A seller takes back a $150,000 mortgage at 6% interest rate. payments are interest-only for 10 years. The balloon payment that will be due is equal to $150,000.
It is necessary to calculate the amount of the balloon payment that will be due. Let us begin by understanding the mortgage concept in simple terms.
A mortgage is a loan that is taken out to purchase property. A mortgage is repaid over a specified period, usually 25 years or more, in monthly installments, known as mortgage payments, and includes both principal and interest payments.
The interest rate, loan amount, and the number of years that the mortgage will be repaid for are all taken into consideration when calculating the monthly payments.
The principal portion of the mortgage is the amount borrowed to purchase the property. The interest is the cost of borrowing the money. To calculate the amount of the balloon payment, we must first understand what it means.
A balloon payment is a lump sum of money that is due at the end of the loan period. This type of payment is typically required when a borrower takes out a mortgage or other loan with a short-term duration, such as five to ten years.
The borrower makes monthly payments of interest only, and at the end of the loan term, the balloon payment is due.
Given that the mortgage is $150,000 with an interest rate of 6%, interest-only payments for ten years, we can use the following formula to calculate the balloon payment.
Balloon payment = Remaining principal balance after ten years at the end of the loan period The total amount of interest paid over ten years can be calculated as follows:
Total interest paid = Principal x Interest rate x Time
Total interest paid = $150,000 x 0.06 x 10
Total interest paid = $90,000
At the end of ten years, the remaining principal balance will be equal to the original mortgage amount of $150,000. Therefore, the balloon payment that will be due is equal to $150,000.
To know more about interest rate refer here :
https://brainly.com/question/29417064
#SPJ11
describe the technologies underlying e-commerce, including internet infrastructure, protocols, markup languages (html and xml) and client server software and services. be as detailed as possible.
E-commerce technologies consist of various components that facilitate online transactions and communication between businesses and consumers.
Key elements include internet infrastructure, protocols, markup languages, and client-server software and services.
1. Internet Infrastructure: The backbone of e-commerce is the internet, which relies on interconnected networks of servers, routers, and switches to transmit data globally. High-speed connections, such as broadband and fiber-optic networks, enable fast and efficient data transfer for e-commerce activities.
2. Protocols: Protocols define the rules for data transmission and communication over the internet. E-commerce relies on several key protocols, including HTTP (Hypertext Transfer Protocol) for transferring web content, HTTPS (Secure Hypertext Transfer Protocol) for secure transactions, and TCP/IP (Transmission Control Protocol/Internet Protocol) for routing data across networks
3. Markup Languages: HTML (Hypertext Markup Language) and XML (Extensible Markup Language) are essential for creating and structuring web content. HTML is the standard language for designing web pages, while XML enables data exchange and storage in a structured format, facilitating communication between e-commerce systems.
4. Client-Server Software: E-commerce platforms employ client-server architecture, where clients (web browsers) request services from servers (web servers) hosting websites and applications. Web server software, such as Apache or Nginx, handles incoming requests and delivers web content to clients, while database servers like MySQL or PostgreSQL store and manage transactional data.
5. E-commerce Services: Various software and services support e-commerce operations, including shopping cart systems, payment gateways, and customer relationship management (CRM) tools. These services enable businesses to manage products, process transactions, and engage with customers effectively.
For such more questions on E-commerce
https://brainly.com/question/29115983
#SPJ11
It includes the physical infrastructure, like routers, switches, and servers, and the software infrastructure, like operating systems and databases. Protocols: These are the rules that govern how data is transmitted over the internet.
When answering questions on the platform Brainly, it is important to always be factually accurate, professional, and friendly. One should be concise and not provide extraneous amounts of detail. Any typos or irrelevant parts of the question should be ignored. In order to answer the student question "Describe the technologies underlying e-commerce, including internet infrastructure, protocols, markup languages (html and xml) and client server software and services. Be as detailed as possible. In 150 words," the following information should be included:Internet Infrastructure: This is the foundation for e-commerce.
