The equivalent present value of her investment is $71,057.62
Investment is an asset or object acquired with the aim of generating profits or appreciation. Appreciation refers to a boom in the value of an asset over time. when a man or woman purchases a good as funding, the purpose isn't to devour the best but as an alternative to applying it within the future to create wealth.
An investment is an effective manner to place your money to work and probably construct wealth. smart making an investment may also permit your money to outpace inflation and boom in price. The more boom ability to invest is more often than not because of the energy of compounding and the threat-go back tradeoff.
total investment for six-year = $6,000 × 6
= $36,000
rate of interest = 12%
First, convert R as a percent to r as a decimal
r = R/100
r = 12/100
r = 0.12 rate per year,
Then solve the equation for A
A = P(1 + r/n)nt
= 36,000.00(1 + 0.12/1)(1)(6)
= 36,000.00(1 + 0.12)(6)
= $71,057.62
The equivalent present value of her investment is $71,057.62
Disclaimer:- The correct format of the question is given below.
Olivia invests $6,000 in an account+at the beginning of each year for 6 years. if she earns 12% per year on her investment, what is the equivalent present value of her investment?
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Under the common law, individuals can be charged with receiving stolen property. true or false
It is true that, under the common law, individuals can be charged with receiving stolen property but after considering the situation.
Receiving stolen property is defined as receiving stolen property with the intent to permanently deprive the property's owner of possession. In order for a defendant to be convicted, the property received by the defendant must be stolen. If it was not stolen, the defendant did not commit the crime and therefore cannot be convicted.
Furthermore, the defendant must actually receive the property. This does not, however, imply that the defendant must have personal possession of the property. Even if the defendant only has indirect control over the property, he can be convicted.
Furthermore, the defendant must be aware that the goods he is receiving are stolen. He cannot be convicted if he is unaware that they are stolen. Please keep in mind that in order to be convicted, the defendant does not need to have firsthand knowledge that the goods are stolen. In fact, the prosecution can obtain a conviction if circumstantial evidence shows that the defendant was aware the goods were stolen.
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Troy will receive $7,500 at the end of year 2. At the end of the following two years, he will receive $9,000 and $12,500, respectively. What is the future value of these cash flows at the end of year 6 if the interest rate is 8 percent?.
The future value of these cash flows at the end of year 6 if the interest rate is 8 percent is $36,121.08
Given that,
Year 2 has a cashflow = $7500
similarly, It is given that at the end of 3rd and 4th year, he will receive $9000 and $12500 respectively
The Cash flows are:
C2 = 7500, C3 = 9000, C4 = 12500
interest rate = r = 8%
• The future value of C2 at the end of 6th year = FV2 = C2 × (1+r)4
= 7500 × (1+8%)4 = 10203.6672
• The future value of C3 at the end of 6th year = FV3 = C3 × (1+r)3
= 9000 × (1+8%)3 = 11337.408
• The future value of C4 at the end of 6th year = FV4 = C2 × (1+r)2
= 12500 × (1+8%)2 = 14580
Future value of these cash flows at the end of 6th year = FV2+FV3+FV4
= 10203.6672 + 11337.408 + 14580
= 36121.0752 ~ 36121.08 (Rounded to two decimals)
An asset's future value is its worth on a particular date in the future. Alternatively, the future value is the sum of money that an investment will be worth, assuming a specified rate of return, after a specific amount of time (interest rate).
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samantha works as an intern at a marketing firm. she always shows up for work later than she is expected to butdelivers her assignments as per her deadlines. she is cordial with her colleagues. she always tries her best to learn new skills even though she does not show up for work regularly.
There are two sentences in this paragraph that suggest a bad work habit.
1.She consistently arrives at work later than expected but completes her assignments on time. Samantha not only arrives late to work, but she does so on a regular basis. This is an example of a bad work habit, as being on time is one of an employee's responsibilities. If she is not punished, this sends a negative message to her coworkers. This can result in disorganization and lost production.
2.Even though she does not regularly attend work, she always makes an effort to learn new skills. Again, showing up for work is required, unless your company has a flexible work schedule that allows people to work from home or set their own working hours. That does not appear to be the case in Samantha's case, and thus this is a bad habit.
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for which of the following would one expect the book value of the asset to differ widely from its market value?
One expects the value of the asset to differ widely from its market value by Fixed assets.
