Risk sharing refers to the process by which financial intermediaries create and sell low-risk assets and use the proceeds to purchase riskier assets.
What is risk sharing?When an organization shifts the risk to a third party, this is referred to as risk sharing. A common example of this is in the realm of financial loss. For a small fee, the vulnerable organization can transfer its risk of financial loss to an insurance company.Another reason for risk sharing is to alleviate risk selection issues; risk sharing will be extremely effective in compensating health plans for unpriced risk heterogeneity.Risk sharing, on the other hand, introduces tradeoffs, primarily by weakening plan incentives to control costs.While risk transfer entails transferring risk to another individual or entity in exchange for a fee, risk sharing entails sharing or dividing a common risk among two or more people.To learn more about risk sharing refer to :
https://brainly.com/question/29603267
#SPJ4
The process where financial intermediaries create and sell low-risk assets and use the proceeds to purchase riskier assets is known risk sharing. Hence, option (b) is correct.
Give a brief account on risk-sharing.The main goal of a risk-sharing agreement between a client firm and a third party is to safeguard the client company from potential loss resulting from a poor outcome of an incident. The third party is paid by the person or company using their services and sharing their risk burden, and they may even make money from them. In this area of risk management, third parties that offer risk sharing services can prosper commercially. Significant financial losses are not frequently experienced in commercial operations. Additionally, a risk sharing provider might charge a larger fee if a company or person carries a greater level of risk. Risk is frequently outsourced by companies that enter into risk-sharing agreements. When a company outsources risk, it does it to a third party rather than covering any loss internally. Companies will frequently diversify their risk when they have a sizable portfolio of assets that bears a sizable degree of risk. By utilising many third-party risk management firms to cover losses from various angles rather than just one, the corporation is able to diversify its exposure to risk.
To know more about, risk management , visit :
https://brainly.com/question/4103638
#SPJ4
describe the grid technique. what is is purpose and how does it lead to the making of a decision? what are its strengths and weaknesses?
Grid technique: advantages and disadvantages This method looks for a stationary facility, such a plant or distribution hub.
a quantitative method for identifying a plant or warehouse using suppliers, markers, and the least-cost centre given the raw materials a location to keep items.
A supply chain's network and structure are outlined in a working model called a supply chain design in order to calculate the time and expenses associated with getting products to market.
The grid technique is a written strategy for teaching multiplication to kids. Prior to multiplication, it entails dividing integers into tens and units. Because pupils are taught to divide numbers into a grid of boxes, the grid technique of multiplication is also known as the box method in some classrooms.
Read more about decision making at
https://brainly.com/question/28860556
#SPJ4
programs determining how individuals enter, advance within, and leave an organization are examples of
Personnel management programs are examples of programs that determine how individuals enter, advance within, and leave an organization. These programs are used to select, hire, train, develop, motivate, and retain employees.
They also include policies and procedures that are designed to ensure that the organization is compliant with applicable laws and regulations. By creating and implementing these personnel management programs, organizations can ensure that they have the right people in the right roles and that they are able to build and maintain a positive organizational culture. Ultimately, personnel management programs ensure that employees are able to enter, advance within, and leave an organization in a fair and equitable way.
To know more about personnel management click here
https://brainly.com/question/13102662
#SPJ4
a stock index pays dividends continuously at a rate proportional to its price. the rate is 3% during the next 6 months. afterwards the rate is 1%. andy invests in the index at time 0 and reinvests all dividends by purchasing extra units of the index. after one year, he owns 200 units of the index. if the index price is 30 at time 0, what is the initial cost for andy's position?
The stock's price is constantly negatively correlated with the frequency of dividend payouts. 8. This method is used to calculate the stock's dividend yield.
Describe stock in your own words.
Any corporation's ownership certificates are known collectively as stocks. On the other hand, a share alludes to a particular corporation's stock certificate. An individual is said to be a shareholder if they possess shares in a specific corporation. Both common and preferred stocks fall under this category.
A stock is a particular type of financial instrument that symbolizes the holder's ownership stake in the issuing company and is frequently traded on stock exchanges.