Common protocols used in e-commerce include TCP/IP, HTTP, and FTP. Markup Languages: HTML and XML are two markup languages used in e-commerce. HTML is used to create the structure of a webpage, while XML is used to describe the content of a webpage. Client Server Software and Services: These are software applications and services that enable e-commerce transactions to take place, including shopping cart software, payment gateways, and order processing systems.
to learn more about:physical
https://brainly.com/question/28579365
#SPJ11
keesha company borrows $130,000 cash on december 1 of the current year by signing a 120-day, 11%, $130,000 note. 1. on what date does this note mature? 2.
The interest payment is due on the maturity date, March 31.
Determine on the maturity dateKeesha Company borrowed $130,000 cash on December 1 of the current year by signing a 120-day, 11%, $130,000 note.
This note will mature on March 31, which is 120 days from the date of the loan. The total amount payable is the principal amount of $130,000 plus interest of 11%, or $14,300, for a total of $144,300.
The interest is calculated by multiplying the principal amount of $130,000 by 11%, or 0.11, for a total of $14,300. The interest payment is due on the maturity date, March 31.
Learn more about mature note at
https://brainly.com/question/13741240
#SPJ11
defense against foreign aggression, maintenance of public order, and a stable currency are examples of
Defense against foreign aggression, maintenance of public order, and a stable currency are all examples of Government functions.
Public order : The concept of public order is used in law enforcement and refers to the maintenance of law and order in a society. It is about ensuring that people obey the law and ensuring that the law is enforced. Public order refers to the system that keeps law and order in place by providing security and protection to citizens.Foreign aggression : Foreign aggression refers to the hostile activities of foreign states or other entities against one's own country. For example, if one country tries to invade another, it is an act of aggression. Acts of aggression can take many forms, including military invasion, economic sanctions, or cyber attacks.Stable currency : A stable currency is a currency that maintains its value over time. This means that it does not fluctuate significantly in value against other currencies, and that its purchasing power remains consistent. Maintaining a stable currency is important for a number of reasons, including promoting economic growth and stability, attracting foreign investment, and maintaining public confidence in the economy.To learn more about foreign aggression : https://brainly.com/question/9909886
#SPJ11
suppose gives the value of an investment account after years. the integral to find the average value of the account between year 3 to year 5 would look like
The integral to find the average value of an investment account between year 3 and year 5 would look like:
[tex]\int_{3}^{5} Investment \; dt[/tex]
Where 'Investment' is the value of the investment account after each year.
The integral between year 3 and year 5 represents the average value of an investment account over that time period. By integrating the value of the investment account at each year, it is possible to calculate the average value of the account over the three-year time period. This is helpful for determining the overall performance of the investment, as well as for making predictions about future returns.
Learn more about investment: https://brainly.com/question/1305349
#SPJ11
distinguish policies on external competitiveness from policies on internal alignment. why is external competitiveness so important? (4 pts.)
External competitiveness refer to measures a government or organization takes to make their products and services more competitive in the global marketplace whereas internal alignment are measures to make sure all the different areas of a company are working in the same direction and are optimally integrated with one another.
Policies on external competitiveness are those measures which a government or organization takes to make their products and services more competitive in the global marketplace. These policies may involve tax incentives, subsidies, and investment in research and development. On the other hand, policies on internal alignment are measures to make sure all the different areas of a company are working in the same direction and are optimally integrated with one another.
External competitiveness is important because it allows companies to stay ahead of their competition and remain competitive in the global market. By offering attractive prices and quality products or services, companies can capture more market share and increase their profits. Companies also benefit from external competitiveness by gaining access to new markets and customers, increasing their brand visibility, and creating new jobs.
To know more about external competitiveness , refer here:
https://brainly.com/question/19263848#
#SPJ11
For each of the descriptions 1-6, match the correct word or phrase from A-H A. Inspection of tangıible assets B. Confirmation C Tracing on221 D. Vouching E. Inquiry F External-internal evidence G. Audit plan
H. Substantive procedures
1. Documentation prepared by independent parties and sent to the client 2. Proceeding forward through the accounting and control system from the evidence to the financial statements 3. Audit of details of transactions and balances 4. Audtprocedure that provides compelling evidence of existence 5. Direct correspondence with independent parties 6. A list of audit procedures
Order of the correct answer is B. Confirmation E. Inquiry H. Substantive procedures A. Inspection of tangible assets C. Tracing on 221 F. External-internal evidence G. Audit plan
For each of the descriptions 1-6, match the correct word or phrase from A-H as follows:
A. Inspection of tangible assets
B. Confirmation
C Tracing on221
D. Vouching
E. Inquiry
F External-internal evidence
G. Audit plan
H. Substantive procedures
1. Documentation prepared by independent parties and sent to the client - Confirmation
2. Proceeding forward through the accounting and control system from the evidence to the financial statements - Tracing on 221
3. Audit of details of transactions and balances - Substantive procedures
4. Audit procedure that provides compelling evidence of existence - Inspection of tangible assets
5. Direct correspondence with independent parties - Inquiry
6. A list of audit procedures - Audit plan
Learn more about Audit plan: https://brainly.com/question/24317218
#SPJ11
The United Nations Convention on Contracts for the International Sale of Goods (CISG) considers a contract to have been accepted:
Select one:
When most of the items in the seller's offer are agreed to.
