What's the term for a lender refusing to lend in a specific area, often based on the area's minority make-up

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Answer 1

The term that is been utilized in describing a lender that refuse to lend in a specific area, due to the area's minority make-up is redlining.

Redlining can be regarded as unethical practice, which involves a situation whereby particular financial institution decide not to provide services to people living in poor neighborhoods.

These financial institution usually do this because they think those poor people might not be able to pay back.

We can conclude that redlining is when a lender refuse to lend money to some people due to minority make-up.

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Related Questions

I’m in as and this needs to be done in 4 days I have a no idea what to write

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Answer:

Just go in wikipedia bru.h

Explanation:

¯\_(ツ)_/¯

Extravagance leads to poverty. justify​

Answers

Answer:

The us economy received all of the following benefits as a result of technological advancements during industrialization except .

a. increased production b. reduced costs of consumer goods c. increased farm employment d. the invention of new products

Explanation:

I hope this helps you !!

I NEED HELPA! WILL GIVE BRAINLIEST
Ageologist concludes that a sandstone at the bottom of the Grand Canyon formed before a shale at the top of the Grand Canyon. This is an example of what type of dating?

Question options:

A - relative dating


B - absolute dating


C - radiometric dating


D - both A and B

Answers

Answer:

I think D-both A and B Because if c is wrong then D

A geologist concludes that a sandstone at the bottom of the Grand Canyon formed before a shale at the top of the Grand Canyon. This is an example of relative dating and absolute dating. Hence, option D is appropriate.

What is the meaning of a geologist?

A geologist is indeed a scientist who focuses on the processes that shape terrestrial planets and the solid, liquid, as well as gaseous stuff that makes up Earth.

Scientists who research the Earth's history, natural history, composition, and processes are known as geologists. Geologists come in a wide variety of specialties; two examples include environmental geologists, who study how people interact with the environment, and economic geologists, who look for and use the planet's natural resources.

Geologists study the elements, processes, results, physical properties, and history of the planet. Geomorphologists study how geology, climate, but also human activity have sculpted the landforms as well as landscapes of our world.

Geologists travel to conduct on-site work, develop research strategies, and finish projects. They observe, collect, and test liquid, mineral, and soil, including rock samples both within and outside of laboratories.

Hence, option D is correct.

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how to induce vomiting in dogs after eating grapes

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A tablespoon of hydrogen peroxide given by mouth will usually accomplish the within 5 or 10 minutes hope this helps and I hope you dog is ok

Answer question here

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cant read the writing clearly!

what are 5 typical gifts that are given to the quinceańera?

Answers

Answer:

Crosses,medals,bibles,scepters,and tiaras,

Explanation:

in unlocking christmas, what holiday emblem is embedded in the keys given to kate and kevin?

Answers

In Unlocking Christmas, the holiday emblem that is embedded in the keys given to Kate and Kevin is riddles.

To understand why the above answer is correct, let's explore what "Unlocking Christmas" is all about.

About "Unlocking Christmas"

"Unlocking Christmas" is a movie about Kevin and Kate who embarked on a romance adventure after they received a mysterious key and riddles embedded in the key.

Kevin and Kate never knew themselves until they run into each other in a coffee shop.

The gift was sent by an anonymous person. As they got the same gift separately, they set out on the mission. This eventually led to a romance adventure between them.

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Help please
THE VOYAGES OF DOCTOR DOLITTLE
By Hugh Lofting

Chapter 1: The Cobbler's Son
My name was Tommy Stubbins, son of Jacob Stubbins, the cobbler of Puddleby-on-the-Marsh; and I was nine and a half years old. At that time Puddleby was only quite a small town. A river ran through the middle of it; and over this river there was a very old stone bridge, called Kingsbridge, which led you from the market-place on one side to the churchyard on the other.

Sailing-ships came up this river from the sea and anchored near the bridge. I used to go down and watch the sailors unloading the ships upon the river-wall. The sailors sang strange songs as they pulled upon the ropes; and I learned these songs by heart. And I would sit on the river-wall with my feet dangling over the water and sing with the men, pretending to myself that I too was a sailor.

For I longed always to sail away with those brave ships when they turned their backs on Puddleby Church and went creeping down the river again, across the wide lonely marshes to the sea. I longed to go with them out into the world to seek my fortune in foreign lands—Africa, India, China and Peru! When they got round the bend in the river and the water was hidden from view, you could still see their huge brown sails towering over the roofs of the town, moving onward slowly—like some gentle giants that walked among the houses without noise. What strange things would they have seen, I wondered, when next they came back to anchor at Kingsbridge! And, dreaming of the lands I had never seen, I'd sit on there, watching till they were out of sight.

