Customer experience, which includes both indirect and direct touch, is the internal reaction that customers have to all parts of a company and its offering.
What is customer experience and why is it important?Customer experience is the sum of a consumer's cognitive, emotive, sensory, and behavioral responses at all points in the consumption process, including before, during, and after a purchase.
Customer experience is how clients feel about working with your business. From the customer's perspective, a good strategy should be helpful, usable, and pleasant. Customer experience and customer service are two issues that are increasingly in demand in today's unpredictable environment.
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A company headquartered in saudi arabia builds a manufacturing facility in the united states. what international organizational structure does this represent?
Foreign direct investment organizational structure does this represention.
What is Foreign direct investment?An entity with its headquarters in another nation makes an investment in another country in the form of a controlling ownership stake in a company operating in the first country.
Mergers and acquisitions, the construction of new facilities, the reinvestment of profits from abroad activities, and intra-company loans are all examples of foreign direct investment. In a strict sense, foreign direct investment only refers to the construction of new facilities and a long-term management involvement (10% or more of the voting shares) in a company that operates in a different economy than the investor.
The investment may be done "organically" by growing the operations of an existing business in the target nation, or "inorganically" by purchasing a company there. Neither method affects whether the investment qualifies as an FDI under the law.
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a corporation is a legal entity that has the capital budgeting decisions are (investment or financing) decisions.rights to do which of the following?
Enter into contracts , borrow money , sue or be sued these are the major decisions which a corporation take as a legal entity that has the capital budgeting decisions as (investment or financing) decisions.
What is capital budgeting ?
Capital budgeting is the process a business use to evaluate prospective large projects or investments. Capital budgeting is required prior to approving or rejecting a project. The development of a new facility or a substantial investment in a different company are two examples of such projects.
In order to determine whether the predicted returns will meet a sufficient target benchmark, a corporation may assess the lifetime cash inflows and outflows of a planned project as part of capital budgeting. Investment assessment is another name for the process of capital budgeting.
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Describe how the need for new markets led to the buildup of the navy and the need for naval bases in the pacific.
Mahan argued that British manage of the seas, blended with a corresponding decline within the navy power of its fundamental European competitors.
A robust military, utilized in live performance with allied international locations and subsidized up by means of a energetic economy, is a effective deterrent to struggle and permits international relations. It convinces adversaries that conflict is either unwinnable or too costly to wage.
Mahan believed that having a sturdy army turned into one of the main elements that helped countries win wars to deal with the surplus of synthetic items from the industrial Revolution, Mahan claimed that the U.S. ought to take various measures to expand into overseas markets, which includes constructing up a huge merchant navy.
The very presence of naval ships concurrently deters military aggression and assures our allies, safeguards the ocean lanes and the commerce that flows through them, preserves territorial waterway barriers and the right to resources contained therein, and allows a reaction to natural disasters.
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true or false: if price and convenience of two products are equal, the product customers associate with the highest consumption utility is likely to have the highest demand.
The statement that "if price and convenience of two products are equal, the product customers associate with the highest consumption utility is likely to have the highest demand" is True.
As a subject of economics, utility is used to model well-worth or price. Its usage has evolved appreciably through the years. The term was introduced, to begin with as a degree of pride or happiness as a part of the idea of utilitarianism through moral philosophers inclusive of Jeremy Bentham and John Stuart Mill.
In economics, demand is the amount of a terrific that customers are willing and able to purchase at diverse prices during a given time. the relationship between the fee and the amount called for is also referred to as the demand curve.
The law of demand states that because the price of a great decrease, the amount demanded of that properly will increase. In different phrases, the regulation of call for states that the demand curve, as a feature of rate and quantity, is constantly downward sloping.
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in many companies, the changing nature of work has somewhat blurred the distinction between .
In many companies, the changing nature of work has somewhat blurred the distinction between managers and nonmanagerial employees.
Who is a manager?A manager is someone who is in charge of monitoring and inspiring workers as well as guiding the development of an organization. The person in charge of customer service, who handles client complaints, and who manages and supervises customer service personnel is an example of a manager.
It should be noted that the manager is important to the achievement of the goals of the organization.
Therefore, in many companies, the changing nature of work has somewhat blurred the distinction between managers and nonmanagerial employees.
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Describe operating profit margin and asset turnover, and explain how each of these ratios can be used to help division managers improve roi.
