Important FHA Borrower Requirements
A minimum FICO® score of 580 equals a 3.5% down payment.
10% down payment for a FICO® score between 500 and 579.
Mortgage Insurance Premiums, or MIP, are necessary.
43% debt-to-income ratio.
The borrower's primary residence must be the property.
Borrower must be employed and provide employment verification.
What determines FHA eligibility?A minimum credit score of 580 is required for FHA loans in order to qualify for a 3.5% down payment. You could be eligible for an FHA loan with a 10% down payment if your credit score is between 500 and 579. An average credit score for conventional loans is 620 or higher.
You were most likely turned down for an FHA loan for one of three reasons: poor credit, a high debt-to-income ratio, and a lack of overall funds to meet the down payment and closing charges.
3.5% down payment, a 43% debt-to-income ratio, and a 580 credit score are all minimal requirements for an FHA loan. In actuality, a credit score as low as 500 is acceptable when applying for an FHA loan. However, if it is between the range of 500 and 579,
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an organization plans the destruction of old hdds. in an effort to save money, the organization damages the media by impact, but they did not destroy all of the data. which method has the organization tried?
Base on findings the method the organization tried in an effort to save money, the organization damages the media by impact, but they did not destroy all of the data is Degaussing.
What is degaussing?Degaussing is a method use by persons or organization that is use to destroy data permanently from memory devices by removing the magnets or neutralizing the magnetic field in the memory devices which is normally use to store data for use. Degausser is the device use for degaussing..
Therefore, degaussing is the method the organization used to destroy data from media storage.
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which one is not a criterion for supplier selection? question 1 options: a) communication capability b) enhanced skills c) quality d) cost e) location
The creation of a supplier selection scorecard is the first step in the process of selecting suppliers.
What exactly is a supplier choice?
The method by which businesses select, evaluate, and contract with suppliers is known as supplier selection. A company's financial resources are heavily expended during the supplier selection process, which is crucial to its success.
What are the three primary considerations when choosing suppliers?
Scanning a series of price lists is only one part of the process of selecting the right supplier.A lot of different things, like value for money, quality, dependability, and service, will play a role in your decision.The priorities and strategy of your business will determine how you weigh these various factors.
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What happens when the price of a good adjusts to bring the quantity demanded and the quantity supplied into balance?.
At the price where quantities requested and supplied are equal, market equilibrium is reached. By displaying the total price and quantity at which the supply and demand curves intersect, we may visualize a market in equilibrium.
What is Market equilibrium?There is a point where the supply and demand curves overlap; this point is known as the market equilibrium. The amount is the equilibrium quantity, and the price is the equilibrium price at this intersection.February 19, 2020 If the quantity demanded and the quantity provided are equal at the market price, the market is in equilibrium.The price at which the quantity supplied and demanded are equal is known as the equilibrium price or market clearing price, and the quantity that corresponds to that price is known as the equilibrium quantity.By displaying the total price and quantity at which the supply and demand curves intersect, we may visualize a market in equilibrium.To learn more about Market equilibrium refer to:
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according to immanuel wallerstein, currently, there are many countries whose production is owned or leased by dominating countries but the workers in these countries do not share the same privileges and rights that us workers do. one of these would be
According to immanuel wallerstein, currently, there are many countries whose production is owned or leased by dominating countries but the workers in these countries do not share the same privileges and rights that us workers do. one of these would be Vietnam.
Production is the method of mixing numerous fabric inputs and immaterial inputs with the intention to make something for consumption. it is the act of creating an output, an awesome or service which has cost and contributes to the utility of people.
Production is the method of making or manufacturing items and merchandise from uncooked materials or components. In other phrases, production takes inputs and makes use of them to create an output that is in shape for intake – an amazing or product which has fee to an stop-consumer or consumer.
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a forklift operator in an auto parts warehouse, haider recognized that his employer did not follow osha standards such as pre-shift safety inspections, enforcing speed limits, or ensuring all forklift operators were certified. after a coworker was seriously injured on the job, haider acted as a(n) and filed a report with osha and gave an interview to the local news.
Haider acted as a whistleblower after a coworker suffered a serious workplace injury, reporting the incident to OSHA and speaking with the local media.
A whistleblower is what?
A whistleblower is someone who discloses information about activity inside a private or public organization that is thought to be unlawful, immoral, illicit, dangerous, or fraudulent. They are frequent employees. Whistleblowers can share information or accusations through a variety of internal or external channels.
