During an evaluation of business plan, the four Cs of credit are mostly important and used by investors,
An investor in this context are those who borrow people money in return for interest payable on the loan given out.
The investor are the set of people who mostly employs the 4C's of credit.
Hence, during the evaluation of a business plan, the four Cs of credit are mostly important and used by investors,
Therefore, the Option B is correct.
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1. Read the following data regarding payroll deductions, and answer the questions that follow:
Lydia: $9.50/hour, worked 20 hours this pay period
Thomas: $12.50/hour, worked 40 hours this pay period
Bruce: $8.50/hour, worked 30 hours this pay period
a. Using a spreadsheet program, create a payroll spreadsheet with the information above. Be sure to include proper headings.
b. Add a “Tax (%)” column. Apply a nested IF statement to the spreadsheet to determine the percentage of taxes that needs to be deducted. For someone who makes $9.00 or less an hour, the is 5%. For someone who makes between $9.01 and $12.00 an hour, the rate is 6%. For someone who makes more than $12.01 an hour, the is 7%.
c. Describe hour you generated this column.
The hours generated are:
Lydia - 20Thomas - 40Bruce - 30The Net Amount Payable are:
This is a function/formula within Microsoft Excel Spreadsheet that allows one to carry out conditional calculations such as the one explained in the question. Please see the attached spreadsheet.
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which industry accounts for about 80 percent of world trade?
Explanation:
Shipping is the backbone of global trade, around 80% of world trade in goods is carried by the international shipping industry.
David sometimes brings hard boiled eggs for lunch at work, which several of his coworkers do not enjoy the smell of. One day at work, David and his coworkers discussed how they could best share the break room space. They decided that on days David brought in hard boiled eggs he would eat them in his office rather than in the break room.
There are different types of conflict. The above Scenario is called functional Conflict.
Conflict is one that has both negative and positive consequences. It can result in change, improve situations and bring about new solutions.There are Two types of conflict that often takes place within a company. They are functional and dysfunctional.
Functional conflict is said to be a form of conflict that is healthy, consist of constructive disagreement between groups or individuals.
Conclusively, Functional conflict among employees helps them to express their viewpoints as in the case of David's co-worker. This can help them identify the problem and then make a way out to resolve it.
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A key to effective leadership is the ability to : A. maintain order, stability, and control. B. communicate a vision and rally others around that vision. C.
Effective leadership is one that has strong values and guides their decision-making process. The honest in terms of the interactions and creative in terms of stability and order.
Hence they think out of the box and come up with an innovative solution. Hence the option A is correct that is maintain order, stability, and controlLearn more about the is the ability.
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What is the formula for calculating simple interest?
A. Simple interest - Principal - Rate < Time
B. Simple interest = Principal - Rate + Time
C. Simple interest = Principal Rate < Time
D. Simple interest = Principal + Rate < Time
Explanation:
the formulary for calculating simple interest is
simple interest= principal×rate×time/100
the formula for calculating simple interest is Simple interest = Principal - Rate + Time
What is simple interest?Simple interest is a calculation of interest that doesn’t take into account the effect of compounding. In many cases, interest compounds with each designated period of a loan, but in the case of simple interest, it does not. The calculation of simple interest is equal to the principal amount multiplied by the interest rate, multiplied by the number of periods.
"The period must be expressed for the same time span as the rate. If, for example, the interest is expressed in a yearly rate, such as in a 5% per annum (yearly) interest rate loan, then the number of periods must also be expressed in years. Note that sometimes changes to interest rates may be expressed in basis points (BPS). It may be worth your while, as a financial professional, to learn how to convert BPS into interest rates.
What is principal?Principal is most commonly used to refer to the original sum of money borrowed in a loan or put into an investment. It can also refer to the face value of a bond, the owner of a private company, or the chief participant in a transaction.
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Given the following information of a trader calculate the total current assets?
Motor van $3000
Prepaid rates $ 500
Debtors. $3000
Stock. $. 700
Accrued wages. $. 75
Equipment. $500
A. $ 4200
B.$ 5000
C.$2400
D.$3700
Answer:
A.
Explanation:
CORRECT IF IM WRONG
SORRY FROM NO EXPLANATION
True or False: The purpose of a Sprint is to produce a valuable and useful Increment of working product.
Based on the business management system, it is True that the purpose of a Sprint is to produce a valuable and useful Increment of working products.
What are Sprints?Generally, Sprints is a brief, time-boxed period utilized by the scrum team to complete a set amount of work rapidly.
