How many months will $5000 last in a nominal annual rate of 18%, compounded monthly, bank account if you invest it at the beginning of each month
What is compounding in math?
Calculating the likelihood of multiple events occurring simultaneously is known as a compound event in mathematics. When there are few occurrences and few outcomes, creating tables and diagrams is a helpful strategy. You can use the equation P(A,B) = P(A) x P(B) for any number of occurrences and results. Compounding, also known as composition in grammar, is the process of joining two or more words to create a single new word. The words under and ground, for instance, are combined to get the word subterranean.
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the materials that go into the final product are called ____
High quality raw materials are substances that a business uses directly in the production of a finished good, like wood for a chair. Current assets are given direct raw materials.
What types of assets are there?Assets include tangible goods like machinery, real estate, raw materials, and inventories as well as intangible items like intellectual property rights, royalties, and other patents.
What does a corporate asset mean?What does a corporate asset mean? In the context of business, an asset is a valuable resource which you own or rent and that supports the operation of your enterprise. These elements can be material goods like computers and little amounts of money or intangible assets like goodwill, reputation, and brand recognition.
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what type of pricing strategy is speedy cellular using when it introduces a new smartphone at a price below all of its competitors ?
Price skimming is the practice of a firm like Speedy Cellular when it launches a new smartphone at a cost lower than all of its rivals.
In a pricing technique known as price skimming, a business sets a high starting price for a new product and then steadily reduces the price over time.
This tactic is frequently employed when a business has a brand-new product with no direct competitors or when it thinks the market will accept a high price for the product.
The company is attempting to swiftly gain a sizable market share by undercutting competitors' prices in order to draw in clients who care about price.
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the textbook explains that individuals can be both sellers and buyers in the financial capital market. what does that mean?
Capital assets, such as mines, factories, and railroads, can be privately owned and managed under a capitalist economy.
What do you mean by capital market?A capital market is a location where buyers and sellers engage in trade (purchasing/selling) of financial securities like bonds, stocks, etc. Participants in the trade include individuals and institutions. Long-term securities make up the majority of capital market trades.
What is the capital market and what are its purposes?A capital market is a financial marketplace where long-term debt or equity-backed assets are purchased and traded. Suppliers are individuals or groups with the funds to lend or invest. Common examples include investors and banks. India's capital market is governed by the Securities Exchange Board of India (SEBI).
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product and period costs require a credit to cash or to a liability. what kind of account gets debited?
The cost of a product or period is usually debited to an expense account.
When a company incurs costs associated with a product or period, such as materials, labor, or overhead costs, it will debit an expense account. This debit increases the company's expense, which reduces their profits. The expense account is then offset by a credit of either cash or a liability. If cash is used, the debit is offset by a credit to the cash account for the same amount, and if a liability is used, the debit is offset by a credit to the liability account. In either case, the offsetting entry will also reduce the company's profit. In some cases, discounts may be taken, which would result in a debit to a different expense account such as discount taken.
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1. Product Cost and period Cost requires:
Cash is to be credited IF the said cost is PAID IN CASH, andLiability to be credited (Accounts payable, wages payable, overheads payable) IF the said cost is not yet paid in Cash.2. Accounts to be debited:
Direct material cost, Work in Process Inventory, and Factory Overheads [these are debited for Product Cost]Selling expenses, general and administrative expenses accounts [these are debited for Period Cost]Commonplace business accounts include a bank account, financial savings account, credit card account, and merchant services account. merchant services money owed permit you to receive credit score and debit card transactions from your clients. The accounting process consists of summarizing, reading, and reporting those transactions to oversight companies, regulators, and tax collection entities. The chart of bills organizes your finances into five fundamental account types, called bills: property, liabilities, equity, revenue, and fees.
A business needs a system to manipulate its money. business accounts are used to music the cash balance, debts to the commercial enterprise, debts to creditors, and payroll paid to personnel. The range of debts a commercial enterprise needs will range, but business bills are widely widespread for all agencies.
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west corp. rented a building and received the $36,000 annual rental payment on june 15, year 2. the beginning of the lease was july 1, year 2. rental income is taxable when received. west's tax rates are 30% for year 2 and 40% thereafter. west had no other permanent or temporary differences. what amount of deferred tax asset should west report in its december 31, year 2, balance sheet?