In the hopes that the company will address and resolve the problems, over 83% of whistleblowers report internally to a supervisor, human resources, compliance, or a neutral third party within the organization. A whistleblower may also make allegations public by speaking with outside groups like the press, the government, or law enforcement. Both the public and private sectors are susceptible to whistleblowing.
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while the industry for 5g compatible devices is in the introduction stage, the industry for 3g compatible devices are in the maturity stage. what does this imply?
While the industry for 5g compatible devices is in the introduction stage, the industry for 3g compatible devices are in the maturity stage. It implies that the market for 3G compatible devices has reached its maximum size, whereas the market for 5G compatible devices is still small in size.
The market for 3G-capable gadgets has achieved its maximum size, whilst the market for 5G-capable gadgets is still rather modest. The fourth stage of an industry's life cycle is when the industry structure changes into an oligopoly with a small number of dominant companies. Since the market has grown to its maximum size, future industry demand is probably going to be nil or perhaps negative. However, the initial market size is extremely tiny at this point.
The phrase "industry life cycle" refers to the four stages through which an industry or business grows. Each stage is characterized by certain commercial characteristics. The four stages of an industry's life cycle are introduction, growth, maturity, and decline. Industries are founded when new products are developed, but it is unclear how big the market will be, what the products will look like, and who the main competitors will be.
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What type of segmentation organizes prospective customers into groups on the basis of where they live or work?.
Geographic segmentation organizes prospective customers into groups based on where they live or work
What is geographic segmentation?A sort of market segmentation called geographic segmentation divides potential customers into categories according to where they reside. Geographic segmentation enables marketers to target consumers in a country, city, or area with a message that appeals to their particular wants and needs. People who live in the same environment tend to have similar desires and requirements.The key to any marketing effort is effective geographic segmentation. It makes sure that marketing funds are used effectively to target potential clients with the most pertinent message that appeals to their requirements and is most likely to prompt purchasing behaviors. Consumers would regularly see adverts for goods and services that are not offered where they live if geographic segmentation didn't exist.To learn more about geographic segmentation, refer to https://brainly.com/question/15357678
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the purpose of title insurance is to: multiple choice protect an owner from changes in mortgage interest rates. transfer ownership of property. protect an owner from unforeseen property claims. cover the closing costs of a real estate transaction. reduce the chance of a decrease in property value.
A declining property value may make it more challenging or cost you less money to sell your house in the future, costing you money over the long haul.
What causes a growth in property value?In other words, as there is a lack of inventory due to a decline in housing supply, property values rise.
There are fewer sellers than there are buyers when there is a lack of available real estate. Adding to the difficulty, it is difficult to find the building supplies and competent workers needed to construct new homes.
The following are some of the crucial elements that affect the value of your home:
local comparisons.
Location.
Size and useable area of a home.
age and health.
updates and improvements.
local marketplace
economic signaling.
rates of interest.
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in project schedule management, the main goal of which process is to ensure that the project team has complete understanding of all the work they must do as part of the project scope so they can start scheduling the work?
The major objective of defining activities is to make sure that the project team fully comprehends all of the work that is required as part of the project scope so that they can begin scheduling the work.
What is project schedule in project management?A project schedule is a method for communicating what tasks should be completed, who in the company will complete them, and when they should be completed. The majority of the effort involved in completing the task on time should be included in the project timeline. The project manager won't be able to talk about costs and resources that are crucial to completing the project if there isn't a clear timeline.
Project managers can track project schedules, resources, budgets, and project-related assets in real time thanks to some software. Coworkers involved in the job can view and amend the project schedule, which keeps everyone up to date on the state of the project as a whole.
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which category of funds is used to account for most of the day-to-day public services provided by a government? a. fiduciary type funds b. enterprise type funds c. proprietary type funds d. governmental-type funds
The category of funds used to account for most of the day-to-day public services provided by a government are called governmental-type funds.
What are the types of governmental funds?General Fund
A general fund is the term used to describe the main operating money for the entire government. It functions partly as a catch-all fund for assets that are neither required nor designated to another fund.. For instance, the general fund receives the federal government of the United States' tax revenue.
Funds for Special Revenue
These are used to keep an eye on the revenue restricted to specific uses from specific sources. It is the most frequently tapped fund, and most commonly, parks, schools, and libraries are funded with its help. The public has access to information on how much was spent on the creation or maintenance of these particular sources.
Fund for Debt Service
Long-term debt issued to finance certain government initiatives is repaid using a debt service fund. The principal as well as interest are inclusive.
