This large influx of money to U.S. banks and financial institutions, along with low interest rates, made it easier for Americans to get credit. These developments allowed more families to borrow money for cars, and homes, and college tuition, some for the first time. They allowed more entrepreneurs to get loans to start new businesses and create jobs.
Unfortunately, there were also some serious negative consequences, particularly in the housing market. Easy credit, combined with the faulty assumption that home values would continue to rise, led to excesses and bad decisions.
Many mortgage lenders approved loans for borrowers without carefully examining their ability to pay. Many borrowers took out loans larger than they could afford, assuming that they could sell or refinance their homes at a higher price later on.
Optimism about housing values also led to a boom in home construction. Eventually, the number of new houses exceeded the number of people willing to buy them. And with supply exceeding demand, housing prices fell, and this created a problem.
Borrowers with adjustable-rate mortgages, who had been planning to sell or refinance their homes at a higher price, were stuck with homes worth less than expected, along with mortgage payments they could not afford.
As a result, many mortgage-holders began to default. These widespread defaults had effects far beyond the housing market.
12
Which statement best synthesizes information from both passages?
A.
Unemployed Americans are increasingly dependent on easy credit.
B.
Politicians assess the housing market to evaluate America's economic stability.
C.
The cost of government regulation is worth the consumer protection it provides.
D.
The economy benefits from reduced prices when supply exceeds demand.

Answer:

D. The author provides a personal example and a reference to a movie to support his idea.

Explanation:

I selected option D because section one of the passage provides a personal example and a reference to a movie to support the main idea. The author describes how more and more people are using cell phones with earbuds and compares it to the science-fiction movie "Invasion of the Body Snatchers," where people are taken over by alien pods. The author's personal observation and reference to the movie are used to support the idea that the use of earbuds is having a negative impact on society. Therefore, option D, "The author provides a personal example and a reference to a movie to support his idea," is the best description of the details related to the main idea in section one.

Answer:

Appositives are noun or noun phrase that renames or explains another noun or noun phrase in the same sentence. Appositives can add important information to a sentence and make it more precise and effective.

Here are some ways that appositives can add to the meaning and effectiveness of a sentence:

Provide additional information: Appositives can add more details or explanation to a sentence. For example, in the sentence "My friend, a talented artist, painted a beautiful mural," the appositive "a talented artist" provides additional information about the subject "my friend."

Clarify meaning: Appositives can help to clarify the meaning of a sentence. For example, in the sentence "The runner, a man in a red shirt, crossed the finish line first," the appositive "a man in a red shirt" helps to clarify which runner crossed the finish line first.

Add emphasis: Appositives can be used to add emphasis to a sentence. For example, in the sentence "My mother, the strongest woman I know, taught me to never give up," the appositive "the strongest woman I know" emphasizes the importance and strength of the speaker's mother.

Overall, appositives can add clarity, specificity, and emphasis to a sentence, making it more effective in conveying its message.

Explanation:

Answer:

what was behind the locked door,

When a writer examines their draft critically, they are evaluating it dispassionately from a subjective perspective. By critical reading, a reader utilizes specific procedures, frameworks, hypotheses, and techniques that improve their clarity and comprehension.

In the writing process, there are steps that encourage a more organized final manuscript. Prewriting, drafting, revising, and editing are the general phases, followed by discovery or investigation. A student can write a more cohesive piece and conduct research on their topic during the drafting stage of writing by focusing on purpose, audience, genre, and substance.

Students gain from drafting by using it to expand, define, and refine their initial ideas and plans as well as to arrange their content in a logical sequence or flow in research writing. Writers often go through two to three different drafts during each stage, and perhaps even more.

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Answer:

french

Explanation:

We can see here that two examples of social issues that are plaguing in a community​ are:

A social issue is a problem that affects a large number of individuals within a society. Social issues can include a wide range of concerns, such as poverty, inequality, discrimination, access to education and healthcare, environmental issues, and crime, among many others.