Part A:

Which of the following best states a key theme of the excerpt "The Cobbler's Son"? Enter your selection in blank 1 using A, B, C, or D.

Commitment is a great quality in the young.
Home is always a place of comfort.
Imagination can take you very far.
Planning for your future is very important.


Part B:

Select one quotation that clarifies your choice in Part A. Enter your selection in blank 2 using E, F, or G.
A river ran through the middle of it; and over this river there was a very old stone bridge
I used to go down and watch the sailors unloading the ships upon the river-wall.
And I would sit on the river-wall with my feet dangling over the water and sing with the men, pretending to myself that I too was a sailor.
Select one additional quotation that clarifies your choice in Part A. Enter your selection in blank 3 using H, I, or J.
For I longed always to sail away with those brave ships when they turned their backs on Puddleby Church and went creeping down the river again, across the wide lonely marshes to the sea.
I longed to go with them out into the world to seek my fortune in foreign lands—Africa, India, China and Peru!
And, dreaming of the lands I had never seen, I'd sit on there, watching till they were out of sight.
Answer for Blank 1:

Answer for Blank 2:

Answer for Blank 3:

Answers

Answer:

Blank 1:  B

Blank 2: G

Blank 3: H

Explanation:

What can members do to make a study group effective? Check all that apply.

actively participate
make their own rules
use good listening skills
follow group guidelines
keep ideas to themselves

Answers

Actively participate, use good listening skills, follow group guidelines

Answer:

Explanation:

a c d

Compare the trends of fertility rates and mortality rates in under developed and developed countries. (ill give brainliest)​

Answers

Answer:

Fertility rates are normally higher in less developed countries. They also have over death rates.

Explanation:

Have a good day

A guiding principle of the national response framework is that:

Answers

Answer: Effective partnership relies on engaging all elements of the whole community

Explanation:

A guiding principle of the national response framework is that: Engaging the entire community is necessary for effective partnership.

What do you mean by partnership?

A formal agreement between two or more parties to run a business and split the profits is called a partnership. Additionally, there is the so-called "silent partner," when one party does not participate in the day-to-day management of the company.

Partnership arrangements come in many different forms. One type of business where partners may have minimal liability is a partnership where all participants share profits and liabilities equally.

A partnership, broadly speaking, can be any project that several people undertake together. Governments, charitable organizations, businesses, or private persons may be the parties. A partnership's objectives can also differ greatly.

The three primary types of partnerships are general partnerships, limited partnerships, and limited liability partnerships when referring to a for-profit endeavor carried out by two or more people.

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________ is a group of both pathological conditions and syndromes that result in declining of memory and at least one other cognitive ability that is significant enough to interfere with daily life activities.

Answers

Answer: I believe your answer would be dementia.

Explanation:

the physical and emotional response to events that threaten or challenge us is called:

Answers

The physical and emotional response to events that threaten or challenge us is called: Stress

Stress is what cause discomfort to one's body system. It is one's body reaction to a challenge or demand.

Stress can be positive or negative, depending on how the person involve feels.

Cause of stress includes but not limited to :

AnxietyPressureFacing big challengesEmotional problems

Therefore, stress is the physical and emotional response to events that threaten or challenge us.

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the independence of the judicial branch is ensured by the

Answers

Answer: The Constitution

Explanation:

you are handing a firearm to another person. when do you let go of the gun?

Answers

Answer:

You let go of the weapon when they grab it and you are sure they have a good grip and aren't trying to do anything sneaky.

Aantianxiety, antidepressant, or antipsychotic medications are most frequently prescribed by:

Answers

Answer: psychiatrists

Explanation:

what is the difference between a disciple and an apostle

Answers

A disciple is a student, one who learns from a teacher, while an apostle is sent to deliver those teachings to others, like a messenger.

A _________________ attempts to help the parties facilitate the dispute but holds no decision power.

Answers

Answer:

Mediator

Explanation:

Why was Nelson Mandela arrested and sentenced to life in prison?

1 He attempted to assassinate F.W. de Klerk. He was found guilty of attempted murder.
2 After the Sharpeville Massacre, he helped found the violent, armed branch of the ANC
O to fight apartheid. He was found guilty of sabotage and treason (trying to overthrow
the government).
3 He believed in apartheid and helped enact laws to segregate the society of South
Africa
4 He was convicted of crimes against humanity after ruling South Africa as a dictator.