The term fixed assets alludes to a drawn out unmistakable piece of property or hardware that a firm possesses and involves in its tasks to make pay.
What is an Asset?An asset is anything that you can use to generate income or build wealth. This could include investments such as stocks, bonds, real estate, and commodities. It also includes physical objects like cars and jewelry that you can sell or rent out.
In addition to generating income through sale or rental transactions, assets also offer protection from inflation and volatility in the market.
Some benefits of owning an asset include: being able to make money even if the economy is down; having control over your own finances; knowing exactly where your money is going; locking in a guaranteed return on investment;and diversification – which gives you a higher chance for success should one specificasset class experience difficulties.
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Which type of business has owners that share the debts and the profits but avoid the expense of incorporation?
Answer:
Its Corperation.
Explanation:
Just took the quiz
If you do really well on a test, you credit your preparation, but if you do poorly, you blame the noise in the classroom. this is an example of which attribution error?
If you perform exceptionally well on a test, you attribute it to your preparation; if you perform poorly, you attribute it to the commotion in the classroom. This is an illustration of an attribution error caused by a self-serving bias.
Self-Serving Bias: The self-serving bias occurs when we attribute positive outcomes to our own acts or character while attributing adverse outcomes to external factors unrelated to our character. Self-serving prejudice has long captured the attention of scholars everywhere.
Attribution Error: The basic attribution fallacy or error is the tendency for someone to attribute another person's behavior to their personality or character while attributing their own to external circumstances they have no control over.
If you do really well on a test, you credit your preparation, but if you do poorly, you blame the noise in the classroom. This is an example of a Self-Serving Bias as an attribution error.
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If a partner is contributing attributes to a partnership such as an established clientele or a particular expertise, what two methods can be used to record the contribution? describe each method.
If a companion is contributing attributes to a partnership along with a longtime clientele or particular information, methods may be used to document the contribution:
The two methods with a view to be used are:
Bonus technique
The goodwill technique
The definition of a method is a device or a manner of doing something. An example of a way is an instructor's way of cracking an egg in a cooking elegance. noun.
Definition of methods: a process or manner for reaching an item: consisting of. a systematic method, method, or mode of inquiry hired by way of or right to a specific subject or art. a systematic plan accompanied in supplying material for instruction the lecture method. The utilization Saturation and mistakes (USE) method is a technique for studying the overall performance of any machine. It directs the construction of a checklist, which for server analysis may be used for speedy identifying resource bottlenecks or errors.
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Whihc form of business organization offers the greatest opportunity to raise capital?
Corporations offer the greatest opportunity to raise capital.
What are Corporations?A corporation is a legitimate entity that exists independently of its owners. Many of the same legal rights and obligations that apply to individuals also apply to businesses.
They have legal authority to make agreements, lend and borrow money, file lawsuits, hire staff, possess property, and pay taxes. While a corporation's exact legal definition varies from one jurisdiction to the next, restricted liability is always its most crucial feature. As a result, shareholders are not individually responsible for the debts of the business but may share in the gains through dividends and stock appreciation.
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Age diversity at work is the inclusion of employees of all age groups in the workplace. select one:
a. true
b. false
It holds completely true that the age diversity at work is the inclusion of employees of all age groups in the place of a work environment. Therefore, the option A holds true.
What is the significance of age diversity?Age diversity can be referred to or considered as the diversity found in a group or an organization on the basis of status of age of people who are a part of such organization. Age diversity is differentiated on the basis of types of age groups present in a close-knitted environment.
Therefore, the option A holds true and states regarding the significance of age diversity.
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For most recall tests, the transfer of items into long-term storage is best facilitated by ________ rehearsal.
For maximum recollect exams, the switch of items into a long-term storage garage is high-quality and facilitated via Elaborative practice sessions.
long-term storage refers back to the garage of statistics over a prolonged duration. This kind of memory tends to be strong and can close a long term—often for years. long-time period storage offers you a safe location to hold gadgets for a longer length which is normally anything more than 3 months. Many people use the lengthy-time period garage as an extension in their wardrobes at domestic or to declutter the storage or to travel for prolonged periods like a sabbatical.
