It would about 55 months to reach the target future value of $22,000
What is the target future value?
The individual currently has $12,000 and intends to save $100 every month in order to reach a future value of $22,000, in other words, we can determine the number of monthly payments needed using a financial calculator which requires that the calculator be set to its end mode before making necessary inputs because monthly payments would occur at the end of each month:
I/Y=0.50(monthly interest of 0.50% without the percent sign)
PMT=-100(monthly savings, it is negative because it is a cash outflow for the individual making the savings)
PV=-12000(current account balance is the present value)
FV=22000(the targeted future amount is the future value)
CPT(press compute)
N=54.52(approximately 55 monthly payments)
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There are several definitions for small business; however, the most common criterion is the number of employees working for that business. true false
True
Small business depends on the number of employees working in an organisation.
Small business organisations usually has the involvement of less number of people and employees because of its management working for the business So many definitions are been given by various researchers.
The most common criterion is the business size and the number of employees present in the organization working to their greatest efficiency to make profit and achieve goals. Small business are easy to start and end.
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The total cost of a job includes ______. multiple select question. applied manufacturing overhead direct materials cost direct labor cost nonmanufacturing cost actual manufacturing overhead
The total cost of a job includes applied manufacturing overhead cost.
What do you understand by the total cost ?Absolute expenses are made out of both complete fixed expenses and all out factor costs. Complete fixed costs are the amount of all reliable, non-variable costs an organization should pay. For instance, assume an organization leases office space for $10,000 each month, rents hardware for $5,000 each month, and has a $1,000 month to month service bill.
All out cost is a monetary measure that aggregates all costs paid to deliver an item, buy a speculation, or secure a piece of hardware including the underlying money expense as well as the open door cost of their decisions. TC = TVC + TFC.
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money management decisions include deciding how much credit to obtain to support your spending and what sources of credit to use.
Making decisions about credit, such as how much to get and from which sources, is a part of managing your money. That is untrue.
What is money management?Money management practices include creating a budget, saving money, making investments, and spending.
Money management provides you with a 360-degree perspective of your financial condition while putting crucial financial habits into practice to assist you in overcoming the obstacles to prosperity. When you have a clear purpose for your money and sound money management techniques at your back, you have much more control over your financial future.
Therefore making decisions about credit, such as how much to get and from which sources, is a part of managing your money. That is untrue.
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Why do you think it was beneficial for 630 (lulu) to raise cubs that were not hers? explain:
Raising the kids together has an evolutionary advantage since it ensures that Lulu's genetic material will be carried on. There is safety in numbers, and her cub is just one among many cubs.
Since ancient times, lions have caught our imagination. Lions are at the top of the food chain and frequently appear as movie and literary characters. The term for lion in Swahili is simba, which also has the meanings of "king," "powerful," and "aggressive." In our lexicon, the term "lion" has a similar meaning. When you refer to someone as having lionheartedness, you are describing their boldness and bravery. Someone is treated with tremendous interest or importance when they are lionised.
Open forests, areas of dense grassland, and areas covered in brush are the lions' preferred habitats since they provide enough cover for denning and hunting.
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Assuming that this phenomenon extends to other companies, why do you think that six sigma works better in manufacturing than in nonmanufacturing/service areas?
Below this method, the whole control group and the people of the organization are instructed to offer exceptional services to the customers. The complete team of the company works for the improvement of the products, services rendered via the company, their internal controls, and most importantly the tradition of the corporation.
The principal purpose of the companies for using the TQM method is to establish the fine improvement measures in the corporation and decrease the expenses which are aligned with them. If the group of the agency running on the TQM approach and the dimension of the equation is simple, then the corporation reveals it smooth to hold the staff which is hired for that particular project.
The management of the employer unearths it tough to implement the same and preserve the body of workers for longer durations. consequently, if such projects which had been difficult to put into effect are taken by the Companies then the first-rate of the organization will reduce and there could be fewer investors who're willing to make investments within the companies.
