An engineering graduate starts a new job at $68,000 per year. Her
investments are deposited at the end of the year into a mutual fund
that earns a nominal interest rate of 5% per year with quarterly
compounding. How much money will be in the account immediately
after she makes the last deposit?
(a) She makes $4000 annual deposits for the next 40 years.
(b) She makes the $4000 deposits for 10 years, then stops all
investments for the next 10 years, and then resumes deposits of $6000
per year for the next 20 years.

Answers

Answer 1

Answer:

Explanation:

Effective Annual Rate=(1+r)^n-1 Here=r=5/4=1.25% per quarter EAR=(1.0125^4)-1 5.09% (a)..


Related Questions

scarcity forces people to

Answers

Answer:

Because we don't have enough resources to provide all of the goods/services in the quantities that are wanted, scarcity forces us to make decisions about which goods/services we value higher.

Explanation:

Answer:

make choices

Explanation:

Scarcity forces all of us to make choices by making us decide which options are most important to us. The principle of scarcity states that there are limited goods and services for unlimited wants.

Accrued Revenues are a/an
a. Asset
b. Liability
c. Revenue
d. Expense

Accrued Expenses are a/an
a. Asset
b. Liability
c. Revenue
d. Expense

Answers

Revenues - Asset
Expenses - Liability

The fixed budget indicates direct labor costs of $27,500. Actual direct labor costs were $27,000. The variance is:

Answers

Based on the information given the variance is $500 favorable.


Variance

Using this formula

Variance=Fixed Direct labor cost-Actual direct labor cost

Where:

Fixed Direct labor cost=$27,500

Actual direct labor cost=$27,000

Let plug in the formula

Variance=$27,500-$27,000

Variance=$500 favorable

Inconclusion  the variance is $500 favorable.

Learn more about variance here:https://brainly.com/question/25639778

Assume that as part of Hilton’s interview process, the company asks applicants how they would behave in hypothetical, hospitality-related job situations. This would be considered a ________ interview, which is ________.

Answers

The interview in Hilton's process would be considered a situational interview, which is structured.

What is a situational interview?

This is a type of interview where the people that are being interviewed are asked hypothetical questions.

The questions that they are asked is usually to get to know how they would behave in given situations.

Read more on interviews here: https://brainly.com/question/6967429

Agricultural managers need to possess which of the following skills?

A: The ability to start a business from scratch.
B: Understanding of the different kinds of economies in the world.
C: Vast knowledge of equipment, shipping, and storage of products.
D: A master's degree in business administration

Answers

vast knowledge of equipment, shipping,and storage of products.

How do companies effectively go global?

Answers

Answer:

Some of the specific advantages presented by successfully growing globally include:

•You can extend the sales life of existing products and services by finding new markets to sell them in.

•You can reduce your dependence on the markets you have developed in the United States.

and more....

Explanation:

hope it helps......

Park Corporation is planning to issue bonds with a face value of $2,100,000 and a coupon rate of 9 percent. The bonds mature in 10 years and pay interest semiannually every June 30 and December 31. All of the bonds were sold on January 1 of this year. Park uses the effective-interest amortization method and also uses a premium account. Assume an annual market rate of interest of 7.5 percent. Required:
a. Prepare the journal entry to record the issuance of the bonds.
b. Prepare the journal entry to record the interest payment on June 30 of this year.
c. How will Park present its bonds on its June 30 balance sheet?

Answers

a.The journal entry to record the issuance of the bonds. Debit : Cash $677,135 and Credit : Bond Payable $677,135

b.The journal entry to record the interest payment on June 30 of this year. Debit : Bond Payable $43,715 ; Debit : Interest Charge $50,785 ;  Credit : Cash $94,500

c.Presentation of bonds on June 30 balance sheet . Non - Current Liabilities : Bond Payable $633,420

Issuance of the bonds

Since Park Corporation is paying 7.5 percent ( Market Rate) compared to the coupon 9 percent, the Bonds will be issued at a discount. The amount recognized at issuance will be the Present Value of $677,135.

Determined as follows :

FV = $2,100,000

Pmt = ($2,100,000 x 9 %) / 2 = $94,500

N = 10 x 2 = 20

i = 7.5 %

PV = $677,135

Interest Payment

Since the effective-interest amortization method is used, the interest is calculated as follows :

Interest Charge = Present Value x Interest rate

                           = $677,135  x 7.5 %

                           = $50,785

Bonds Payable Presented on Financial Satement

Bond Payable = Present Value - ( Cash Payment - Interest charge)

                        = $677,135 - (94,500 - 50,785)

                        = $633,420

In conclusion, Since Park Corporation is paying 7.5 percent ( Market Rate) compared to the coupon 9 percent, the Bonds will be issued at a discount of $677,135

Learn more about Bonds and effective-interest amortization method here : https://brainly.com/question/23265123

match the scenario to the type of mental health issue described ?.