When there has been a counter-offer.
When both parties agree to the basic parts of the contract, except for details like price, payment, quality and quantity of goods, shipping instructions, and liability.
If the contract is valued at above U.S. $ 500 and is in writing.
None of the above.
When both parties agree to the basic parts of the contract, except for details like price, payment, quality and quantity of goods, shipping instructions, and liability is considered as the contract acceptance by the United Nations Convention on Contracts for the International Sale of Goods (CISG).
What is the United Nations Convention on Contracts for the International Sale of Goods (CISG)?
The United Nations Convention on Contracts for the International Sale of Goods (CISG) is a global treaty that governs cross-border contracts for the sale of products between businesses from nations that have ratified the treaty.
The CISG sets out a basic framework for international commercial contracts and simplifies the drafting of sales agreements by providing universal contract terms and obligations, as well as ensuring uniformity in the interpretation of international sales contracts. The convention was designed to remove discrepancies that might arise as a result of differences in legal frameworks in various nations.
To know more about International Sale of Goods refer here:
https://brainly.com/question/14316157
#SPJ11
if your local coffee shop raised its coffee prices by the same amount (50 percent), would sales decline by more, less, or the same amount as calculated in part a?
If the local coffee shop raised its coffee prices by 50%, then the sales would decline by more than the previously calculated amount in part a. Let's see why.
The price elasticity of demand refers to the extent to which the quantity demanded of a good changes when there is a change in its price. The demand for coffee is price elastic because a small change in price causes a larger change in the quantity demanded.
The magnitude of the change in quantity demanded depends on the extent of price elasticity. When the price of a good increases, the quantity demanded decreases.
The formula for price elasticity of demand is as follows: PED = % Change in Quantity Demanded / % Change in Price. Since the percentage change in price and quantity demanded is the same for a unitary elastic demand, price and quantity demanded will change by the same proportion.
For example, if the price of coffee increases by 50%, then the quantity demanded will also decrease by 50%.
This is not the case with price elastic demand, where the percentage change in quantity demanded is greater than the percentage change in price. If the price of coffee increases by 50%, the quantity demanded will decrease by more than 50%.
Therefore, the sales will decline by more than the previously calculated amount in part a. Therefore, the answer is LESS.
To learn more about elasticity, refer below:
https://brainly.com/question/28790459
#SPJ11
connor owns a pottery and craft store. pottery division sales are $120,000 with variable costs of $90,000, and craft division sales are $80,000 with variable costs of $52,000. if connor were to calculate the weighted-average contribution margin ratio for the store, what would he find? select answer from the options below the weighted-average contribution margin ratio for the store is 15%. the weighted-average contribution margin ratio for the store is 29%. the weighted-average contribution margin ratio for the store is 19%. the weighted-average contribution margin ratio for the store is 60%.
Conner would discover that the store's weighted-average contribution margin ratio is 15% if he calculated the weighted-average contribution margin ratio for the business.
What is the median contribution margin ratio in the formula?Subtracting the total variable costs from the total sales revenue yields the contribution margin. Contribution Margin is calculated as Total Sales Revenue - Total Variable Expenses.
How is weighted average contribution per unit determined?A weighted average of the share price paid for the shares can be calculated by the investor. To do this, multiply the total number of shares purchased by each price, add those numbers, and then divide the total by the number of shares purchased.
To Know more about business.
https://brainly.com/question/15826771
#SPJ1
which of the following accounts is an asset? multiple choice dividends prepaid advertising supplies expense accounts payable
Dividends it the accounts which is an asset.
