your local loan shark offers weekly payday loans: you can borrow $1,000 and pay back $1,050 one week later (or lose a finger or two). attempt 1/10 for 1.5 pts. part 1 what is the effective annual rate on the loan?

So she is an innovator because she wants to buy an iPad right away.

An innovator is someone who can turn new knowledge and skills into a profitable product or service. It could take small or large forms, but (in general) it refers to bringing about some kind of significant positive change. They identify and act on opportunities for improvement. He is a true pioneer and innovator who always exceeds expectations and follows his visions: He is a true pioneer and innovator who always sets new standards and follows his visions. In this situation

Yvonne wants to buy new ipad mini on the first go.

To know more about expectation visit:

https://brainly.com/question/14286385

#SPJ1

The Weismann Company issued 8-year bonds a year ago at a coupon rate of 10%. These bonds make semiannual payments and have a par value of $1,000. If the YTM (Yield to Maturity) on these bonds is 6%, then the current bond price can be calculated.

The current bond price is the present value of all future coupon payments plus the present value of the par value. To calculate this, we must first determine the number of coupon payments that will be made during the 8 year period, which is 16. We then calculate the present value of each coupon payment and the par value by multiplying the coupon payment and the par value by the present value of an annuity factor, which is determined by the YTM (6%). The sum of the present value of the coupon payments and the present value of the par value is the current bond price.
Therefore, the current bond price of the Weismann Company 8-year bonds is $935.11.

for more such questions on semiannual payments

https://brainly.com/question/29650053

#SPJ11

The balance of the cash account is $18,500.

To compute the balance of the cash account using the T-account, you need to add up all the debits and credits:

Debits:

13,000

8,200

4,400

1,900

Credits:

3,500

5,500

To find the balance, you need to subtract the total credits from the total debits:

Total Debits = 13,000 + 8,200 + 4,400 + 1,900 = 27,500

Total Credits = 3,500 + 5,500 = 9,000

Balance = Total Debits - Total Credits

Balance = 27,500 - 9,000

Balance = 18,500

Learn more about debits and credits at: https://brainly.com/question/28390335

#SPJ11

The second best option is the number of cows and pigs slaughtered each year divided by the supply of amino acids synthesised each year.

a hormone produced in the pancreas by the islets of Langerhans that regulates blood glucose levels. Diabetes is caused by either a defects in insulin secretion.. In addition to regulating blood glucose levels, insulin is also engaged in fat storage. Insulin is a hormone that regulates the metabolism of the body. Insulin controls the body's use and storage of glucose and fat. Many of the body's cells depend heavily on insulin to obtain energy from the blood.

to know more about insulin visit :

https://brainly.com/question/28209571

#SPJ1

Gibson Valves produces cast bronze valves on an assembly line, currently producing 1600 valves per shift. If the production is increased to 1920 valves per shift, labor productivity will increase by 20%.

Labor productivity is a measure of the output of a worker in relation to the time it takes for the worker to produce that output. Increasing the output of Gibson Valves' production line from 1600 valves per shift to 1920 valves per shift means that the same amount of labor is producing more output, resulting in an increase in labor productivity.

This increase in labor productivity can be calculated by taking the difference between the original number of valves produced (1600) and the increased number (1920) and dividing it by the original number. Therefore, 1920 - 1600 = 320, and 320/1600 = 0.2 or 20%.

Therefore, the answer would be 20%.

When labor productivity increases, a business has the potential to reduce labor costs while increasing the overall efficiency of its production process. This can lead to increased profits, decreased costs, and improved customer satisfaction.

To know more about labor productivity, refer here:

https://brainly.com/question/15403244#
#SPJ11

The subject of organizational culture has been most influenced by anthropology. Therefore the correct option is C.

The subject of organizational culture has been most influenced by anthropology. Anthropology focuses on understanding different cultures, which provides insight into the values, beliefs, and behaviors of organizations and their members. This knowledge can be used to better understand how people interact and to create successful organizational cultures. Through this study, it is possible to gain insight into the various elements of organizational culture such as values, beliefs, communication styles, decision making processes, and team dynamics.

Here you can learn more about organizational culture https://brainly.com/question/30270469

#SPJ11

The ABC company has announced a 3-for-1 stock split.

After the split, the owner of 200 shares of ABC Common Stock will have 600 shares of stock.

A stock split is a corporate action in which a company divides its existing shares into multiple shares. The new shares created by a stock split are proportional to the existing shares held by the shareholders.

For example, in a 3-for-1 split, each existing share is split into three new shares. The value of the new shares is one-third of the original shares.

