The type of disability that impairs an insured's ability to work but a full recovery is expected is considered Temporary disability. Correct alternative is B.
Temporary disability is a type of disability that is expected to be short-term and is typically caused by an illness or injury. It impairs an individual's ability to work for a period of time, but a full recovery is expected, and the individual is expected to be able to return to work at some point in the future.
Examples of conditions that may result in temporary disability include surgery, pregnancy, and certain illnesses or injuries.
In contrast, partial disability refers to a condition in which an individual's ability to work is limited, but they are still able to perform some work-related activities.
Total disability refers to a condition in which an individual is completely unable to work.
Permanent disability refers to a condition in which an individual's disability is expected to be permanent and they are not expected to be able to return to work.
Therefore correct alternative is B: temporary.
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