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three auditors checked into a hotel under one reservation. after paying $100 each to the hotel manager, they went to their individual rooms. the manager, noting that the total rate for the three rooms is $250, gives $50 to the bellboy to return to the three auditors. on the way to the rooms, the bellboy reasons that $50 would be difficult to share among three individuals, so he pockets $20 and gives each auditor $10. at this point, each person has paid $100 and gotten back $10. so they paid $90 each, for a total of $270. the bellboy kept $20, making the total $290 ($270 $20). where is the remaining $10?
Three auditors checked into a hotel under one reservation. The $10 should not be remaining. The total should be split as ( $270 + $30 ) and not as ( $270 + $20 ).
According to the question, the 3 auditors paid $90 every.The 3 rooms cost $250, which means that each room cost 250 / 3 = $83.33. The bellboy kept $20, which means this tip of the bellboy cost each of them 20 / 3 = $6.66, so, The ninety dollars paid via every auditor entails room lease and the top to the bellboy. So, the full $270 is paid by means of them and the remaining $30 is back to them, which makes (270 + 30)= $300. The entire ought to be cut up as ( 270 + 30) as stated above and no longer as ( 270 + 20).
An auditor is a person or a company appointed by way of an agency to execute an audit. To behave as an auditor, someone should be licensed by way of the regulatory authority of accounting and auditing or own sure detailed qualifications. Auditors check out organizations' financial debts to make certain they are correct and observe the regulation. Auditors evaluate the bills of groups and other firms to make sure their economic facts are correct and consistent with the regulation.
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governments and nonprofit entities are similar in many ways. which of the following statements is not true?
In the third option, Both governments, and nonprofit entities assess taxes, which is not the correct statement.
What are Nonprofit Entities?A nonprofit organization (NPO), often referred to as a non-business entity, not-for-profit organization, or nonprofit institution is a legal entity set up and run for a group's, the public's, or society's benefit as opposed to a corporation that operates to make money for its owners. A nonprofit is subject to the non-distribution constraint, which states that any surplus funds must be used to further the organization's goals rather than being distributed to outside parties. Numerous institutions, such as various political groups, schools, business organisations, churches, social clubs, and consumer cooperatives, fall under the nonprofit category. An organization can establish itself as a nonprofit entity without obtaining tax-exempt status, while nonprofit entities may apply to governments for approval to be tax-exempt and some may also be eligible to receive contributions that are tax-deductible.
Thus, the main purpose of an NPO is different than the normal business.
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Complete Question:
Government and nonprofit entities are similar in many ways. Which of the following statements is not true?
Neither governments nor nonprofit entities have a profit motive.Both governments and nonprofit entities provide services.Both governments and nonprofit entities assess taxes.Both governments and nonprofit entities often report restricted resources.Why might developing countries have greater gdp growth rates than the united states?
GDP growth would be greater in developing countries than in developed countries because demand is higher in developing countries.
What is GDP?GDP is the total monetary or market worth of all finished goods and services produced within a country's borders in a certain time period. Because it is a broad measure of total domestic production, it serves as a comprehensive scorecard of a country's economic health.
GDP is often estimated on an annual basis, however it is sometimes measured quarterly.
The government of the United States, for example, produces an annualized GDP estimate for each fiscal quarter as well as for the entire calendar year. The data in this report has been adjusted for price changes and is thus net of inflation because it is reported in actual terms.
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Minimum change in dollar sales needed to break even for the increase in the r&d expenses?
Minimum change in dollar sales needed to break even for the increase in the r&d expenses is when there is an increase in customer sales, it method that there's better demand.
A organization then wishes to produce more of its products to meet this new call which, in flip, raises the BEP in an effort to cowl the extra costs.
The break-even point is the point in which an agency's sales equal its fees. The calculation for the break-even point can be completed one in every of two approaches; one is to determine the number of gadgets that want to be bought, or the second one is the amount of income, in greenbacks, that want to happen.
The break-even point will grow by any of the subsequent: An increase in the amount of the organization's constant fees/fees. An boom in the in line with unit variable prices/costs. A lower in the enterprise's selling costs.