As a result, the total number of shares held by the shareholder will be tripled, but the value of the shareholder's holdings will remain the same.

In the case of the ABC company, the shareholder will own 600 shares, each of which will be worth one-third of the original share value.

To know more about stock split  click on below link:

https://brainly.com/question/28392293#

#SPJ11

Troubled IT projects often take a long time to be abandoned or brought under control due to a variety of factors such as sunk costs, lack of clear communication, inadequate project management, and resistance to change.

It often takes a long time before troubled IT projects are abandoned or brought under control due to various reasons. One reason is that stakeholders may be reluctant to abandon the project, especially if significant resources have already been invested. Additionally, project managers may underestimate the complexity of the project, leading to delays and cost overruns.

For example, the healthcare.gov website launch in 2013 faced numerous problems due to technical issues and management failures. Despite the site's problems and criticism, the government was reluctant to abandon the project, as it had invested a significant amount of resources into it. It took several months and numerous fixes before the site was fully functional. This illustrates how even in high-profile and problematic projects, stakeholders may be reluctant to abandon the project, leading to delays and increased costs.

Learn more about IT projects: https://brainly.com/question/30550179

#SPJ11

Answer:

The dog is a pet animal. A dog has sharp teeth so that it can eat flesh very easily, it has four legs, two ears, two eyes, a tail, a mouth, and a nose. It is a very clever animal and is very useful in catching thieves. It runs very fast, barks loudly and attacks the strangers.

The advertising method for which prices are negotiated and based on a fixed CPM with no auction involved is Direct Advertising.

Direct Advertising is a form of advertising where advertisers make direct deals with publishers rather than going through an auction-based process. It is sometimes referred to as direct media purchasing or direct media buying.

CPM stands for "Cost per mille," which translates to "cost per thousand" in Latin. CPM is the standard pricing model for display ads and is often used in conjunction with online advertising.

Different types of Advertising methods: There are several types of advertising methods: 1. Social Media Advertising 2. Print Advertising 3. Broadcast Advertising 4. Outdoor Advertising 5. Direct Advertising 6. Mobile Advertising 7. Influencer Advertising 8. Programmatic Advertising 9. Search Engine Advertising.

Learn more about direct advertising here:

brainly.com/question/1658517

#SPJ11

If a newspaper decides to publish a story that has the potential to influence a considerable number of the public, then the traditional news value that the newspaper is utilizing is "impact".

The impact is a key news value that measures the significance or relevance of a news story to the audience. Stories with a high impact are those that are expected to have a significant effect on the lives of the audience or the society as a whole. This type of news story often involves important political, economic, or social issues, and may require in-depth reporting, investigative journalism, or commentary.

Learn more about newspaper at: https://brainly.com/question/28171687

#SPJ11

Steak and potatoes are substitutes. This is evidenced by the fact that when the price of steak relative to potatoes increases, people buy less steak and more potatoes. The answer is substitutes because when the relative price of steak increases, the relative price of potatoes decreases, and people choose to substitute potatoes for steak.

Substitutes are goods that can be used in place of one another to satisfy a need. When the relative price of one good increases, people are more likely to switch to the other good, as it is now relatively cheaper. In this case, when the relative price of steak increases, people substitute potatoes for steak.

Learn more about substitutes here: https://brainly.com/question/26412681

#SPJ11

Answer: substitutes

Explanation:

On September 1, Office Depot had an inventory that included a variety of calculators. The company uses a perpetual inventory system. During September, these transactions occurred is initial inventory plus $748.

Learn more about inventory: https://brainly.com/question/24868116

#SPJ11

A company experienced an event that caused total assets and net income to increase, but had no effect on cash flow. This event could have been caused by an increase in non-cash assets.

Non-cash assets are items such as property, plant and equipment, investments, or goodwill that do not directly result from cash transactions.

Since these items do not involve an outflow of cash, an increase in non-cash assets will not have any effect on cash flow. However, it can still have a positive impact on both total assets and net income.

An increase in non-cash assets can bring both long-term value and the potential to generate future income, which can result in a significant boost to total assets and net income.

These increases in total assets and net income will not be immediately reflected in cash flow, as cash flow is only concerned with the short-term exchange of money.

Know more about net income here

https://brainly.com/question/20938437#

#SPJ11

The statement "Nominal and real interest rates do not always move together" is correct because nominal interest is the total interest paid and real interest is the difference between nominal interest rates and inflation. The correct answer is option "c".

Nominal interest rates are interest rates that are unadjusted for inflation. It represents the total amount of interest paid by a borrower or lender. A borrower would pay more nominal interest rates, whereas a lender would earn more nominal interest rates on their investment. Nominal interest rates are typically less than the real interest rate because they do not account for inflation.

Real interest rates, on the other hand, are adjusted for inflation. It calculates the difference between nominal interest rates and inflation. The real interest rate determines the real return on investment. Because inflation is subtracted from the nominal rate, real interest rates are typically lower than nominal interest rates because inflation lowers the real rate.

The actual movement of nominal and real interest rates is dependent on several factors such as the rate of inflation, global economic conditions, etc.

Therefore option "c" is correct.

To know more about nominal interest rates: https://brainly.com/question/15685681

#SPJ11

Out of the given options, engineering design is a value-added activity.

What is a value-added activity?

A value-added activity is an action or task that increases the value or quality of a product or service. These actions or tasks are regarded as beneficial to a company or organization since they increase productivity, reduce costs, and improve consumer satisfaction, among other things.

Engineering design is the process of generating creative concepts, producing detailed specifications, and developing prototypes that will ultimately be used in the production of a product. The engineers are responsible for designing a product that meets specific needs or requirements.

The engineers' focus is on developing a product that is both functional and cost-effective, as well as meeting all safety standards. Therefore, out of the given options, engineering design is a value-added activity.

To know more about engineering design, refer here:

https://brainly.com/question/29791036#

#SPJ11

You would like a cost of living adjustment of 18.60 in percentage terms if the consumer price index rises from 129 to 153.

The Consumer Price Index is a measure of the general level of prices in an economy (CPI). The CPI is a collection of goods and services that are regularly bought. The CPI keeps track of price changes for a basket of products and services as well as changes in a country's currency's purchasing power.

The CPI in any given year is calculated by dividing the price of the market basket in year t by the price of the same market basket in the base year. In 1984, the CPI was calculated by multiplying $75 by 100 and dividing it by 75. As the CPI is only an index number, 1984 is used as the base year for indexing it to 100 in this case. Hence, prices have risen by 28% over those 20 years.

((153-129)/129)*100 = 18.60

Learn more about consumer price index: https://brainly.com/question/4513076

#SPJ1

"To determine gains from trade, the terms of trade must be compared to the production and consumption before trade " is True as The terms of trade compare the prices of goods and services between two countries.

If the terms of trade are favourable, the country can increase its production and consumption of goods and services after trade. The comparison of the terms of trade to the production and consumption before trade can help to determine the gains from trade.

When a country engages in international trade, it seeks to benefit from better prices or better quality of goods and services than it could produce itself.

The comparison of the terms of trade to the production and consumption before trade gives an indication of how successful the country has been in obtaining better prices or better quality goods and services.

If the terms of trade are more favourable than the production and consumption before trade, then the country has gained from trade.

On the other hand, if the terms of trade are not more favourable than the production and consumption before trade, then the country has not gained from trade.

Therefore, to determine the gains from trade, the terms of trade must be compared to the production and consumption before trade.

To know more about international trade click on below link:

https://brainly.com/question/20492108#

#SPJ11

If the quantity of goods made in a country is the same from one year to the next but the prices on the goods increase, it would result in inflation.

Inflation is defined as an increase in the general price level of goods and services in an economy over a certain period of time. It may be caused by a variety of factors, including supply and demand, government policies, or changes in the value of money. Inflation occurs when the quantity of money in circulation exceeds the economy's capacity to produce goods and services, resulting in an increase in the general price level of goods and services.

The following are the primary causes of inflation: Increase in money supply: An increase in the money supply will result in an increase in demand, which will cause prices to rise.

Cost-push inflation: It occurs when businesses increase the prices of their goods or services due to a rise in input costs, such as wages or raw materials.

Demand-pull inflation: It occurs when there is an increase in demand for goods and services but a decrease in supply, resulting in higher prices.

To know more about Inflation click on below link:

https://brainly.com/question/30112292#

#SPJ11

The earnings per share for the corporation is $28.50.

To calculate the earnings per share (EPS) for a corporation, we need to divide the net income by the total number of outstanding shares. First, let's calculate the number of outstanding shares. The corporation has 4000 shares of preferred stock and 8000 shares of common stock, for a total of 12,000 shares outstanding.

Next, we need to calculate the dividend payments on the preferred stock. The preferred stock pays a 10% dividend on its $55.00 par value, which means it pays $5.50 per share in dividends. Since there are 4000 shares of preferred stock outstanding, the total dividend payments on the preferred stock are:

$5.50 per share * 4000 shares = $22,000

To calculate the earnings available to common stockholders, we need to subtract the preferred stock dividend payments from the net income:

$250,000 - $22,000 = $228,000

Finally, we can calculate the earnings per share for the common stock by dividing the earnings available to common stockholders by the number of common shares outstanding:

$228,000 / 8000 shares = $28.50 per share

Learn more about earnings per share (EPS) here: https://brainly.com/question/25788016

#SPJ11

The process of further defining project scope include reviewing the project charter, developing a preliminary scope statement and project scope statement, creating a WBS, validating the scope, and controlling the scope.

The process of further defining project scope involves going from the information in a project charter to a preliminary scope statement, project scope statement, WBS, etc. The following steps are involved in the process of further defining project scope:

1. Review the project charter: Reviewing the project charter will provide more information about the project's scope, objectives, and deliverables.

2. Create a preliminary scope statement: This statement will define the project's objectives and deliverables. The preliminary scope statement is the starting point for developing the project scope statement.

3. Develop a project scope statement: The project scope statement is a more detailed version of the preliminary scope statement. It should include the project's goals, objectives, deliverables, constraints, and assumptions.

4. Create a WBS: The Work Breakdown Structure (WBS) is a visual representation of the project's scope. It identifies all of the work required to complete the project.

5. Validate the scope: It is essential to validate the project's scope with stakeholders to ensure that the project is on track and meets the stakeholders' expectations.

6. Control the scope: Scope control is essential for keeping the project on track. It involves monitoring the project's scope and making adjustments when necessary to ensure that the project is completed within the agreed-upon scope.

Learn more about Project scope:

https://brainly.com/question/14332567

#SPJ11

A sporting apparel manufacturer that produces t-shirts to commemorate significant athletic achievements for proud students and alumni would most likely use a printing process, such as screen printing, to create the t-shirts.

The sporting apparel manufacturer would most likely use a printing process such as screen-printing, digital printing, or direct-to-garment printing to produce t-shirts to commemorate significant athletic achievements for proud students and alumni. Screen-printing is the most common printing process used, in which a stencil-like template is created from a film positive and then pressed onto the fabric to create the desired design. Digital printing uses inks that are printed directly onto the fabric, while direct-to-garment printing uses a printer to print the design directly onto the fabric.

Here you can learn more about printing process https://brainly.com/question/4005823

#SPJ11

The Annual Percentage Yield (APY) on your account with a nominal interest rate of 7% is 7.175%.

This APY is the effective rate of interest you will earn semi-annually. It is calculated by taking the nominal interest rate of 7%, and then dividing it by the number of compounding periods (in this case, two). This will give you the effective rate of interest, 7.175%. To calculate the APY, you can use the following formula: APY = (1 + Nominal Interest Rate/number of compounding periods)number of compounding periods - 1 In this case, the equation would be: APY = (1 + 7%/2)2 - 1 = 7.175%.

For more questions on Annual Percentage Yield

https://brainly.com/question/29217632

#SPJ11

Answer: on the positive attributes of the charitable organization

The Contract Bar Doctrine is a legal principle that restricts employees from collectively bargaining over terms and conditions of employment for a specified period of time.

The Contract Bar Doctrine would influence the negotiation of the first labor agreement by creating a fixed timeline in which negotiations can take place. This timeline would be set by the initial CBA and would limit when both parties could reopen negotiations for a new CBA.

The duration of the initial CBA will depend on the terms set in the agreement. Furthermore, this timeline would create stability in the labor relationship, as both parties would be aware of when a CBA would expire and be able to plan ahead accordingly.

The Contract Bar Doctrine also encourages an efficient process of negotiations. By limiting the timeline of when negotiations can take place, it increases the incentive for both parties to come to an agreement more quickly, rather than waiting until the expiration of the CBA.

This ensures that both parties are actively negotiating during the fixed timeline and not just waiting until the last moment to come to an agreement.

In conclusion, the Contract Bar Doctrine is a legal principle that restricts employees from bargaining collectively over terms and conditions of employment for a specified period of time. It would influence the negotiation of the first labor agreement by creating a fixed timeline in which negotiations can take place and would also encourage an efficient process of negotiations.

To learn more about bargaining here:

https://brainly.com/question/30887221#

#SPJ11

Option (a), The total depreciation recognized over the asset's useful life is the same for all depreciation techniques.

The total depreciation expense throughout the asset's useful life cannot exceed the depreciable cost, regardless of the depreciation method used (asset cost less anticipated salvage value).

Straight-line depreciation is the most common and simple method for calculating depreciation expenses. The expense amount under straight-line depreciation is fixed for the duration of the asset's useful life.

The cost of a physical object is dispersed over the period of its useful life using an accounting method called depreciation. With the following formula, depreciation is determined: (Total cost of asset - Salvage value)/Useful life of the item. Because of this, usage-related depreciation is equal to cost less salvage value.