The greatest difference is within the long-term storage. short-time period storage is wherein you don't assume to be the usage of the storage unit for greater than three months. however, lengthy-term storage is extra suitable for extended intervals, like seasonal apparel storage or packing matters away in the course of the wintry weather. except, while now not in use, magnetic drives are extra dependable for a long-term garage than flash memory ones. for this reason, HDDs are more capable of long-term garages than SSDs whilst powered off.
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Which method requires managers to measure their company's own products, services and activities against best levels of performance?
The benchmarking method requires managers to measure their company's own products, services, and activities against the best levels of performance
This is further explained below.
What is benchmarking?Generally, To determine where a company may make improvements in performance, benchmarking measures and compares important indicators and practices within business areas or against a competitor, industry peers, or other firms across the globe.
In conclusion, The benchmarking approach encourages managers to evaluate the goods, services, and activities of their own organization in comparison to the most successful levels of performance.
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According to the consumer behavior model, sociocultural, psychological, and situational influences affect ______.
According to the consumer behavior model, sociocultural, psychological, and situational influences affect the hierarchy of needs. A socio-culture system is defined as "a human population seen in its ecological context as one of many subsystems of a broader ecological system."
The phrase "sociocultural system" encompasses three ideas: society, culture, and system. A society is a group of organisms of the same species that are interdependent. A culture is the taught behaviors that individuals of a community share, as well as the tangible products of those actions. A system is defined as "a collection of pieces that interact with one another to function as a whole."
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check my work country y is country x's sole trading partner. which of the following would increase the current account of country x? a. country x imposes tariffs on imports from country y, and country y retaliates by imposing an identical tax on imports from country x. b. the currency of country y depreciates against the currency of country x. c. the currency of country x depreciates against the currency of country y. d. the central banks of country x and country y reduce the money supply to increase interest rates.'
So the option c(The currency of Country X depreciates against the currency of Country Y) is the correct answer.
Currency:
A currency is a standardised type of money that is used or circulated as a means of trade, such as banknotes and coins. A currency, in a broader sense, is a system of money in regular use within a given setting over time, particularly for citizens in a nation state. Currencies can be used as a store of value and are traded between nations in foreign exchange markets, which determine the relative worth of the various currencies.
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Yvonne knows her firm must look at everything it does from a consumer's point of view. one major difficulty is that consumers' __________ change(s) over time. group of answer choices
Yvonne knows her firm must look at everything it does from a consumer's point of view. one major difficulty is that consumers' ethnic background change(s) over time.
Ethnic group
An ethnic group, also known as an ethnicity, is a collection of individuals who identify as one another based on characteristics that set them apart from other groups. These characteristics may include shared traditions, ancestry, language, history, society, culture, nation, or manners of treatment in their local community. Ethnicity is distinct from the related idea of races, while the terms are occasionally used synonymously, especially in contexts of ethnic nationalism.
Ethnicity can be seen as either a societally imposed or an inherited construct. A person's ethnic identity is typically determined by their shared cultural background, ancestry, origin myth, history, country, language, or dialect, symbolic systems[citation needed] including religion, mythology, and ritual, food, attire, or physical characteristics.
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Many economists suggest that absent legal mechanisms of discrimination, the wage paid to whites and blacks will converge because?
Many economists suggest that absent legal mechanisms of discrimination, the wage paid to whites and blacks will converge because it will be in the interest of profit minded employers to hire blacks, thus bidding up their wages.
A wage is the sum of money that an employer pays an employee for work that was completed within a certain time frame. The minimum wage, prevailing rate, annual bonuses, and remunerative rewards like prizes and tip payments are a few examples of wage payments.
The costs associated with operating a business include wages. No matter how profitable the business is, it has a duty to the employee.
Payment by wage contrasts with salaried work, where the employer pays an agreed-upon sum at regular intervals (such as once a week or once a month) regardless of the number of hours worked, with commission, where pay is contingent on individual performance, and with compensation based on the performance of the company as a whole.
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Which of these is not an advantage of outsourcing? part 2
a. cost savings
b. accessing outside technology
c. potential creation of future competition
d. gaining outside expertise
Outsourcing let you leverage know-how and abilities at the side of your whole deliver chain. Hence accessing outside technology.
Outsourcing can also help to make your business greater flexible and agile, able to adapt to changing market conditions and challenges at the same time as imparting cost financial savings and service degree enhancements.
Ousourcngalso taps to fice the composition inside the current market, but, growing fire competition I, not an advantage of the obscuring, therefore, the covet option.