On June 15, 2016, West Corp. signed a lease for a structure and received the $36,000 yearly rental payment. The lease began on July 1st.
What is structure and meaning?
structure that is solid. : something that has been arranged in a specific pattern, such as an anatomical portion. : the way that a substance or body's constituent pieces are arranged. molecular make-up. Buildings, aircraft, skeletons, anthills, beaver dams, bridges, and salt domes are all examples of load-bearing structures. The organization of components as dominated by the general nature of the whole. The infrastructure of a human society is made up of buildings and non-building structures that are the outcome of construction.
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on december 15 of the current year, conrad accounting services received $40,000 from a client to provide bookkeeping services for the client in the following year. which accounting principle would require conrad accounting services to record the bookkeeping revenue in the following year and not in the year the cash was received?
According to the revenue recognition principle, Conrad Accounting Services would have to record the accounting income in the year after the cash was received rather than the year it was actually received.
The measuring, processing, and sharing of financial and non-financial information regarding economic entities like enterprises and corporations is known as accounting, sometimes known as accountancy. the process of gathering, compiling, and reporting information on business and financial activities. also: this system's guidelines and practises. as a first-year student, I studied accounting: work done in accounting or by accountants. Accounting is the identification, measurement, recording, and communication of financial information, say Bierman and Drebin. Accounting is the process of documenting a business's financial transactions. The accepting, recording, classifying, and crediting of payments made and received inside a firm over a certain accounting period is known as the accounting cycle.
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quinn co. reported a net deferred tax asset of $9,000 in its december 31, year 4, balance sheet. in addition, quinn reported the following information in its year 5 financial statements: pretax book income $300,000 temporary differences $100,000 taxable income $200,000 cumulative taxable differences $70,000 effective income tax rate 30% what amount should be reported as deferred income tax expense in quinn's year 5 income statement?
Quinn's year 5 income statement should show a total of $30,000 in deferred income tax expense.
What is deferred income tax expense?Income tax expense must be reported in two parts: the amount currently payable (current portion) and the tax effects of temporary differences (tax effects of temporary differences) (deferred portion).Here,
The current portion is calculated by multiplying taxable income by the current tax rate ($200,000 30% = $60,000). The deferred portion is $30,000 (30% of the $100,000 temporary difference). A different calculation for the deferred portion is shown below.
$ 0 DT asset as of 12/31/Y2
At 12/31/Y1, the DT asset was 9,000.
DT asset decrease of $ 9,000
Liability for DT at 12/31/Y2 ($70,000 30%) $21,000
DT liability as of 12/31/Y1
21,000 more DT liabilities.
$30,000 in tax expense that has been deferred.
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Deferred tax expenditure is an adjustment to the company's balance sheet that results from the application of various accounting techniques and various income tax legislation.
Deferred tax obligation and deferred tax assets are the two components of deferred tax expense.
What causes a deferred tax liability?The anticipated future tax expense (benefit) resulting from activities in previous or current periods is represented by deferred income tax expense (benefit). These upcoming costs (benefits) result from momentary discrepancies between specific items' book and tax values.
Are deferred tax assets considered financial assets?A DTA is a financial asset since it symbolizes an upcoming redeemable tax overpayment.
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in 2021 the standard deduction for individuals was
The deductible will rise by $150 to $12,550 for individual taxpayers and marriage filers that file individually in 2021. For household heads, the deductible will increase by $150 to $18,800 in the same year.
Describe deduction.Tax deductions are expenses incurred by your business that might reduce the amount of tax you owe. To determine your taxable income, it is subtracted from your gross income. It is also referred to as a tax write-off. Tax deductions are allowed for business costs such as office rent, equipment, insurance, and travel.
What is an example of a deduction?Medical and dental insurance, 401(k) retirement programs (for federal and also most state income taxes), and group term life insurance are all pre-tax deductions.
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how long does it take for state taxes to be accepted?
In general, you should get your state tax refund within 30 days of the electronic filing or postmark date. Contact your state tax office or visit your state’s taxation website to find out the current status of your state tax refund.
Why was my refund accepted but not processed?A tax refund can be delayed for a variety of reasons, including an incomplete return, an inaccurate return, an amended return, tax fraud, claiming tax credits, owing certain debts for which the government can take part or all of your refund, and sending your refund to the wrong bank due to an incorrect routing number.