Answers

Answer:

because he commited a crime

_________ is the most open style of interviewing. A. Hybrid B. Structured C. Quantitative D. Unstructured

Answers

Unstructured is the most open style of interviewing.

*How con children, aged and disabled , protected ? Explain​

Answers

Is your questions “how can children, the aged and disabled be protected”

If yes then the answer would be

More security, more help from authorities. Wether that’s financial or physical safety help. It’s important to place measures that will keep our loved ones protected. More qualified nurses, medics can help the old and the disabled. Whilst for the young qualified nanny’s and helpers can protects them. Also we should have a safe support systems for them ie. Trustable doctors, police etc

while you are registering for a conference you arrive

Answers

Answer:

or or at the website

Explanation:

Why do you think it is important to chose credible sources for your school projects?.

Answers

Research paper are often  written after careful study. It is very vital to use credible sources in an academic research paper. The reason is that your reader will want you to have backed up your views, assertions with key or credible evidence.

The use of evidence that is not from a verified source can raise the questions of doubt and your reader will not be convinced that your claim is real , admissible or even correct.

Credibility is known to be the quality or power of given belief or notion. Credible sources, are vital to show that information presented is true.

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Answer:

Because of the level of authority and credibility evident in scholarly sources they contribute a great deal to the overall quality of your papers. Use of scholarly sources is an expected attribute of academic course work. In all disciplines, knowledge is built by responding to the ideas and discoveries of those who came before us.

Explanation:

<3

One cannot forget what was never learned due to lack of attention. Please select the best answer from the choices provided T F.

Answers

The statement that it is not possible to forget what was never learned due to lack of attention is True.

Inattention serves as lack of focus when working or carrying out a given event or a situation is required.

However, what was never learned as a result of in attention cannot be forgotten, since learning could take place in any form.

Therefore, the above statement is True.

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Answer:

True

Explanation:

edge 2022 I got 100% on the quiz

Writing was necessary for civilization because it enabled people to do which of the following?
I. Keep records about goods and trade.
II. Record stories and information.
III. Communicate complex ideas.
A. II and III
B. I, II, and III
C. I and II
D. I and III

Answers

Answer:

B

Explanation:

The awnser for this should be B as writing enabled to Keep records about goods and trade, record stories and information and also Communication complex ideas. Hope this helps.

Which circumstance shows an application of the First Amendment?

Answers

Answer: The First Amendment to the U.S. Constitution protects the freedom of speech, religion and the press. It also protects the right to peaceful protest and to petition the government.

Explanation:

I hope this helped have a great day!!!

Includes the president and the departments that help run the government

Answers

Answer:

The Executive Branch of the U.S. Government.

Explanation:

The executive branch carries out and enforces laws.

It includes the president, vice president, the Cabinet, executive departments, independent agencies and other boards, commissions and committees.

A new predator has just moved into an area with a population of rabbits. The rabbits with longer back legs have an advantage because they can run faster. Which is an example of adaptation?

Answers

Answer:

the legs because they are longer and since they are longer they can run faster

when individuals have been diagnosed with more than one disorder, their conditions are referred to as being

Answers

Answer:

Comorbidity describes two or more disorders or illnesses occurring in the same person.

Explanation:

Comorbid refers to a person's conditions when they have been identified as having more than one disorder. Hence, Option D is correct.

What does disorder mean?

In addition to being a collection of signs and symptoms, a disorder also has known associated features that are assumed to be connected. An uncontrollable physiological or biological ailment is referred to as a disease, and it typically has a root cause.

Despite the fact that there is no known cure for mental illness, there are numerous efficient treatments. Mentally ill individuals can make a full recovery and lead active, fulfilling lives.

One of the most common mental disorders, anxiety disorders, will be experienced by around thirty percent  of adults at some point in their lives.

However, anxiety disorders can be treated and have a number of effective therapies. The majority of patients are able to lead prosperous, regular lives.

Therefore, Option D is correct.

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The complete question has been attached in text form:

When individuals have been diagnosed with more than one disorder, their conditions are referred to as being _____.

-on the spectrum

-at-risk

-abnormal

-comorbid

In Marcia's description of adolescent identity statuses, an adolescent who has not spent time thinking about her future and doesn't seem overly concerned about this would be in the identity status of ______.

Answers

Any adolescent who rarely spent time thinking about the future and not concerned neither; would be in identity status of identify diffusion

identity diffusion generally relates to an individual process of figuring-out who they are and want in life.

Identify diffusion means that an individual has not been committed to an identity.

In conclusion, any adolescent who rarely spent time thinking about the future and not concerned neither, this would be in identity status of identify diffusion

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