Answers

the scenario to the type of mental health issue described

and then you have to explain it and make sure you think of your response if you want to know your answer you gotta work hard on your research so it helps you understand

Hill Corporation Ltd., an Internet service provider, has been providing networking solutions to Riverdale High School for over a year. However, recently the administration at Riverdale high School has been complaining of an unstable connection. You are employed by Hill Corporation for the purpose of inspecting the issue at hand. Required:
What would be your first check point to ensure that there are no network issues from the service provider's end?

Answers

In order to ensure that there are no network issues from the Internet service provider's (ISPs) end, your first check point should be the main distribution frame (MDF).

What is main distribution frame (MDF)?

Main distribution frame (MDF) can be defined as a cable rack or signal distribution frame that serves as the primary hub for connecting network equipment between Internet service provider (ISP) and the subscriber carrier equipment.

As a network administrator, you should ensure that there are no network issues from the Internet service provider's (ISPs) end, by first checking the main distribution frame (MDF).

Read more on main distribution frame (MDF) here: https://brainly.com/question/5595626

Which of the following education levels offer a shop class in industrial arts?

A: High school program
B: Associate program
C: Bachelor's program
D: Doctoral program

Answers

Answer:

B. Associate program

Explanation:

Correct me if I'm wrong

Associate program offers a shop class in industrial arts. Thus, option B is correct.

What is industrial Arts?

An educational program called industrial arts emphasizes the creation of wooden or metal things utilizing a variety of hand, power, and machine tools. Commonly referred to as technology education, industrial arts. Small engine repair and car maintenance are possible, and technical drawing is typically covered in all programs' curricula.

The phrase "industrial arts" was first used in education in 1904 by Charles R. Richards of Teachers College, Columbia University in New York, who proposed it as a replacement for physical labor. Industrial arts lessons, also referred to as "shop class" in the US, introduce kids to the fundamentals of house maintenance, physical labor, and machine safety. The majority of industrial arts programs were developed in general rather than specific trade schools.

Learn more about industrial arts here:

https://brainly.com/question/30860509

#SPJ2

When complimentary trading firms have specialized workers and processes in a particular product, and they engage in intra-industry trade, it creates benefits from working together by creating ________.

Answers

When complimentary trading firms have specialized workers and engage in intra-industry trade, it creates benefits from working together by creating: Economic gain.

What is a Complimentary Trade?

It is a form of trade that specializes in free trade. They compliment Each other. It can also be seen as a free-market idea that applies to international trade.

When trading firms have specialized workers and do intra-industry trade, especially in a complimentary trade, it helps the economy grow faster and also increases output.

Learn more about Complimentary trade here:

https://brainly.com/question/17727564

How does KARLEE provide a vertically integrated range of services that support customers from initial component design to a finished, assembled product?

a. Advanced design engineering support
b. Lack of value-added assembly
c. No prototype production
d. No manufacturing

Answers

Karlee provided a vertically integrated range of services that support customers by using A. Advanced design engineering support.

What is vertical integration?

It should be noted that vertical integration simply means a process that involves acquiring business operations towards identical production.

In this case, Karlee provided a vertically integrated range of services that support customers by using advanced design engineering support.

Learn more about vertical integration on:

https://brainly.com/question/19815172

Adah works in logistics for a manufacturing firm and manages inventories. Her managers want the organization to be more lean, but Adah knows that stockouts can lead to customer dissatisfaction. Thus, determining optimal reorder points is vital. If the usage rate of her current product is ten units per day, the order lead time is five days, and the safety stock is ten, what is the reorder point

Answers

The reorder point for Adah's Logistics Company is 60 units.

What is the reorder point?

The reorder point (ROP) is the specific level at which stock needs to be replenished to avoid customer dissatisfaction while achieving inventory leanness.

In other words, the reorder point is the point at which orders can be placed to replenish stock without encountering a stockout or overstocking.

The calculation of the reorder point is to multiply the average daily usage rate by the lead time in days, plus safety stock.

Data and Calculations:

Usage rate per day = 10 units

Lead time = 5 days

Safety stock = 10 units

Reorder point = 60 (10 x 5 + 10)

Thus, the reorder point for Adah's Logistics Company is 60 units.

Learn more about reorder points at https://brainly.com/question/18914985

On December 1, a company accepted a $5,000, 4%, 90-day note. How much accrued interest will be recorded as an adjusting entry on December 31, the end of the accounting period?

a. $166.67
b. $16.67
c. $1.67
d. $0.00; interest is not accrued at year-end

Answers

The accrued interest amount at the end of the accounting period is $16.67

ACCT - Utilities Expense is a/an
a. Asset
b. Liability
c. Revenue
d. Expense

Answers

Utilities Expense - D. Expense

What was Joy’s first invention? What did she wish her parents had done with it originally to make it successful?

Answers

The first invention that Joy had to her name was a dog collar.

Her wish was that her parents had patented the collar and gotten a lawyer to make it successful.

Who is Joy Mangano?

Joy Mangano is an inventor that has many patents to her name. Her first invention was a type of dog collar which had a quick release.

For it to have been successful, she wishes that her parents her got a lawyer and patented her design so that they would have produced the collar and profited from it.

Find out more on patents at https://brainly.com/question/7651401.

what tool is most appropriate for applying spread on the bread?​

Answers

Answer:

A butter knife

Explanation:

Traditionally, people spread the spread on bread with a butter knife.

Disadvantage of not having Poka-Yoke

Answers

Ya I’m sure so n definitely polka tile lol what

Due to a downturn the wage of entry level workers has declined by 10 per cent, as a
result 100 entry-level workers get jobs and around 30 senior workers (15 %) would be
laid off.
(a) (5 points) Calculate the cross elasticity of demand for senior workers? Are senior
workers and entry-level workers gross complements or gross substitutes?
(b) (7 points) Which effect dominates in our example: substitution or scale effect?
How?
(c) (6 points) How would the demand curve for senior workers change if the wage paid
to entry-level workers rises?

Answers

The cross elasticity of demand for senior workers is 1.5. Senior workers and entry-level workers are gross complements.

The scale effect dominates in this example.

If the wage of the entry level workers increase, the demand curve would shift to the right.

What is the crosss price elasticity?

Cross price elasticity of demand measures the responsiveness of quantity demanded of good A to changes in price of good B.

Cross price elasticity = 15% / 10 = 1.5

Complement goods are goods or resources that are used together. As a result of the decline in wages, senior workers would be laid off. This means that senior workers and entry level workers work together.

What is the effect on the demand curve if the wages of entry level workers increase?

If the wage of the entry level workers increase, the demand for senior workers wouuld increase. This would lead to a shift to the right of the demand curve for senior workers.

To learn more about cross price elasticity, please check: https://brainly.com/question/26054575

When is the advisable time to start building or adding to your own professional network?
Question 5 options:

a)

Upon graduation

b)

When you need a job

c)

Whenever you have time

d)

Right now

Answers

Answer:

A. Upon Graduation

Consider a single period problem where the riskless interest rate is zero, and there are no taxes. A firm consists of a machine that will produce cash flows of $210 if the economy is good and $80 if the economy is bad. The good and bad states occur with equal probability and the covariance of these states with the market portfolio is zero (no systematic risk). Initially, the firm has 100 shares outstanding and debt with a face value of $50 due at the end of the period. What is the share price of the firm

Answers

Assuming the firm has 100 shares outstanding and debt with a face value of $50 due at the end of the period. The share price of the firm is $0.95.

Share price

First step is to calculate the expected payoff to equity

Expected equity=[($80 ×0.5) + ($210 × 0.5)]-$50

Expected equity=($40+$105)-$50

Expected equity = $145-$50

Expected equity=$95

Now let calculate the share price

Share price=$96/100 shares

Share price=$0.95

Inconclusion the share price of the firm is $0.95.

Learn more about share price here:https://brainly.com/question/1166179

What is the scope of AS-26

A. All of these
B.Rights and Expenditure on the exploration for or development of Minerals
C. Financial Assets
D. Intangible Assets that are covered by another as

Answers

Answer:

Maybe the answer C. or B.

A university’s marketing department typically purchases backpacks with its logo embroidered on them for all incoming freshmen. This year, because faculty have heard complaints, the marketing chair wants to buy similar backpacks but find one that is a little more durable. This is an example of a
A) new buy.
B) make-buy.
C) straight rebuy.
D) standard reorder.
E) modified rebuy.

Answers

Hi I am not quite sure but I think it might be a i’m in middle school so don’t trust me on this one

Supremewriters247.us is the only trusted American Writing Company when it comes to the writing of custom essays, dissertations, term papers, research papers, ...

Answers

etc

They answer is etc

Yessica is an exchange student from Spain. She is currently studying at a college in Maryland.
Yessica's primary language is Spanish. Yessica is most likely to experience what type of
common communication barrier?