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If a marketing team is deciding between using a direct mail marketing campaign or a social media marketing campaign, then where are they in stages of the planning steps?
If a marketing team is deciding between using a direct mail marketing campaign or a social media marketing campaign they are at the sixth step: determining the promotional mix of which tools to use, when, and how much.
This is further explained below.
What is a marketing team?Generally, A marketing team is responsible for developing and putting into action plans to increase an organization's brand recognition as well as the sales of its goods or services.
Many times, marketing teams are comprised of a number of persons, each of whom has a unique set of abilities and duties, but all of whom work together to accomplish shared marketing objectives.
A promotional mix is a mixture of several marketing strategies, such as advertising, sales, public relations, and direct marketing, that are used to accomplish a certain marketing objective.
In conclusion, A marketing team that is now in the sixth phase of the process, which is selecting the promotional mix of which technologies to use, when to use them, and how much to use them, is debating whether or not to employ a direct mail marketing campaign or a social media marketing campaign.
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________ influences like motivation and learning and ________ influences like reference groups and culture impact a consumer's decision to buy.
Psychological influences like motivation and learning and sociocultural influences like reference groups and culture impact a consumer's decision to buy.
Describe the effects of psychological influence on a consumer's choice.Consumer behavior is influenced by four psychological factors: attitude or belief system, motivation, perception, and learning. Motivation refers to the consumer's underlying requirements. A valuable tool is knowing how to inspire your customers. Behavior can also be influenced by how your target consumer views the world or learns about your product, whether online or off. Finally, all of the aforementioned can be influenced by belief systems. Examples include those who learn best visually. Regardless of religious system, professionally shot pictures and visuals of your product or service can say more than a thousand words.
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A firm that competes using the development strategy of innovation is characterized by:_________
The correct answer is a need to be a first-mover.
The definition of strategy is "The course an organization follows to achieve future commercial success." An organization's strategy outlines how it plans to use its resources, including the expertise and knowledge of its workforce as well as financial and material assets, to fulfill its purpose or ultimate objectives and realize its vision.
The process of analyzing and discovering strategic possibilities, choosing the most promising ones, and deciding how resources will be distributed within the organization to achieve goals is known as strategy development. Developing a new product is frequently as easy as taking an existing one, making a few minor changes, and selling it to your current market. Customers who already own the existing version of your product may decide to purchase your new one because this offers value for them.
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the kentucky real estate commission’s action of prohibiting brokers from offering rebates and other inducements to consumers was deemed to be this type of violation, in which guilt is established in light of existing circumstances.
Any defense, justification, or rationale will be rejected if anything is per se illegal. In view of observable circumstances, the breach is obvious.
Positive misrepresentation requires the following four elements: a false statement must have been made, the person making it (such as the agent) must have known the statement to be false, and a third party (such as a principal) must have relied on the false statement and suffered injury as a result.
Innocent, negligent, and fraudulent misrepresentations are the three sorts of misrepresentations, and each has a unique set of remedies.
When the (possible) insured states anything that is untrue concerning a fact that is important to the insurer, this is referred to as a positive misrepresentation (a material fact). One instance would be purposefully answering a question incorrectly during the underwriting process.
When one party purposefully deceives another party, it is called a fraudulent misrepresentation tort, which usually results in legal action from the aggrieved party.
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If the market price is $74.50 per bushel of wheat, and ali chooses to produce wheat, how much will he produce per month to maximize his profits in the short run?
He produces 0 bushels per month to maximize his profits in the short run.
Market pricing is a strategy used to set prices in line with contemporary expenses inside the marketplace for equal or similar products or services. It offers organizations the possibility to set better charges to start with before matching market expenses to live competitive at the same time as nevertheless developing go back on investment.
As per the given data, we know that
a).
=> Optimal rule for production is P = MR = MC.
=>Here P = MC = 74.50 occurs when Q = 4000 bushels.
=>Consequently he produces 4000 bushels per month.
b).
=> Profit = (P - ATC)*Q
= (74.50 - 45.13)*4000
= 117480
c).
=> Optimal rule for production is P = MR = MC.