Operating earnings margin and asset turnover, those ratios may be used to help department managers improve ROI. operating profit margin = working profits ÷ income. for the reason that operating earnings margin is used to evaluate the profitability of businesses, it approaches that it's also beneficial in determining the ROI of an investment with the aid of using the profitability to become aware of the efficiency of funding or the efficiencies of several specific investments.
Return on investment or return on prices is a ratio between internet earnings and funding. With an excessive ROI approach, the funding's profits evaluate favorably to its fee. As an overall performance degree, ROI is used to assess the performance of funding or to evaluate the efficiencies of several unique investments.
Return on investment (ROI) is an approximate measure of an investment's profitability. ROI is calculated by using subtracting the initial value of the funding from its very last price, then dividing this new range via the fee of the funding, and, in the end, multiplying it with the aid of one hundred.
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If the us dollar appreciates relative to the canadian dollar, it becomes __________ and us consumers will pay _________ for canadian goods.
The correct option is b. When the U.S. dollar appreciates, relative to the Canadian dollar, U.S goods become more expensive in Canada.
The official coin of the United States and a number of other nations is the United States dollar. The Coinage Act of 1792 established the United States dollar at parity with the Spanish silver dollar and divided it into 100 cents, and further allowed it for the minting of coins with dollar and cent values. Federal Reserve Notes, also known as "greenbacks" due to their predominately green tint, are the currency used in the United States. As the country's central bank, the Federal Reserve System manages the monetary policy of the United States.
When the U.S. dollar appreciates, relative to the Canadian dollar:
a. Canadian goods become more expensive in the U.S
b. U.S goods become more expensive in Canada
c. the U.S sells more goods to Canada
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the hr director is receiving feedback from several employees that other employees are playing games, texting, and using social media on their phones during working hours. how should the hr director respond to the feedback?
You'll probably occasionally notice a worker using their cellphone. You should therefore impose limitations or restrictions on the use of mobile devices at work depending on:
The type of business you are in
Each worker's position
The kinds of problems you've encountered
For instance, using a cell phone is normally not permitted in the following situations:
During conferences, meetings, and training sessions
When staff members converse with clients
When handling heavy machinery, in the kitchen and in production areas, using a cell phone while working might be dangerous.
Except while using Bluetooth or when the motorist has pulled over to the side of the road while driving.
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A price index is the price of a market basket in a year divided by the price of an ientical market basket in a?
A price index represents the cost of a market basket of goods and services today as a percentage of the cost of the same market basket in a base year divided by the cost of a market basket in a year.
Market Basket
A preset list of things in predetermined quantities is referred to as a market basket or commodities bundle. Its most common use is to follow the development of inflation in an economy or market. Specifically, to keep tabs on how the value of money alters over time. To ascertain the value of money in various areas, the purchasing power parity principle is also combined with a market basket.
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nika earns a gross pay of $73,000. her total employee benefits are 22% of her gross pay and she has no job expenses
Her total employment compensation will be $94060
Note: the question is incomplete. The full is question is as followed
If Nika gets an increase in pay of $5,000, what will her total employment compensation be? (Note: Employee benefits are based on Nika's original gross pay.)
Calculation
Value of benefit package = 22% X 73000
= 16060
Add benefit to salary = 73000 + 16060
= 89060
Add raise to the salary = 89060 + 5,000
= $94060
What is employment compensation?
The perks (cash, vacation, etc.) that an employee receives in return for the work they do for their employer are referred to as employee compensation. The highest cost or expense for any firm is typically employee salary. Employees who receive income from their company make up about 92% of the working population in the United States. Employees receive a variety of various sorts of pay. A few instances of the pay given to employees are as follows:
Cash compensation in the form of salaries or wagesretiree programs (employer contributions)Health coverage provided by the employerlife insurancePaid time off for holidays & sick daysDisability insuranceLearn more about employee compensation
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B. if the local government can enforce a rent-control law that sets the maximum monthly rent at $1,500, will there be a surplus or a shortage?
If the local government can enforce a rent-control law that sets the maximum monthly rent at $1,500, there will be a shortage of available Apartments.
We may be familiar with rent control, which is used to reduce the price of housing in certain areas.
But we may not know how it works, how effective it is, or what its consequences are. This rent control has much impact on housing availability and affordability in many areas.
A rent-control law sets the maximum amount of rent that can be charged to tenants living in privately owned housing units. Such laws are usually created by local governments as a way to provide affordable housing to low-income families, and they have become more common as the high costs of rent have become a real concern in recent years.