A) Lack of honesty
B) perception
C) language
D) information medium

Answers

The communication barrier Yessica is likely to face as an exchange student from Spain is language.

What is a communication barrier?

Communication barrier is a thing or a factor that stands in the way of effective communication. Yessica is from Spain and she is studying in Maryland. In Spain, Spanish is spoken and in Mayland, English is spoken, thus there is a difference in language and this would stand in the way of effective communciation.

To learn more about communication barrier, please check: https://brainly.com/question/25709466

Sara enters into a contract to sell her vacation condo to Ted for a certain price on a specific day. On that day, Sara unconditionally offers to perform. Sara’s offer

Answers

The fact that Sara unconditionally offered to perform according to the contract that she entered into with Ted b. constitutes tender of performance.

What is a tender of performance?

A Tender of Performance is the requirement that a person ought to do as a result of them being in a contract, or the law ordering them to do so.

Sara performed her side of the contract which means that she performed her tender of performance according to the terms of the contract with Ted.

Options for this question include:
a. conditions Ted's promise to pay for the property.

b. constitutes tender of performance.

c. excuses the parties' performance under the contract.

d. suspends the parties' contractual obligations.

Find out more on Contracts at https://brainly.com/question/25789642.

Using budgeting assumptions when preparing the master budget, ______.

Answers

Answer:

makes it easier to answer "what-if" questions

Explanation:

What makes you feel like you are getting your money’s worth?

Answers

Answer:

When I save a lot of money

based on your experience discuss a real-life example where organization behaviour was very useful for you. then imagine and discuss what was to happen if organizational behaviour was not utilized in this situation

Answers

Answer: Okay don't copy this word for word, anything in Brakets change them.

Explanation:

I've experiened originizational behaivor when looking at my [Your choice].

It was useful because I didnt get confused when looking for [Object]!

If I couldnt find [object] I wouldnt be able to, [action]. If organization wasnt used in this [describing term] I wouldnt be able to find [object] and I would be very upset. I feel as if this behaivor should be used everywhere.

Now for the people who get indecisive!

I've experiened originizational behaivor when looking at my My desktop of my computer. It was useful because I didnt get confused when looking for My assignments! If I couldnt find my assignments I wouldnt be able to, brush up on some topics. If organization wasnt used in this case I wouldnt be able to find my work and I would be very upset. I feel as if this behaivor should be used everywhere.

Which consumer protection law requires that products be free of defects when sold?
a. used car rule
b. uniform commercial code
c. bill of consumer rights
d. credit card accountability, responsibility, and disclosure act

Answers

The  uniform commercial code is a law that requires that products are free of defects when  they are sold.

What is the  uniform commercial code?

This is a term, that is used to refer to all of the commercial laws that are used to apply to the buying and the selling of goods in the US.

The law protects customers in such a way that the products are free of defects when they buy. The products can also be returned if they are not.

Raed more on the uniform commercial code here: https://brainly.com/question/15980446

The consumer protection law that requires that products be free of defects when sold is the b. uniform commercial code

What is Consumer Protection Laws?

This refers to those laws put in place in order to protect the customer from unethical practices of business owners.

Hence, we can note that the uniform commercial code is the consumer protection law that requires that products be free of defects when sold so that the customers can get the maximum value for the products.

Read more about consumer protection laws here:

