Which best describes a way people can use personal loans? to buy a house to buy a car to pay for college to pay for groceries.
The best way people can use their Personal loans is to buy or pay for groceries. As there are other separate loans for the things like car, home and pay for college.
what is a personal loan?
A loan is issued for non-essential purposes, usually to a person with a good credit score who is not required to submit collateral to back up the loan.
A personal loan can be utilized for practically any reason, including settling credit card debt, home upgrades, and large purchases.
Thus option D is correct.
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Answer:
to pay for groceries
Explanation:
edge 2022, just took the test.
Through which tool does the federal reserve affect money available for banks to loan? discount rate money multiplier open-market operations reserve requirement
The federal reserve affects money available for banks to loan by using the reserve requirement tool.
What is the reserve requirement in monetary policy?Reserve requirement is said as the set-aside funds by the commercial banks that they utilize for meeting their liabilities and instant withdrawal from customers.
Therefore, when Fed increases the rate of reserve requirement then banks need to hold the large amount which reduces their ability to loan more funds. It ultimately reduces the money supply and vice-versa.
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Answer:
d or Reserve requirement
Explanation:
flex point 2023
Why are employment and age certificates typically required?.
Answer:
They protect employers from hiring someone that is too young.They indicate the minor has the proper training to work.They guarantee the minor will be hired.
Explanation:
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Rothan Corp. Is evaluating the purchase of a small firm, Lemm Inc. , which manufactures products involving advanced technology. These products are expected to revolutionize the home construction industry. Lemm has only a minor share of this growing market, but the market is expected to grow rapidly. Substantial investment will be required. In the BCG matrix, Lemm Inc. Would be placed in the _____________________ category
Lemm Incorporated will be put in the Question Mark Category on the BCG Matrix because it has a high growth potential but low market share.
What is a BCG Matrix?The BCG matrix or BCG growth-share Matrix is a strategic tool developed by the Boston Consulting Group.
It is primarily used to categorize an investment based on its future outlook. The four key categories on the BCG Matrix are:
Cash CowQuestion MarkStars and DogsSee the attached image and also learn more about BCG Matrix at:
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What remarketing audiences cannot be defined by default?.
Answer:
When a report is based on data from a large number of sessions, you may see the following notice at the top of the report This report is based on sessions.You can adjust the sampling.
Explanation:
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write the ways of getting information of the foreign employmen
Answer:
1.internet. 2.Notice board. 3.Magazines And newspapers
A corporate charter: Multiple select question. names the board of directors. specifies the number of shares outstanding. is required only for publicly-traded corporations. describes the business activities. specifies the shares of stock to be issued.
The document called a corporate charter serves a formal purpose as its:
names the board of directors.specifies the shares of stock to be issued.describes the business activities.What is a corporate charter?It is a formal document that is required to be filed with the Secretary of State or registrar in order to establish a company as a corporation.
Hence, these document contains the names the board of directors, specifies the shares of stock to be issued and describes the business activities for formal purpose.
Therefore, the Option C, D and E is correct.
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Over the long run, a surge in aggregate demand from a neoclassical perspective will most likely result in:
Answer: an increase in price level
Explanation:
Which tool does the federal reserve use to control monetary policy through bank borrowing? discount rate money creation open-market operations reserve requirement
The federal reserve use open-market operations tool to control monetary policy through bank borrowing.
What are open-market operations?Open market operations tend to imply the process in which the Fed buys and sells securities of the government in the financial market or to commercial banks.
Therefore, the money supply stabilizes when Fed sells securities that decrease the borrowing capacity of the banks. Similarly, when Fed purchases securities, the banks' borrowing capacity increases which increase the money supply.
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Answer:
Discount Rate
Explanation:
A competitive market is in long-run equilibrium. if demand decreases, we can be certain that price will a. fall in the short run. no firms will shut down, but some of them will exit the industry. price will then rise to reach the new long-run equilibrium. b. fall in the short run. all firms will shut down, and some of them will exit the industry. price will then rise to reach the new long-run equilibrium. c. not fall in the short run because firms will exit to maintain the price. d. fall in the short run. all, some, or no firms will shut down, and some of them will exit the industry. price will then rise to reach the new long-run equilibrium.
At a long run in a competitive market, price will fall if demand decreases and all, some, or no firms will shut down while some of them will exit the industry.
What is a competitive market?These are markets where no consumer or producer has the major power to influence the market.
This means that there are high mumber of producers that are competing with one another in hopes to provide goods and services for the consumers.