The federal government has always come first, with the states following a week or two later. It is usually 21 days after the return was accepted. This 21-day period may not be true if the return included refundable extra child tax credits or the earned income tax credit.
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dawn is selecting an alternative processing facility for her organization's primary data center. she needs a facility with the least switchover time, even if it's the most expensive option. what is the most appropriate option in this situation?
In this situation, the most appropriate option would be to choose a colocation device. Colocation facilities are typically equipped with redundant power supplies, cooling systems, and bandwidth and provide a secure environment for server hardware.
The transition time for colocation is usually very short, and the costs associated with colocation are often higher than those associated with other types of data centers. In addition, colocation facilities often offer access to IT specialists and managed services that can help ensure a smooth transition to the new facility. Given the short transition time and access to IT specialists, colocation can be the best option when time is of the essence.
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don is an attorney who supplied a list of potential clients to a new attorney, lori. this list aided in the success of lori's practice. lori was very pleased and decided to do something for don. in the current year, lori gives don a new car worth $40,000. lori was not obligated to give this gift to don, and she did not expect don to perform future services for the gift. how much income, if any, should don report from this transaction and why?
Don must disclose his $40K in income. Even though there was no obligation to make the payment, the courts are likely to see the car as a payment for goods or services because the present was given in a professional setting.
What is income?Income is an entity's ability to save and spend money during a given period of time, and it is typically expressed in monetary terms. Conceptually, income can be difficult to define, and there may be variations depending on the field. The phrase "income" often refers to the total sum of cash, assets, and other value transfers received over a predetermined period of time in return for goods or services. There isn't a single, accepted definition of income; instead, the term is defined in light of the context in which it is used. Income is the money a person or organisation receives in return for labour, the creation of a good or service, or the use of capital.To learn more about income, refer to:
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assuming sales equals production, and beginning and ending inventories are zero, the amount of net income determined for an accounting period will be the same regardless of whether the income statement is prepared under a contribution margin format used in managerial accounting or the product costing format use in financial accounting. this statement is
The given statement assuming sales equals production, and beginning and ending inventories are zero, the amount of net income determined for an accounting period will be the same is true.
Regardless of the structure chosen, the total cost and net income will be the same. The main distinction between the two styles is how costs are organized. Costs are split into product versus period (general, selling, and administrative) cost categories in the style used for public reporting (financial accounting). The contribution margin format (managerial accounting), on the other hand, displays the costs as being split into fixed and variable categories. The overall price stays the same. The cost categories are the only thing that differ. No matter what format was used to create the income statement, the net income is the same because the total amount of revenue and expenses is the same.
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after entrepreneurs such as glenn curtiss started building practical aircraft, the federal government, began to support the airline industry. True Or False
The federal government started assisting the airline industry once Curtiss and other entrepreneurs began producing useful planes. In 1918, the postmaster general of President Wilson's administration launched the first regular airmail service in history.
What is the name of the perspective that claims immigrants should not be allowed in a country?Someone who believes that immigrants should not be allowed in their own country is known as a nativist. A large portion of Americans blamed immigration for bombings, strikes, and the economic collapse. southern and eastern Europeans.
What was the 1920s' most significant consumer good, and what impact did it have on society?The vehicle, however, was the most significant consumer good of the 1920s. Due to inexpensive prices (the Ford Model T only cost $260 in 1924) and generous financing, vehicles were once considered luxury items.
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if macroeconomics looks at the economy as a whole, it focuses on which of the following? question 6 options: a) households b) business firms c) unemployed people d) the division of labor
If macroeconomics looks at the economy as a whole, it focuses on unemployed people.
What is macroeconomics?The performance, structure, behavior, and decision-making of an economy as a whole are the focus of the economics field of macroeconomics. For instance, controlling interest rates, taxation, and government expenditure to ensure the stability and growth of an economy. This encompasses the local, governmental, and international economies. Macroeconomics is the branch of economics that studies entire economies. It is concerned with large-scale or general economic issues and how such elements interact with one another throughout economies. Economic outputs, unemployment rates, and inflation are a few examples of macroeconomic factors. Governments, businesses, and customers all keep a careful eye on these economic success indicators.Math is a technique used by economists to explore and manipulate economic models. Sometimes it makes sense to convey economic concepts through language; other times, math is more effective.
