Suggest TWO ways how potential students could decrease any debt that they acquired if they needed to take out a student loan whilst studying

Answers

Answer 1

Answer:

Apply for scholarships and grants: Scholarships and grants are a great way to reduce the amount of debt a student has to take on. These are usually awarded based on merit, financial need, or other criteria, and do not have to be paid back. Students can search for scholarships and grants online or speak with their school's financial aid office for more information.

Make extra payments or pay more than the minimum: One way to decrease the amount of debt that accumulates is by making extra payments or paying more than the minimum monthly payment. Even small extra payments can add up over time and reduce the amount of interest that accrues. Students can also consider making payments during their grace period or deferment periods to reduce the overall amount of debt.

Explanation:


Related Questions

How may xenophobia negatively impact a community?Give two ways.

Answers

Answer:

Xenophobia can negatively impact a community in many ways. Two examples are:

Social isolation: When people in a community are afraid of those who are different from them, it can lead to social isolation. This means that individuals and groups may avoid interacting with others who they perceive as being different, leading to a lack of social cohesion and a breakdown in community relations. This can result in an atmosphere of fear, mistrust, and tension that can ultimately harm the community as a whole.

Economic harm: Xenophobia can also have economic consequences for a community. For example, if a community is perceived as being hostile or unwelcoming to outsiders, it may discourage businesses from investing in the area. This can lead to a lack of job opportunities, reduced economic growth, and lower living standards for residents. In addition, if people from other communities feel unwelcome, they may be less likely to visit the area as tourists or to spend money in local businesses, further damaging the local economy.

Explanation:

leadership and followership​

Answers

The basic difference between Leadership and followership is the amount of ownership taken by the leader and the follower in guiding their subordinates through various problematic concerns.

The duration of stay is vastly different in case of leadership and followership. Leadership might come and even if they leave a mark, however the followership is meant to stay as per the individuals perception.

The driving force of leadership is to exert force on the order takers and tend to form a boss and subordinate relationship. In case of, followership, the driving force is guiding by being a role model necessitating a supporter and supported relationship.

Hence, leadership and followership points out to the interaction and influence that the instructor has on its takers.

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What is the difference between leadership and followership?

Select the correct locations on the map.
To which region did people migrate to find gold in 1849?
\

Answers

Answer:

California Mexican cession Unorganized Territory

Explanation:

The California Gold Rush happen in !848-1856

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Answer: California Well that what heard

In your opinion, to what extent does the Mahāyāna represent a radical departure from early Buddhism, as preserved in the Theravāda school today? Are these two approaches antithetical to each other or are they largely congruous?

Answers

Yes, The Mahāyāna represents a radical departure from early Buddhism, as preserved in the Theravāda school today because as early Buddhism believed in awakning of self in a person, but Mahayana thought extends this idea to all things.

In contrast to the dominant thinking in non-Mahayana Buddhism, which limits the designation of bodhisattva to the Buddha before his awakening (bodhi), or enlightenment, Mahayana teaches that anyone can aspire to achieve awakening and thereby become a bodhisattva.

These two approaches are congruous to each other as Mahayana preaches extreme idea but it just extends the idea of early Buddhism to all people.

What is a brief explanation of Buddhism?

One of the big faiths in the world, Buddhism has its roots in India and dates back more than 2,500 years. According to Buddhism, enlightenment, or nirvana, can only be attained by meditation, hard work and good conduct.

What kind of religion is it?

Buddhism is a religion that not accept the concept of an exclusive creator God. Although accepting a variety of old gods, it is a form of trans-polytheism that knows Nirvana to be the ultimate reality above all others.

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traditional college teaching--characterized by lectures and textbook assignments--most favors the learning preference of

Answers

Answer:

students because they are the one benefiting from it

Chapter 5 Body Paragraph 2 and Conclusion Rough Draft

Reason #2 They refused to take anyone's advice along the way
Evidence#1 ‘’I tell you straight,I wouldn't risk my carcass on that ice for all the gold in alaska’’
Explanation:
i dont know what to put for my explanation

Answers

Answer: The human body, the physical substance of the human organism, composed of living cells and extracellular materials and organized into tissues, organs, and systems.

