Which two of the following are the best ways to improve your credit score?


Apply for new credit without actually using it

Keep your balances low

Pay your bills on time

Move credit card debt around

Never pay less than the minimum amount

Answer:

1. Pay your bills on time

2. Never pay less than to the minimum amount

Explanation:

Hope this will help

The two best ways to improve your credit score are;

C. Pay your bills on time

E. Never pay less than the minimum amount.

A credit score can be defined as a numerical expression between 300 - 850 that represents an individual's financial history and credit worthiness. Therefore, a credit score determines the ability of a borrower to obtain a loan or credit from a lender (creditor) such as a financial institution.

This ultimately implies that, the higher your credit score, the higher and better it is to obtain a credit (money) from a potential lender.

FICO is an acronym for Fair Isaac Corporation, they create an accurate and reliable credit score of customers for use by lenders.

Basically, your FICO depends most on the amounts you owe and your payment history.

The ratings of a credit score by FICO include the following;

In conclusion, the best ways through which you can improve your credit score are;

1. You should ensure you don't pay less than the minimum amount due.

2. You should ensure you pay your bills on time or as at when due.

3. You shouldn't move credit card debt around.

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