We see that:

1. Poverty: Poverty is a social issue that affects many communities around the world. It is a complex issue that has many root causes, including lack of access to education, limited job opportunities, and discrimination.

2. Substance abuse: Substance abuse is another social issue that can have devastating consequences for individuals and communities. Substance abuse refers to the use of illegal drugs or the misuse of prescription drugs, alcohol, or other substances.

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Answer:

I got food

Explanation:

I was hungry, and it no longer made me hungry :)

Answer: D. The use of the same pattern of parts of a sentence

Explanation: This means that similar grammatical structures, such as phrases or clauses, are used in a consistent manner, creating balance and clarity in the writing.

Parallel structure helps to maintain a smooth flow and improve readability in sentences and paragraphs.  It creates a sense of coherence and organization by ensuring that related ideas are presented in a consistent and balanced way.

Examples of parallel structure include:

"I like hiking, swimming, and cycling." (Using parallel verbs)

"He enjoys playing basketball, running, and practicing yoga." (Using parallel gerunds)

In these examples, the parallel structure is achieved by using the same grammatical pattern, such as a series of verbs, a pair of coordinating conjunctions, or a list of gerunds. This consistent structure helps to create harmony and clarity in the sentence.

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Answer:

The phrase "big fish in a small pond" refers to a person who has a high status or is successful in a small or unimportant group or place. For example, Toni was the star athlete in her small town high school, but when she went to college, she realized she was just a small fish in a big pond.

The  reflective essay about "so you see, you are stronger than you think" is given below

"So you see, you are stronger than you think" - this simple yet powerful statement is something that has resonated with me deeply. It is a reminder that we are capable of so much more than we give ourselves credit for.

Throughout my life, I have faced numerous challenges that have tested my strength and resilience. There were times when I felt like giving up, when the weight of my struggles seemed too much to bear. But in those moments, I reminded myself that I am stronger than I think. I looked back at all the obstacles I had already overcome, and I realized that I had the strength to face whatever came my way.

I have also witnessed the strength of others around me. I have seen friends and family members face adversity with courage and grace, even when they didn't feel like they had it in them. I have seen strangers overcome incredible obstacles and achieve feats that seemed impossible. These experiences have taught me that strength comes in many forms, and it is not always loud or flashy. Sometimes it is quiet and steady, like the strength that comes from simply getting out of bed every day and facing the world.

Of course, there are still times when I doubt my own strength. I have moments of self-doubt and insecurity, and I wonder if I have what it takes to succeed. But then I remember that I have faced challenges before and come out the other side. I remember that I have a support system of people who believe in me, and who will be there for me no matter what. And I remind myself that, even if I don't feel strong in the moment, I have the capacity to grow and learn and become stronger over time.

In conclusion, the statement " so you see, you are stronger than you think" has been a powerful reminder of my own resilience and capacity for growth. It has helped me to face challenges with greater courage and confidence, and to appreciate the strength of those around me. Ultimately, it is a reminder that we all have the potential to be strong, even in the face of adversity.

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Answer:

no

Explanation:

pls mrk me brainliest

Answer: Nonrestrictive Phrase

Explanation: I am smart :)

The underlined part of the sentence, "formed by years of erosion," is a nonrestrictive phrase. A nonrestrictive phrase is a phrase that adds additional information about a noun, but that information is not essential to the meaning of the sentence. Hence option B is correct.

In this case, the phrase "formed by years of erosion" tells us how the canyon was formed, but we could remove the phrase and still understand the sentence's basic meaning.

A restrictive phrase, on the other hand, is a phrase that is essential to the meaning of the sentence. If we were to remove a restrictive phrase, the sentence would no longer make sense.

For example, the phrase "the canyon" in the sentence "The canyon was a breathtaking sight to behold" is a restrictive phrase. If we were to remove the phrase "the canyon," the sentence would no longer make sense.

The other two options, the restrictive clause, and the relative clause, are not correct. A restrictive clause is a type of restrictive phrase, and a relative clause is a type of subordinate clause. In this case, the underlined phrase is not a clause, so it cannot be a restrictive or relative clause.

Therefore, option B) the nonrestrictive phrase is correct.

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By analysing one's interests, strengths, values, and goals and using logical and analytical reasoning to decide the best course of action, critical thinking can be used to discover one's purpose.

Finding your purpose is crucial because it gives your life purpose and direction. When you are clear on your purpose, you are more likely to make choices that are consistent with your values and objectives, which will increase your sense of satisfaction and fulfilment. You might feel lost or adrift without a sense of purpose, struggling to find drive or a sense of purpose in life. Additionally, focusing on activities and connections that advance your desired outcomes can help you prioritise your time and energy when you have a clear sense of purpose. Finding your purpose can ultimately result in a more contented and meaningful life.

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Answer:

Explanation:

Good day everyone,

Football is a sport that is close to my heart. It is not just a game; it is a way of life. Football is a sport that has captured the hearts of millions of people around the world. It is a game that is played with a round ball, and the objective is to score more goals than your opponent.

What makes football so special is that it is a team sport. It requires coordination, communication, and teamwork. Each player has a specific role to play, and it is only by working together that a team can achieve victory.

One of the things I love most about football is the energy and excitement that comes with it. The roar of the crowd during a football match is like no other, and the atmosphere in the stadium is electric. The energy and passion of the fans are contagious, and it is an experience that I will always treasure.

Another aspect of football that I appreciate is its universality. It is a sport that transcends language, culture, and borders. No matter where you go in the world, you will find people playing football, and it is a great way to connect with people from different backgrounds.

Football also teaches valuable life lessons, such as teamwork, sportsmanship, and discipline. The values that football instills in players are valuable both on and off the field, and it is one of the reasons why I am such a big fan of the sport.

One of the reasons I love football is the strategy involved in the game. It is not just about kicking a ball around a field; there is a lot of thought and planning that goes into each play. The coach and players must work together to come up with a game plan that takes into account the strengths and weaknesses of their opponents. Then, during the game, they must make quick decisions based on what is happening on the field.

Another aspect of football that I enjoy is the physicality of the sport. It requires a high level of fitness and endurance from the players. They must be able to run, jump, and maneuver quickly while keeping their eye on the ball and their opponents. The physicality of the sport also adds to the excitement of the game, as players can make impressive tackles or score a goal with a powerful kick.

Football also has a rich history and culture associated with it. It has evolved over the years, and each country has its own unique style of play. There are also many legendary players and teams that have left their mark on the sport, and it is always interesting to learn more about the history of football.

Finally, I appreciate the sense of community that comes with being a football fan. It is a sport that brings people together, whether it is watching a match at a local pub with friends or attending a game at a stadium with thousands of other fans. Football has the power to unite people from different cultures and backgrounds, and that is a truly beautiful thing.

In conclusion, football is my favorite sport because of the strategy, physicality, history, culture, and community that it offers. It is a sport that I will always be passionate about, and I am grateful for the joy and excitement that it brings me and millions of other fans around the world.

The "eye" you use to convey a tale depends on your point of view. Readers who read in first person have a close-up perspective of the characters and are in the thick of the action.

It is a well-liked technique for nonfiction writing, especially autobiographies and memoirs.

What Does Writing First Person Point Of View Mean?

The pronouns "I," "me," "we," and "us" are used in writing to convey the narrator's point of view and narrate stories in the first person. In a first-person narrative, the storyteller is either the protagonist recounting their experiences or a supporting character narrating the protagonist's story.

first-person focal. In first-person central, the protagonist at the centre of the story is also the narrator.

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Answer:

Adverb: Closely

Plural noun: Scientists

Explanation:

An adverb describes an action, hence why the word "adverb" is a combination of the words "adjective" and "verb."

A plural noun is when you have more than one thing.

Answer:

The Harlem Renaissance was a cultural movement that took place in the 1920s and 1930s in Harlem, New York. It was characterized by a celebration of African American culture, including music, art, and literature. Paul Lawrence Dunbar, one of the most prominent poets of the movement, wrote about themes of freedom and identity in his works, particularly in "We Wear the Mask" and "Sympathy."