However, price will fall if demand decreases and all, some, or no firms will shut down while some of them will exit the industry.
Therefore, the Option D is correct.
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What criteria cannot be used to create a custom segment?.
Answer:
When a report is based on data from a large number of sessions you may see the following notice at the top of the report This report is based on sessions.You can adjust the sampling.
Explanation:
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Cerina likes to make products while ensuring that accidents are kept to a minimum. Which career pathway would be the best fit for Cerina? Maintenance, Installation, and Repair Quality Assurance Logistics and Inventory Control Health, Safety, and Environmental Assurance.
Cerina enjoys creating items while keeping accidents to a minimum. Cerina's work path would be most suited to health, safety, and environmental assurance.
What do the health, safety, and environmental career fetch?Employees in the Health, Safety, and Environmental (HSE) Assurance department make certain that:
In the workplace, the equipment is used safely.
Plan for safety in new manufacturing processes.
Conduct incident and hazard investigations in the areas of health, safety, and/or the environment.
Conduct incident and hazard inspections for health, safety, and/or the environment.
Implement programs, projects, policies, or procedures related to health, safety, and/or the environment.
Therefore, option (d) is the correct answer.
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Answer: Healthy,D-safety and Environmental assistance
Explanation: got it correct
Helena has always loved children and worked hard to become an elementary school teacher. Her family does not like this career because it traditionally does not pay a lot of money. Helena is determined to stay on her career path. What could Helena do to make sure she is secure financially?
Answer:
listen to her family and choose another career
Explanation:
Hope this helps! Please let me know if you need more help or think my answer is incorrect. Brainliest would be MUCH appreciated. Have a wonderful day!
Answer:
She could invest the spare money she has, and minimize her cost of living to save as much money as possible.
She could also try to do tutoring on the weekends to make sure extra money.
A fan base is, in most ways, quite similar to a customer base.
A. False
B. True
A great way to make an impression after an interview is to send a handwritten thank-you note to your interviewer within ________ after your interview.
The best way to make an impression on your interviewer is to send a handwritten thank-you note within 48 hours after your interview.
What is an Interview?An interview is an assessment of an individual. It is a structured conversation where one asks questions and the other provides an answer to the questions.
Interviews are used most times to know the qualification of an individual and to get to know more about the individual. To make an impression on the interviewer, it is advisable to send a thank you note to the interviewer within 48 hours after the interview.
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which line represents the flow of final goods and services?
which line represents the flow of consumer spending?
which line represents the flow of land, labor, capital, entrepreneurs?
which line represents the flow of rent, wages, interest, and profits?
The Household line represent the flow of final goods and services and consumer spending while the Business line represent the flow of rent, wages, interest, and profits.
What is the circular flow diagram?This is an economic diagram that illustrate the flow of money through the economy.
The four parts of the circular flow diagram includes:
individuals,firms, market for goods and services,market for factors of production.In conclusion, these economic diagram illustrates the system functions through the interactions of households and firms.
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Perry Mazza wants to borrow $40,000 from the bank. The interest rate is 7% and the term is for 5 years.
What is the yearly payment amount?
$1,800
$3,600
$10,800
$18,000
The yearly payment amount for a loan of $40,000 at 7% interest and for 5 years that Perry Mazza borrowed is $9,755.63.
How to calculate the annual payments?The annual payments can be computed using an online finance calculator as below.
The results show that a total interest of $8,778.15 will be paid by Perry Mazza.
Data and Calculations:N (# of periods) = 5 years
I/Y (Interest per year) = 7%
PV (Present Value) = $40,000
FV (Future Value) = $0
Results:
PMT = $9,755.63
Sum of all periodic payments = $48,778.15 ($9,755.63 x 5)
Total Interest $8,778.15
Thus, the yearly payment amount for a loan of $40,000 at 7% interest and for 5 years that Perry Mazza borrowed is $9,755.63.
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A fish population of 250 in a pond has a maximum annual rate of increase of 0. 8. If the carrying capacity of the pond is 1,500 for this species, what is the expected population size after one year?.
Based on the carrying capacity of the pond and the current fish population, the expected population size after one year is 417 fish.
What is the expected population size after one year?This can be found as:
= Population + (rate of increase x population x (Carrying capacity - population / carrying capacity)
Solving gives:
= 250 + (0.8 x 250 x ( 1,500 - 250 /1,500))
= 417 fishes
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When roberto interviews for a job, he emphasizes how he can partner with the company to help it adapt to meet challenges.
A New Social Contract is emphasized by Roberro when he explained that he will help the company to adapt to meet challenges.