Sprint as a time-box of a month or less is used by working teams to enhance their working activities.
Hence, in this case, it is concluded that the correct answer is "True."
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From a macroeconomic point of view, increases in ____________ are an addition to aggregate demand, while increases in ___________ are a subtraction from aggregate demand.
There are different factors that causes changes in demands. An increases in exports are an addition to aggregate demand, while increases in imports are a subtraction from aggregate demand.
When there is an increase in a country's exchange rate increases, note that the net exports will reduce and aggregate expenditure will reduce too at all price level. This therefore implies that Aggregate demand will decrease.
An increase in the exchange rate will decrease aggregate demand when demand is known to be relatively elastic. This is due to exports falling and imports increasing.
An effect of an exchange rate shift is to alter the prices of goods and services produced in a country.
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In a __________ bond, the arrestee hires a bail agent who posts the amount required and charges a fee for services rendered.
Answer:
bail
Explanation:
Fancy Nails cost formula for miscellaneous expenses is $30 per operating day plus $0.25 per client served. Fancy Nails' miscellaneous expense budget in a month when the business is going to be open for 25 days and they expect to serve a total of 2,400 clients is $______. (Enter your answer as a whole number.)
Answer:
2430.25
Explanation:
I hope it helps you
Based on the rate for the miscellaneous expenses, Fancy Nails' miscellaneous expenses for 25 days is $1,250.
What are the miscellaneous expenses for 25 days?Given the cost formula, the miscellaneous expenses will be:
= (Cost per operating day x Number of days) + (Cost per client x number of clients)
Solving gives:
= (30 x 25) + (0.25 x 2,000)
= 750 + 500
= $1,250
In conclusion, Fancy Nails will have miscellaneous expenses of $1,250.
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10. The overall levels of income, employment, and prices are determined by the spending and production decisions
of all except which of the following.
A. Households
B. Businesses
C. Government
D. Foreign Sectors
or prodused in an
Explanation:
option C. Government
hope Its useful for you
Answer:
I think Government is the right answer.
Which of the following goods would be included in the calculation of gross domestic product? Select the two correct answers. (1 point)
1.Steel sold to an automobile manufacturer.
2.Notebooks sold to students.
3.French fries sold to customers at a restaurant.
4.Chemicals sold to pharmaceutical developers.
5.Lumber sold to construction firms.
Considering the available options, the goods that would be included in the calculation of gross domestic product include "Notebooks sold to students."
The other good that would be included in the calculation of GDP is "French fries sold to customers at a restaurant."
What is GDP?GDP or Gross Domestic Product as it's generally defined as the summation of consumer spending (C), business investment (I), government spending (G), and net exports.
Consumer spending is the sales of used goods and sales from inventories of goods.
Here the used goods include the Notebooks sold to students and French fries sold to customers at a restaurant.
Hence, in this case, it is concluded that the correct answer is options B and C.
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Maria has started a lawn care service about a year ago. She did
good work and her customers spread the word. Sales are
increasing quickly! What stage of the product life cycle is
described in this example?
O Introduction
O Growth
O Maturity
O Decline
Answer:
your answer to this i belive would be growth
Explanation:
_ entail(s) the tendency of customers to do nothing or remain locked in on decisions or behaviors they have already made or are living out.In a marketing context, _______________ entail(s) the tendency of customers to do nothing or remain locked in on decisions or behaviors they have already made or are living out.
There are different aspect to marketing. In a marketing context, Inertia entail(s) the tendency of customers to do nothing or remain locked in on decisions or behaviors they have already made or are living out.
Inertia is simply known as a term that often shows the ability of a physical object to not want change and therefore resist it as much as possible.
In marketing, it is known to be a word used to show when businesses do not work or change their marketing strategies so as to meet growing consumer demands etc.
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who is better Nba Youngboy or Kodak Black
Answer:
if i had to chose kodak
but young dolph and key glock gucci mane and project pat go hard
nba is dog water
Explanation:
I would choose Kodak really
Currently, you can exchange $1 for SF 1.14. Assume that the average inflation rate in the U.S. over the next two years will be 2.5 percent annually as compared to 3 percent in Switzerland. Based on this information and relative purchasing power parity, which one of the following assumptions can you make regarding the next two years?