Many people are towards outsourcing because it creates many jobs in other places, which reasons fewer jobs inside the u.s.. With unemployment rising already, outsourcing just increases unemployment even more. however, there are folks that guide outsourcing.
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The effect of an increase in the money supply on the rate of inflation micro or macro.
The effect of an increase in the money supply on the rate of inflation micro or macro is a macroeconomic issue.
In economics, delivery is the amount of a useful resource that corporations, producers, laborers, providers of monetary belongings, or other economic retailers are willing and able to offer to the marketplace or to a character. deliver may be in produced goods, labour time, uncooked substances, or some other scarce or precious object.
Supply is a fundamental financial idea that describes the full amount of a specific correct or provider that is to be had to consumers. supply can relate to the amount available at a selected price or the amount available throughout a number charges if displayed on a graph.
Supply in economics is defined as the whole quantity of a given service or product a supplier gives to customers at a given duration and a given price degree.
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the magazine field & stream targets readers interested in hunting, fishing, and survival tips. this is consistent with its strategy. a. differentiation b. domination c. focus or niche d. cost leadership
By offering customers something distinctly different from what their competitors could be offering in the market, businesses can draw in customers via a differentiation approach.
Thus, Option A is correct.
Why differentiation strategy is important?It helps your company stand out in the market and provides your customers with a higher level of value. The main objective of any differentiation strategy is to increase your company's competitive advantage as a result. Instead of only lowering costs, a company can compete in the market by differentiating itself. A candy maker might differentiate their product, for instance, by improving flavor or using healthier ingredients.
Even when competitors may have a product that is identical, the differentiation approach highlights the quality or design differences that other products don't have. Due to the uniqueness of the product in the eyes of the consumer, the company acquires a competitive edge.
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A+food-truck+can+produce+20+meals+per+hour.+the+demand+rate+is+25+meals+per+hour.+the+utilization+of+the+food-truck+is+___+%+(round+to+the+nearest+integer).
Based on the information provided, simple arithmetic suggests that the Utilization of the truck is 80%. See more explanation below.
What is capacity utilization?The capacity utilization rate quantifies the proportion of an organization's potential production that is actually realized.
A company's or a country's capacity utilization rate may be analyzed to offer insight into how effectively it is attaining its potential.
What is the computation justifying the above?Given:
Food produced by food truck = 20 meals per hour
Demand rate= 25 meals per hour
Utilization of food truck = (20/25)100
Hence Capacity Utilization = 80%
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for each of the following scenarios, indicate whether the individual made a correct choice or an incorrect choice when preparing a budget. correct choice incorrect choice nathan is a sales rep who, based on last year, averaged $2,200 of monthly commission before taxes. he should include this in his budget. stella was just notified that her contribution to the company’s health plan is increasing by 3.5%. it’s a company expense, so stella doesn’t include it in her budget. as sam was reconciling his checkbook, he realized that he incurred $13.25 last month for atm withdrawals. he looked back at the last six months and realized that he averaged the same amount each month. this is an unexpected expense and shouldn’t be listed in his budget. every year the wus buy a big item or take a trip with a single annual bonus barb receives. they included this in their budget.
The correct choice is (d) Every year the Wus buy a big item or take a trip with a single annual bonus Barb receives. They included this in their budget.
Businesses use budgets to track revenue and spending in sufficient depth to make operational choices. Budgets are often oriented toward the future. Both income and cost are based on forecasts and predictions for the periods they cover. Because of this, businesses frequently develop both short-term (monthly or quarterly) and long-term (year) budgets, with the short-term budget being routinely modified to keep the long-term budget on course. The majority of companies additionally create a "actual budget" or "actual report" to compare projections with reality after the budgetary term. An organization may use this to identify where their budgeting process went wrong and make corrections going forward.
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How long will it take to achieve payback on the initial $2,000,000 tqm investment?