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Bramble Corp. , a public camping ground near the Four Corners National Recreation Area, has compiled the following financial information as of December 31, 2020. Revenues during 2020—camping fees $176,400 Notes payable $75,600 Revenues during 2020—general store 59,220 Expenses during 2020 189,000 Accounts payable 13,860 Supplies on hand 3,150 Cash on hand 25,200 Common stock 25,200 Original cost of equipment 132,930 Retained earnings ? Fair value of equipment 176,400
The Net income of the given accounting data is = $ 46,620
What is Fair value?When both the buyer and seller freely agree on a price, fair value is the estimated price at which an asset is bought or sold.
An individual or business may look at actual market transactions for similar assets, estimate the asset's expected earnings, and determine the cost to replace the asset to determine the fair value of a product or financial investment.
Net Income = Revenue - Expense = ($176,400 + $ 59,220) - $189,000
Net Income = $46,620
When both the buyer and seller freely agree on a price, fair value is the estimated price at which an asset is bought or sold.
Individuals and businesses can determine the fair value of an asset by comparing its current market value, growth potential, and replacement cost. Fair value is a measure of an asset's worth, whereas market value is a measure of its worth.
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What is the coupon payment of a 25-year $1000 bond with a 4.5% coupon rate with quarterly payments?
The coupon payment of a 25-year $1000 bond with a 4.5% coupon rate with quarterly payments is $11.25.
What is quarterly payments?Quarterly payments are payments that are made four times a year, typically on a quarterly basis. These payments may be for taxes, insurance premiums, or other expenses that need to be paid on a regular basis.
This is calculated by taking the face value of the bond ($1000) and multiplying it by the coupon rate (4.5%) to get $45. Then, divide this amount by 4 (the number of payments per year) to get the quarterly payment amount of $11.25.
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an agent of a broker-dealer wishes to withdraw his registration. if there is a customer complaint, the administrator: a retains jurisdiction over the resigned agent for a period of 1 year b retains jurisdiction over the resigned agent for a period of 3 years c retains jurisdiction over the resigned agent for a period of 5 years d has no authority over the agent as the agent is no longer employed by the broker-dealer
In the given scenario, if there is a customer complaint the complaint the administrator retains jurisdiction over the agent for a period of one year from the withdrawal date. Hence, option A is correct.
Who are agents?Dealers are those who work in sales and represent stock issuers or realtor. They represent others as agents, typically on a client's behalf. Whether selling registered securities or securities exempt from registration, agents are frequently referred to as stakeholder analysis is a process. It's crucial to note how the word "person" is used here. An agent can only be an individual or a natural person. A corporation, like a brokerage business, is a legal entity; it is not a living being. In securities transactions, the agent, a natural person, represents the brokerage account as the legal entity or person.
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When creating a résumé, other experiences should be included only if they are relevant to the job objective.truefalse
When creating a résumé, other experiences should be included only if they are relevant to the job objective. true
Why is it crucial to just include information that is relevant on your resume?
Recruiters want to be certain that you are serious about the position and are not simply flooding the internet with applications for every open position. This implies that if you have a lot of expertise in other, unrelated subjects, you might want to opt to concentrate exclusively on those that are specifically relevant to the career or field you seek.
Employers may learn more about you, see your qualifications, and request an interview by reviewing your resume.
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CAM charges for retail leases in a shopping mall must be calculated. The retail mall consists of a total area of 2. 8 million square feet, of which 800,000 square feet has been leased to anchor tenants that have agreed to pay $2 per rentable square foot in CAM charges ($2 * 800,000). In-line tenants occupy 1. 3 million square feet, and the remainder is common area, which the landlord believes will require $8 per square foot to maintain and operate each year. To cover the total CAM charges, how much will the owner have to charge the in-line tenants pay per square foot of the area they occupy, after the CAM payment by anchor tenants?
The total CAM charges are $2 * 800,000 + $8 * 1.3 million = $9.6 million. The amount of CAM charges that the in-line tenants must pay is $9.6 million - $2 * 800,000 = $7.2 million. Therefore, the in-line tenants must pay $7.2 million / 1.3 million = $5.54 per square foot of the area they occupy.