=>Here P = MC = 22.50 occurs when Q= 1500 bushels.
=> Consequently he produces 1500 bushels per month.
d).
=>Profit = (P - ATC)*Q
= (22.50 - 29.50)*1500
= -10500
e).
=> No production occurs at this price because of P < AVC.
=>Consequently he produces 0 bushels per month.
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If you are an unmarried taxpayer, with at least one child or dependent living with you, your filing status should be?
If you are an unmarried taxpayer, with at least one child or dependent living with you, your filing status should be Head of Household
This is further explained below.
What is a Head of Household?Generally, Individual taxpayers file as Head of Household in the United States.
The following conditions must be met by a taxpayer in order to claim the Head of Household filing status: have covered more than half of a home's maintenance costs for the tax year.
In conclusion, Your filing status should be "Head of Household" if you are an unmarried taxpayer who has at least one kid or dependent living with you and you are not married.
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terry received a support call from a supervisor at his company. when he arrived at his supervisor's work area, terry spoke with the supervisor and asked him for his help in finding a solution for his computer's problem. the supervisor showed terry the error message and reproduced the error for him to see. terry backed up all the important data on the machine.
terry received a support call from a supervisor at his company. when he arrived at his supervisor's work area, terry spoke with the supervisor and asked him for his help in finding a solution for his computer's problem. the supervisor showed terry the error message and reproduced the error for him to see. terry backed up all the important data on the machine.
It is establish a theory of probable cause.
What is supervisor?
A lower-level management position that is primarily centered on power over employees or a workplace is known as a supervisor, or lead. A professor who supervises a PhD dissertation is an example of one of the most senior members of staff who can serve as a supervisor.
Therefore,
terry received a support call from a supervisor at his company. when he arrived at his supervisor's work area, terry spoke with the supervisor and asked him for his help in finding a solution for his computer's problem. the supervisor showed terry the error message and reproduced the error for him to see. terry backed up all the important data on the machine.
Establish a theory of probable cause.
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Provides benefits to some distinct group of class of individuals or organizations, at the expense of others, in the interest of ensuring public objectives are met.
Allocative Policies Provides benefits to some distinct group of class of individuals or organizations, at the expense of others, in the interest of ensuring public objectives are met.
Social determinants of health (SDOH) are the conditions within the environments where public objectives people are born, live, learn, work, play, worship, and age that affect a good range of health, functioning, and quality-of-life outcomes and risks.
Public health promotes the welfare of the complete population, ensures its security and protects it from the spread of communicable disease and environmental hazards, and helps to confirm access to safe and quality care to learn the population.
Social determinants of health are conditions within the environments during which people are public objectives born, live, learn, work, play, worship, and age that affect a large range of health, functioning, and quality-of-life outcomes and risks.
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the second step in the marketing research project involves design. in this step, researchers identify the type o
Design is the second stage of the marketing research study. Researchers determine the essential data type in this stage and determine the sort of study required to gather it.
A systematic approach to learning as much as possible about target markets and consumers, starting with who they are, is market research. It is essential to company strategy and a major factor in maintaining competitiveness.That is what kind of marketing research?Interviews are a common part of primary market research and can range from in-depth talks to simple queries.To Learn more about Market Research, Click the links.
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congress may tax activities and property that it might not be authorized to regulate under any of the enumerated regulated powers.
It is not accurate that Congress has the authority to tax activities and property that it is not allowed to regulate under any of the above regulated powers.
The Constitution vests sole authority in Congress to enact legislation and wage war, as well as to approve or deny many Presidential appointments and conduct comprehensive investigations.The Congress shall have the authority to levy and collect taxes, duties, imposts, and excises, to pay debts, and to provide for the common defense and general welfare of the United States; provided, however, that all duties, imposts, and excises should be uniform throughout the United States.The United States' taxing power, while extensive, has significant limitations. First, direct taxes must be allocated, which is a challenging task. Second, all duties, extra taxes, and excise duties must be consistent. This is a simple condition to achieve, but failure to do so can be fatal to a statute.Thus these are the powers of Congress.