Even when there is little risk of a company collapsing, stock values can change. Huge company stocks, for instance,
Know more about payouts Visit:
https://brainly.com/question/28925728
#SPJ4
karam is a top manager at a large plumbing supply company. caroline, the company president, noticed that recent college graduate and first-line managers tend to gravitate toward karam. they approach karam for advice, especially on important matters, even though he does not directly supervise most of them. caroline realizes that karam is acting as a(n) to junior employees. multiple choice
Caroline understands that Karam is serving as a mentor to less experienced workers.
What are the MBO process' four components?Loose goals, collaborative decision-making, an explicit time frame, and performance feedback are the four components of an MBO program.
What does technical expertise entail?Technical skills are specialized knowledge or abilities that can be applied to real-world work in the fields of math, science, technology, engineering, and the arts. The use of specific tools and the technologies needed to employ those tools are often prerequisites for technical abilities.
Are technical abilities crucial?For a number of reasons, technical abilities are crucial to the success of your company. No matter what industry you are in, the daily duties that your staff members do depend on various tools and procedures. You must make sure that your staff have the technical skills necessary to do their tasks well.
To learn more about Technical skills here:
https://brainly.com/question/13246666
#SPJ4
which of the following challenges facing hr is related to technology becoming more prevalent in many previously unskilled environments? a. shifts in industries/retraining b. baby boomer retirements c. decreased employee loyalty d. differing benefits preferences
A. Shifts in industries/retraining is the challenge related to technology becoming more prevalent in many previously unskilled environments.
As technology advances, many unskilled jobs are becoming automated, so employees must be retrained in order to remain employable. This can be a daunting and expensive task for employers, as it may require significant investments in employee training and development for certain industries. Additionally, some employers may have difficulty finding qualified workers to replace those who are retiring or being made redundant due to automation.
This creates a wide range of challenges for human resources departments. They must decide how to best allocate resources towards retraining, and find the most cost effective ways to do so. Companies may need to consider new sources of labour, such as contract workers or offshore staff, in order to remain competitive and meet staffing requirements. Additionally, they must ensure compliance with relevant legislation and regulations, while providing a safe and equitable working environment. Furthermore, they must also consider how to ensure that their retraining initiatives are both effective and cost-efficient. HR departments will also need to ensure a smooth transition for those employees who are being retrained, as well as for those who are entering the workforce for the first time.
To know more about human resources departments click below:
https://brainly.com/question/29022219#
#SPJ4
The difficulty associated with technology becoming more prevalent in many previously unskilled environments is shifting in industries and retraining. In this case, option A is correct
Many low-skilled jobs are becoming automated as a result of technological advancements, so workers must retrain in order to stay employable. Due to the potential need for significant investments in employee training and development for some industries, this can be a challenging and costly task for employers. Additionally, some employers might have trouble replacing those who are retiring or losing their jobs as a result of automation with qualified workers.For human resources departments, this poses a variety of difficulties. They must choose how to best allocate funds for retraining and identify the most economical strategies for doing so. Companies might need to think about new labor sources.To learn more about human resources departments click below:
brainly.com/question/29022219#
#SPJ4
on november 1, year 2, davis co. discounted, with recourse, a $20,000, 10%, one-year, interest-bearing note receivable. the note is scheduled to mature on january 31, year 3, and the bank's discount rate is 12%. what amount, if any, must davis disclose as a contingent liability for the year ended december 31, year 2?
$20,500; the company is subject to the maturity amount. The bank with which Davis discounted the note would be required to pay the full maturity amount if the note maker fails to do so.
A bank is a type of financial entity that lends money while both taking deposits from the general public and generating demand deposits. The bank may engage in lending activities directly or indirectly through the capital markets. bank, a business that deals with money and its alternatives as well as other financial services. A bank lends money and accepts deposits as part of its function as a financial middleman. Since Italian merchants in the Renaissance formed agreements to borrow and lend money next to a bench, the term bank is derived from the Italian word banco, which means bench. They set the cash down on the bench. Simple financial records have existed since the dawn of time.
learn more about bank here:
https://brainly.com/question/12984338
#SPJ4
the us exports 10 million dollars worth of goods to argentina. what happens to the current account balance ap macroeconomics
The macroeconomics current account balance is Net exports are worth a negative $250.
A country's net exports are calculated as its total exports minus its total imports. A positive or negative net export number represents a trade surplus or deficit, respectively. When there is a weak currency exchange rate, a nation's exports can be priced more affordably.