Fund for Capital Projects
This takes into account the financial resources needed to build significant capital structures or projects. Work on long-lasting infrastructure, like libraries or governmental structures, is frequently included in capital projects.
Contingent Fund
A restricted endowment fund like this one generates and distributes funds to individuals who are eligible to receive them. For instance, the state's distribution of oil money to Alaskan citizens is one of the most well-liked permanent fund disbursements.
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when we developed the idea of leadership by lottery in class, we found that leadership by lottery creates what? (class) group of answer choices better leaders better members better organizations (in terms of financial performance) worse organizations (in terms of financial performance) worse leaders
Business leadership is the process by which people make decisions, establish goals, and give direction in a workplace setting. Although there are many distinct types of business leadership, most often the rest of the team is led and motivated by the CEO or other senior personnel.
Explain about the idea of leadership?
Leaders set the example and motivate followers to uphold moral principles in order to grow. To do this, they create a vision that inspires individuals to strive toward it and then urge and motivate others to do the same. They also organize, coach, and supervise the direct or indirect delivery of the vision through their teams.
Business leadership refers to an organization's management's capacity to set and attain challenging objectives, act quickly and decisively when called upon, outperform the competition, and inspire staff to work to the best of their abilities.
Leading an organization's resources toward increased efficiency and goal achievement is a crucial management job. Clear objectives are provided by effective leaders, who also inspire and direct their teams to accomplish the organization's goals.
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merchandise with an invoice price of $5,000 is purchased on september 2 subject to terms of 2/10, n/30, fob destination. freight costs paid by the seller totaled $200. what is the cost of the merchandise if paid on september 12, assuming the discount is taken? $5,200 $5,096 $4,704 $4,900
When a potential customer enters your store, merchandise refers to everything you do to advertise and sell your products. When we discuss merchandise, we are usually referring to goods that may be purchased, usually in a retail setting.
Explain about the merchandise ?Any item you can sell or buy is referred to as merchandise. The term "merchandise" refers to any good that is offered for sale; some examples are groceries at a supermarket, clothing in a retail setting, electronics online, and raw materials in a manufacturing facility.
Given:
On September 2, an invoice for $5,000 is paid under the conditions of 2/10, n/30, and fob destination.
The Seller paid a total of $200 for freight.
Expenses are paid on September 12.
Because September 12 is still inside the 10-day discount period, the payment is made net of discounts.
5,000 x 2% = 100
5,000 - 100 = 4900
If made on September 12, the needed payment is $4900.
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beginning three months from now, you want to be able to withdraw $3,400 each quarter from your bank account to cover college expenses over the next four years. if the account pays .56 percent interest per quarter, how much do you need to have in your bank account today to meet your expense needs over the next four years? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
You need to have in your bank account $607,142.9 to get $3,400 each quarter.
You must consider the fact that multiplying the starting amount by the percentage for computing interest when determining the initial sum of money in your bank.
Interest is calculated as follows: Initial Amount x Interest x Time
The following variables are available.
$3,400 = interest
Initial sum = What we are interested in
Interest = 0.56 percent, or 0.0056 each quarter.
Time = 1 quarter.
$3,400 = Initial amount x 0.0056 x 1
$607,142.9= Initial amount.
Thus, You need to have in your bank account $607,142.9 to get $3,400 each quarter.
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the net asset value (nav) of an international bond fund can be expected to increase if interest rates rise abroad. interest rates fall abroad. the u.s. dollar strengthens. the u.s. dollar weakens.
The net asset value of an international bond fund can be expected to increase if, Interest rates fall abroad and the U.S. dollar weakens.
What is net asset value (nav)?
An investment fund's net asset value is calculated by dividing the number of outstanding shares by the net worth of the fund's assets less its liabilities. The price at which the shares of funds registered with the U.S. Securities and Exchange Commission (SEC) are traded is referred to as the NAV most frequently when discussing mutual funds or exchange-traded funds (ETFs).
The difference between an entity's assets and liabilities is referred to as the company's capital for businesses and other legal entities as well as its net assets or net worth. The fund value and price, which are determined by dividing the difference between assets and liabilities by the number of shares held by investors, are referred to as NAV.
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In order for the people to take a fresh look at its brand, the american red cross used a ________ strategy.
In order for the people to take a fresh look at its brand, the American red cross used a brand revitalization strategy.