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without regard for life contingency, this annuity specifies monthly income for a stated number of years
Annuity certain specified monthly income for a stated number of years without consideration of any life contingency.
What is Annuity certain?An investment known as an annuity certain offers a person, the person's beneficiary, or the estate a series of payments over a predetermined length of time. It is a retirement income investment that insurance companies are providing. You can also take the annuity as a lump amount. An annuity certain often offers a better rate of return than a lifetime annuity since it has a predetermined expiration date. Standard periods range from 10 to 20 years.
For a predetermined amount of time, an annuity certain offers a guaranteed retirement income.
It can be helpful in some circumstances as a short-term income supplement but is not a smart long-term retirement plan on its own.
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From 8 employees at dunder mifflin paper company, michael will choose 3 employees to go on a trip to canada. how many combinations of 3 employees can be chosen from the set of 8?
There are 56 combinations that can be chosen from the set of 8.
Using the combination formula number of ways chose r elements from the n elements is nCr ways
Where nCr = n! /[r! *(n-r)!]
The number of combinations of 3 employees from the set of 8 is =8C3
=8! /3!*(8-3)! =8! /(3! * 5!)
= 8*7*6 / 1*2*3
= = = 56 ways
The formula for combination helps to find the number of possible combinations that can be obtained by taking a subset of items from a larger set.
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super speedy delivery services has the collected the following information about operating expenditures for its delivery truck fleet for the past five years: year miles operating costs 2018 55,000 $195,000 2019 70,000 $210,000 2020 50,000 $180,000 2021 65,000 $205,000 2022 85,000 $225,150 what is the best estimate of total operating expenses for 2023 using the high-low method based on total expected miles of 60,000?
A common accounting strategy for separating fixed costs from variable costs is the high-low method. This approach provides an estimate of these costs, hence it is only utilized in the absence of data on fixed and variable costs.
Compared to 2009, which had the lowest activity level, 2011 had the greatest.
Let \SM 2011 = 150,000 \SC 2011 = $ 440,000
M 2009 = 100,000 \s C 2009 = $ 360,000 \s a. V c = C is the cost estimate for the variable costs for 2012. 2011 − C 2009
M 2011 − \M 2009 = $ 440,000 − $ 360,000 150,000 − 100,000= $ 80,000/50,000=$1.6 per mile
The estimated cost of the fixed costs is
F c = C 2011 − V c ∗ M 2011 = $ 440,000 − $ 1.6 ∗ 150,000 = $ 200,000
Using a total predicted mileage of 120,000 miles as a basis, the best estimate of overall operating expenses for 2012 is F c + V c 120,000 = $ 200,000 + $ 1.6 120,000 = $ 392,000.
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all else equal, an increase in the interest rate of a country will portfolio investment in that country. if a country’s currency is expected to strengthen relative to the currency of a potential foreign investor, direct foreign investment (dfi) becomes likely.
All else equal, an increase in the interest rate of a country will decrease portfolio investment in that country. if a country’s currency is expected to strengthen relative to the currency of a potential foreign investor, direct foreign investment becomes more likely.
What is an interest rate?An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.
Additionally, it is the sum derived from deposit accounts.
In this case, all else equal, an increase in the interest rate of a country will decrease portfolio investment in that country. if a country’s currency is expected to strengthen relative to the currency of a potential foreign investor, direct foreign investment becomes more likely.
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When performing capital budgeting and considering replacement projects, one factor that must be considered is the potential __________ of equipment that is no longer needed.
When performing capital budgeting and considering replacement projects, one factor that must be considered is the potential salvage value of equipment that is no longer needed.
Salvage value is the predicted ebook value of an asset after depreciation is whole, based totally on what a organization expects to receive in exchange for the asset at the end of its useful lifestyles.
Salvage value is the quantity for which the asset can be offered on the end of its useful existence. 2 for instance, if a production company can promote an inoperable crane for elements at a price of $five,000, that is the crane's salvage price.
Calculating the salvage price is a two-step process: the once a year depreciation is expanded through the variety of years the asset become depreciated, ensuing in total depreciation. The unique purchase rate is subtracted from the full depreciation expensed throughout the beneficial existence.