Human anatomy and physiology are treated in many different articles. For detailed discussions of specific tissues, organs, and systems, see human blood; cardiovascular system; digestive system, human; endocrine system, human; renal system; skin; human muscle system; nervous system; reproductive system, human; respiration, human; sensory reception, human; skeletal system, human. For a description of how the body develops, from conception through old age, see aging; growth; prenatal development; human development.

For detailed coverage of the body’s biochemical constituents, see protein; carbohydrate; lipid; nucleic acid; vitamin; and hormone. For information on the structure and function of the cells that constitute the body, see cell.

Explanation:

Your assignment involves addressing the following issues: 1. What is this cartoon's topic/theme? 2. Who is the figure depicted in the image? 3. What is the cartoon's message? 4. How does this message relate to lessons we studied in this module?

Answers

The cartoon's theme is to show how federal bureaucracy can frustrate the average citizen

What is a Cartoon Illustration?

Cartoon illustrations are those illusions, ideas created by taking some character. But in plain illustration, you can use anything it can be shaped as well as shown to bear a particular message that is usually political or social in nature.

The figure in the image is a man titled "John"

The cartoon's message is that the federal bureaucracy has so many different structures and obstacles that make access very difficult.

Thus, the cartoonist is likely trying to make the process easier for the average citizen as the doors as titled "Use this door" and "Use the other door"

The way the message relates to the lessons learned in the module is about the several "red tapes" to a federal bureaucracy and how it frustrates the average citizen.

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Gibbons: "I hold a license to run a steamboat across this route between New York
and New Jersey, granted by the U.S. Congress."
Ogden: "I hold a monopoly over this route, purchased from Robert Fulton, the
inventor of the steamboat. This monopoly from the State of New York gives me the
exclusive right to operate boats in these waters."
How did the U.S. Supreme Court resolve this dispute?
H
Gibbons won because Congress alone can regulate interstate commerce,
which includes transportation as well as trade.
Ogden won because states can grant monopoly powers to inventors for a
limited period of time.
Gibbons won because both states and Congress have an equal power to
regulate interstate commerce.
Ogden won because New York State has the exclusive right to control traffic
in its waters up to the borders of a neighboring state.

Answers

Answer:

Gibbons won because Congress alone can regulate interstate commerce, which includes transportation as well as trade.

Classify each of the weathering examples as physical weathering
or chemical weathering. Then, identify which specific type of
physical or chemical weathering each example describes.
c) Cracks in large boulders in high elevations fill with water when it rains. When the water in
the cracks freezes, it expands, increasing the size of the cracks. Some boulders can split into
smaller pieces over time with repeated thawing and refreezing of water.
Physical or chemical?
Specific type of physical or chemical:
b) The beach in Antibes, France, is composed of small, smooth rocks that have been worn
down by being tumbled against each other by the energy of the sea water
Physical or chemical?
Specific type of physical or chemical:
a) When the oxygen in the air combines with the iron exposed by paint peeling off an old
bicycle, a new, red-colored, crumbly substance is formed.
Physical or chemical?
Specific type of physical or chemical:
d) When pollutants in the air combine with water in the atmosphere, the rain that forms
dissolves the minerals in the rock of statues. This can wear down their features over time.
Physical or chemical?
Specific type of physical or chemical

Answers

When it rains, enormous boulder cracks at high altitudes become filled with water. The fissures get more severe if the water in them freezes because it expands when it does. With continuous freezing and refreezing of water, some rocks may eventually split into smaller pieces.

What are a few illustrations of both chemical and physical weathering?

When a substance such as ice, rushing river, wind, rapid heating or cooling, or growth regulators exerts force on a rock, it breaks the rock physically or mechanically. Chemical weathering is the process whereby a chemical reacts with rock to dissolve it, causing pieces of the rock to fall away.

What are three instances of chemical aging?

A mineral's composition is altered by chemical weathering, which breaks it down. Rock undergoes chemical weathering in hydrolysis. Acids produced by carbon dioxide weather rock chemically. Rock is chemically weathered by oxygen when it interacts with a metal.

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Which source of interpersonal conflict arises from wanting different things
than the other person?
O A. Incompatible goals
O B. Interaction
OC. Perceptions and beliefs
O D. Interdependence

Answers

Answer:

     A. Incompatible goals

Explanation:

      When two or more people have opposing wants, needs, desires, or objectives, it can result in interpersonal conflict. This is referred to as having incompatible goals. This sort of conflict can result in tensions, misunderstandings, and disagreements and can occur in a variety of contexts, including personal relationships, the workplace, politics, and international relations.

