When a person wants to get a loan from a bank, the agency that ensures they are protected is the CFPB- Consumer Financial Protection Bureau .
The Consumer Financial Protection Bureau:
Was created to protect the public when they seek loans Enforces financial laws aimed at keeping the financial industry fairThe CFPB is therefore the agency that will look into Leah's loan to make sure that she is being treated fairly and is not being charged too much interest.
In conclusion, the agency is the Consumer Financial Protection Bureau.
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C. CFPB- Consumer Financial Protection Bureau
5. Federal and Texas minimum wage laws apply to --. Select the FOUR ANSWERS that apply.
Group of answer choices
A. Only corporations
B. Employees over age 18
C. Self-employed
D. Independent contractors
E. Service workers, like housekeepers, hosts, sales clerks
F. Employees of Independent Contractors
G. Employees of Self-Employed Owners
Answer:
B,E,F,G
Explanation:
everyone gets minimum wage including 18 year olds service workers and employees of any kind
A limited resource of some type that restricts the company's ability to satisfy demand is a(n) ______.
Answer:
constraint
Explanation:
......................
Answer:
constraint
Explanation:
when a limited resource of some type restricts the company's ability to satisfy demand. The correct measure to look at when handling a constraint.
Capital State University agreed to pay for Irene to attend their school and play lacrosse for their team. As part of their arrangement, Irene is not required to pay the school back. Which form of financial aid did Irene receive
Based on the information given the form of financial aid that Irene receive is: Scholarship.
Scholarship is a form of financial aid or financial assistance granted to an individual in order to support them.
Example when a person education or tuition fees is fully paid without the person paying a dime, it is called scholarship.
Based on the information given the financial aid that Irene receive is called scholarship because the university fully paid Irene tuition without Irene paying a dime.
Inconclusion the form of financial aid that Irene receive is: Scholarship.
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contributed capital of $1,000,000 represents ______.
True or false: Social shopping involves sending e-mails to specific customers about new products that may be of interest to them.
True: Social shopping involves sending e-mails to specific customers about new products that may be of interest to them.
Social shopping is the use of social media by customers to share experience among themselves. This may even include the sending of e-mails to specific customers about new products that may be of interest to them.
Social shopping allow customers to discuss, share, and shop thereby sharing ideas among one another.
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The effect on the accounting equation of declaring a dividend that will be paid at a later date includes a(n):
Answer:
- decrease in stockholders’ equity
- increase in liabilities
Explanation:
The effect on the accounting equation of declaring a dividend that will be paid at a later date includes decrease in stockholders’ equity and increase in liabilities.
What is stockholders’ equity?Stockholders' equity describes the assets that are still held by a company after all liabilities have been paid. This amount can also be determined by adding share capital and retained earnings, less treasury stock. It is obtained by deducting total liabilities from total assets.
Share Capital plus Retained Earnings minus Treasury Shares equals Stockholders' Equity. This equation, also referred to as the investor's equation, requires you to first calculate the share capital and then determine the business's retained earnings.
The calculation of shareholders' equity takes into account four factors: outstanding shares, additional paid-in capital, retained earnings, and treasury stock. A firm has sufficient assets to cover its liabilities if shareholders' equity is positive; otherwise, it has more liabilities than assets.
Thus, decrease in stockholders’ equity and increase in liabilities.
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bonds that require payment of the full principle amount of the bond at the end of the loan term are referred to as
The type of bonds which requires payment of the full principal amount of the bond at the end of the loan term is known as Term bond.
The Term bond are debt securities which are issued by companies or government to investors with scheduled maturity dates.
In other word, the term bond matures on a specific date in the future.
The period of term bond is the between the time of bond's issuance and the scheduled maturity period.
Therefore, in conclusion, the term bond is the bond requires payment of the full principal amount of the bond at the end of the loan term.
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If a customer gives his broker-dealer an order to sell his stock if it falls to or below 69 and will not accept a price below 69, the order is A) a stop limit order. B) a sell limit order. C) a buy limit order. D) a stop order.
Answer:
D Stop Order
Explanation:
When an order is entered , the customer has directed that it should not be engaged until the stock is at or below 69, a STOP order. Because the client will not accept an execution below 69 it is a stop limit order.
What direction of change in velocity could explain the price level increasing by a smaller percentage than the money supply? What would this change in velocity imply about the frequency with which money changes hands?
1. A direction of change in velocity that explains an increase in price level by a smaller percentage than the money supply is: A decrease in velocity.