It take to achieve payback on the initial $2,000,000 tqm investment- Hence, It would take 14 months to achieve payback on initial $2,000,000 TQM investment
Option "2" ------ 14 Months
Given data
Investing in TQM = $2,000,000
Minimum increase in demand = 3.0 %
Last year’s sales = $163,508,343
As per the given data next year sales is increased by 3.0%. So, 3.0% of last year sales
=> 0.03 * $163,508,343 = $4,905,250.29 ~= $4,905,250
Revenue added to the bottom line = 34.1% of increased demand
=> 0.341 * $4,905,250 = $1,672,690.25~= $1,672,690
Payback on the initial $2,000,000 TQM investment can be achieved in a period can be calculated using the formula
=> (Investment in TQM / Revenue added to the bottom line) * 12
=> ($2,000,000 / $1,672,690)*12 = 14.34 ~= 14 Months
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matilda is really excited. today she found out that her company, a.k. auto repair, is changing their performance review system to include self-reviews from individuals. matilda thinks the new review process will have a big impact on at the company, and she is excited to see the company include in their policies.
Matilda is really excited. today she found out that her company, a.k. auto repair, is changing their performance review system to include self-reviews from individuals. Mathilda thinks the new review process will have a big impact on procedural justice, and she is excited to see the company include organizational justice in their policies.
What is meant by procedural justice?The term procedural justice is one that has to do with the ways that the police and all the other members of the authorities would have to interact with the members of the public. The goal is so that it would be able to shape the perception that the public would have of the police force.
What is meant by organizational justice?The organizational justice are the perceptions of fairness is the term that has to do with the treatment of individuals that would be internal to the social responsibility of the particular entities that are known to be external to the particular business.
Hence the given answers to this question that can be used to fill in the blanks are:
procedural justiceorganizational justiceRead more on procedural justice here:
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Twist corp. has a current accounts receivable balance of $397,615. credit sales for the year just ended were $2,953,600. calculate the average collection period: formula = 365/ receivables turnover
The average collection period is 49.14.
What is the average collection period?
The average collection period calculates the number of times in a year that accounts receivable is converted to cash. Accounts receivable is the ratio of revenue and receivables.
Both accounts receivable and the average collection period are examples of activity ratios. Activity ratios calculates the efficiency with which a firm performs its daily tasks.
Accounts receivable = revenue / receivables
$2,953,600 / $397,615 = 7.428
The average collection period: 365/ receivables turnover
365 / 7.428 = 49.14
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Students will write a three-page essay about themselves, and their families! This essay can include detailed family history, sharing any struggles that their family has faced. Students should also include their own background, school interests, activities, work, etc., (About 375 words)
In writing an essay you must consider the structure of the essay, Hence, the structure of the essay should be considered;
The Introduction The bodyThe conclusionFor this essay concentrate on yourself and write about what makes you you.
This is further explained below.
What is family?Generally, A family is a group of two or more people who are connected by blood, marriage, or adoption and who live together; all of these people are regarded as belonging to the same family.
In conclusion, Write about yourself as well as the unique features of your family, detailed family history, sharing any struggles that your family has faced.
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Libor is generally _______________ the fed funds rate because foreign bank deposits are generally ________________ than domestic bank deposits.
LIBOR is generally greater than the Fed funds rate because foreign bank deposits are generally more risky than domestic bank deposits.
What is LIBOR?The top London-area banks' estimates are used to generate the average interest rate known as the London Inter-Bank Offered Rate. Each bank makes an estimate of the fees it would incur if it borrowed money from other banks. The average rate that results is commonly referred to as Libor or LIBOR.
It should be noted that LIBOR is generally greater than the Fed funds rate because foreign bank deposits are generally more risky than domestic bank deposits.
Therefore, the correct option is D.
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LIBOR is generally ________ the Fed funds rate because foreign bank deposits are generally ________ than domestic bank deposits.
A) greater than; less risky
B) less than; more risky
C) the same as; equally risk
D) greater than; more risky
a. which state has the comparative advantage in producing cheese? (click to select) b. which state has the comparative advantage in producing cherries? (click to select) c. if both states decided to trade with each other, which of the following is a range of terms of trade that would benefit both wisconsin and california (1 ton of cheese
a. California has the comparative advantage in producing cheese.
b. Wisconsin has a comparative advantage in cherry production.
c. This is the area of profitable trade since the opportunity cost of manufacturing cheese in Wisconsin and California, respectively, is 3 tons and 0.50 tons.
20 tons of cheese or 10 tons of cherries may be produced in California using all available resources (or anything in between).Therefore, 10/20 or 0.50 tons of cherries would have to be sacrificed in order to produce 1 ton of cheese.