What is one effect of scarcity? Scarcity increases the value of a resource. Scarcity decreases the value of a resource. Scarcity does not affect the value of a resource. Scarcity raises, then lowers, the value of a resource.

Answers

One effect of scarcity is that it increases the value of a resource. When a resource becomes scarce, it becomes more difficult to obtain, and people may be willing to pay more for it.

This is because the resource becomes more desirable and valuable as it becomes more scarce. Scarcity can also lead to competition and conflict. When resources are scarce, individuals or groups may compete for them, potentially leading to conflict or even violence. Scarcity can create a sense of urgency, motivating individuals to act quickly to obtain the resource before it becomes even more scarce or unavailable. Scarcity can lead to innovation and creativity. When a resource is scarce, individuals may be forced to find new and creative ways to use or obtain it, leading to innovation and progress.

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9. Much of Rome's success when conquering other regions was due to the well-disciplined and loyal army. Another main reason for its continued expansion was that.

Answers

Rome's success in conquering other regions was not only due to its disciplined army, but also its sophisticated political and administrative systems.

What is the Reason for Rome's Success?

Another main reason for Rome's continued expansion was its sophisticated political and administrative systems. Rome had a well-developed system of government that enabled it to efficiently manage its conquered territories and integrate them into the Roman Empire.

For example, Rome allowed conquered peoples to retain their own customs and traditions, but required them to pay tribute and provide troops for the Roman army. Additionally, Rome established a network of roads and infrastructure that facilitated trade and communication throughout the empire.

Rome also had a strong legal system and a well-established system of taxation, which enabled it to raise funds and maintain order throughout its territories. These administrative and political systems helped Rome to maintain control over its vast empire and expand its territory over time.

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Explain in your own words of the creation of homeland security.

Answers

Answer:

The creation of the Department of Homeland Security (DHS) was a response to the terrorist attacks of September 11, 2001, in the United States. The attacks demonstrated the need for a more comprehensive approach to national security that could address the new threats posed by global terrorism. The DHS was established by the Homeland Security Act of 2002 and brought together 22 agencies, including the Federal Emergency Management Agency (FEMA), the Secret Service, the Coast Guard, and the Customs Service, under one umbrella organization. The DHS's main responsibility is to prevent and respond to terrorist attacks on American soil, but it also has a broader mandate to protect the nation's critical infrastructure, borders, and transportation systems, as well as respond to natural disasters and other emergencies. The creation of DHS aimed to provide a more coordinated and efficient approach to homeland security by consolidating resources, improving communication, and enhancing cooperation between federal, state, and local agencies.

Explanation:

What action did the US take during the Cold War?
pls

Answers

Answer:

Formation of alliances: The US formed alliances with other countries to contain the spread of communism. The North Atlantic Treaty Organization (NATO) was formed in 1949 to provide collective security against Soviet aggression.

Containment policy: The US adopted a policy of containment to prevent the spread of communism. This policy involved providing economic and military aid to countries threatened by communist expansion.

Proxy wars: The US fought several proxy wars against Soviet-backed forces, including the Korean War and the Vietnam War.

Arms race: The US engaged in an arms race with the Soviet Union, with both countries developing and testing nuclear weapons.

Diplomacy: The US engaged in diplomacy to resolve conflicts with the Soviet Union and other communist countries. This included the Strategic Arms Limitation Talks (SALT) and the establishment of diplomatic relations with China.

Overall, the US took a range of actions during the Cold War to promote its interests and limit the influence of the Soviet Union and communism.

Explanation:

What's the likely outcome of many people attempting to buy a small amount of goods?

Answers

When numerous people try to purchase a little quantity of items, inflation is likely to result.

What causes deflation and what is it?

What Results in Deflation? Deflation can be caused by either an increase in supply or a reduction in demand. Each is connected to the basic supply and demand relationship in economics. If supply remains constant despite a reduction in aggregate demand, prices for goods and services will also decline.

What impact does deflation have on the economy?

Deflation occurs when prices for goods and services fall throughout the whole economy, boosting consumer purchasing power. It is the antithesis of inflation and can be viewed as detrimental to a country as it may indicate an economic slump that would result in a recession.