A. The Swiss franc will appreciate against all currencies.
B. The Swiss franc will appreciate against the U.S. dollar.
C. The U.S. dollar will appreciate against all currencies.
D. The U.S. dollar will appreciate against the Swiss franc.
E. Both the U.S. dollar and the Swiss franc will appreciate against all other currencies.
In the next two years, the U.S. dollar will appreciate against the Swiss franc.
Exchange rate is the rate at which one currency is exchanged for another currency. In this equation $1 would be exchanged for SF1.14.
Purchasing power parity theory states that the same basket of books would cost the same when the exchange rate between the countries have been adjusted for. If the inflation rate of one country is expected to increase more than that of the other country, the country with the higher inflation rate, will experience a depreciation of its currency.
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When applying for a job, which document should you tailor to fit the job posting?
Both the cover letter and the résumé
Neither the cover letter nor the résumé
Only the cover letter
Only the résumé
The ABC Corporation has a long-standing policy of maintaining a dividend payout ratio of 45%. ABC's net income for the year is $12 million, and there are 8 million shares of common stock outstanding. After a 3:2 stock split, the annual dividend per share is
Based on the information given the annual dividend per share is $0.45.
Distribution of net income to common shareholders:
Amount available for common shareholders=45%×$12 million
Amount available for common shareholders =$5,400,000
Number of shares:
Shares=(8 million shares × 3)/2
Shares= 24 million shares/2
Shares = 12 million shares
Annual dividend per share:
Annual dividend per share=$5,400,000/12 million shares
Annual dividend per share=$0.45
Inconclusion the annual dividend per share is $0.45.
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If country A has a comparative advantage in the production of good X over country B, then: _______________
a. country A should not trade with country B.
b. the domestic opportunity cost of producing X in country A is higher than in country B.
c. the domestic opportunity cost of producing X in country A is lower than in country B.
d. the domestic opportunity cost of producing X in country A is higher or lower than in country B.
Considering the situation described above, if country A has a comparative advantage in producing good X over country B, then: the domestic opportunity cost of producing X in country A is lower than in country B.
What is Opportunity Cost?Opportunity cost is often used in economics to describe the profit lost when one choice or option is taken over another.
What is Comparative Advantage?Comparative Advantage is the term used to describe the economy's capacity to produce a specific good or service at a lower opportunity cost than its trading competitors.
Therefore, given that country A has a comparative advantage in producing good X over country B, this equates to country A having a lower opportunity cost than country B.
Hence, in this case, it is concluded that the correct answer is option C.
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Sean’s mother had to make an emergency purchase of a new tire because her tire went flat while she was traveling to the store. She is not sure how much money she has in her checking account. Which method of payment should she use to be financially responsible?
She should pay by telephone with her debit card.
She should pay with a debit card.
She should pay with a credit card.
She should pay with a check.
Answer:
c. She should pay with a credit card.
Explanation:
Credit cards are basically loans that the banks give to the customer to use and pay back before the due date.
Now if Sean's mother does not know how much money she has, she must use the credit card because to be financially responsible and pay the type services their due amount.
Later she can check her account details and make payments to the bank as per requirement.
Explanation:
The most financially responsible option for Sean's mother would be to pay with a debit card. The correct option is B.
Why debit card is better than cash?You can carry out purchases using a debit card rather than scrambling for cash, looking through your pockets or handbag for exact change, writing a check, or visiting an ATM. It's also more convenient than ever thanks to the increase in companies accepting debit card payments.
This is because a debit card transaction deducts the payment directly from her checking account, so she can only spend the money she actually has available. This can help her avoid overspending or going into debt.
Paying by telephone is also a convenient option, but it is important for Sean's mother to make sure she is using a secure and trusted payment system to protect her personal and financial information.
Using a credit card or writing a check are also options, but they may not be as financially responsible in this situation. With a credit card, Sean's mother would be borrowing money and may incur interest charges if she doesn't pay the balance in full. Writing a check may take longer to process and may not be accepted by all tire shops.
Thus, the ideal selection is option B.
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Sandra deposits $3,000 at the end of each semiannual period for 12 years at 10% interest compounded semiannually. Determine the amount she will have in the account after 12 years. Round to the nearest cent. A. $133,506. 00 b. $140,181. 30 c. $121,291. 43 d. $70,568. 14.
The amount she will have in the account after 12 years is $9,675.30
Given information
PV = $3,000
N = 12
M = 2
I = 10%
Future value = PV* (1+i/m)^nm
Future value = $3,000 * (1 + 0.10/2)^2*12
Future value = $3,000 * 3.22509994371
Future value = $9,675.29983
Future value = $9,675.30
Hence, the amount she will have in the account after 12 years is $9,675.30
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Answer: A 133,506.00
Explanation:
I am asking for a $____________________ investment in exchange for ______%
of my company.