What is brand revitalization strategy?No matter how successful your brand has been or is currently, it will eventually need to be reevaluated and revitalized in order to remain relevant and meet the demands of the market and changing trends. This will ensure that your brand continues to expand and be profitable. While brand rejuvenation seeks to improve the consumer base of a product that isn't making enough money, brand reinforcement works to increase the number of customers of an established and successful brand. In conclusion, both exist to support the expansion of consumer base.Brand revitalization is a marketing tactic that is typically employed when a product reaches the PLC maturity stage and profits begin to rapidly decline as the market becomes saturated. Compared to the introduction of a fully new brand or product, it is less expensive and hazardous.
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If a neoclassical model shows increasing wages in the economy over the long run, what else will likely occur?.
Inflationary increase in price level.
The rate at which prices increase over a specific time period is known as inflation. Inflation is often measured in broad terms, such as the general rise in prices or the rise in a nation's cost of living.
What constitutes neoclassical's central idea?According to neoclassical theory, a firm's level of investment should only be determined by the perceived investment opportunities it perceives as indicated by the firm's marginal Tobin's q, where marginal Tobin's q is equal to the difference between the value of the investment opportunity and the required investment's cost.The rate at which prices increase over a specific time period is known as inflation. Inflation is often measured in broad terms, such as the general rise in prices or the rise in a nation's cost of living.Neoclassical economics was first described in 1900. 1 Neoclassical economics contend that maximizing personal pleasure is a consumer's top priority. As a result, they base their purchasing choices on their assessments of a product's utility.To learn more about Neoclassical theory refer to:
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1. Why is it so hard to become an accountant in the Philippines when there is a high demand for it?
Accountancy has reportedly been one of the most sought-after courses since, according to what I know. Accountants are in higher demand as additional demand business types start to appear in the developing Philippine economy. The difficulty of staying current with tax legislation is one that accountants continuously deal with.
In the Philippines, all tax and auditing services should be informed of the developments and make effective use of technology. Utilize technology demand to file taxes online. With subjects in math, finance, business, and Accountants, the course load is fairly heavy. Even if some ideas can be difficult, you can succeed if you study the subject and take the time to make sure you comprehend accounting principles in their entirety.
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The idea that employees would quit working for enron if their values were different than those at the company is consistent with the?.
The idea that employees would quit working for enron if their values were different than those at the company is consistent with the ASA framework.
A worker is someone who receives paid to work for someone or business enterprise. people don't need to work complete time to be taken into consideration personnel—they absolutely need to be paid to paintings by means of an enterprise (the man or woman or commercial enterprise that will pay them).
The employees are the real property of an enterprise. they may be the ones who make contributions effectively towards the successful functioning of an organisation. They try hard to supply their level quality and achieve the assigned objectives inside the stipulated time frame.
An employee is employed through someone or commercial enterprise to perform paintings for that character or business, additionally called the organization. The internal revenue service defines individuals as employees if the corporation can manage the paintings accomplished.
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what type of process evaluation is mainly focused on checking the progress of a program in terms of meeting their objectives; particularly exploring the inputs, process, and outputs?
Program Monitoring is the type of process evaluation which focus on checking the progress of a program in terms of meeting their objectives; particularly exploring the inputs, process, and outputs.
Monitoring the progress of a program or intervention is known as program process monitoring. Process monitoring is a part of a program's overall evaluation. Systematically addressing issues regarding a social program is part of program evaluation.The methods instituted by businesses, governments, non-governmental organizations, and other organizations with the aim of improving their management of outputs, outcomes, and effect are collectively referred to as monitoring and evaluation.Policymakers and program managers can analyze the following through monitoring and evaluation how an intervention changes over time (monitoring); how well a program was implemented; and whether there are discrepancies between the expected and actual results (evaluation); and whether the program is the only factor responsible for the gains in wellbeing (impact evaluation).Thus this is the meaning of Program Monitoring.
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deluge writing is preparing to launch a new product. the cfo has been asked to present a financing plan to the board. what would be his best approach if he wants to keep the company from being heavily leveraged?
As the CFO has been asked to present a financing plan to the board, his best approach to keep the company from being heavily leveraged from product launch will be to maintain a moderate debt level.
What do we mean by Financial leverage?Basically, a leverage means the use of debt (borrowed capital) in order to undertake an investment or project. The result of the process is to multiply the potential returns from a project but it will also multiply the potential downside risk in case the investment does not pan out.
Going forward, when we refers to a company as "highly leveraged," this means that item has more debt than equity. In conclusion, most investors use leverage to significantly increase the returns that can be provided on an investment.