One common misconception about rent control laws is that they create an oversupply of rental housing by keeping prices low.
In reality, however, such laws result in a shortage of available apartments due to their negative effects on property owners and the incentives they create for investors to stop investing in the rental market.
Rent control laws are meant to protect tenants, but the unintended consequence of these laws can be to create an excess of housing and insufficient demand to fill it.
Economists refer to this situation as a market failure since the price mechanism that would normally cause supply and demand to equalize is distorted by the rent-control law.
From this, we learned about the effects of rent control on the housing market as well as ways governments have tried to avoid these side effects in the past.
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A large restaurant/catering establishment has 317 employees. Last
year 63 separate employees were injured on the job. What percentage of employees were
injured last year?
A large restaurant/catering establishment has 317 employees. Last year 63 separate employees were injured on the job 1/5 of the employees, or 19.87%, or almost 20%, were hurt.
We can estimate that 20% is roughly equal to 19.87%. 20% equals 0.2, or one fifth.
19.87% 20%
20% Equals 0.2
0.2 = 1/5
Divide the smaller number by the larger number in order to first determine the percentage. Our result is 0.1987. By multiplying by 100, you may calculate the percentage of a hundred that is present: 19.87%.
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A subdivision developer obtained a loan to purchase twenty lots. what type of clause might she/he be required to agree to in the security instrument (mortgage or deed of trust)?
A subdivision developer obtained a loan to purchase twenty lots. partial release of the clause might she/he be required to agree to in the security instrument (mortgage or deed of trust).
A loan is a form of debt incurred with the aid of an individual or different entity. The lender—commonly an enterprise, economic employer, or authority—advances an amount of money to the borrower. In going back, the borrower is of the same opinion to an effective set of phrases together with any finance expenses, hobby, compensation date, and different situations.
Loans normally fall into categories, secured and unsecured. permit us to first understand what a relaxed loan is. Secured loans are those for which a borrower keeps some asset as surety or collateral to borrow coins.
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The dollar amount of desired profit from the production and sale of magpie's product is:________
The dollar amount of desired profit from the production and sale of magpie's product is: desired profit is 25% of the invested assets.
Investment assets are tangible or intangible assets obtained to generate additional income or held for speculative purposes in anticipation of future price appreciation. Examples of investment assets include mutual funds, stocks, bonds, real estate, and retirement savings accounts such as 401(k)s and IRAs.
Investment assets, for any individual, mean the amounts, on an aggregate basis, of investments, cash, and cash equivalents, as shown in the most recent balance sheet this person's best.
Average investment property means, over a specified period, the average value of the total carrying amount of the assets before deducting depreciation, bad debts, or reserves. other non-monetary values, calculated by taking the average of these values at the end of each month during that period.
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emily wants to initiate a suit against fast credit company by filing a complaint. the complaint should include
emily wants to initiate a suit against a fast credit company by filing a complaint. the complaint should include a statement of the grounds for the court to exercise jurisdiction.
What do you mean by jurisdiction?A legal entity's right to enact justice is referred to in law as its jurisdiction. There are spheres of jurisdiction at the municipal, state, and federal levels in federations like the United States.
International law, the law of conflicts of laws, constitutional law, and the authority of the legislative and executive branches of government to distribute funds in a way that best meets societal requirements are the foundation of jurisdiction.
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jamie is the regional sales manager for sherwin williams paint company and oversees a team of 40 outside sales representatives. jamie meets with the sales managers on a monthly basis to review budgets and track the team's progress in meeting its sales quotas in order to reach company objectives. jamie requires that each sales manager collaborate with their individual sales representatives to develop weekly call schedules and account plans. what type of planning is jamie and the sales managers engaged in?
Operational planning is jamie and the sales managers engaged in.
Sales Manager:
A sales manager is responsible for fulfilling the organization's sales targets through excellent planning and budgeting. A sales manager cannot function alone. He requires the assistance of his sales staff, each of whom contributes in the best way possible and works towards the organization's goals and objectives. He is the one who assigns goals to sales executives and other sales people. A sales manager must guarantee that the goals are both realistic and attainable. Duties should not be imposed on anyone; rather, they should be distributed based on the people' interests and specialisations.
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if the average north korean farmer produces 1,500 pounds of food per year, what is the opportunity cost, in pounds of food, of north korea's army?