Value of Exports minus Value of Imports equals Net Exports.
Where,
$10 is the value of exports, which is equal to the sum of foreign purchases of local products and services.
Value of Imports is the sum of all domestic purchases of goods and services made from abroad, or $260.
Value of Exports minus Value of Imports equals Net Exports.
Net Exports = $10 - $260
Net Exports = - $250
The quantity of a country's net exports is equal to the sum of its total exports minus total imports. A positive or negative net export number represents a trade surplus or deficit, respectively.
For such more question on macroeconomics
https://brainly.com/question/3558688
#SPJ4
Note: The correct question would be as bellow,
Suppose that the US imports $10 million worth of goods and services and exports $260 million worth of goods and services. What is the value of net exports?
cost the marginal cost for manufacturing an electrical component is $6.25 per unit, and the fixed cost is $600. write the cost c as a function of x, the number of units produced. c(x)
Skills in communication, education, technical skills, creativity, experience, problem-solving abilities, mental health, and personal resilience are all examples of human capital.
What is an example of human capital Class 9?
Human capital investment is the investment in things like education, training, and medical care.
What are the most important examples of human capital and physical capital?
Inanimate assets like cash, property, job site equipment, and inventory make up physical capital. In contrast, human capital refers to the capabilities, knowledge, and skills of an organization's staff.
To learn more about Human capital investment here:
https://brainly.com/question/16504657
#SPJ4
in recent decades many large corporations have reorganized their matrix structures such that financial and strategic control is exercised through a single dimension. [see p.159] group of answer choices true false
True, In recent decades many large corporations have reorganized their matrix structures such that financial and strategic control is exercised through a single dimension.
What is matrix structures?A matrix structure combines two or more different organisational structure types. It is a method of setting up your company so that reporting relationships are established as a grid or matrix rather than in the conventional hierarchy.
Employees in this structure typically report to both the project manager and their functional manager. Usually, one reporting line will be given precedence over the other (eg staff may have to report to their functional manager before reporting to the project manager).
A matrix organisational structure deviates from the conventional, hierarchical model. In the matrix structure, resources and personnel are shared between teams, projects, and departments or functions.
Learn more about matrix structure
https://brainly.com/question/1503986
#SPJ4
your client, a carpenter, donated one of his handcrafted wooden desks to his church, a qualified public charity. the church sold the desk at an auction for $3,500, which is comparable to the standard price for the client's other woodwork. he calculated his costs as follows: wood $1,000 other materials $300 rent for workshop $500 time and services $1,700 this is his only charitable contribution. he itemizes deductions and has an adjusted gross income of $80,000. what is the maximum current year income tax deduction allowable for the client's charitable contribution? a) $1,800 b) $3,500 c) $500 d) $1,300
The maximum current year income tax deduction allowable for the client's charitable contribution is $3,500
What is the theory of fair market value ?
The theory used in this question is the fair market value theory. This theory states that the amount of a charitable deduction for a donated item of property is equal to the fair market value of the item at the time of donation.Fair market value is generally defined as the price that an item would bring in an arm's-length transaction between a willing buyer and a willing seller.
In this case, the fair market value of the wooden desk was $3,500, which was the amount the church sold it for at the auction.
The explanations for this process are as follows:
The maximum current year income tax deduction allowable for the client's charitable contribution is $3,500.
This is because the client donated an item of property (the wooden desk) to a qualified public charity (the church) and the amount of the deduction is equal to the fair market value of the property (in this case, $3,500).
The client's costs of creating the desk, such as the cost of wood and other materials, rent for the workshop, and time and services, are not relevant to the deduction amount.
The client can only deduct the fair market value of the property, which is the amount the church sold it for ($3,500).
To learn more about market value refer :
https://brainly.com/question/27993050
#SPJ4
which strategy is used when a firm is attempting to create unique products or services for particular market?
The strategy used when a firm is attempting to create unique products or services for a particular market is called differentiation. Differentiation involves developing products or services with features that set them apart from the competition.