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when magazines publish special versions of an issue that contain editorial content and advertising geared to a specific demographic or regional grouping, this is known as
Regulated circulation a method of magazine distribution where readers who satisfy a set of advertiser-attractive requirements receive the publication free of charge. This entails free hotel and airline periodicals.
What are the 3 functions of magazine?MARKETING OF GOODS AND SERVICES.ENTERTAINMENT.SURVEILLANCE.Three broad categories of magazine publications are each of which includes more specialized magazines: general interest periodicals specialty publications. professional periodicals.
In general, magazine articles are concise, simple to read, and may have pictures or drawings. A magazine, at its most basic, offers material that may be more in-depth but less current than that of, say, a newspaper. A magazine frequently focuses on trends or concerns and can give context for breaking news.
The best publications not only provide their readers with excellent content, but they also do so in a friendly, conversational manner that builds a connection. An effective editor should leave his or her mark.
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at the end of each quarter, patti deposits $500 into an account that pays 12% interest compounded quarterly. how much will patti have in the account in three years?
The account Patti owns will have $7096 in three years as per the compound interest.
Step- by- step explanation of compound interesttotal Quantum A = [tex]s( frac{( 1 frac{ r}{ n}){ n * t}- 1}{ frac{ r}{ n}})(/ tex)[/tex]
this is the formula used when certain quantum is added at regular intervals and if the interest is COMPOUNDED)
then,
s = deposit added at the end of each quarter = $ 500
n = number of times interest is compounded per unit' t' = 4
t = total time = 3 times
r = interest rate (expressed in numeric or bit not in) = 12/100 = 0.12)
A = 500[tex]( frac{( 1 frac{0.12}{ 4}){ 4 * 3}- 1}{ frac{0.12}{ 4}})(/ tex)[/tex]
by working further,
A [tex]=500(\frac{1.03)^{12}-1 }{0.03} )\\ \\ 500(\frac{1.42576-1}{0.03} )\\\\500(\frac{1.42576}{0.03})\\ \\=7,096[/tex]
(1.03) 12 = 1.42576(roughly)
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Many economists believe that some unemployment is necessary because many of the unemployed are between Jobs. Write an essay why this might be true.
Unemployment cannot be completely eliminated due to frictional unemployment and structural unemployment.
Why can't unemployment be completely eliminated?Unemployment is when people who are able to work and are willing to work do not have a job but are actively search for employment. The natural rate of unemployment is the employment that would exist when the economy is in full unemployment. In the United States, the natural rate of unemployment is about 6%.
The natural rate of unemployment consists of frictional unemployment and structural unemployment. Structural unemployment is an unemployment that occur due to changes in technology, polices or competition. For example, technological advancement can render some job functions obsolete. Frictional unemployment is the time a person is without job from when he leaves his current job and finds a new job.
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question content area prior to an adjusting entry, prepaid expenses have a.not yet been recorded as expenses b.not yet been recorded as expenses and not been paid c.been incurred and not yet paid d.been recorded as expenses and paid
Although they have been paid, prepaid expenses have not yet been reported as such.
Prepaid expenses are ones that have already been paid for but have not yet been reported as such by a business. To put it another way, prepaid expenses are costs that are paid in one accounting period but won't be recorded until a subsequent accounting period. Because they will have future economic benefits and will be expensed when those benefits materialize, prepaid expenses are initially reported as assets (the matching principle).
Referring to the first instance of prepaid rent, a company's financial statements are unaffected by the initial journal entry for a prepaid expense. Prepaid rent is debited in the first journal entry and cash is credited accounting period.
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a commodity is simply something useful that enters the market and is: a. traded. b. available for purchase at a price. c. freely available and freely exchanged. d. all of the above.
A commodity is simply something useful that enters the market and is available for purchase at a price (option b).
What is a commodity?A commodity is described as a product or good that can be considered a resource or as an economic good. It is important to mention that the commodity can be interchanged with other goods that are of the same kind. Commodities are also used in the manufacture of services and goods, and can also be considered raw materials.
A commodity as economic good has value and this is why it can be purchased at a price. This means that a customer can purchase a commodity by providing the price of the commodity to the seller or producer.
It can be concluded that a commodity is simply something useful that enters the market and is available for purchase at a price (option b).
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a final characteristic of marketing research differentiates it from the other mis components: marketing research projects, unlike the other components, are not continuous-they have a beginning and an end. true false
A final characteristic of marketing research differentiates it from the other mis components: marketing research projects, unlike the other components, are not continuous-they have a beginning and an end is true.