Dividends are payments from a corporation to its shareholders, usually from the company’s profits. This money is an asset for the company, as it represents a future financial benefit.
Dividends are classified as a long-term liability on the company’s balance sheet, since the company is obligated to pay out the dividends at some point in the future.
Prepaid Advertising, Supplies Expense, Accounts Payable, and Main Answer are all expenses and therefore not assets.
To know more about shareholders click on below link:
https://brainly.com/question/29803660#
#SPJ11
mullineaux corporation has a target capital structure of 46 percent common stock and 54 percent debt. its cost of equity is 15.8 percent, and the aftertax cost of debt is 6.8 percent. what is the wacc given a tax rate of 21 percent?
Answer:
I'm not sure about the wacc given but after using 21percent you should get your answer
people gain consumer surplus when they purchase an item: group of answer choices at a price below the value of the benefit they receive from the item. at an equitable price. at a price above marginal revenue but lower than the cost of production. with a marginal benefit below the price of the item.
When people buy something at a price that is higher than their marginal profit but lower than their cost of production and consumer has a marginal benefit that is lower than the item's price.
What transpires to consumer surplus as prices rise?Consumer surplus constantly increases as product prices fall and diminishes as product prices rise. Economists visualize it as the triangle-shaped region beneath the demand curve that is between the market price and the price that customers are willing to pay.
What does the term "consumer surplus" mean?The difference between the price a consumer pays for a good and the amount he would be prepared to pay rather than do without it is known as consumer surplus, also known as societal surplus and consumer's surplus, in economics.
To know more about consumer visit:-
https://brainly.com/question/29669000
#SPJ1
Rain Limited had machinery with a cost price of R2 500 000 that they acquired on 1 August 2020. 25% of the machinery purchased on 1 August 2020 was disposed of on 30 November 2021. Machinery to the value of R550 000 was purchased on 1 February 2022. These were the only disposals and acquisitions of machinery for the 2021 and 2022 financial years
The carrying value as of 30 November 2021: R2 395 833, 1 February 2022: R2 346 875
Depreciation expense per year = (Cost price - Salvage value) / Useful life
Depreciation expense per year = R250 000
Carrying value as at 30 November 2021 = Cost price - Accumulated depreciation
Carrying value as at 30 November 2021 = R2 500 000 - R104 167
Carrying value as at 30 November 2021 = R2 395 833
Carrying value as at 1 February 2022 = Carrying value as at 1 December 2021 + Cost of new machinery purchased
Carrying value as at 1 February 2022 = R2 346 875
thus, the carrying value of the machinery for the financial years 2021 and 2022 are 30 November 2021: R2 395 833, 1 February 2022: R2 346 875
To learn about similar questions:
https://brainly.com/question/30999571?referrer=searchResults
#SPJ4
which statement concerning corporations is correct? group of answer choices primary shareholders have unlimited liability for corporate debts. when the last original owner dies or withdraws, the entity is terminated. there are time limits placed on the transfer of ownership. the ability to raise capital is limited to that of a general partnership. the entity can outlive all of its initial owners.
The statement "The entity can outlive all of its initial owners" concerning corporations about the general partnership is correct.
What is a corporation?
A corporation is a legal entity that is formed by a group of people and recognized by law as an individual, with its rights and obligations distinct from those of its owners.
What are the characteristics of corporations? Here are the characteristics of a corporation: The entity can outlive all of its initial owners. Primary shareholders do not have unlimited liability for corporate debts.
When the last original owner dies or withdraws, the entity is not terminated. There are no time limits placed on the transfer of ownership. The ability to raise capital is not limited to that of a general partnership.
To know more about general partnership refer here:
https://brainly.com/question/12983082#
#SPJ11
(T/F) cash revenue generated from notes receivable appears in the operating activities section of the statement of cash flows but as a non-operating item on the income statement.
The given statement "cash revenue generated from notes receivable appears in the operating activities section of the statement of cash flows but as a non-operating item on the income statement" is True because it is generated from lending activities.
It is divided into three sections: operating activities, investing activities, and financing activities. Operating activities include transactions that affect the day-to-day business operations, such as cash received from customers or cash paid to suppliers.