Cost, in pounds of food, of north korea's army 1,920,000,000 pounds of food per year and 3,840,000 people.
What is food?Making a living or earning money through the production, acquisition, and sale of goods is referred to as business. Additionally, it includes "any activity or enterprise engaged in for profit."
Having a business name does not make the owner of the business any less responsible for obligations that the business incurs. If the company accrues debts, the creditors may seize the owner's personal belongings. Corporate tax rates cannot be used in a business structure. All business profits are subject to personal taxation for the proprietor.
The phrase is frequently used informally to refer to a business, such as a corporation or cooperative (but not by lawyers or government authorities).
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recall chapter 1's opening story about the british sea captains and the convicted felons. instead of paying the sea captains for each prisoner placed on board the ships in great britain, an economist suggested:
Correct option is A. An economist suggested that paying for each prisoner who walked off the ship in Australia.
The British government used to pay ship captains to transport criminals to Australia back in the 1700s. It initially didn't function well, according to Tabarrok:
On one especially awful expedition, around one-third of the men perished. The remainder came starving, battered, and ill. Those who were fortunate enough to live were staggering away.
Back in England, this was a scandal, so the government sought to rectify it by enforcing a variety of restrictions.
An economist at last had a fresh thought.
The government should only pay for each prisoner who stepped off the ship in Australia, as opposed to paying for every prisoner who walked aboard the ship in Great Britain. In reality, this was the recommendation that was accepted in 1793 and implemented.
This question is from "How Do You Stop Sea Captains From Killing Their Passengers?" by Alex Tabarrok of George Mason University (and Marginal Revolution). Complete Question -Recall Chapter 1's opening story about the British sea captains and the convicted felons. Instead of paying the sea captains for each prisoner placed on board the ships in Great Britain, an economist suggested:
A)paying for each prisoner who walked off the ship in Australia.
B)paying for food and water to reduce costs of caring for prisoners during the transit.
C)doing nothing, since the suggested change would not matter.
D)that new regulations be passed to require prisoner safety and health.
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Elle's elephant shop sells giant stuffed elephants for $55 each. each elephant has variable costs of $10 and total fixed costs are $700. if ellie sells 35 elephants this month?
The total profits will be computed at $875. The total variable cost will be computed at $350. The total sales will be computed at $1925. The price of the elephant is $55. Variable cost is provided at $10. Total fixed costs are provided at $700.
Total sales of the elephants are 55 × 35 = $1925
Variable costs will be 10 × 35 = $350.
So the contribution will be 1925 -350 = $1575.
Total fixed costs will be $700.
Total profit will be $1575 - $700 = $875.
The contribution amount means the amount which is left after deducting the variable costs from the sales. To arrive at the profits we are required to reduce the fixed costs from the contribution.
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Your question was incomplete. The complete question is given below:
Elle's Elephant Shop sells giant stuffed elephants for $55 each. Each elephant has variable costs of $10 and total fixed costs are $700. If Ellie sells 35 elephants this month, what are the profit, total variable costs, and total sales?
trey complained that it took some time to locate a distributor of an imported light bulb that he had to replace. he was further annoyed that he had to pay an artificially high price. when asked for his opinion, trey would probably argue .
When asked for his opinion, Trey would probably argue: A) against trade restrictions.
What is a free trade zone?A free trade zone can be defined as a designated economic location within a geographical region where any business firm may import, store, use, manufacture, reconfigure and re-export goods without any form of trade restriction (barrier) and bureaucratic bottlenecks, especially based on a free trade policy.
What is an international trade?International trade can be defined as a strategic process which typically involves the exchange (buying and selling) of goods, capital, and services (economic transactions) between two or more countries.
This ultimately implies that, an international trade involves economic transactions across international territories or borders, in order to meet the unending demands, requirements, needs, or wants of consumers.
Based on the information provided, we can reasonably infer and logically deduce that Trey would probably argue against trade restrictions when asked for his opinion because he had some difficulty in locating a distributor of an imported light bulb that he needed to replace.
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Complete Question:
Trey complained that it took some time to locate a distributor of an imported light bulb that he had to replace. He was further annoyed that he had to pay an artificially high price. When asked for his opinion, Trey would probably argue
A) against trade restrictions.
B) for the trade deficit.
C) for exports.
D) for tourism.
E) against international free trade associations.
A cpa firm would best provide itself reasonable assurance of meeting its responsibility to offer professional services that conform with professional standards by?