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The complete question is:

What's the likely outcome of many people attempting to buy a small amount of goods?

A. Deflation   B. Recession   C. Inflation   D. Elasticity

Despite the constitutional commitment to freedom of religion in the United
States, one religious group has been historically dominant, and thus most
powerful. Which of the following has been most powerful and least subject to
discrimination in the United States?

Answers

To avoid religious prejudice, the Mormons, as they were more often called, had emigrated to the west. They were forced to abandon their previous settlement in Illinois following the murder of founder and prophet Joseph Smith.

What are some instances of religion in politics?

"Government by divine guidance or by officials who are considered to be divinely guided" is what a theocracy is. The Islamic Republic of Iran and the Holy See are two theocracies recognised in modern times, while the Taliban and the Islamic State are insurgencies aiming to establish such governments.

What is the oldest religion that has ever been recorded?

Zoroastrianism, which is sometimes referred to as the official religion of ancient Persia, is one of the oldest still practised religions in the world, with teachings that predate those of Buddhism, Judaism, Christianity, and Islam combined.

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The term used to describe the decline in social norms or laws and regulations and how life paths become more varied and individualized as a result.

Answers

Based on the academic definition, and sociological concepts, Socialization is the term used to describe the decline in social norms or laws and regulations and how life paths become more varied and individualized as a result.

Concept of Socialization

The concept of socialization is the theory of understanding individuals and the immediate society. Agents of socialization are the social structures in ich socialization occurs

Generally, behavior socialization involves the ongoing process of learning the expected behaviors, values, norms, and social skills of individuals who occupy particular roles in society.

The concept of socialization includes the following:primary, secondary, developmental, anticipatory and re socialization

Hence, in this case, it is concluded that the correct answer is Socialization.

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Do you believe that the concept of popular sovereignty supported by Stephen
Douglas was fair? Why or why not?

Answers

Answer:

Popular sovereignty is the idea that the people of a territory or state should be able to decide for themselves whether to allow slavery or not. Stephen Douglas, a prominent politician and senator from Illinois during the mid-19th century, championed this concept as a way to resolve the issue of slavery in new territories that were being admitted to the United States.

The idea behind popular sovereignty was that the people who lived in a territory or state should have the right to make decisions about their own governance. Douglas believed that this approach would help to avoid the contentious and divisive debates over slavery that had plagued the country for decades.

However, the concept of popular sovereignty proved to be problematic in practice. It was unable to prevent the spread of slavery and only served to intensify the political tensions between the North and the South. The Kansas-Nebraska Act of 1854, which implemented popular sovereignty in those territories, led to violence and bloodshed between pro-slavery and anti-slavery factions.

Ultimately, the idea of popular sovereignty did not solve the issue of slavery in the United States. It was replaced by the Republican Party's platform of outright opposition to the expansion of slavery, which eventually led to the Civil War.

In conclusion, while the concept of popular sovereignty may have seemed fair in theory, it did not work in practice and ultimately failed to prevent the spread of slavery in the United States.

Explanation:

what is a Discharge
Petition

Answers

i need brainliest to level up. hope this helps :)

a discharge petition is a means of bringing a bill out of committee and to the floor for consideration without a report from the committee by "discharging" the committee from further consideration of a bill or resolution

In a real-life communist society, who are the wealthiest and most powerful people?

a
Intellectuals
b
Business leaders
c
Military leaders
d
Whoever controls the government

Answers

In a real-life communist society, the wealthiest and most powerful people would be whoever controls the government. Therefore, the answer is D.

how can people participate in a democracy? check all that apply

Answers

Voting, participating in campaigns, social media

What was the result of Ford's solution to the energy crisis?
O an extreme drop in the cost of gas O an increase in money the average American had available to spend Oshortages and higher prices no one buying gas at the pump

Answers

Every [tex]2.78895[/tex]

how did the little girl in schindler's list affect schindler

Answers

Answer:

In the movie Schindler's List, the little girl in the red coat appears during a scene of mass killings in the Krakow ghetto. Oskar Schindler, who up to that point has been somewhat indifferent to the plight of the Jews, sees the girl and is deeply affected by her.

The girl, who is wearing a bright red coat, stands out in the otherwise black and white scene, making her a symbol of innocence amidst the violence and death. Schindler sees her from a distance as she walks through the chaos and later sees her lifeless body on a cart of corpses being taken to a mass grave. This sight has a profound impact on Schindler, causing him to realize the atrocities being committed against the Jews and motivating him to take action to help as many Jews as possible.