Describe market research.Market research enables a business to identify the target market and gather input from customers regarding their interest in the good or service. This kind of research can be carried out internally, by the business itself, or by a specialized market research firm. Critical knowledge about your market and competitive landscape can be obtained through market research.
This research can provide you with information on how the target consumers and customers you wish to reach view your business. Searching online for information on a specific subject and keeping track of the most recent statistics published on it are two examples of market research. Customer observation, focus groups, interviews, and surveys are the four most popular types of market research procedures.
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it's marketing's job to ensure that consumers have a seamless experience with brands, products, and services at all touchpoints across the globe. what are the three touchpoints?
Digital, analog, and personal are the three touchpoints. A touchpoint is a message or method by which a brand communicates with their target market, providing engagement and allowing the brand to be perceived favourably by the prospective customer.
What is touchpoints in marketing ?A touchpoint is any way for a consumer to interact with a business organisation, whether it is face-to-face, through a website, an app, or any other form of communication. When customers interact with these touchpoints, they have the opportunity to compare their prior perceptions of the company and form an opinion.
Touchpoints in marketing communications refer to the various ways in which a brand interacts with and displays information to prospective and current customers. Touchpoints enable customers to have experiences every time they "touch" any part of a product, service, brand, or organisation, across multiple channels and time.
Touchpoints are a component of the IMC that represent the brand communicators' willingness to use specific communication motives to reach the appropriate target audience.
When a customer buys a product or service, this is used to engage them in the pre- and post-purchase experience. Touchpoints enable prospective customers to learn about the brand and the benefits it provides, allowing them to decide whether or not to purchase the product or service.
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your bagel shop sells bagels for $1.00 each and currently employs 4 bakers. the marginal product of the last worker hired is 12. the current wage is $8. could you increase profits?
Yes you could increase profits by hiring at least one more worker. The extra production that occurs from adding one unit of an input, like labour, to the current combination of productive elements is known as the marginal product of that input.
marginal product The change in output that results from a change in an input per unit while holding all other input components constant is known as the marginal product. Examples include labour, supplies, etc. Given that all other factors remain constant, the marginal product of labour is determined by dividing the change in output by the change in labour.
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question content areain terms of probability, which of the following taxpayers would be least likely to be audited by the irs? a.taxpayer is an employed electrician. b.taxpayer owns and operates a check-cashing service. c.taxpayer just received a $3 million personal injury award as a result of a lawsuit. d.taxpayer just won a $1 million slot machine jackpot at a las vegas casino.
The right response is (b). The taxpayer owns and runs a check-cashing business.
Who are taxpayers?
A taxpayer is anyone who owes taxes to the federal, state, as well as local governments, whether they are an individual or a business. Governments primarily obtain their funding from taxes, which are levied on both citizens and companies. Individual taxpayers in the US are typically required to file as well as pay both federal as well as state returns each year. Businesses must also submit yearly returns, but they typically budget for and make scheduled estimated tax payments all year long. The federal, state, as well as local governments all play a role in enacting and enforcing the U.S. tax code. The primary regulatory body in charge of enforcing the implemented revenue tax code both for people and enterprises is indeed the Internal Revenue Service (IRS).
By taxpayer income, audit trends vary. IRS audited taxpayers with earnings of $500,000 or more and those earning under $25,000 at higher-than-average rates in recent years.
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question mode multiple choice question on november 1, year 1, abc corp. borrowed $100,000 cash on a 1-year note payable with a 6% annual rate that requires abc to pay all the interest as well as the principal on october 31, year 2. assuming the november 1 transaction was properly recorded, how would the december 31, year 1, year-end adjusting entry affect the accounting equation?
The year-end adjusting entry that will affect accounting equation will be- Liabilities increase and stockholders' equity decreases.
Adjusting entries are modifications to previously written entries in your diary. They specifically check that the data company have recorded corresponds to the appropriate accounting periods. Journal entries keep track of how money flows into, out of, and between various accounts in your company.
Making an adjustment entry ensures that the operations of your company are accurately and timely recorded. Your records will show you paying for expenses before they are spending exceeds or collecting unearned earnings before you can use the money if you don't make adjustment entries.
The complete question is here:
On November 1, 2018, ABC Corp. borrowed $100,000 cash on a 1-year note payable with a 6% annual rate that requires ABC to pay all the interest as well as the principal on October 31, 2019. Assuming the November 1 transaction was properly recorded, how would the December 31, 2018, year-end adjusting entry affect the accounting equation?
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