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Paying a salesperson more for increased sales is an example of? an incentive. an opportunity cost. efficiency. equity.
Paying a salesperson more for increased sales is an example of an incentive. Hence, option A is correct.
What is the role of salesperson?The salesperson is in charge of greeting clients, pointing them in the direction of the goods they require, and totaling transactions. If you want to succeed in sales, you must have excellent communication skills.
A successful salesperson meets their sales targets and treats clients politely and helpfully. A person whose job it is to sell products or services in a certain area, at a shop, or over the phone is known as a salesman or saleswoman.
Thus, option A is correct.
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Approximately how much more soil was lost using conventional tillage rather than reduced tillage?
Approximately 5,000 kg/ha much more soil was lost using conventional tillage rather than reduced tillage.
What is the significance of soils?
Soil provides a variety of critical services to both people and the environment. Soil provides food for us, cleanses our water, protects us from flooding, and combats drought. It is also critical in combating climate change since it collects and stores large amounts of carbon. Food security is impossible without good soils.
Conventional tillage :
Conventional tillage denotes to tillage operations that are considered conventional for a certain site and crop and tend to bury crop residues; it is commonly used to determine the cost efficiency of erosion control methods.
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Because the _____ rate is uncertain, so is the _______ rate of interest offered on bonds.
Because the inflation rate is unsure, and so is the actual rate of Interest offered on bonds.
Interest is the financial rate for the privilege of borrowing cash, usually expressed as an annual percentage fee (APR). a hobby is the amount of money a lender or economic organization gets for lending out cash. The 3 forms of Interest encompass easy (ordinary) hobby, accrued hobby, and compounding hobby.
Interest is described as the amount of cash paid for the usage of a person else's money. An example of the hobby is the $20 that was earned this 12 months for your financial savings account. An instance of the hobby is the $2000 you paid in interest this year on your private home mortgage. In finance and economics, interest is charged from a borrower or deposit-taking monetary organization to a lender or depositor of an amount above reimbursement of the important sum, at a particular price. it is awesome from a rate which the borrower may additionally pay the lender or some 0.33 party.
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Business process ___ is a management technique that includes methods and tools to support the design, analysis, implementation, management, and optimization of business processes.
Business process management is a management technique that includes methods and tools to support the design, analysis, implementation, management, and optimization of business processes.
What is business process management?
Business process management (BPM) is a field of study where individuals utilize a variety of techniques to identify, model, analyze, measure, improve, optimize, and automate business processes. BPM refers to any set of techniques used to control a company's commercial operations. There are two types of processes: structured, repeatable ones, and unpredictable. Enabling technologies are frequently used with BPM, however they are not necessary.
It can be distinguished from program management because the latter is focused on overseeing a collection of interconnected initiatives. Another way to look at it is that program management is a part of process management. Process management in project management is the application of a repeatable procedure to enhance the project's results.
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One model that describes how people manage to compensate for limitations and losses that come with age is baltes' (2006) model that involves what three actions?
Selection, optimization and compensation describes how people manage to compensate for limitations and losses that come with age is baltes'
The term "optimization" initially appeared in English in the middle of the 19th century and was derived from the verb "to optimize," which means "to make the best or most of." In its most fundamental sense, optimization refers to the act or process of improving something. It has been extensively used in technical contexts in the twenty-first century that deal with achieving the best functioning, such as "network optimization" and "search engine optimization" (SEO). Optimize and optimization stem from the same root as the words optimum and optimism, which, respectively, relate to the quantity or degree of anything that is best or most effective and a sentiment or expectation that good things will occur in the future.optimize and optimization derive from Latin optimus, meaning "best."
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Lucas wants to buy a new car. Before he makes a final purchase, he decides to do a full web-based information search. He also talks with his family and friends to gain even more knowledge. What type of decision-making is this an example of?.
Answer:
strategic decision making
Answer:
Its being safe because he was researching it and finding to find out if it was good deal and also talked to others about
Explanation: