Since Alex obtained full-coverage car insurance, he will have to drive more cautiously than if he didn't have insurance because of moral hazard.
Moral hazard simply means a risk that an individual has not entered into a contract in good faith or the person provided inadequate information about his assets.
In this case, since Alex just got a new car and obtained full-coverage car insurance, Alex will have an incentive, he'll have to drive more cautiously than if he didn't have insurance due to moral hazard.
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Which of the following is an advantage of renting? a. Ease of mobility b. Economic gain c. Financial risk d. Tax savings Please select the best answer from the choices provided A B C D.
Answer: Tax Savings
Explanation:
Tax savings are a benefit of renting. As a result, choice (D) is the right response.
What are the advantages of renting?The advantages of renting are as follows:
The absence of maintenance and repair expenses is one advantage of renting a home.Renters also save money by having access to services that would otherwise be quite expensive.Renters do not have to pay property taxes, which is one of the main advantages of renting as opposed to buying.The upfront fee is another area where renters get a better financial deal.Homeowners are limited to the places where they can afford to buy, but renters can live in almost any place.Property values fluctuate. Renters are significantly less likely to be impacted by this than homeowners, if at all.While homeowners are required to keep their homes insurance policy current, renters are required to keep their renter's insurance policy current.Hence, Option (D) is accurate.
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How do you think investing relates to wealth inequality?
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THE Leo Frank case is one of the most notorious and highly publicized cases in the legal annals of Georgia. A Jewish man in Atlanta was placed on trial and convicted of raping and murdering a thirteen-year-old girl who worked for the National Pencil Company, which he managed.
Judy and Amy are having lunch together and decide to split the bill equally. Amy ordered more expensive items than she normally would because she is ______ price sensitive when sharing the cost.
Amy ordering more expensive foods and deciding to share the bill means
she is less price sensitive .
Less sensitivity of price usually occurs when there aren't available
substitutes for a particular product. Amy and Jude visits the restaurant for
lunch in which the price here is always fixed with no alternatives.
This makes Amy order the food regardless despite the idea of sharing the
cost with the other party. This thereby means that she is less sensitive to the
price when sharing the cost.
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the purchase and sale of long-term assets and current investments are classified as:
ash transactions that encompass purchase as well as sale of long-term assets as well as current investments can be considered to classified as Investing activities.
Investing activities can be regarded as one of the categories of net cash activities which is been reported by business on the cash flow statement. It is the purchase as well as sale of long-term assets at a given period.Therefore, Investing activities is correct.
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What are the four (4) stages of an economy?
A. Recession, Growth, Inflation, Depression
B. Expansion, Peak, Contraction, Trough
C. Expansion, Inflation, Contraction, Depression
Answer: B
Explanation: what business believe will generate the most profits
A married couple are both employed by firms that cover them under the company pension plans, and each earns approximately $300,000 annually. If they both open a traditional IRA and make the maximum contribution, how much of their contribution could they deduct
an employer requires a college degree to work in any position in the company. what part of title vii could apply?
Title VII is known to be against employment discrimination using race, color, religion, sex and national origin.
The part of Title VII that could apply is Disparate treatment.
Disparate treatment is simply regarded as a form of unlawful discrimination in US labor law.The United States ensure that unequal behavior toward someone because of a protected characteristic are statef under Title VII of the United States Civil Rights Act.
It is very a common type of discrimination. An example is when be an employer giving a certain job to all of the men who apply for a job but to none of the women.
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under the indirect method, the operating activities section of the cash flow statement begins with net income.
It should be noted that under the indirect method, the operating activities section of the cash flow statement starts with net income, therefore, the statement is true.
The cash flow from operating activities is a vital benchmark to determine the financial success of a company.
In the indirect method of depicting cash flow from operating activities, it starts with a net income from the income statement which is then added to the non-cash items in order to arrive at a cash basis figure.
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Charismatic leadership is now considered part of ________ leadership. Multiple Choice humble transformational ethical transactional
Based on leadership skills, Charismatic leadership is now considered part of transformational leadership.
Though there are specific differences between charismatic and transformational leadership, they share various similarities in their approach and execution.
However, the significant difference between the two is that Charismatic leaders tend to improve the status quo better, while transformational leaders emphasize transforming the organization into the leader's vision.