The strategy used when a firm is attempting to create unique products or services for a particular market is called customization or customization strategy. This strategy is based on the idea that customers have different needs and preferences, and that a product or service that is tailored to meet those needs or preferences will be more attractive than a generic offering. This strategy is often used in markets where there are limited competitors, or where the market consists of a diverse range of customers with different needs.
Customization strategy involves the customization of products and services to meet the specific needs of a particular market. This may involve a combination of research, product design and development, marketing and product positioning, and customer feedback. The goal of customization strategy is to provide unique products and services that meet the needs of the target market better than those of the competition. This can be accomplished by creating products with unique features, or by providing services that are tailored to meet the needs of the target market.
Customization strategy can also involve creating a unique brand identity and positioning the product or service in a way that appeals to the target market. This requires a deep understanding of the target market and their needs, as well as an understanding of the competitive landscape.
To know more about strategy: https://brainly.com/question/15285486
#SPJ4
A perpetuity costs $77. 1 and makes annual payments at the end of the year. The and Sn at the end of year perpetuity pays $1 at the end of year 2, $2 at the end of year 3, etc (n+ 1). After year (n+1) payments remain constant at level $n. The annual effective rate is 10. 5%. Compute rn
If the and Sn at the end of year perpetuity pays $1 at the end of year 2, $2 at the end of year 3, etc (n+ 1), then n = 19.
What is perpetuity?An endless stream of cash payments or an annuity with no end is known as a perpetuity. In reality, there aren't many perpetuities. For instance, the Consols that the British government had previously issued and that were all finally redeemed in 2015 were issued.
Regular increasing perpetuity pays (n+1) at time (n+2) meanwhile this perpetuity pays n, resulting in a difference of 1 between two payments, at time (n+3) regular perpetuity pays (n+2) while this one pays (n+1)
Therefore, this perpetuity is the difference between regular increasing perpetuity with first payment at time 2 and identical increasing perpetuity with first payment at time (n+2)
77.1 = v2 * 1/d2 - vn+2 * 1/d2
= v2/d2 * (1-vn)
= i2 * v2 / d2 * (1 - vn / i * 1/i)
= a-n|
77.1 = a-n| = a-n|
= 0.105
8.0955 = a-n|10.5%
n = 19.002
Learn more about perpetuity
https://brainly.com/question/24261067
#SPJ4
bill jones tree trimming bills his clients for his services. bill's customers are allowed 30 days to pay. amounts owed by these clients are known as
Bill jones tree trimming bills his clients for his services. bill's customers are allowed 30 days to pay. amounts owed by these clients are known as accounts receivable.
Customers' outstanding debts for goods or services they have received but haven't yet paid for are referred to as accounts receivable. For instance, the amount owing when clients buy things on credit is added to the accounts receivable. It is a debt incurred as a result of a commercial transaction.
Hence the correct answer is accounts receivable.
To know more about account here
https://brainly.com/question/22917325
#SPJ4
list at least three public services that sales tax pays for.
Answer:
Education, Public health, Transportation, Parks, Public Safety
Explanation:
the need for hope springs to have tablet computers that are fast, include 24/7 tech support, and include a generous volume discount relate to which key characteristic of organizational buying?
Hope Springs requires tablets that are quick, come with round-the-clock technical support, and have a substantial bulk discount.
Why are Gantt and PERT charts so crucial to an organization?Project managers can monitor tasks and project status using PERT and Gantt charts. Gantt charts exhibit tasks and timeframes in a bar graph, whereas PERT charts show tasks and dependencies in a network diagram. Both fit into the PMBOK's task breakdown structure (WBS).
Which technique is unethical for gathering competitive intelligence?In order to get knowledge about your organization's industry and competitors, competitive intelligence relies on access to publically available information and unbiased research. A prohibited and immoral method of gaining access to confidential information is corporate espionage.