Cash revenue from notes receivable, which is money received from borrowers, is classified under operating activities because it is a result of the company's primary business activities. Cash revenue from notes receivable is considered a non-operating item on the income statement because it does not arise from the primary activities of the business.
Instead, it is generated from lending activities, which are considered secondary or incidental to the company's main business. Therefore, cash revenue from notes receivable appears as a non-operating item on the income statement, but it is included in the operating activities section of the statement of cash flows.
Know more about cash revenue here:
https://brainly.com/question/30522754
#SPJ11
product differentiation, low costs, and the development of new products or services are key to a company's success at which stage of the product life cycle?
Product differentiation, low costs, and the development of new products or services are key to a company's success at the Growth stage of the product life cycle.
Product differentiation, low costs, and the development of new products or services are key to a company's success at the Growth stage of the Product Life Cycle. During the Growth stage, a company must work to differentiate itself from competitors by creating unique products and services and by focusing on keeping costs low in order to maximize profits. It is also important to continue to innovate and develop new products and services in order to maintain market share and to stay competitive.
Here you can learn more about product life cycle https://brainly.com/question/15177349
#SPJ11
is a key activity performed by operations managers that involves deciding the best way to assign people to work tasks and responsibilities. a. forecasting b. process design c. job design
Job design is a key activity performed by Operations Managers that involves deciding the best way to assign people to work tasks and responsibilities. The correct answer is c. Job Design.
Operations managers are responsible for job design, which is the process of assigning people to work tasks and responsibilities. Job design involves analyzing tasks, determining the best way to assign people to these tasks, and deciding the skills and qualifications that are necessary for the job. Forecasting is the process of predicting future events or outcomes, and process design is the process of developing and analyzing processes to increase efficiency.
Here you can learn more about operations managers https://brainly.com/question/30415374
#SPJ11
in this market, the equilibrium wage is $10 per hour, and the equilibrium quantity of labor is 400 hundred workers. suppose the mayor of combopolis introduces a legal minimum wage of $8 per hour. this type of price control is called a . for each of the wages listed in the following table, determine the quantity of labor demanded, the quantity of labor supplied, and the direction of pressure exerted on wages in the absence of any price controls. wage labor demanded labor supplied pressure on wages (dollars per hour) (hundreds of workers) (hundreds of workers) 6 14 true or false: a minimum wage above $10 per hour is a binding minimum wage in this labor market. t
.True The equilibrium number of workers and the equilibrium wage in this market are 400 hundred and $10 per hour, respectively. $10 is the Equilibrium wage.
What is a wage in equilibrium?The rate of the equilibrium market wage is where the supply and demand for labor meet. Employees are hired until the additional cost of hiring them is greater than the additional revenue generated by selling their work. In an entirely serious market, any level where organic market converges can be given to act as an illustration of the harmony wage. In a competitive market, demand and supply determine wages. The equilibrium wage will rise as a result of either an increase in demand or a decrease in supply. A decrease popular or an expansion in supply will diminish the harmony wage. Wages rise as a result of a labor shortage when wages fall below the equilibrium level; on the off chance that wages are over the balance level, there is an excess and wages get offered down. Both the labor supply and demand curves follow us as we move along them.
To learn more about wage visit :
https://brainly.com/question/15171228
#SPJ1
Complete question -
in this market, the equilibrium wage is $10 per hour, and the equilibrium quantity of labor is 400 hundred workers. suppose the mayor of combopolis introduces a legal minimum wage of $8 per hour. this type of price control is called a . for each of the wages listed in the following table, determine the quantity of labor demanded, the quantity of labor supplied, and the direction of pressure exerted on wages in the absence of any price controls. wage labor demanded labor supplied pressure on wages (dollars per hour)
true or false: a minimum wage above $10 per hour is a binding minimum wage in this labor market.
what is the current trend in measuring the effectiveness of corporate ethics and compliance programs?
The current trend in measuring the effectiveness of corporate ethics and compliance programs is through the use of data analytics.
Data analytics involves the use of software and other tools to analyze large amounts of data to identify patterns, trends, and other insights that can be used to improve corporate ethics and compliance programs.
This can help identify areas of non-compliance and unethical behavior and can provide insights into the effectiveness of training programs and other initiatives aimed at improving corporate ethics and compliance.
Data analytics can also be used to identify areas where additional resources may be needed to improve the effectiveness of ethics and compliance programs.
It is an important tool for measuring the effectiveness of corporate ethics and compliance programs and is likely to become increasingly important as companies seek to improve their ethical performance in response to increasing stakeholder demands for transparency and accountability.
Therefore, the current trend in measuring the effectiveness of corporate ethics and compliance programs is through the use of data analytics.
To know more about data analytics click here:
https://brainly.com/question/30812085
#SPJ11
what are some of the questions hr needs to be prepared to answer to be a strategic asset to a business?
To be a strategic asset to a business, HR needs to be prepared to answer questions related to recruitment and onboarding, job descriptions, employee benefits, payroll and taxes, performance management, dispute resolution, and employee relations.
Recruitment and onboarding questions might include: What methods are used to source potential employees? How is the onboarding process structured? What documents need to be provided by new hires?Job description questions might include: What are the duties of a particular position? How do these roles fit into the organizational structure? What qualifications or certifications are necessary?Employee benefits questions might include: What type of benefits are offered? How are health insurance premiums calculated? Are there any additional perks or discounts?Payroll and taxes questions might include: How often are payrolls processed? What taxes need to be paid? How are deductions calculated?Performance management questions might include: How are employee performance reviews conducted? How do performance goals and objectives get set? What is the process for addressing underperformance?Dispute resolution questions might include: What steps are taken to resolve disputes between employees? How is disciplinary action handled?Employee relations questions might include: What kind of policies are in place to promote a healthy workplace? How are grievances addressed? What training programs are available?By being prepared to answer these types of questions, HR can become a strategic asset to the business.
To know more about strategic asset, visit: https://brainly.com/question/24920163
#SPJ11
a compensation plan that bases pay of an employee on his or her performance is called a(n) plan.
A compensation plan that bases an employee's pay on his or her performance is called a performance-based compensation plan. This type of plan rewards employees based on how well they meet or exceed predetermined performance goals or metrics.
Performance-based compensation plans can take many forms, such as bonuses, commissions, profit sharing, or stock options. The goal of these plans is to incentivize employees to work harder and achieve better results, ultimately leading to improved company performance.
One advantage of performance-based compensation plans is that they can align the interests of employees with the goals of the company. When employees are rewarded for achieving specific performance targets, they are motivated to work towards those targets and contribute to the success of the company.
Additionally, performance-based compensation plans can help attract and retain top talent, as high-performing employees are more likely to stay with a company that rewards them for their hard work.
However, performance-based compensation plans can also have some drawbacks. For example, they can create unhealthy competition among employees and lead to a focus on short-term results rather than long-term success.
Additionally, defining and measuring performance can be challenging and may lead to disagreements or dissatisfaction among employees.
Overall, performance-based compensation plans can be an effective tool for incentivizing and rewarding employees, but they need to be carefully designed and managed to ensure they align with the company's goals and values.
For more details about company click here:
https://brainly.com/question/30532251#
#SPJ11
cmdlet proxy is rejected since cmdlet has been proxed 0 times that reach max proxy depth limitation.
A issue with the script or configuration settings may be indicated by the error notice, which claims that a PowerShell cmdlet proxy has been denied because it exceeds the maximum proxy depth constraint.
What does the proxy address when the proxy is already using SMTP?If you observe that error message, it means that the proxy addresses or LegacyExchangeDN of are already using the proxy address "smtp". If you're trying to give the shared mailbox a name that's already in use, kindly select a different proxy address.
Outlook proxy email address: what is it?The user's primary email address, sometimes referred to as the primary SMTP address or the default reply address, receives all email messages received to their proxy address.
To know more about configuration visit:-
https://brainly.com/question/30279856
#SPJ1
which of the following is true regarding private placements of primary security offerings? group of answer choices the shares are sold directly to a small group of institutional or wealthy investors. extensive and costly registration statements are required by the sec. they have greater liquidity than public offerings. they trade in secondary markets. for very large issues, they are better suited than public offerings.
According to the given question, we have to identify the correct option which is true regarding private placements of primary security offerings. So, here is the answer to this question: Option A is true regarding private placements of primary security offerings.
Private placements of primary security offerings are used to sell shares of stock to select investors without having to make a public offering or go through the registration process with the Securities and Exchange Commission (SEC).