Hence, in this case, it is concluded that the correct answer is option B. "transformational."
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Robert makes $951 gross income per week and keeps $762 of it after tax withholding. How many allowances has Robert claimed? For weekly income between 950 and 960, the number of withholding allowances claimed are: 0, 259 dollars; 1, 242 dollars; 2, 224 dollars; 3, 207 dollars; 4, 189 dollars; 5, 173 dollars; 6, 162 dollars; 7, 151 dollars; 8, 140 dollars. A. One b. Two c. Three d. Four Please select the best answer from the choices provided A B C D.
Answer:D
Explanation:
Answer:
D
Explanation:
Retailing means a store sells directly to whom?
WHY ARE BLACK PEOPLE POOR
Answer:
Poverty and race are not the same things. Poverty is a circumstance. And like most circumstances, poverty has the ability to change. Poor can become middle class. Middle class can become rich. When you think of a poor person, what is that person’s color? I’ll start. I see a Black person.Black people are overrepresented in political discussions about poverty. The reality is, the vast majority of Black Americans are not living in poverty.
Explanation:
Hope it can help you lovelots
Eight years ago, Ian invested in Rayje Clothiers. He purchased five par value $1,000 bonds issued by Rayje Clothiers at a market value of 94. 956, each of which yields interest of 7. 5%. Ian also bought 250 shares of Rayje Clothiers stock at $17. 22 apiece. Bonds from Rayje Clothiers yield interest of 7. 5%, and stock from Rayje Clothiers yields dividends of $1. 09 yearly. Today, Rayje Clothiers bonds have a market value of 108. 224 and Rayje Clothiers stock sells for $19. 96 per share. If Ian liquidates his portfolio and sells off all of his investments, which aspect of his investment in Rayje Clothiers will yield the greater total profit, and how much greater will it be? a. The bonds yielded $820. 00 more in profits than the stocks. B. The bonds yielded $798. 40 more in profits than the stocks. C. The stocks yielded $21. 60 more in profits than the bonds. D. The stocks yielded $242. 20 more in profits than the bonds.
Answer:
what are tow main reasons that force people travel?
suppose that a small-town theater has six potential customers and is looking to implement price discrimination depending on when customers want to attend. suppose the marginal cost of serving an additional customer is $1.50. the data provide information about the time of attendance and willingness to pay for a ticket.
Based on the information that can be gotten from the question, the price that should be charged by the theater for the matinee ticket will be $7.
From the complete information, when the price is $4 and the 3 customers enjoy the movie, the profit will be:
= ($4 - $1.5) × 3
= $2.5 × 3
= $7.5
Now, let's assume that the price charged is $7 and 2 customers enjoy the movie, the profit will be:
= ($7 - $1.5) × 2
= $5.5 × 2
= $12
Now, when the price is $12 and only 1 customer enjoyed the movie, the profit will be:
= ($12 - $1.5) × 1
= $10.5
It can be depicted that the profit of the theater will be at maximum when the price that is charged is $7.
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Inflation can be calculated in terms of how the overall cost of ___________________ changes over time. all goods the basket of goods all goods and services all services
One way that inflation can be calculated is how overall cost of all goods and services experience a change with respect to time.
Inflation can be regarded as a rate of increase in prices of goods as well as services in a given period of time.To measure this then the overall goods and services must be considered and how it changes in price with time.Therefore, Inflation are measured with time.
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Answer:all goods the basket of goods all goods and services all services
Explanation:
If the price that a firm charges is lower than its_____________of production, the firm will suffer losses.
When a firm charges a price for its goods and services, if this price is less than the cost of production, they will suffer losses.
The profit that a company makes is calculated as:
= Selling price - Cost of production
If the selling price is less than the cost of production, the profit will be negative. A negative profit is the same as losses. This means that if a company charges lower than this cost of production, they will incur losses.
In conclusion, companies charge above their cost of production so as not to incur losses.
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which chart type is ideal for visualizing financial data such as a p&l?
The chart type which is ideal for visualizing financial data such as a profit and loss (P&L) is a: bar chart.
A profit and loss (P&L) statement can be defined as a financial report that provides a summarized information of the following financial data about a business firm:
Total revenues.Expenses.Profit.Loss.Hence, a profit and loss (P&L) statement gives an insight to investors on how a business firm is operating and whether or not it has the ability to generate profits at the end of a business year.
Typically, the chart type which is ideal for visualizing financial data such as a profit and loss (P&L) is a bar chart because each rectangular bar can be used to represent the finance or revenue (cash inflow) of the business firm.
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Select the best answer: A Notary Signing Agent wants to stand out from other NSAs by guaranteeing to borrowers and contracting companies that all of her loan signings will take 30 minutes or less. This is:
A Notary Signing Agent are often regarded as loan processing officers. This is permissable as long as it is not stated as a guarantee and Prohibited if it is stated to be a guarantee.
Rotary signing agent as part of a loan process officers are hired as an independent contractor in making sure that loan documents are worked on to by the borrower and them it will be returned on time after it has been notarized.
The notary signing are prohibited from engaging in the activities below:
They are not permitted to give legal advice of any kind.*They are also not permitted to guarantee the duration of how long a loan signings will take.Conclusively they are only given right to give the time how long the signings will take to the borrowers, only he or she is not putting it out as a guarantee.
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The process of determining the maximum allowable cost for a product and developing a profitable prototype is called ______.
consider the pharmaceutical company mylan that produces epinephrine injection devices called epipens. in the presence of other firms producing substitutes for this good, the price of epipens is $150.
From the information given, when the price is $150, it should be noted that the firm will earn a negative economic profit.
From the information, it was stated that in the presence of other firms producing substitutes for the good, the price of epipens is $150.
It should be noted that profit will be maximized when the marginal revenue and the marginal cost intersects. Therefore, when the price is $150, the average total cost will lie above the demand curve. Therefore, the firm earns a negative economic profit.
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Why can't two live as cheaply as one these days?
Answer:
Hello ccraft89!
Based on this qualitative retrospective, I’d say “two can live as cheaply as one” has not been true for us, and it’s even possible that we have increased overall. The saying that “two can live as cheaply as one”—at one time seriously suggested to couples hesitant to marry because of financial concerns—would produce only eye-rolls
-I Hope this helps Have an awesome day
~ Chloe Marcus <3
The saying "Two can live as cheaply as one" suggests that living expenses can be shared and reduced when two individuals are living together.
However, in contemporary times, there are several factors that can make it challenging for two people to live as cheaply as one. Here are a few reasons:
1. Housing Costs: Housing is typically one of the largest expenses for individuals or couples. While sharing a living space can help reduce costs compared to living separately, the overall cost of housing remains significant. Rent or mortgage payments, property taxes, utilities, and maintenance expenses are still substantial, regardless of the number of occupants.
2. Individual Expenses: Even when living together, individuals still have their own personal expenses, such as clothing, personal care items, transportation, healthcare, and entertainment. These expenses are separate and can add up, increasing the overall cost of living for a couple compared to an individual.
3. Lifestyle and Preferences: Each person may have different preferences and priorities when it comes to spending money. It can be challenging to align spending habits and find a balance that suits both individuals. Different interests, hobbies, or preferences for dining out, travel, or entertainment can contribute to higher overall expenses.
4. Inflation and Cost of Living: Over time, the cost of goods and services tends to increase due to inflation and changes in the economy. This can impact the overall cost of living for both individuals and couples. Expenses such as groceries, healthcare, education, and transportation may rise, making it more difficult for two people to live as cheaply as one.
5. Financial Responsibilities: Couples may have shared financial responsibilities, such as joint bills, debt obligations, or family commitments, that can increase the overall cost of living compared to an individual. These responsibilities can include supporting children, caring for aging parents, or other financial commitments that require additional resources.
While living together can certainly provide some cost savings through shared expenses, various factors contribute to the overall cost of living for both individuals and couples. The saying "Two can live as cheaply as one" may not hold true in modern times due to these factors and the complexities of managing individual and shared expenses.
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Which starbucks stores are participating in free red cup?
The Seattle-based coffee chain is giving away free limited-edition reusable red cups Thursday to customers who order a handcrafted holiday or fall beverage at participating U.S. stores, while supplies last. This year's reusable cup is made with 50% recycled content to honor the chain's 50th anniversary, Starbucks said.
Which of the following is an advantage of starting your own business?
Answer:
The most common reason people launch their own business is to be their own boss. Other benefits include flexibility, financial rewards, the opportunity to innovate, and a chance to impact your community. Still, there are serious risks to launching your own business, and you should carefully consider and plan before you take the leap.
Explanation:
Convenience goods like Coke are available almost everywhere in the United States. Thus, Coke uses ______ distribution:
Convenience products like Coke are available almost everywhere in the United States. Thus, Coke uses intensive distribution, which is related to the strategy of making the product available at many different retailers.
This is a marketing strategy widely used by companies that supply non-durable consumer goods, which are those that are consumed quickly, such as food, beverages and medications.
Therefore, non-durable goods such as Coke need to be replenished quickly, justifying the company's intensive distribution strategy, which makes its products easily available to consumers, increasing its profitability and positioning.
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activities include cash receipts and cash payments for transactions relating to revenue and expense activities.
Answer:
Operating Activities
Explanation:
Happy Thanksgiving!
The cell phone is one of the great innovations of recent decades. Yet the innovation has not come from any
one place. The list of manufacturers includes Samsung, Apple, Lenovo, LG, Sony, Nokia, BlackBerry, and
Xiaomi. These manufacturers operate in South Korea, the United States, China, Japan, Canada, and Finland.
The major parts suppliers are in over 20 countries. When your business competes on a global scale, it is more
important than ever
A) to lock up patents on early technology
B) to specialize and do one thing really well
C) to adapt and innovate
After analyzing the scenario, when your business competes on a global scale, it is more important than ever to adapt and innovate. Thus, option 'C' is the correct option.
How does innovation help business growth?With the introduction of originality to current product lines or business practices, market share, revenue, and customer happiness all grow. Innovation can also be utilized to introduce new automation technologies or modernize the business's operating systems. The process of business innovation is designed to add value to the company.
This value may be produced by opening up new income streams, increasing revenue via existing channels, developing efficiencies that save time, money, or both, or boosting output or performance. Businesses that don't adapt to shifting consumer demands and preferences will eventually become obsolete.
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true false Title VII of the Civil Rights Act prohibits job discrimination on the basis of income.
it is false that Title VII of the Civil Right Act prohibits job discrimination on the basis of income.
The Civil Rights Act (1964) is a Federal law that prohibits the discrimination of people on the basis of race, color, religion, sex etc
The Title VII of the Civil Rights Act provides that "the legislation prohibits employment discrimination based on race, color, religion, sex and national origin".The The Civil Rights Act (1964) does not proivide leglslative on the basis of Income of an individual
Therefore, it is false that Title VII of the Civil Right Act prohibits job discrimination on the basis of income.
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When determining a product mix where there is a constraint resource, a company should consider ________.
it is advisable that a company considers the contribution margin per unit of the constraint resource when determining the product mix.
The Product mix refers to the complete set of products offered by the firm.
The constrained resource means the resources that a firm have a limited amount of.Therefore, it is advisable that a company considers the contribution margin per unit of the constraint resource when determining the product mix.
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Conduct a SWOT analysis between public and private universities of Bangladesh. Use the
internet to locate organizations charts for five different organizations. (or use the data from
the internet to draw the organization charts yourself.) look for similarities and differences
among them and try to account for what you find.
There are 53 public universities in Bangladesh, 97 private universities and 3 international universities. The organizational structure of these universities is functional, where resources are organized by departments.
They also have a linear, matrix, hybrid and project-based structure. The similarities between public and private universities are related to the functional structure.
Public universities are controlled by the government and are subsidized, while private universities are run by the private sector and all are affiliated with a commission created in accordance with the presidential order, called the University Grants Commission.
SWOT analysis is a tool that allows an organization to analyze the characteristics of its internal and external environment that impact its development.
In the micro environment, strengths can be related to the faculty, growth rates, student body and weaknesses therefore can be related to structure, centralized command and educational and institutional policies.
In the macro environment, opportunities may be related to foreign investment and educational development programs. On the other hand, threats related to social inequality, which prevent students from entering university, bureaucracy and insecurity.
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