To know more about Springs visit:
https://brainly.com/question/14670501
#SPJ4
after world war ii, the advanced industrial nations of the west committed themselves to increasing barriers to the free flow of goods, services, and capital between nations. group of answer choices true false
The statement is false that after world war ii, the advanced industrial nations of the west committed themselves to increasing barriers to the free flow of goods, services, and capital between nations
What is Barriers To Trade?A tariff, or import tax, is the most prevalent type of trade barrier. Imported items cost more than domestically manufactured goods due to tariffs (good produced at home). A government support to one domestic business over another is a typical trade barrier. Producing those things is now more affordable than selling them abroad thanks to subsidies. Government-imposed limitations on global trade are known as trade barriers. Trade restrictions are bad for the global economy and reduce overall economic efficiency, claims the comparative advantage argument.Trade hurdles include a variety of challenges exporting nations experience while sending commodities abroad. Depending on the time and distance between the countries, these trade obstacles can occasionally be purely natural. Trade barriers can occasionally be the result of government action. Tariffs and quotas are two of these restrictions.Following World War II, the developed industrialized nations of the West made a commitment to erect more obstacles to the free flow of people, capital, and services across borders. The aforementioned claim is untrue.The industrialized West strove to open up its economies following World War II. As a result, they switched from a closed to an open economy. Due to a decrease in trade restrictions, products and services could flow freely. Nations were allowed to trade freely to benefit from trade when all cultural and political barriers were removed.
To learn more about Barriers To Trade refer to:
https://brainly.com/question/26041003
#SPJ4
You’ve worked for several years in a department where most employees had recently graduated from college. Tomorrow, however, you start a new position, and most of your coworkers will be nearing retirement age. Based on research findings about people of the Baby Boomer generation, what attitudes can you expect your new colleagues to hold? Check all that apply.
( ) They tend to feel loyalty to the organization.
( ) They tend to place work at the center of their lives.
( ) They tend to believe that hard work and sacrifice should be rewarded.
( ) They tend to cultivate their individual identities and seek personalized experiences.
Globalization has meant that disasters, rather than staying localized, may have severe worldwide effects. As you think about your own career resilience, which of the following ideas is important to keep in mind?
( ) Over the long term, the economy has always grown, so job security is a given.
( ) During a recovery from an economic downturn, some entire categories of jobs may not come back.
( ) It doesn’t make sense to learn new skills, since there is no way to predict what skills will be useful in the future.
( ) As long as one plans to work only in the United States, it is not very important to learn about other cultures.
They tend to feel loyalty to the organization that attitudes can you expect your new colleagues to hold.
what attitudes can you expect your new colleagues to hold?According to research on members of the Baby Boomer group, you can anticipate your new coworkers to have the following attitudes:
They frequently experience a sense of loyalty to the company (X).They frequently priorities their careers over all else (X).They have a propensity to think that effort and sacrifice should be rewarded (X).They frequently cultivate their unique identities and look for experiences that are tailored to them.The following notions about career resilience are crucial to remember: () Job stability is a given because the economy has consistently developed over the long term. Some entire employment categories might not return as the economy recovers from a downturn.
To learn more about Organization refers to;
https://brainly.com/question/30367503
#SPJ4
UH
What keeps you motivated when you face challenges? Check any that apply.
External rewards is when a person feels compelled to behave in order to gain a benefit or stay out of harm.
What makes an excellent challenge sentence?I enjoy a significant task, and there are few greater than this. The economy is the new president's first obstacle. The protesters have now openly contested the legitimacy of the government. I questioned him about his political attitudes' hypocrisy.
The three-word challenge is what?Use the What3Words smartphone app to take along a navigation challenge. Teams can compete to see who will finish the work in the shortest amount of time. Mobile phones can be downloaded using the app What3Words. It divides the globe into 3 meter squares, giving each square a unique size.
To know more about challenges visit:
https://brainly.com/question/28344921
#SPJ4
greenwood industries reports the following amounts at the end of the year: cash $ 47,500 service revenue $ 96,500 building 43,000 salaries expense 54,000 accounts payable 7,100 equipment 64,400 interest expense 2,900 accounts receivable 4,600 advertising expense 8,900 notes payable 22,600 in addition, the company had common stock of $71,000 at the beginning of the year and issued an additional $6,200 of common stock during the year. the company also had retained earnings of $23,500 at the beginning of the year and paid dividends of $1,600 during the year. required: 1. calculate net income. 2. prepare the statement of stockholders' equity. 3. prepare the balance sheet.
1. Net Income is $31,200
2. Statement of Stockholders' Equity Total Stockholders' Equity $129,800
3. Balance Sheet
Assets
Cash $47,500
Accounts Receivable $4,600
Equipment $64,400
Building $43,000
Total Assets $159,500
Liabilities and Stockholders' Equity
Accounts Payable $7,100
Notes Payable $22,600
Total Liabilities $29,700
Stockholders' Equity
Common Stock $77,200
Retained Earnings $52,600
What is mean by Balance Sheet?