In "We Wear the Mask," Dunbar explores the theme of identity and the lack of freedom that comes with it. The poem starts with the line "We wear the mask that grins and lies," which immediately sets the tone for the rest of the work. The "mask" is a metaphor for the façade that African Americans put on to survive in a society that is hostile to them. The poem then goes on to describe the various emotions that are hidden behind the mask, such as pain, fear, and grief. The line "Why should the world be over-wise, In counting all our tears and sighs?" speaks to the idea that African Americans are not seen as full human beings, and their pain is not taken seriously.

Dunbar's use of the word "we" is significant because it creates a sense of unity among African Americans. The mask is not something that only one person wears; it is a universal experience. This sense of community is important because it suggests that the only way to overcome the lack of freedom and identity is through collective action.

In "Sympathy," Dunbar explores the theme of freedom and the desire for it. The poem starts with the line "I know what the caged bird feels, alas!" The metaphor of the caged bird is used throughout the poem to represent the lack of freedom that African Americans experienced during this time. The bird's desire to be free is a metaphor for the desire for freedom that African Americans had. The line "I would be free; I would be free!" speaks to the longing for freedom that is a central part of the African American experience.

Dunbar's use of imagery in the poem is particularly powerful. The description of the bird's wings being "clipped and bruised" is a vivid portrayal of the physical and emotional toll that the lack of freedom takes on a person. The line "It is not a carol of joy or glee" speaks to the idea that freedom is not something that can be taken for granted. It is something that must be fought for and earned.

In conclusion, Paul Lawrence Dunbar's poems "We Wear the Mask" and "Sympathy" explore themes of freedom and identity, the lack of it, and the desire for it. Through the use of powerful metaphors, imagery, and language, Dunbar creates a vivid portrayal of the African American experience during the Harlem Renaissance. The sense of community that he creates in "We Wear the Mask" and the longing for freedom in "Sympathy" are both powerful statements about the human condition and the need for justice and equality.

Explanation:

Answer:

the story tell about the same kind of tender hands wild abandonment and something happens his sister arms

This public philosophy has been adopted by the nation's political parties, but the Republican Party has embraced an increasingly virulent version of it.

The Netherlands is a parliamentary democracy with a diverse range of political parties. National political parties can receive government grants to subsidize their activities under the Political Parties (Grants) Act.

A political party brings together people who share similar political beliefs. Parties that participate in elections hope to get as many of their members as possible elected to a representative body, such as parliament or a municipal council. At the same time, they try to fill as many positions in the government, municipal, or provincial executive as possible.

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Answer:

MR. TURNER'S BEN IS A BEST PERSON IN NEWYORK.. AND HE LEARNT READING WITH THE HEPL OF HIS STEP MOTHER

Explanation:

The tallest mountain in Greece, Mount Olympus, was home to Zeus. Prometheus whistled for his cousins, the Hundred-handed Ones, who were lying in wait halfway up the slope of Olympus in the given passage.

The Titan Prometheus is thought to have created man out of clay in Greek mythology. Prometheus, a Titan in the legend, was accused of stealing fire from Mount Olympus' gods. Giving it to a man after stealing it. Zeus made the decision to punish him because of this and transported him to a mountain where he was shackled to a rock in order to prevent him from stealing ever again.

Prometheus was punished because he did something against the rules, which might serve as a lesson to us about the importance of abiding by the norms that our elders have established. It is a myth because of the Titans and Goddesses that are included in it.

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Answer:

Failure to yield and speeding are the top primary causes of motorcycle crashes.

Explanation:

Reckless driving, speeding, and alcohol are the basic cause of motorcycle crashes.

Explanation:

Without a specific context of the speech, I am unable to provide a direct answer. However, in general, being brave means having the courage to face challenges, difficulties, and dangers despite fear or uncertainty.