1. Calculate the total CAM charges for the mall: Total CAM charges = 800,000 sq ft * $2 + 1.3 million sq ft * $8 = $12 million
2. Calculate the CAM charges to be paid by the in-line tenants: In-line tenants CAM charges = 1.3 million sq ft * $8 = $10.4 million
3. Calculate the total CAM charges to be paid by all tenants: Total CAM charges to be paid by all tenants = $12 million
4. Calculate the CAM charges to be paid per square foot by the in-line tenants: In-line tenants CAM charges per sq ft = $10.4 million / 1.3 million sq ft = $8 per sq ft
5. Calculate the final CAM charges to be paid by the in-line tenants, after the CAM payment by anchor tenants: In-line tenants CAM charges after anchor tenants' payment = $10.4 million - (800,000 sq ft * $2) = $9.6 million.
Final CAM charges to be paid by the in-line tenants per sq ft = $9.6 million
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generally accepted accounting principles (gaap) wants information to have: check all that apply. multiple select question. concepts rules relevance faithful representation
Generally accepted accounting principles (GAAP) wants information to have: faithful representation relevance.
Generally accepted accounting principles, or GAAP, are guidelines that envelop the subtleties, intricacies, and legalities of business and corporate accounting. The Monetary Accounting Principles Board involves GAAP as the establishment for its extensive arrangement of upheld accounting techniques and practices.
U.S. law requires businesses releasing financial statements to the public and companies publicly exchanged on stock exchanges and indices to observe GAAP guidelines. GAAP incorporates the accompanying 10 concepts:
GAAP consistence makes the financial reporting process transparent and standardizes assumptions, wording, definitions, and methods. Outside parties can easily analyze financial statements issued by GAAP-consistent entities and safely assume consistency, which allows for quick and accurate cross-organization comparisons.
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the signing of the project charter marks the transition between which two phases of the project life cycle? a. selecting and initiating b. initiating and planning c. planning and executing d. executing and closing
The signing of the project charter marks the transition between initiating and planning phases of the project life cycle.
What is project life cycle?It gives project managers a structured way to plan, execute, and complete a project. This project management procedure is divided into four stages: initiating, planning, executing, and closing. Between the executing and closing stages, some may include a fifth "monitoring and controlling" phase.The signing of the project charter marks the end of the high-level project initiating stage and the beginning of the more detailed project planning stage. The signing of the project portfolio statement marks the end of the high-level project initiating stage and the beginning of the more detailed project planning stage.A project charter only have three components that are, project objectives, scope, and responsibilities. Phase of project execution and monitoring. This is the most important and crucial stage of your project management life cycle.To learn more about project life cycle refer to :
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B) The project life cycle's two initiating and planning phases are joined together when the project charter is signed.
When is the project charter signed? What stage of the project life cycle?Before considerable resources are allocated, the charter is prepared during the Initiation phase. Typically, the early project charter should only be a few pages long. If they explicitly grant authority to the project and project manager, they can be as brief as a portion of a single page.
What does stage 2 of the project management life cycle entail?Planning. You'll decide the steps to really accomplish the project goals during the planning phase—the "how" of project completion. You'll set up spending limits, deadlines, and checkpoints, as well as the sources and required paperwork.
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Problem 1. 3 (15 points) You accepted a new job with starting salary of $52,000 per year. The salary is expected to increase 4% each year. Now it is time to make a retirement plan for the next 39 years you expect to work. Your retirement fund has an annual interest rate of 5%, and You plan to deposit 10% of your annual salary into the account. (Hint: Be sure to move all values to the same point in time for equivalency. )
A) (8 points) How much money will be in your retirement account at the end of 39 years? (Hint: this is a geometric gradient problem)
B) (7 points) How much can you with draw from that account each year in retirement for 25 years. Assume you will withdraw the same amount each year. (Hint: this is a uniform annuity problem) Please explain
(a). Money at the end of 39 years will be 1,085,960.29. (b). Annual uniform withdrawal for 25 years is 77,051.55
What exactly is a uniform annual benefit?The EUAB is another name for an annuity for expected future cash flows. The benefits are calculated by first estimating the net current value and then calculating the annuity value.
Part (a). Money at the end of 39 years will be 1,085,960.29
Formula =>
(1+5- (1+g)
FW = Px
r- g
P = First payment Done
r = rate per period
g = growth rate of annunity
n = no of periods
Calculations =>
(1 + 1)" _ (1 + 8)"
FW = P x
I-g
= (10% × 52,000) x
= 1,085,960.29
(1 + 5%30 _ (1 + 4% 30
5%-4%
Explanation:Please refer to solution in this step.