A balance sheet is a financial statement that summarizes a company's assets, liabilities and shareholders' equity at a specific point in time. It is used to gain insight into the financial strength of a company.
Assets are divided into two categories: current assets and non-current assets.
Current assets include cash and cash equivalents, accounts receivable, inventories, and prepaid expenses. Non-current assets include long-term investments, property, plant, and equipment.
Liabilities are divided into two categories: current liabilities and non-current liabilities.
Current liabilities include accounts payable, short-term debt, accrued liabilities, and taxes payable.
Non-current liabilities include long-term debt, deferred taxes, and pension liabilities.
Shareholders' equity is the difference between assets and liabilities and represents the owners' residual claim on the assets of the company.
It is calculated as the sum of contributed capital, retained earnings, and other comprehensive income.
The balance sheet provides a snapshot of the financial health of a company and is one of the most important financial documents for investors and creditors.
1. Calculation of net income:
Service Revenue - Salaries Expense - Advertising Expense - Interest Expense = $96,500 - $54,000 - $8,900 - $2,900 = $31,200
2. The statement of stockholders' equity:
Common Stock (Beginning) $71,000
Plus: Additional Common Stock $6,200
Total Common Stock $77,200
Retained Earnings (Beginning) $23,500
Plus: Net Income $30,700
Less: Dividends $1,600
Total Retained Earnings $52,600
Total Stockholders' Equity $129,800
To learn more about balance sheet refer to:
brainly.com/question/1113933
#SPJ4
which economic group saw the greatest growth as a result of the clerical needs of running a major business?
The upper middle class saw the greatest growth as a result of the clerical needs of running a major business. This is because the availability of entry-level, white-collar jobs led to the expansion of the professional workforce and a rise in the number of people in the upper middle class.
The greatest growth as a result of the clerical needs of running a major business occurred in the service sector. This growth can be attributed to the increased demand for clerical workers to provide administrative, communication, and organizational support for large businesses.
In response to this demand, service sector workers, such as receptionists, secretaries, customer service representatives, and data entry clerks, have seen increased employment opportunities. As companies become more complex, the need for individuals who are skilled in the use of computers and other office technology is also on the rise.
In addition, advancements in telecommunications technology have allowed for remote work, which has also contributed to an increase in the demand for clerical and administrative staff. Working remotely allows companies to access a larger pool of potential employees, many of whom may be more cost-effective than hiring in-house staff.
Furthermore, the clerical needs of running a major business have led to increased opportunities for those specializing in accounting and finance. Sophisticated accounting and financial software has made it easier to manage, track, and analyze financial data, allowing financial specialists to provide more accurate and detailed information to their employers.
Finally, the clerical needs of running a major business have impacted the growth of the legal profession.
To know more about professional workforce: https://brainly.com/question/15874744
#SPJ4
imagine you want to buy a newly released pair of nike shoes and you go online to purchase them. because the product you want is the same for every website, the only thing that will affect where you decide to purchase your shoes is the price. what type of economic situation exists in this example?
Type of economic situation exists in this example is Pure Competition
Pure competition is a term that portrays a market that has a wide scope of contenders who are selling similar items. It is frequently alluded to as wonderful rivalry. Here are a few qualities that characterize unadulterated contest:
In an ideal absolutely aggressive market, the items being sold would be indistinguishable, which eliminates the choice of one dealer offering something else or better than another vender.
Since there are such countless rivals in the market offering a similar item at a similar cost, one contender doesn't have an edge over the others. Basically, every one of the merchants are equivalent.
New organizations can undoubtedly enter the market.
The cost of items is resolved exclusively by the thing customers will pay.
To additionally show unadulterated contest, how about we envision that you are buying arranged variety plastic inflatables. You hit up your neighborhood party store where you find a few unique brands of inflatables accessible. There are five distinct brands of 10-inch arranged variety inflatables, and they are completely valued at 99 pennies for each bundle.