In the private placement, the shares are sold directly to a small group of institutional or wealthy investors. They usually deal with corporate bonds and can also be used to issue common stock, preferred stock, and warrants.
Private placements have the following features:
They are sold directly to institutional investors, such as pension funds, mutual funds, and insurance companies. However, individual investors with a net worth of at least $1 million or an annual income of at least $200,000 for the previous two years can also participate.
Private placement may be made for very large issues, but they are not suitable for all companies. Companies with smaller amounts to be sold usually find it difficult to achieve a cost-effective private placement as they have to comply with the regulatory requirements.
Companies that do not wish to disclose their financial information and objectives to the public usually prefer private placement. Therefore, Option A is true regarding private placements of primary security offerings.
Learn more about the Securities and Exchange Commission (SEC) at https://brainly.com/question/9089676
#SPJ11
tom earned $120 in interest on his savings account last year. tom has decided to leave the $120 in his account so that he can earn interest on the $120 this year. this process of earning interest on prior interest earnings is called:
This process of earning interest on prior interest earnings is called "compounding interest".
Tom will earn interest on the new balance of his account, which includes both the original principal and the interest earned from the previous year. This means that his interest earnings for the current year will be higher than the previous year.Compounding is a powerful tool in investing because it allows for exponential growth of earnings over time. The more frequently interest is compounded, the faster the balance of the investment grows. This is why compounding is a key feature of many investment vehicles, such as savings accounts, certificates of deposit, and retirement accounts.
Learn more about compounding and its effects on investment returns here:https://brainly.com/question/1297554
#SPJ11
debbie closely monitors the dialogue with her customers, watching for buying signals, and the right time to close the sale. debbie is engaged in
By closely monitoring the dialogue with her customers, watching for buying signals, and the right time to close the sale, Debbie is engaged in market segmentation. Market segmentation is the process of dividing a market into smaller groups with similar characteristics.
Debbie is identifying the different segments of her customer base, so she can tailor her products and services to the needs of each segment. Buying signals refer to a customer's action, behavior, or verbal cues that suggest they are ready to make a purchase or move forward in the buying process. A salesperson or seller must pay close attention to the customer's body language, the type of questions they ask, and their overall behavior to identify these buying signals. Once the seller has detected these signals, they can close the sale by offering the product or service to the buyer.
Learn more about "Market segmentation"; https://brainly.com/question/14315539
#SPJ11
13. give your own example of a business (or industry) that would likely be affected by the closure of the gm plants. explain your reasoning.
The closure of GM (General Motors) plants is likely to affect various businesses and industries, both directly and indirectly. One industry that is likely to be affected is the auto parts manufacturing industry.
Impact on auto part manufacturing industry -Auto part suppliers who supply their products to General Motors will be directly impacted by the closure of GM plants. These suppliers relied heavily on GM to purchase their products, and with GM decreasing their production, these suppliers will suffer a significant reduction in their revenue. As a result, this could have a ripple effect on the whole auto part manufacturing industry and could lead to closures or bankruptcies of these suppliers.
Impact on other industries -Additionally, the closure of GM plants is likely to affect businesses that support GM, such as logistics and transportation companies. These companies relied on transporting the finished cars and car parts that GM produced, and with the decrease in GM's production, this could severely impact their revenue. The closure of GM plants will also affect the workforce and economy of the areas where these plants are located. Many businesses in these areas rely on the income and spending power of GM employees, and with the closure of these plants, these employees could lose their jobs or move to other areas, resulting in reduced commerce and economic activity.
To know more about impact of closure of gm plants on industries -
https://brainly.com/question/26836308
#SPJ1
What will happen to the size of the expenditure multiplier and the size of the tax multiplier when the marginal propensity to save (MPS) increases?
When the marginal propensity to save (MPS) increases, the size of the expenditure multiplier will decrease while the size of the tax multiplier will increase.
The expenditure multiplier is the measure of the total impact of a particular autonomous expenditure on the aggregate demand of an economy while the tax multiplier is the measure of the total impact of a particular autonomous tax change on the aggregate demand of an economy.
What is Marginal Propensity to Save (MPS)?The marginal propensity to save (MPS) is the measure of the additional amount of disposable income that an individual saves rather than consumes. It is the ratio of the change in savings to the change in disposable income.