Step: 2
Part (b). Annual uniform withdrawl for 25 years is 77,051.55
A = PV × (A|P, 5%,25)
= 1,085,960.29 × (0.070952)
= 77,051.55
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Elk Electronics has bonds outstanding with a market value of $3,085,000. It also has 180,000 shares of stock outstanding that are selling for $43. 25 per share. The all-equity value of the firm is $11,400,000. The tax rate is 21 percent. By what amount has the value of the firm been decreased by the expected bankruptcy costs
Bonds issued by Elk Electronics have an outstanding market price of $3,085,000.it has 180,000 outstanding shares of stock that are trading at $43.25 each. The company's valuation, including all equity, is $11,400,000.
Why is the market declining?A significant calamity, a financial crisis, or the deflation of a lengthy speculative bubble can all lead to a stock market decline. The public's irrational fear following a stock market collapse, which can result in panic buying and more price declines, is another significant cause.
Can you outperform the market?Yes, you might be able to outperform the market, but given the impact of investment costs, taxes, and human emotion, your chances of success are higher through luck than talent. Simply matching the S&P 500, plus a little cost, will put you ahead of most investors.
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the process of identifying customers for whom the company will optimize its offering is called .
Targeting is the process of finding customers for whom a company's offering will be optimised.
What is the targeting?
Targeting is the capacity to identify an individual or group of people who require a specific service or product. These are the people to whom a company directs its marketing efforts and resources.
A target market is a group of customers with similar demographics who have been identified as the most potential purchasers of a company's goods or services. The determination of the target market for any new product is critical to the formulation and implementation of a successful marketing plan.
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marginal utility is the part 2 a. extra satisfaction received from consuming one more unit of a product. b. satisfaction achieved when a consumer has had enough of a product. c. total satisfaction received from consuming a given number of units of a product. d. average satisfaction received from consuming a product.
a. extra satisfaction received from consuming one more unit of a product, The portion of additional enjoyment that results from consuming one more unit of a product is known as marginal utility.
Utility in economics refers to the pleasure or advantage obtained from using a thing. A good or service's marginal utility quantifies how much pleasure or satisfaction customers experience as a result of increasing or decreasing their usage by one unit. Three different kinds of marginal utility exist. The additional pleasure a customer has from owning one extra unit of an item or service is known as marginal utility. Economists utilise the idea of marginal utility to estimate the quantity of a good that customers will buy. The pleasure a consumer experiences from each extra unit of consumption is known as marginal utility. It determines the utility after the initial product is consumed.
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the process where financial intermediaries create and sell low-risk assets and use the proceeds to purchase riskier assets is known as a. risk aversion. b. risk sharing. c. risk neutrality. d. risk selling.
Risk sharing refers to the process by which financial intermediaries create and sell low-risk assets and use the proceeds to purchase riskier assets.
What is risk sharing?When an organization shifts the risk to a third party, this is referred to as risk sharing. A common example of this is in the realm of financial loss. For a small fee, the vulnerable organization can transfer its risk of financial loss to an insurance company.Another reason for risk sharing is to alleviate risk selection issues; risk sharing will be extremely effective in compensating health plans for unpriced risk heterogeneity.Risk sharing, on the other hand, introduces tradeoffs, primarily by weakening plan incentives to control costs.While risk transfer entails transferring risk to another individual or entity in exchange for a fee, risk sharing entails sharing or dividing a common risk among two or more people.To learn more about risk sharing refer to :
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The process where financial intermediaries create and sell low-risk assets and use the proceeds to purchase riskier assets is known risk sharing. Hence, option (b) is correct.
Give a brief account on risk-sharing.The main goal of a risk-sharing agreement between a client firm and a third party is to safeguard the client company from potential loss resulting from a poor outcome of an incident. The third party is paid by the person or company using their services and sharing their risk burden, and they may even make money from them. In this area of risk management, third parties that offer risk sharing services can prosper commercially. Significant financial losses are not frequently experienced in commercial operations. Additionally, a risk sharing provider might charge a larger fee if a company or person carries a greater level of risk. Risk is frequently outsourced by companies that enter into risk-sharing agreements. When a company outsources risk, it does it to a third party rather than covering any loss internally. Companies will frequently diversify their risk when they have a sizable portfolio of assets that bears a sizable degree of risk. By utilising many third-party risk management firms to cover losses from various angles rather than just one, the corporation is able to diversify its exposure to risk.