Since there is definitely not a massive distinction in plastic inflatables, and they are generally a similar size and value, you are not worried about which bundle you purchase. They all are basically something similar. In this model, the inflatable makers are working under unadulterated rivalry since one organization doesn't have an edge over another. Conventional items, similar to inflatables, can outline unadulterated contest. Every one of the costs are equivalent, and eventually, the inflatables are something similar.
Know more about Pure competition - https://brainly.com/question/28189773
#SPJ4
what three subjects is the financial manager concerned with?
A financial manager is typically concerned with three main subjects: financial planning and analysis, investment management, and financial risk management.
What is the difference between them?Financial planning and analysis involve creating long-term financial plans and budgets and analyzing the financial performance of the organization. This includes forecasting future revenues and expenses and identifying areas where the organization can cut costs or increase revenue.
Investment management involves making decisions about how to invest the organization's money, such as in stocks, bonds, real estate, or other assets. This includes assessing the potential returns and risks of different investments and making decisions about how much to invest in each.
Financial risk management involves identifying, assessing, and mitigating financial risks that the organization may face. This includes assessing the potential impact of various risks, such as market risk, credit risk, and operational risk, and implementing strategies to minimize or manage those risks. This can include things like hedging, diversifying investments, or purchasing insurance.
To know more about financial managers visit:
https://brainly.com/question/4222451
#SPJ4
True or false? The area of accounting that focuses on reporting information to internal users is called managerial accounting.
True. In managerial accounting, financial data is presented for internal use so that management can use it to make important business decisions.
With an example, define managerial accounting?Capital budgeting is a tool used by managerial accountants to estimate potential outflows and inflows of cash associated with various business decisions. For instance, a manufacturer would need to first estimate the project's total cost and expected return on investment before beginning construction on a new production facility.
What does managerial accounting primarily address?In managerial accounting, financial data is presented for internal use so that management can use it to make important business decisions. In contrast to financial accounting, managerial accounting techniques are not constrained by accounting standards.
To know more about managerial accounting visit:
https://brainly.com/question/14570679
#SPJ4
in the past, pajamagram marketed pajamas only to women. now the company offers pajamas for men and children. this is an example of which type of strategy?
In the past, pajamagram marketed pajamas only to women. now the company offers pajamas for men and children. this is an example of market development strategy.
Our development strategy targets non-purchasing customers in our current target segment. We are also targeting new customers in new segments. Market development strategies include expanding potential market with new users or new applications.
Market development is the Ansoff Matrix's second market growth strategy. This strategy is used when a company is targeting a new market with an existing product. Here are some examples. These include major shoe manufacturers such as Adidas, Nike and Reebok.
To know more about Market development:
https://brainly.com/question/29662446
#SPJ4
howe co. leased equipment to kew corp. on january 2, year 1, for an eight-year period expiring december 31, year 8. equal payments under the lease are $600,000 and are due on january 2 of each year. the first payment was made on january 2, year 1. the list selling price of the equipment is $3,520,000, and its carrying cost on howe's books is $2,800,000. the lease is appropriately accounted for as a sales-type lease. the present value of the lease payments is $3,300,000. what amount of profit on the sale should howe report for the year ended december 31, year 1?
Choice "b' is correct. The excess of the present value of the selling price over its cost is recorded as profit. Present value of payments $3,300,000
What is meant by present value?A future sum of money or stream of cash flows' present value, or PV, is their current value at a particular rate of return. Using a discount rate or the interest that could be received through investment, present value calculates the future value. The value of an anticipated revenue stream calculated as of the date of valuation is known as present value, also referred to as present discounted value, in the fields of economics and finance. The future value of money is known as FV. The term "present value" is PV. I is the potential return on the investment (interest rate or other). t represents how many years should be taken into account. The quantity n represents the annual number of interest compounding cycles.Choice "B' is accurate. Profit is defined as the amount over the cost of an item that the present value of the selling price exceeds.
Payments' current value $3,300,000
Cost of carrying (2.800,000)
income from sales $ 500,000
"A" is not a valid choice. Profit is defined as the amount that the selling price (present value) exceeds the cost of an item. A distraction is the list price.
Decision 'c "est erroneous. Profit is defined as the amount that the selling price (present value) exceeds the cost of an item.