What is a New social contract?These are social contracts that helps to bring about equitable prosperity for a firm.
They are usually based on principles that includes:
stakeholder capitalismskill developmenteconomic security etcIn conclusion, the New Social Contract is emphasized by Roberro when he explained that he will help the company to adapt to meet challenges.
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The downsloping aggregate demand curve can be explained by.
The downsloping aggregate demand curve can be explained by interest-rate effect
What is aggregate demand curve?Aggregate demand curve is a demand curve that shows or indicate all the money spent on the purchase of goods and services.
The goods and services represented on the curve are domestic i.e household and the price at each level is also indicated.
The curve can be explained by the knowing the rate if interest on the goods.
Therefore, The downsloping aggregate demand curve can be explained by interest-rate effect.
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A demand curve displaying the relationship between the price of cars and the quantity demanded of cars should have a slope that is Group of answer choices less than 0. between zero and 1. between one and infinity. undefined.
Answer:
A demand curve displaying the relationship between the price of cars and the quantity demanded of cars should have a slope that is a. less than 0.
Explanation:
A demand curve displaying the relationship between the price of cars and the quantity demanded of cars should have a slope that is a. less than 0.
Workers also have the right to refuse to do a job if they believe in:.
i will give 100 points please help
What is the purpose of the layer of fat in the eye.
Answer: to keep it from bumping up against the bone and getting bruised.
The working class tends to identify with manual workers and their long history of involvement in the labor movement. Group of answer choices True False
It is a true statement that the working class tends to identify with manual workers and their long history of involvement in the labor movement.
Who are the working class?These class are dominated by persons whose jobs provides a low pay, require limited skill or physical labor.
Some of the other imporant fact about the working class includes:
They forms about 45% of the populationThey are worker who hold regular manual or blue-collar jobsSome of them have higher income than lower-middle classThey are declining noticeably in size in present times.In conclusion, the statement that working class tends to identify with manual workers and their long history of involvement in the labor movement is true.
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Now, read a final article about the ita’s goal of creating fair trade. based on what you have learned, why does the ita believe that fair trade is important to us businesses and to the world?
Answer:
The ITA believes that fair-trade policies allow countries to import and export freely, allowing consumers to save money. It will also create economic opportunities that will help to improve economies in other countries, which could contribute to solving global issues like poverty. To meet these goals, the ITA believes that trade barriers need to be eliminated.
Explanation:
The ITA believes that fair-trade is important to us for the business because that policies allow countries to transport freely and to remove or the various economic problems.
What is ITA?The full call of ITA is the Industry Training Authority. It is fully owned or governed by the Italian Government through the Ministry of Finance and the Economy.
It will also make economic possibilities that will support to amend economies in another countries.
This type of support could modify to understanding global contents or issues like poverty.
To encounter these destinations or goals, the ITA accepts that trade barriers need to be destructed with the intention of creating the fair trade.
Therefore, the aim of ITA to solve many problems of the economy.
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After submitting a résumé by mail, how long should you wait before following up with an employer?.
Answer: one to two weeks
Differentiate between the scheduling techniques known as CPM and PERT
From 2004 to 2006 the Fed raised the federal funds rate gradually in a series of steps. The Fed's purpose was to raise the prime interest rate so that: a banks would reduce lending that was building up unmanageable consumer debt. b aggregate demand would continue to grow consistently and with low inflation. c high inflation rates would fall. d aggregate supply would grow, increasing output and lowering the price level.
What state in the country has the highest percent of their credit economy with subprime credit scores?.
Answer:
The state in the country has the highest percent of their credit economy with subprime credit scores is Mississippi.
Explanation:
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The state in the country that has the highest percentage of credit economy with subprime credit scores is Mississippi.
What is a credit score?The creditworthiness of a client is shown by their credit score, which ranges from 300 to 850. The better a borrower seems to potential lenders, the higher their score.
A credit score is based on a person's credit history, including the number of open accounts, the total amount of debt, the history of payments, and other elements. Credit scores are used by lenders to determine the likelihood that a borrower would make timely loan repayments.
There are numerous credit bureaus in the US, but only Equifax, Experian, and TransUnion are of significant national importance. The market for gathering, examining, and disseminating data about consumers in the credit markets is dominated by this trio.
Financial institutions employ the credit score model that was developed by the Fair Isaac Corp., today is known as FICO. Although there are several credit scoring systems, the FICO Score is by far the most popular. A person may raise their score in a number of ways, such as by making loan repayments on time and maintaining a modest debt load.
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