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the total dollar increase in net income when this transaction is recorded by the issuing company is? group of answer choices
Net income growth (decline) is a positive (negative) indicator of a company's profitability. Stockholders have a very favourable perception of companies with steady and rising net income over time.
What goes up when net income goes up?In most cases, an increase in net income results in a corresponding growth in net worth for any business.
What causes changes in net income?Sales and revenue are two variables that might increase or decrease net income. Cost of goods sold, or COGS, is the direct cost associated with producing the products that a company sells. Along with the direct labour expenses incurred during production, it also includes the costs of the materials used to make the products.
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if you accumulate six or more points within three years you are subject to a surcharge of $150. how much is the surcharge for each additional point after the six?
The surcharge for each additional point after the six is $25. This is because the surcharge for six points is $150.
What is surcharge ?A surcharge is an additional fee or charge added to the cost of a product or service. It is typically used to cover additional costs associated with providing the product or service, such as taxes, fees, or other expenses. Surcharges are often used in industries such as travel, hospitality, and retail.
and each additional point adds an additional $25 to the total. For example, if you accumulate seven points, the total surcharge would be $175 ($150 + $25).
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highest rate offered on a certificate of deposit from a bank
Marcus by Goldman Sachs: $500 minimum opening deposit; 6 months to 6 years; 3.70% - 4.75% annual percentage yield. Capital One: No minimum deposit is required to open, terms of 6 months to 5 years, 3.30% APY to 4.30% APY. Synchrony Bank: No minimum deposit is required to open, terms of 3 months to 5 years, 2.25% APY to 4.60% APY.
How Many CD Terms Exist?You'll note that many banks and credit unions offer certificates of deposit (CDs) in a wide range of terms and maturities while you're shopping for one. There is a lot of diversity among suppliers in terms of the conditions and interest rates that they can establish. But some term durations have essentially become the norm. We'll examine the most typical CD terms in this post and demonstrate how to build a CD ladder with staggered-term CDs to protect yourself against interest rate changes.
There are several terms and maturities available for certificates of deposit (CDs).
For example, banks and credit unions are allowed to determine their own CD conditions. Some of the most popular CD periods are three months, six months, one year, two years, three years, and five years.
If you want to protect yourself against interest rate changes and have access to some of your money each year, think about creating a CD ladder.
Understanding CD Terminology
When you purchase a CD, you consent to retain your funds in it for the CD's term, which is the period of time specified in the CD. In return, you will get a set interest rate from the bank or credit union that offers your CD; this rate is generally greater than the interest rate on other kinds of savings accounts. The drawback is that your money isn't liquid.
In most cases, there are severe penalties if you need to remove it before the CD's term expires.
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jeremy is considering a corporate recapitalization as a gifting technique and has come to his financial planner for more information. which of the following statements regarding corporate recapitalization are correct? the stock is recapitalized and divided into nonvoting preferred stock and voting common stock. jeremy retains control of the corporation through the voting rights associated with his preferred stock. recapitalization can be used in any corporation. the gift of stock given to the junior family members may qualify for valuation discounts. a) i and ii b) ii and iv c) ii, iii, and iv d) i and iii
B) Recapitalization is the method that businesses use to restructure their capital structure. It stabilizes the firm's capital structure and affects the debt-to-equity ratio.
What is recapitalization of capital?Recapitalization is the process of reorganizing a business's debt-to-equity ratio, typically with the goal of stabilizing the business's capital structure. The process mostly involves changing one type of financing for another, like replacing preferred shares with bonds in the company's capital structure.
Common stock and preferred stock are created during corporate recapitalization by owner-held corporations. In this case, the owner gives his interest to younger relatives by giving them common stock as a gift. The corporation also grants voting rights to preferred stock for financial planning purposes.
Therefore, the two statements about corporate recapitalization that follow are correct here.
Through the voting rights attached to his preferred stock, Jeremy keeps control of the company.
Discounts on the value of the stock given to junior members of the family may be available.
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