Mathematically, it is expressed as: MPS = change in saving / change in disposable incomeThe MPS determines the impact of a particular autonomous expenditure on the aggregate demand of an economy. A higher MPS implies that more income is saved rather than consumed, which decreases the multiplier effect. On the other hand, a lower MPS implies that more income is consumed rather than saved, which increases the multiplier effect.
Learn more about MPS: https://brainly.com/question/30743051
#SPJ11
includes all the activities in selling goods or services directly to final consumers for personal, non-business use. includes all the activities in selling goods or services directly to final consumers for personal, non-business use. promoting wholesaling retailing procurement
Selling goods or services directly to final consumers for personal, non-business use. The process of retailing involves promoting, wholesaling, and procurement.
Step-by-step explanation:
1. Procurement: This is the process of acquiring goods or services from suppliers for resale to consumers. Retailers need to find reliable suppliers and negotiate the best prices for the products they want to sell.
2. Wholesaling: This is the sale of goods in large quantities to retailers or other businesses, who then sell the products to the final consumers. Retailers buy products from wholesalers at a lower price, allowing them to make a profit when they sell the items to consumers.
3. Promoting: This involves advertising, marketing, and other activities to create awareness and generate interest in the products or services being sold. Retailers need to promote their products effectively to attract consumers and drive sales.
4. Retailing: This is the final step in the process, where the goods or services are sold directly to the final consumers for personal, non-business use. Retailers ensure that consumers have a pleasant shopping experience and offer customer support to address any concerns or issues.
For more such questions on non-business
brainly.com/question/28384844
#SPJ11
During the month of March 2017, Weimar World, a tax-preparation service, had the following transactions.
Billed $496,000 in revenues on credit
Received $164,000 from customers’ accounts receivable
Incurred expenses of $194,000 but only paid $87,700 cash for these expenses
Prepaid $32,220 for computer services to be used next month What was the company’s accrual basis net income for the month?
What was the company’s accrual basis net income for the month?
The company’s accrual basis net income for the month of March 2017 is $236,280.
Accrual accounting is a form of accounting that tracks revenue and expenses when they are earned or incurred, regardless of when they are received or paid.
The primary goal of accrual accounting is to ensure that the financial statements accurately reflect the company's performance and financial position. In accrual accounting, revenue is recorded when it is earned, and expenses are recorded when they are incurred.
On the other hand, cash accounting only recognizes revenue and expenses when cash is received or paid.
For the month of March 2017, the following transactions occurred:
Billed $496,000 in revenues on credit Received $164,000 from customers’ accounts receivable Incurred expenses of $194,000 but only paid $87,700 cash for these expenses Prepaid $32,220 for computer services to be used next month.
Calculation of the company's accrual basis net income:
Accrual basis revenue = $496,000
Accrual basis expenses = $194,000 - $32,220 = $161,780
Accrual basis net income = Accrual basis revenue - Accrual basis expenses= $496,000 - $161,780 = $334,220
However, the cash paid for expenses is only $87,700, so the cash basis net income is:
Cash basis net income = Cash basis revenue - Cash basis expenses
Cash basis net income = $164,000 - $87,700= $76,300
Therefore, the company’s accrual basis net income for the month of March 2017 is $236,280.
To learn more about Accrual accounting: https://brainly.com/question/28433316
#SPJ11
firms that use a multidomestic strategy to do business internationally emphasize . country-comparative advantages. local responsiveness over standardization. global standardization. economies of scale over local responsiveness
The firms that use a multidomestic strategy to do business internationally emphasize local responsiveness over standardization. The Option B is correct.
Why do multidomestic strategy emphasize local responsiveness?A multidomestic strategy is a business approach where a company operates as a collection of independent, autonomous subsidiaries that operate in different markets or regions. One of the key features of this strategy is its emphasis on local responsiveness.
This is because in a multidomestic strategy, each subsidiary is given a significant degree of autonomy to adapt to local market conditions, consumer preferences, and regulatory requirements. By giving local subsidiaries the freedom to make decisions that are tailored to their respective markets, companies can better meet the needs of local customers and gain a competitive advantage over other multinational companies that take a more standardized approach.
Read more about multidomestic strategy
brainly.com/question/25878979
#SPJ1