The little girl's red coat serves as a turning point for Schindler, causing him to see the horrors of the Holocaust in a more personal way. From that moment on, Schindler becomes more actively involved in rescuing Jews, ultimately risking his own life and fortune to save more than a thousand Jewish lives. The little girl's tragic fate represents the countless innocent victims of the Holocaust and highlights the importance of taking action in the face of such atrocities.

define the term 'stressor'and mention three reasons why grade12 learners could view their national senior certificate (NSC) exams as a stressor.

Answers

A stressor is any event or situation that causes stress or triggers a stress response in an individual.

Three reasons why grade 12 learners could view their national senior certificate (NSC) exams as a stressor are:

High stakes: The NSC exams are high-stakes exams that determine learners' future academic and career opportunities. The pressure to perform well can lead to significant stress and anxiety.
Time constraints: Learners have a limited amount of time to prepare for the NSC exams, and the exams themselves have strict time limits. The pressure to cover all the required material and perform well within the time constraints can be overwhelming.
Expectations: There may be high expectations from parents, teachers, and peers to perform well on the NSC exams. The fear of disappointing these expectations can add to the stress and pressure felt by learners.

Tara prepared a report to show how the amplitude of waves affects the energy of waves. Is her graphical representation correct? Why or why not?
IN MY WORDS...
The graphic representation made by Tara is not correct.Tara built a graph to show how wave amplitude affects wave energy, her graph is incorrect.Tara shows that the energy of a wave decreases as the amplitude of that wave increases,this is not true. hat really happens is that as the amplitude of a wave increases, the energy increases together, proportionally.

IN THE TEACHER WORDS...

Sample Response: No, it is not correct because as the amplitude of a wave increases, the energy it carries also increases. This graph shows that as the amplitude increases, the energy decreases.

Answers

Tara created an inaccurate graph.This is due to the fact that Tara's graph demonstrates how a wave's energy declines as its amplitude rises.

What does a wave graph signify?

The graphing of waves as a proportion of distance or time is possible.In either scenario, a sine wave will represent a single frequency wave.It is possible to calculate the wavelength from the distance graph.The period & frequency can be determined from the time graph.

Is a wave's amplitude determined by its height or by the volume it carries?

Amplitude is a characteristic of wave that is connected to a wave's height.The largest distance a wave vibrates out of its rest point is its amplitude.If there are no disturbances, a medium's particles are at their rest position.The height of the wave increases with increasing amplitude.

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How many "holdings" (or Investments) were in the Fidelity Select Technology Fund as of January 31, 2023?

Answers

With mutual funds that were innovative, Fidelity Investments a reputation, and its online broker platform aims to provide customers access to that success.

Is the portfolio of Fidelity Select Technology a wise investment?

Due to its generally high performance, moderate downside risk, and lower costs, Fidelity Select Technology (FSPTX) has a neutral Zacks Mutual Fund rank, making it appear to be a slightly average investment option at the moment.

What investments does Fidelity Investments make?

Mutual funds, stocks, and bonds are just a handful of the numerous investment options offered by Fidelity. We manage a portfolio of no-expense-ratio Fidelity mutual funds for you. There is no minimum to open a retail brokerage account and make your own investments.

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Neo-Confucianism (new Confucianism) describes the form of Confucianism developed during the Song Dynasty in the 10th to 13th centuries. Which of these statements describes the changes in Confucian thought during this time?

Answers

Answer:

Neo-Confucianism developed during the Song Dynasty in the 10th to 13th centuries represented a significant shift in Confucian thought. Some of the changes included a greater emphasis on metaphysical and cosmological ideas, such as the concept of the "li" (the underlying principle or pattern that governs the universe) and the "qi" (the vital energy that flows through all living things), as well as a focus on personal cultivation and self-transformation. Neo-Confucianism also incorporated elements of Buddhism and Taoism, leading to a syncretic approach to philosophy and spirituality. Overall, the emergence of Neo-Confucianism marked a turning point in the development of Confucian thought and its influence on Chinese society and culture.