A CPA firm would best provide itself reasonable assurance of meeting its responsibility to offer professional services that conform with professional standards by Maintaining a comprehensive system of quality control that is suitably designed in relation to its organizational structure.
A public accounting firm is a place to work for someone who works as a public accountant to carry out their duties. The definition of a public accounting firm is a forum or business entity for public accountants to offer services.
A public accountant is a professional who provides and offers services in the form of expertise in the field of accounting in accordance with standards. In addition, public accountants must also have permission from the Minister of Finance and have the right to work independently.
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The long leg of a bull call spread? a provides potential gain b reduces potential risk c limits potential gain d limits potential loss
The long leg of a bull call spread limits potential gain. Hence, option C is correct.
What is potential gain?The potential capital gain of a fund is the estimated percentage of assets that could be dispersed as future capital gains. PCG measures gains or losses that have not yet been taxed or distributed to shareholders.
A gain is a revenue, a benefit, or an elevation. A gain would be a five percent increase in profits over the previous year. A gain is when something happens that results in an increase, such as a five point lead over the opposition.
Thus, option C is correct.
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the point at which an economy transitions from an expansion to a recession is called a . peak peak expansion expansion recovery recovery trough
The point at which an economy transitions from an expansion to a recession is called a peak.
What is recession?Recession can be defined as the period in which a country or nation experience decline in their economy and this tend to occur when a country gross domestic product fall.
When the economy of a nation move from expansion period to recession period it is called peak point.
Therefore the point at which an economy transitions from an expansion to a recession is called a peak.
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ebay does not ask its customers to disclose or verify sensitive or personal information over the phone
True. ebay does not ask its customers to disclose or verify sensitive or personal information over the phone
The ACMA is receiving an increase in complaints about scammers impersonating eBay employees. Be wary of callers who claim money will be deducted from your account; this is a scam!
Scammers usually use a recorded message to claim you made a purchase and that they need to charge your account. They are attempting to obtain your personal information.
eBay does not request personal or sensitive data from its customers over the phone. If you receive a suspicious phone call, hang up right away. If you are unsure, hang up and contact eBay via its website.
Scammers prey on anyone. On the ACMA website, you can learn more about how to safeguard yourself from phone scams or file a report.
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net cash used in operating activities was $10,000. net cash provided by investing activities was $2,000. net cash provided by financing activities was $5,000. the cash balance at the end of the year was $12,000. the cash balance at the beginning of the year was $ .
net cash used in operating activities was $10,000. net cash provided by investing activities was $2,000. net cash provided by financing activities was $5,000. the cash balance at the end of the year was $12,000. the cash balance at the beginning of the year was
.15000; 5000+2000-10000=-3000
ended at 12,000 +3000 to 12,000 for the beginning year balance.
The balances of the current account and capital account are combined to form the basic balance, which is a measure of the balance of payments from an economic perspective. In the case of a surplus or deficit, the current account displays the net amount of a nation's income. The net shift in foreign asset ownership is tracked in the capital account. A country's balance of payments can be shown by looking at the fundamental balance to determine the likely trend. To identify long-term trends in a nation's balance of payments, economists utilise the basic balance. The basic balance is charted over time, just like the balance of payments, to provide policymakers a better understanding of where their country stands right now in terms of inflows and outflows from the rest of the world.
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Answer: the correct answer is $15,000
Explanation:
as per the resource dependence theory, in which of the following situations is an organization said to be weak? group of answer choices
According to resource dependence theory, the following situation is that an organization is said to be weak if there are only a few suppliers of resources needed by the organization.
Resource Dependence Theory was pioneered by Emerson (1962). He identifies the discussion of this theory in the causal relationship between the concept of power and the concept of dependence which is assumed to consist of A and B; ‘A’s influence on B is based on dependence on resources’.
B's dependence is balanced by the importance of B's being placed over A's goals indirectly and conversely by the usefulness of those goals to B's outside of A–B's relationship. Emerson saw that dependence can be understood as a major part of power.
The organization has power, which relates to its work environment, to the extent that the organization has the ability to meet the needs of these elements and to the extent that the organization has a monopoly on that ability. Given the possibility that increased dependence can (see A-B relationships) result in increased power, it is this possibility that forms the basis for coalitions. The argument based on the concept put forward by Richard Emerson (1962) above is the core of the Resource Dependency Theory argument.