"D" is not a valid choice. Profit is defined as the amount that the selling price (present value) exceeds the cost of an item.
To learn more about present value refer to:
https://brainly.com/question/20813161
#SPJ4
the skills approach takes a on leadership, like the trait approach. group of answer choices leader-follower centered perspective organizational-centered perspective situational-centered perspective leader-centered perspective
The skill approach takes a leader-centered perspective (D) on leadership, like the trait approach.
Trait approach refers to leadership beliefs that potential leaders must to have several personal traits. Those traits will distict thos potential leaders from the common individuals. This belief focuses on the leader-centered perspective.
Leader-follower centered perspective higlights the way leader interact with his followers. This perspective refers to the relationship between leader and his followers and the way the leader approach, affect, and influence his followers.
Organizational-centered perspective represents the leadership style based on the organizational structure, beliefs, and values.
Learn more about Trait Approach here: brainly.com/question/15724447
#SPJ4
Complete Question:
The skills approach takes a ____ on leadership, like the trait approach.
a. leader-follower centered perspective
b. organizational-centered perspective
c. situational-centered perspective
d. leader-centered perspective
A point inside the production possibilities curve may indicate that
When given the option of creating two commodities or services, the Production Possibility Curve is a framework that reflects scarcity and the potential costs of options.
What is the meaning of a point inside the production possibilities curve?Any position inside a production possibility curve curve denotes either inefficiency or unemployment. An economy has reached full employment if it is producing a variety of items that puts it on the curve of production possibilities.
What transpires when output is inside the range of possible production?Using the same amounts of production inputs while staying within its production potential curve It is producing in an ineffective manner. The economy might be able to produce more things through inefficient means without employing any additional labor, money, or environmental assets.
To know more about Possible curve visit:
https://brainly.com/question/15179228
#SPJ4
refusal of a group to trade or associate with another group is
When the refusal of a group to trade or associate with another group is called Boycott.
What is Boycott?A boycott is the voluntary, non-violent withdrawal from a product, person, organization, or country in protest. Most of the time, it's for environmental, social, political, or moral reasons. A boycott is used to try to force the target to change an objectionable behavior or to cause the target to suffer a financial loss or to demonstrate moral outrage.The term gets its name from Captain Charles Boycott, an agent for an absentee landlord in Ireland. In 1880, after being suggested by Irish nationalist leader Charles Stewart Parnell and his Irish Land League, the tactic was successfully used against him.A boycott can sometimes be a form of consumer activism, also known as moral purchasing. A sanction occurs when a similar act is enacted into law by a national government. However, it is common for the threat of boycotting a company to be empty and have no significant impact on sales
learn more about boycott
https://brainly.com/question/15363637
#SPJ4
why does airline management keep their financial date secret and only release the minimum required by company law or stock exchange rules? what events of the past 20 years have affected thi
Privately held businesses are typically exempt from legal requirements requiring them to disclose certain financial and operational data.
They have a lot of freedom in determining what kinds of information to make public. Small firms and other privately held businesses may choose to keep certain sorts of information private and decide for themselves who needs to know about them. On the other hand, businesses that are owned by the general public are governed by extensive disclosure regulations regarding their financial situation, operating outcomes, management remuneration, and other aspects of their operations.
Many smaller businesses decide to offer investors shares in their business in order to obtain finance. In these situations, small businesses are governed by many of the same disclosure regulations as large enterprises.
For such more question on financial
https://brainly.com/question/26240841
#SPJ4
the income statement shows the results of the business operation for a specific period of time. when revenue is greater than expenses for the period, the result is called
Net income, The income statement displays a certain time period's worth of business activities' outcomes. Net income is the outcome when revenue for the time period exceeds costs.
Sales are subtracted from cost of products sold, selling, general and administrative expenditures, operating expenses, depreciation, interest, taxes, and other expenses to arrive at net income (NI), also known as net earnings. Investors can use this figure to determine how much a company's revenue surpasses its costs. This figure is a measure of a company's profitability and may be seen on the income statement. Businesses determine their profits per share using net income. Since it appears at the bottom of the income statement, net income is frequently referred to as the bottom line by business analysts. In the UK, analysts refer to NI as profit attributable to shareholders.
learn more about net income here:
https://brainly.com/question/20938437
#SPJ4