Answer:
100
Explanation:
u can get 10% profit.
you will be easily benefited
It can change ur life
Which information is found on a credit report?
CO
FE
O grade point average
O list of schools attended
o names of family members
o credit account history
What is a consumer product?
Answer:
sorry po talaga need po points
Answer:
Explanation:
Consumer goods are products bought for consumption by the average consumer. ... Clothing, food, and jewelry are all examples of consumer goods.
How can I tutor at age 11?
4. The three general categories of responsibilities of the financial manager are (1 point)
O cash-flow management, financial control, and financial planning.
O financial planning, accounting, and government tax reporting.
O government tax reporting, cash-flow management, and financial control.
O accounting, cash-flow management, and government tax reporting.
Answer:
A
Explanation:
A: Cash-flow management, financial control, and financial planning. Hopefully this helped
The three general categories of responsibilities of the financial manager are cash-flow management, financial control, and financial planning. Therefore option A is correct.
What is cash-flow management?The act of tracking, evaluating, and maximizing the difference between cash receipts and cash outlays can be summed up as cash flow management for businesses. For any organization, net cash flow is a crucial indicator of financial health.
Poor cash flow management is one of the main causes of business failure. You have a cash flow issue if your business consistently spends more money than it brings in.
Developers frequently have cash flow issues in the extremely cyclical real estate development industry. Both the initial capital expenditure and continuous operational cash outflows for property development are sizable.
Therefore option A is correct.
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What type of business is basically a special type of licensing agreement?
O A. A partnership
B. A corporation
C. A limited liability company
D. A franchise
The type of business that is a special type of license agreement is a partnership, as there is a legal written agreement between two parties, that grants the right to use trademarks and patents.
A partnership is a business that is shared by two or more entities, where the parties share legal and financial responsibility through a legal agreement.
Partnerships are more effective for businesses operating in the same sector, for the partnership to be more aligned with the business and increase the companies' positioning in the market.
Therefore, in a partnership, the parties involved will specify through a license agreement the distribution of property, profits and losses, responsibilities and their commercial relationship.
The correct alternative is letter A.
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Answer: a franchise
Explanation:
What is the chief benefit to using a
Capitalistic economic system where
the government does not interfere
with the operation of the free market
(Supply & Demand)?
A. Society always maximizes its economic surplus and
opportunity.
B. A small percentage of the population takes control
of a large percentage of the available resources.
C. The most educated in society make the most
influential decisions.
Answer: A
Explanation: I had it
It costs a petroleum refinery $0. 39 to refine one gallon of gasoline, and $0. 39 to refine one gallon of natural gas. The refinery can sell gasoline for $2. 11 per gallon, and can sell natural gas for $1. 60 per gallon. Due to the refining process, the refinery must produce and sell twice as much natural gas as it does gasoline. If the refinery’s monthly overhead costs, not including production costs, are $180,000, how many gallons of natural gas will the refinery have sold when it breaks even each month? Round to the nearest whole gallon, if necessary. A. 86,957 b. 141,732 c. 148,760 d. 217,392.
The gallons of natural gas that the petroleum refinery must sell to break even each month is A. 86,957.
Data and Calculations:
Variable cost of refining gasoline per gallon = $0.39
Selling price of gasoline per gallon = $2.11
Contribution margin per gallon of gasoline = $1.72 ($2.11 - $0.39)
Variable cost of refining natural gas per gallon = $0.39
Selling price of natural gas per gallon = $1.60
Contribution margin per gallon of natural gas = $1.21 ($1.60 - $0.39)
Contribution margin per two gallons of natural gas = $2.42 since twice of natural gas must be produced.
Fixed costs = $180,000
Break-even point in units for gasoline = Fixed costs/Contribution margin per unit
= 43,478.26 ($180,000/$4.14)
Break-even point in units for natural gas = 86,957 (43,478.26 x 2) gallons.
At the break-even point, the Petroleum Refinery will not make any profit or loss for both gasoline and natural gas.
Thus, the gallons of natural gas that the petroleum refinery must sell to break even each month is A. 86,957.
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What is political environment in a business? Please help
Political environment is the state, government and its institutions and legislations and the public and private stakeholders who operate and interact with or influence the system.