2. An effect of this change in velocity (decrease) with respect to the frequency with which money is exchanged (changes hands) is that: A decline or decrease in velocity simply means that money changes hands less frequently.
What is money?
Money can be defined as a recognized economic unit that is generally accepted by the people as a medium of exchange for goods and services, as well as repayment of debts such as loans and taxes across the world.
Hence, money is a financial asset that is typically used for the purchase of goods and services.
What is the velocity of money?
The velocity of money refers to a measure of the rate at which money is being used by consumers for the purchase of goods and services.
Basically, the velocity of money can be used to achieve the following:
Measure the economic and financial health of a country.Measure the rate at which money is being exchanged (changes hands).Measure the circulation of money in an economy.Mathematically, the velocity of money is calculated by using this formula:
[tex]V = \frac{PY}{M}[/tex]
Where:
P is the price level.M is the quantity of money.Y is the level of production or quantity of output.Generally, an increase in price level by a smaller percentage than the quantity of money supplied represents a decrease in the velocity of money. Also, an effect of a decrease in velocity with respect to the frequency with which money is exchanged (changes hands) simply means that money changes hands less frequently.
In conclusion, the frequency with which money is exchanged (changes hands) should be equal to the quantity of money in an economy multiplied by the average number of times each unit of currency (money) is being spent by the people living in a country.
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Question 3 of 10
What is the main purpose of a credit bureau?
A. To consolidate credit card debt
B. To collect and report credit information
C. To get borrowers the best interest rate
D. To provide easy credit
SHIRE
Credit bureaus provide some of the information creditors and lenders use to help them make important lending decisions. While credit bureaus collect credit information in order to make it available to certain third parties, the decision to deny or approve someone credit ultimately lies with the lender or creditor.
The main purpose of a credit bureau is B. To collect and report credit information
What is the purpose of the credit bureau system?It collects information from a wide variety of financial and nonfinancial entities, including microfinance institutions and credit card companies, and provides comprehensive consumer credit information with value-added services such as credit scores to private lenders.
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Choose an example of a company you could start, and decide which business structure would make the most sense for that type of company (sole proprietorship, partnership, LLC, C corporation, S corporation, or nonprofit corporation). Explain why this structure would be good for this type of company.
Answer:
nonprofit corporation - literally anything involving donations - your welcome
Explanation:
An initial investment of $14,000 is appreciated for 14 years in an account that earns 12% interest, compounded semiannually. Find the amount of money in the account at the end of the period.
Answer:
344
Explanation:
duh ifc! hope it helped
The ________ rate is the interest rate specified, sometimes referred to as the coupon rate, stated rate, or nominal rate. Multiple choice question. market
The ________ rate is the interest rate specified, sometimes referred to as the coupon rate, stated rate, or nominal rate. Multiple choice question. market
Answer: Contract
Sell-side marketplaces are similar to the _________ model; _________ auctions are the key mechanism.
Answer:
B2C; forward
Explanation:
Sell-side marketplaces are similar to the B2C model; forward auctions are the key mechanism.
What is B2C model?The term "business-to-consumer" (B2C) refers to a model of commerce between a company and a single customer. Although B2C is a term that can refer to any form of direct-to-consumer selling, it is currently often used in relation to operating an online store, sometimes referred to as ecommerce.
Business to Consumer (B2C) enterprises are different from Business to Business (B2B) organizations in that they concentrate on selling their goods or services directly to consumers rather than other businesses. .
Shopify is one prominent B2C startup that has created a platform to let small sellers sell their goods online and reach a larger audience.
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PLEASE HELP ME ON THIS QUESTION!!!! I WILL GIVE 5 STARS, A THANKS, AND BRAINLIEST!!!!
What is the best way to avoid gossip in the workplace?
Keep communication professional
Avoid joining cliques
Avoid joining teams
Only use positive verbal communication
Answer:
A the others seem incorrect
Answer:
the best way is to be nice and only use positive verbal communication so everyone likes eachother
In an economy in which the skills, preferences, and motivations of workers vary widely, equality of wage rates would
Considering the situation described above, the equality of wage rates would be lower.
This is because when there are high differences in the level of skills, preferences, and motivations of workers, some workers with high skills, and skills preference and increased motivation will earn higher wages.
On the other hand, the workers with low skills, less preferred by employers, and have less motivation to work, will undoubtedly earn lower wages.
This situation would lead to the equality of wage rates to be lower, as many people earn higher, while many others make lower.
Hence, in this case, it is concluded that massive disparity in skills, preference, and motivations cause lower equality in wage rates.