Explanation:

Are a lot of perpetrators

Of domestic abuse narcissist or personality disordered ​

Answers

Narcissect their you go mr

Which was NOT a measure taken by the North or South during the Civil War?
The Foundations of Civil Liberties: Select the best answer from the choices provided.
OA.
The prohibition of anti-slavery literature in the South
OB.
The suspension of the press in the North
OC.
The execution of spies
O D. Holding prisoners without charges or trial

Answers

Answer:

A. The prohibition of anti-slavery literature in the South was a measure taken during the Civil War.

Explanation:

The Suez canal is located near which country?

Jordan

Kuwait

Iran

Iraq

Answers

Answer:

Jordan is the right answer

Explanation:

>> The excavation and construction work of the Suez canal took 10 years to get completed, and an estimated 1.5 million people worked on this ambitious project, a lot of them being slave labour.

>> The Suez Canal is a man-made sea-level waterway in Egypt that connects the Mediterranean Sea to the Red Sea through the Suez Isthmus separating Africa and Asia. The Silk Road, which links Europe and Asia, includes the canal.

>> The Suez canal extends from Port Said in the Mediterranean sea in Egypt to the city of Suez. The canal handles almost 8% of the entire world trade even today.

>> The French engineer Linant de Bellefonds was the man responsible for this idea of the Suez canal, in fact, he proved that the Mediterranean sea and Red sea were at the same altitude contrary to popular belief and thus it was possible to construct a canal.

>> After the permission of Egypt and the Ottoman Empire a Suez canal committee was formed in the 1850s. Alois Negrelli a civil engineer was part of this committee he built upon the works of Bellefonds and played a leading role in developing the architecture of the Suez canal

Other Questions
Determine the total resistance for the current Select your response (a to e), and provide a 150 to 200 word justification, clearly stating and explaining any relevant formulas.Question:With reference to estimation in statistics, the larger the sample size:a. the wider the confidence intervalb. the lower the degree of precision of the confidence intervalc. a and bd. the smaller the standard errore. a and d Which event occurred during the American Revolution?ResponsesIndependence Hall shots firedIndependence Hall shots firedFirst Continental CongressFirst Continental CongressBritish surrender at YorktownBritish surrender at YorktownBritish treaty with the Hessians how can a genral chart for physical activity recommendations help patients improve their ovverall health? the nurse cares for preterm infants and assesses them for potential complications to provide adequate countermeasures to prevent father complications. which complication should the nurse prioritize and initiate proper measures to protect the newborn? Explain what Christopher Columbus's experience was when he passed through the region. what could have been accountable for these abnormalities? a. Write a similarity statement to show which triangles are similar.b. Explain how you know that the triangles are similar. Which student found the total surface area of a cylinder with a height that was two times greater than its radius? what is the difference between licensed and unlicensed when using wireless technology to configure a bridge between two networks? (select all that apply.) PLEASE SHOW WORK!!!!!!!!! SIMPLIFCATION OF FRACTIONS Simplify the following: (p^(2)+6p+5)/(2(p^(2)-1))-:(4p^(2)+20p)/(16p^(2)-16p) Dogs pant becauseA) Evaporation causes coolingB) Evaporation gets rid of excess water in the bodyC) It is tiredD) Panting helps to raise body temperature exercises 1 - 6 refer to the diagram shown . You have just read ""Drum Dream Girl"" by Margarita Engle. How does the structure of the poem develop its meaning? Two similar cone, surface area of cone a is 2m2, surface of cone b is 4. 5m2. Workut raduim of cone a: radius of cone b Write a song inspired by the novel. To Kill a Mockingbird. Your song should have some reference to the events, characters, or themes of the book. PLEASE HELP NEED A ANSWER Q. 1 Solve the following In equality 7(x 2) + x > 4(5 x) 12 Which of the following statements is MOST LIKELY TRUE?A-The lower half of Sample A's data is closer to the value 5 than the lower half of Sample B's data.B-Both of the data sets range from 1 to 10 on the number line.CThe upper half of Sample A's data is closer to the value 10 than the upper half of Sample B's data.D-The data in Sample B is clustered around the center where Sample A is more spread outExplain The golden years senior citizen center uses a phone tree to announce when the center will be closed for poor weather. When each person receives a phone call, that person has a list of three more people to call. The function ccc approximates the total number of calls made after mmm minutes since the start of the phone tree What is the probability that a resident is male and in the age group 60-79