https://brainly.com/question/1862829

Other Questions
The base of a solid s is the region bounded by the circle x^2 y^2=16 what is mission of the IASB? A bag contains 2 red marbles, 7 blue marbles and 5 green marbles. If two marbles aredrawn out of the bag, what is the exact probability that both marbles drawn will beblue? 7 5/8 + 1 1/2 = ? how do you do it?? need help! Based on the graph what is the approximate half-life of the reaction shown below What would happen if you fall from your bed ? What is the quotient of 2x3 + 3x2 + 53 - 4 divided by 22 +1 +1?2x +1+2- - 52 +2+122 +1+2.1 - 12 +2+12x +1+4z - 4++121 +5+ 12 +12+2+1 NEED HELP ASAP!!!!!Based on the data in Map 1, which area of the country in the map below could be considered a secondary tornado alley? A Area AB Area BC Area CD Area D FRENCH PLS ANSWER Use the cues and a form of lequel to ask a question about the people in each drawing. 25. tre au chmage 26. tre la mieux paye 27. venir de postuler 28. prendre un cong 29. travailler pour la mme compagnie What kind of Customs are followed in Spain?a. Strange b. Holyc. Entertainingd. Political PLS HELP I am giving 25 points here is the question A shopkeeper sold 12 bags of potatoes for $2.99 each. He bought the potatoes for $1.90 for each bag what was his total profit Wen is factoring the polynomial, which has four terms. 6x3 12x2 + 7x 14 6x2 (x 2) + 7(x 2) which is the completely factored form of his polynomial? (6x2 + 7) (x 2) (6x2 2) (x +7) (6x2 + 2) (x 7) (6x2 7) (x + 2) I have the first 2 questions but i need the rest! please help! 3. what approach did the speaker and her team decide to take to help holly? give at leastthree specific examples.4. what did the team observe about holly and her troupe over time?5. why is offering choice a revolutionary concept at a zoo? identify an element from whatyou read in the unit as to how zoos are changing that also serve the purpose of offeringanimals more choice.6. applying this learning to yourself. identify a time when you might have resented feelingenclosed, but the offer of choices improved your outlook.7. the speaker mentions some examples of activity bins that they used as enrichmentmaterials for holly. identify two materials that you would be curious about giving holly ina bin to see how she would interact with that material. keep holly's safety in mind as youmake your suggestions; avoid things that would endanger her or the troupe!8. the unit mentions that an important factor in zookeeping is to give animals their space,as they are wild animals after all. how do you think zookeepers balance their need forresearch and helping specific animals, like holly with respecting holly's need for "wildspace." Why did some states use literacy tests at polls? explain how a deflection magnetometer can be used to find the horizontal component of the Earth's magnetic field 160 C B What is the mABC ? Type your response in the box.review the essay you wrote, and look for five words that you struggled to spell correctly. list those words andprovide a definition for each one. Question 6 (10 points)Use The Plano Shop on the Left Bank and "Those Old Piano Blues" to answer the question below.What feeling is conveyed by both the excerpt from The Piano Shop on the Left Bank and the excerpt from the article "Those Old Piano Blues? PLEASE HELP!!!!Plant Structure and Function LabTitle: Plant Structure and Function LabObjectives: After doing this lab, you should be able to: Identify the correct plant tissues from the corresponding slides. Identify the different structures of a flower. Describe the functions of each flower structure. Describe the functions of each plant tissue. Answer the Analysis and Conclusion questions using multiple sentences.Materials: Flower Scissors Tape Tweezers Lab ReportProcedure:Plant Tissues Part 1Review each image in your lab activity slide show. Identify the correct tissue or organ below based on each individual slide. Several of these choices may be use multiple times. phloem stoma xylem guard cells dermal ground vascularSlide 1_____Slide 2_____Slide 3______Slide 4_____Slide 5a. xylem___a. guard cells_a. vascular__a. vascular___a. vascularb. phloem__b. stoma____b. dermal___b. ground____b. ground____________________c. ground___c. dermal_____c. dermal____________________d. dermal_______________________.Flower Dissection - Part 2 Pick a flower from your yard, a public location, or somewhere in your neighborhood. Start by removing the sepals of the flower with a tweezer. If you do not have a tweezer, a small pair of scissors will also work. It may be easiest to do this if you hold the flower with your finger from below the pedicel (small stalk just underneath the flower) and begin to remove the sepals with a pair of tweezers. Using tweezers, place the sepals on the labelled printable worksheet, and tape them in place. Repeat the same procedure for the petals and pistil. Remove all but one of the stamens and tape them onto the worksheet. On your printable worksheet, you should have sepals, petals, stamens and one pistil. Take a picture of your worksheet with the flower pieces placed correctly, and save it on your computer. You will attach and submit this with your assessment questions.Data: Flower DissectionName of Flower Component Piece of Flower from Lab FunctionSepal Petals Stamen Pistil Analysis and Conclusion - Part 3Plant Tissues:1. What are three characteristics that all species belonging to the plant kingdom have in common?2. How will the numbers of stomata differ in tropical plants and desert plants? How does this help protect the health of a plant? 3. If a plant's xylem and phloem become damaged, what type of damage will result within the plant? Describe the different roles on the xylem and phloem in your answer.4. Why do we compare the dermal tissue of plants to human skin? Explain your answer.5. Would a plant be able to survive if the ground tissue was damaged? Explain your answer.Flowering Reproduction:1. Describe how flowering plants reproduce.2. How do flowers help other organisms in our environment? 3. Which parts of a plant are responsible for reproduction? Describe the role that each of them will play.4. Describe what occurs during the process of seed development.5. Based on your knowledge of flowers, why do you think most flowers are bright in color? Please I need answer quickly how many ways can you form 3 groups from 18 people so that there's 3 people in first group, 6 people in the second group and 9 people in third