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Who would most likely be a customer of workers in the architecture and construction cluster? someone who needs financial planning. someone who has a deck with rotting wood. someone who needs to buy kitchen equipment. someone who has a car that needs engine work.
Someone who has a deck with rotting wood will be the one would most likely be a customer of workers in the architecture and construction cluster.
A customer is defined as a person or an individual owning a business or someone who is self-employed and is willing to buy goods and services for his personal use or the use of his organization. He buys goods and services to meet the needs of his organization. Without customers, businesses will not be able to exist on their own.
The purchasing power of the customer depends on the amount of the product he wishes to buy and his income. The customer can only purchase goods and services if the cost of the product is less than or equal to his income.
In this case, the person having a deck with rotten wood required new wood and also workers to be employed to replace the rotten wood. So, he is the best suitable customer.
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Under a _____, a business designs products that possess unique attributes or characteristics for which customers are willing to pay more.
Under a premium-price emphasis, a business designs products that possess unique attributes or characteristics for which customers are willing to pay more.
When businesses wish to charge more for their products than their rivals do, they employ a premium pricing approach. The intention is to make consumers believe that because the products are more expensive, they must be of superior quality than similar things. The business is staking on the assumption that the customer won't do any research to determine whether the product is really of superior quality. Marketers hope that consumers will take the brand name as a guarantee that their product is superior to that of the competition. Higher profit margins, more difficult entry barriers for rivals, and an increase in brand value across the board are all benefits of a premium pricing strategy.
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The manufacturing overhead account shows debits of $480,000, $384,000, and $448,000 and one credit for $1,248,000. based on this information, what is the impact, if any, on cost of goods sold?
After putting all the available data in the table, the impact on the cost of goods sold will be debited for the $64,000 of underapplied overhead. Hence, Option C is correct.
What is the cost of goods sold?The term "cost of good sold" is used to denote the amount that has been raised by a business after paying for a cost that is directly related to the sales of a product.
It is determined according to business type, which includes what kind of product has been purchased for resale, what kind of raw material has been used; and whether packaging and direct labor.
All of these are included in the production or selling of the goods.
Debit to manufacturing overhead account = 480,000 + 384,000 + 448,000
= $1,312,000
Debit to manufacturing overhead account represents actual manufacturing overhead costs.
Actual manufacturing overhead costs = $1,312,000
Credit to manufacturing overhead account = $1,248,000
Credit to the manufacturing overhead account represents applied manufacturing overhead.
Applied manufacturing overhead = $1,248,000
Underapplied manufacturing overhead = Actual manufacturing overhead costs - Applied manufacturing overhead
= 1,312,000 - 1,248,000
= $64,000
Thus, Correct option is (C) i.e. Cost of Goods Sold will be debited for the $64,000 of underapplied overhead.
An image has been attached for better understanding.
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The complete question has been attached in text form:
The Manufacturing Overhead account shows debits of $480,000, $384,000, and $448,000 and one credit for $1,248,000. Based on this information, what is the impact, if any, on the Cost of Goods Sold?
A : Cost of Goods Sold will be debited for the $64,000 of overapplied overhead
B : Cost of Goods Sold will be credited for the $64,000 of underapplied overhead
C : Cost of Goods Sold will be debited for the $64,000 of underapplied overhead
D : Cost of Goods Sold will be credited for the $64,000 of overapplied overhead
Lucas wants to buy a used car that will cost $. how much will his monthly payment be if he puts $ down and finances the remainder at or two years?
Lucas wants to spend $5,800 on a secondhand automobile. His monthly payment will be $162.32 if he puts down $2,100 and finances the remaining amount for two years at 5%.
Total car cost = 5800
Down payment = 2100
Loan amount = 5800 - 2100
= 3700
Interest is the amount that is paid for utilizing someone else's funds. You earned $20 in interest on your savings account this year, as an example. The $2000 in interest you paid on your house loan this year is an example of interest.
Interest = 5/12
= 0.42%
Time = 24 mounts
The monthly payment is the sum that must be paid each month to cover the loan's whole balance. When a loan is taken out, not only the principle, or the original lent amount, but also the interest that accrues, must be returned.
Using financial calculators
PV = -3700
1/y = 0.42
M = 24
CPT PMT = 162.32
Monthly payment = $162.32
Lucas wants to buy a used car that will cost $5,800. How much will his monthly payment be if he puts $2,100 down and finances the remainder at 5% for two years?
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