The potential cost of producing 1 ton of cherries is also equal to 20/10, or 2 tons of cheese.Like Wisconsin, which can produce either 24 tons of cherries or 8 tons of cheese (or anything in between).1 ton of cheese is produced at a cost of 3 tons of cherries or 24/8.The potential cost of producing 1 ton of cherries is 8/24, or 0.33 tons of cheese.The cost of the next best option is what is known as opportunity cost. In order to produce cheese, clearly California just has to give up 0.5 tons of cherries but Wisconsin needs to give up 3 tons. In order to produce cheese, California has a lower opportunity cost or comparative advantage.
Additionally, Wisconsin's cost of cherry production is lower than California's because there is a difference in the amount of cheese that must be sacrificed: 0.33 tons in Wisconsin against 2 tons in California.
The range of terms of trade is equal to the difference between the two opportunity costs of manufacturing 1 tone of cheese in each nation. This is the area of profitable trade since the opportunity cost of manufacturing cheese in Wisconsin and California, respectively, is 3 tons and 0.50 tons.
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customer service is important because it gives a positive impression to present and future clientele and keeps customers willing to come back again.
Answer:True
Explanation: cus im on schoology
Customer service is crucial because it creates a great impression for current and prospective clients, keeps consumers wanting to return, and makes customers feel that they are the top priority.
What is service?
The term service refers to the intangible form. The services are the exchange of the money. The expert person are the provided the skills for the another person as the main motive to earn money.
Customer service is critical since it generates a pleasant impression and helps to build the brand's image. The customer is certain to return. The first priority is to make the consumer happy.
As a result, the customer service more important aforementioned.
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If an activity whose normal duration is 13 days can be shortened to 10 days for an added cost of $1,500, what is the crash cost per period?
The crash cost per period is $500.
What is crash cost per period?
The difference in expenses divided by the difference in times equals the crash cost per period (crash and normal). The cost of a crash per period is thought to be linear between normal and a crash. So that the smallest cost values on the critical path can be taken into account for time reduction first, the crash cost per period needs to be established.
How is the daily crash cost determined?
Cost Slope = (Crash cost-Normal cost)/Crashing typically results in a rise in the cost of those activities that are built under the crash program (Normal time-Crash time). You require Crash cost (CC), Normal cost (NC), Normal time (NT), and Crash time to compute Crashing (CT).
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What+is+the+required+monthly+payment+on+a+$350,000+mortgage?+assume+a+standard+mortgage+(360+months)+with+monthly+payments.+use+a+nominal+rate+of+6.90%.
Divide the hobby fee you're being charged by means of the number of bills you'll make each year, commonly twelve months. Multiply that discern with the aid of the initial balance of your loan.
Solution:
EMI or Equated monthly payment
= P x R x (1+R)^N]/[(1+R)^N-1]
Where,
P = Principal = $350,000
R = Monthly rate of interest = Annual rate / 12
= 6.9 %/ 12
= 0.575% or 0.00575
N = Number of installments = 360
So, EMI
= $350,000 x 0.00575 x [(1.00575) ^ 360] / [(1.00575) ^ (360-1)]
= $350,000 x 0.00575 x 7.877979 / [7.877979 – 1]
= $2,305.
The monthly price is the quantity paid according to a month to pay off the loan within the term of the mortgage. while a mortgage is taken out it isn't always only the primary amount, or the authentic quantity loaned out, that wishes to be repaid, but additionally, the hobby that accumulates. Your month-to-month payment on a 600k loan could be $three,477. which is your general estimated monthly price which includes the most important interest, taxes, and loan coverage.
Disclaimer:- your question is not in a correct format, please see below for the correct question format.
What is the required monthly payment on a+$350,000 mortgage?assume a standard mortgage (360 months) with monthly payments.+use+a+nominal+rate+of+6.90%.
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The decline in unit costs of a product or service that occurs as the absolute volume of production increases is known as?
The decline in unit costs of a product or service that occurs as the absolute volume of production increases is known as economies of scale.
Production is the system of blending various cloth inputs and immaterial inputs (plans, know-how) an amazing way to make a few components for intake (output). it's miles the act of making output, a terrific or provider that has a price and contributes to the software program of individuals.
An example of production is the advent of fixtures. An instance of manufacturing is harvesting corn to consume. An instance of manufacturing is the quantity of corn produced.
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