISSP certification?The CISSP certification is very significant since it gives cyber security professionals the knowledge and expertise they need to use in their professional lives. The extra advantages you receive from having a CISSP certification are unparalleled.
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what type of contract allows the offeree a fixed amount of time to consider an offer without the offeror being able to revoke the contract during that fixed period of time?
Defined Terms - A contract proposal must be sufficiently clear. To put it another way, the conditions of the offer must be sufficiently detailed for the offeree to comprehend and accept it. (Also see: Sum Certain.) The offeree must be aware that she is the one who will receive the offer and has the option to accept it.
Is it necessary for an offer to be firm?According to contract law, the conditions of the offer must be specific and plain so that a reasonable person may understand what his or her responsibilities under the agreement would be. A valid offer generally remains in effect until it is withdrawn by the person offering it.The fundamental components necessary for the agreement to be a valid offer and acceptance, adequate consideration, capacity, and legality are: mutual assent, expressed through a contract-compliant offer, In some states, a legitimate alternative can satisfy the requirements of consideration.Offers, Both Express and Implied : An offer is considered to be express when it is made by the offeror in writing. A verbal or written express offer can be sent. An implicit offer is one that can be inferred from the facts of the case or the actions of the parties.To Learn more about Defined Terms refer to :
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Outlays of monies for items such as life insurance, car insurance, and medical insurance are considered_________ spending.
Outlays of monies for items such as life insurance, car insurance, and medical insurance are considered mandatory spending.
What is insurance?Insurance can be defined as the coverage that help to cover cost or expenses in case of unforeseen or unexpected circumstances.
Having an insurance policy is essential as we cannot predict an event that may happen which is why having a life insurance, car insurance as well as medical insurance are classified as a mandatory spending.
Therefore we can conclude that having an insurance coverage is essential.
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in the united states, opportunities for participation by girls and women in sports have grown since the passage of _____ of the education amendments of 1972.
In the united states, opportunities for participation by girls and women in sports have grown since the passage of Title IX of the education amendments of 1972.
On June 23, 1972, the United States passed the Education Amendments of 1972, sometimes referred to as the Higher Education Amendments of 1972. It is most well-known for its Title IX, which outlawed sex-based discrimination in educational institutions receiving federal funding.
Additionally, it altered government initiatives that offered financial aid to students by transferring funds directly to them without the involvement of middlemen financial institutions.
Executives, administrators, outside salespeople, and professionals were not initially included by the Equal Pay Act of 1963; however, the Education Amendments of 1972 altered the Fair Labor Standards Act to include these workers.
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