In literature, art, and history, examples of bravery can be found in various contexts. For instance, the story of Malala Yousafzai, a young girl who stood up for girls' education in Pakistan, exemplifies bravery. She faced threats from the Taliban, but she continued to speak out for her beliefs.

In the context of war, bravery may be demonstrated by soldiers who put their lives on the line to protect their country and fellow soldiers. In literature, characters such as Atticus Finch in "To Kill a Mockingbird" and Katniss Everdeen in "The Hunger Games" demonstrate bravery by standing up for what is right despite the potential consequences.

Overall, being brave means having the courage to face challenges and take risks, even when it is difficult or scary to do so. It involves standing up for one's beliefs and principles, and being willing to put oneself in harm's way for the sake of others.

The author acknowledges the point that could be made by the opposition in the following statement: "I understand that some might say that I should not have taken a loan to pay for her education."

Education is the process of acquiring knowledge, skills, values, beliefs, and habits. It is a lifelong process that begins at birth and continues throughout life. Education can take place in formal or informal settings and any experience that has a formative effect on the way one thinks, feels, or acts can be considered educational. Education can be divided into various categories, such as formal education, informal education, and non-formal education. Formal education typically takes place in a school or university setting and consists of structured courses designed to impart specific knowledge and skills.

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In addition to promoting and educating problem-solving and critical thinking, information literacy is a foundational skill for lifelong learning. To help them make decisions, they may find, use, and analyze information literacy skills.

By requiring students to formulate suggestions, contrast opposing viewpoints, synthesize information from various sources, present and defend well-reasoned arguments, and compare varied concepts, you can go beyond merely imparting topic knowledge. Instead of separating it, strengthen information literacy by integrating it into all aspects of learning, teaching, and assessment.

For the purpose of being able to find, manage, and process information, students employ the proper resources to develop high-quality evaluations. It helps with gathering information, developing your own viewpoints, offering ideas, and making choices. Applying the knowledge acquired to critical thinking towards real-world issues also helps an individual.

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The complete question is:

IDS-100: Module 1-3 Short Response

1. Discuss the importance of developing information literacy skills.

Answer:

Explanation:

Picture A - Directive: The advocate is admonishing the defendant in the court of law for his actions.

Picture B - Declarative: The lady is typing on the computer to finish her project on time.

Picture C - Commissive: The cat is hiding under the couch, promising to come out only when it feels safe.

Picture D - Expressive: The chemical structure of DNA is awe-inspiring, revealing the complexity of life.

Picture E - Behabitive: The toddler is giggling and smiling, enjoying the moment with pure happiness.

Motives that aren't aligned. I recall a time when every successful person in business own a BlackBerry.

Lack of planning.

Being unaware of your market.

Market risk, credit risk, operational risk, strategic risk, liquidity risk, regulatory risk, reputational risk, and political risk are some of the risk types that can affect the success of your innovation. You name it—they might be internal or external. There is risk everywhere.

The main reason for innovation project failure is obvious: in 75% of cases, bad marketing, or misalignment between the planned service and the actual demands of the market, is to blame. The actual problems are not addressed.

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Answer:

Wearing a school uniform to school has been a long-standing tradition in many countries around the world. The practice of wearing school uniforms has been debated extensively, with some people advocating for it and others opposing it. Here is a paragraph outline about the benefits and drawbacks of wearing school uniforms to school:

I. Introduction

Briefly explain what school uniforms are and why they are worn.

II. Advantages of wearing school uniforms

Promotes a sense of community and school spirit

Reduces peer pressure to wear expensive or fashionable clothing

Increases safety and security on campus

Helps to identify students and prevent unauthorized individuals from entering the school premises

III. Disadvantages of wearing school uniforms

Limits individual expression and creativity

Can be expensive, particularly for low-income families

May not be comfortable or appropriate for all students, particularly those with religious or cultural dress requirements

Can be difficult to enforce and monitor, particularly in larger schools

IV. Conclusion

Summarize the main points and offer a personal perspective on the topic.