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Which person will be least likely to have trouble getting a loan?
O A. Danielle has a credit score of 600.
B. Chris has a credit score of 650.
O C. Billie has a credit score of 690.
D. Eufrat has a credit score of 560.
The person that will least be likely to have trouble getting a loan is Billie has a credit score of 690.
What is a credit score?In a credit report, the score is usually between 300 & 850 and tells about a consumer's creditworthiness.
Because Billie has a credit score of 690, its shows the extent of his creditworthiness of credits.
Therefore, the Option C is correct.
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in the united states, the nation’s fiscal policy is conducted by
Answer:
By both the executive and legislative branches.
Ahrens Industries purchased a new machine on October 31, 2020. A $2,400 down payment was made and three monthly installments of $7,200 each are to be made beginning on November 30, 2020. The cash price would have been $23,200. Ahrens paid no installation charges under the monthly payment plan but a $400 installation charge would have been incurred with a cash purchase. What is the amount to be capitalized as the cost of the machine on October 31, 2020
Based on the information given the amount to be capitalized as the cost of the machine on October 31, 2020 is $23,600.
Using this formula
Capitalized amount=Cash price + Installment charges
Where:
Cash price=$23,200
Installment charges=$400
Let plug in the formula
Capitalized amount=$23,200+$400
Capitalized amount=$23,600
Inconclusion the amount to be capitalized as the cost of the machine on October 31, 2020 is $23,600.
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what climate and growing conditions do sugar beets and sugar cane require
Answer:
it requires a tropical or subtropical climate with a minimum of 600mm of annual
I am confused here. Help me, tomorrow is my exam. Is tailoring a secondary activity or tertiary? Bcoz a tailor also makes suits etc and also fixes them. For example if my coat has a cut, the tailor will repair it.
Hello student
Answer:
Tailor is tertiary activity of economy
Explanation:
because it makes service not manufacturing goods and items.
Reductions off the list price offered to resellers in the marketing channel on the basis of where they are in the channel and the marketing activities they are expected to perform in the future are called ______ discounts.
Answer: Trade
Explanation:
1.why did God set a commandments?
2.Base on the story of the Israelites,how does commandment show it's important
to their lives?
3.Now,as catholic how important
is obeying the commandment of God?
4.How can you help others to make known this commandment?
Answer:
1. He gave them to us to ensure that WE, too, would see our inability to fulfill them on our own, in our own strength, to make it brutally evident to us that everyone of us sins and falls short of God's purity, righteousness, and glory, and so is in desperate need of a Savior.
2. God proclaimed the Israelites to be his own people, commanding them to listen to him and observe His commandments. These commandments were the Ten Commandments, which Moses received on two stone tablets. They established the fundamental principles that would govern the Israelites' lives.
3. By heeding his call to care for this land, we get a better comprehension of him and gain a better grasp on his heart and goals for our life. Obedience also promotes personal development. Each instruction God issues to us is not just for his benefit, but also for ours. The summons to obedience is for our own good.
4. Represent the commandments in the best possible way and also be a good, kind and godly example to them. Explain each of the commandments and how important that is.
Explanation:
Annual Percentage Rate (APR), credit limit, and penalties and fees are important to consider when _____.
Important factirs to consider when applying for a credit card include APR, credit limit, penalties and fees. Hence, the missing phrase should be credit card.
Credit cards allows individuals to make purchases and spend up to a certain amount and then pay later. These offer comes with regulations such as interest, limit which can be spent on the card, penalties for defaulting on payment. All these differs based on financial institutions as some are more flexible than others.Hence, the factors mentioned above should be considered when applying for a credit card.
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I sent a survey to severalpersonnel departments to determine how many companies use online job resources
Leadership ability is important to managers because
a-business will not hire a manager without leadership skills
b-leadership helps managers satisfy employees needs while also meeting the goals of the business
c- managers must get work done whether or not employees want to do it
In the _____ stage of the advertising development process, Fallon account managers and clients must set the campaign budget. Campaign budgets can range from a few thousand dollars for online advertising to a few million for a network television advertisement.
Answer:
Planning Phase
Explanation:
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the stock price of ajax inc. is currently $105. the stock price a year from now will be either $130 or $90 with equal probabilities. the interest rate at which investors can borrow is 10%. using the binomial opm, the value of a call option with an exercise price of $110 and an expiration date 1 year from now should be worth __________ today.
Answer:
the linkers be like I got you.
________ is a set of interdependent organizations that help make a product or service of a company available for use by consumers or business users.