Learn more about depreciation: https://brainly.com/question/1287946

#SPJ1

When the perfectly competitive firm produces the quantity of output at which marginal revenue equals marginal cost, it is in a state of profit maximization. This occurs because at this point, the firm's revenue from producing an additional unit of output is equal to the cost of producing that additional unit, and any additional output beyond this point would result in diminishing returns.

A perfectly competitive firm is one that produces an identical product as all other firms in the market and has no control over the market price. A perfectly competitive firm faces a horizontal demand curve, which implies that it can sell any amount of output at the current market price. It is a price-taker that cannot influence the market price. The following are the characteristics of a perfectly competitive firm:

1. There are many small buyers and sellers in the market, and none of them has the power to influence the market price.

2. The firms produce a homogenous or identical product.

3. The firms have perfect information about the market price, costs, and market demand.

4. There are no barriers to entry and exit in the market.

5. The firms are price-takers that cannot influence the market price.

6. The price of the product is equal to the marginal revenue of the firm.

7. The firms maximize profit by equating marginal revenue (MR) with marginal cost (MC).

Therefore, when the perfectly competitive firm produces the quantity of output at which marginal revenue equals marginal cost, it is in a state of profit maximization.

To learn more about marginal cost, visit: https://brainly.com/question/8993267

#SPJ11

As per the concept of leadership, Belinda is a prime example of an informal leader. (option b).

Informal leaders are individuals who do not hold any formal leadership position but possess the ability to influence others positively.

Belinda's influence on her team members is a testament to her leadership qualities. As an informal leader, she inspires and motivates her peers through her actions and behavior.

She has a deep understanding of the team dynamics and leverages her knowledge to improve the team's performance. Her approach to leadership is collaborative, and she values the input of all team members. She does not dominate discussions but encourages everyone to contribute their ideas and perspectives.

Hence the right choice is (b).

To know more about leadership here

https://brainly.com/question/31138185

#SPJ4

Complete Question:

Although not formally given a leadership role, Belinda has a lot of influence on other team members. They like and respect her and feel she has a unique ability to help the team reach its goals. Belinda is a(n)

A) opinion leader.

B) informal leader.

C) peer-to-peer manager.

D) situational leader.

When U.S. Treasury Bills yielded 3.8 percent and inflation was 3.1 percent last year, Rita made 11.6 percent on her investments. Rita earned a real rate of return of 8.5% on her investments last year.

The annual percentage of profit on an investment that has been prorated for inflation is known as the real rate of return.

The real rate of return is the nominal rate of return minus the inflation rate.

Nominal rate of return = 11.6%

Inflation rate = 3.1%

Real rate of return = Nominal rate of return - Inflation rate

Real rate of return = 11.6% - 3.1%

Real rate of return = 8.5%

Rita's investments generated a real rate of return of 8.5% last year as a result.

Learn more about rate of return at https://brainly.com/question/23732042

#SPJ11

The congressional committees that are responsible for reviewing the president's budget and for recommending overall spending and revenue levels are the House Ways and Means Committee and the Senate Finance Committee.

Congress is the United States' legislative body. The US Congress is a bicameral legislature, consisting of the House of Representatives and the Senate. Each state is represented in Congress by a senator, who serves for six years, and representatives, who serve for two years.

The Constitution of the United States gives Congress a set of specific responsibilities, including the authority to collect taxes, regulate commerce, declare war, and create and maintain the military. Congress also has the power to impeach the president, the vice president, and other federal officials who have committed crimes or abused their power.

The House Ways and Means Committee is one of the most significant committees in Congress. It is responsible for overseeing all revenue-raising measures, including taxes, tariffs, and other fees, as well as programs that provide assistance to low-income Americans, such as the Earned Income Tax Credit and the Child Tax Credit.

The Ways and Means Committee is the oldest of the House's standing committees, having been established in 1789. Its members are drawn from both political parties, and they are responsible for crafting legislation that promotes economic growth, protects American workers, and helps families and individuals succeed.

The Senate Finance Committee is one of the most powerful committees in Congress. It is responsible for overseeing all revenue-raising measures, including taxes, tariffs, and other fees, as well as programs that provide assistance to low-income Americans, such as the Earned Income Tax Credit and the Child Tax Credit.

The Finance Committee is one of the Senate's oldest standing committees, having been established in 1815. Its members are drawn from both political parties, and they are responsible for crafting legislation that promotes economic growth, protects American workers, and helps families and individuals succeed.

To know more about president's budget, click on the link below:

https://brainly.com/question/20060081#

#SPJ11