While carrying out the transaction, the legal responsibility which Erin should address is: D. ensure that she credits the loan amount accurately to the customer's account.
What is a loan?A loan simply refers to an amount of money that is being borrowed by a borrower (customer) from a bank or other financial institutions (lender), and it is legally expected to be paid back by a borrower to the lender at a specific period of time with an agreed interest.
In this scenario, Erin being an accounting official (employee) of this financial institution is saddled with the legal responsibility of ensuring that she accurately credits the amount of money borrowed (loan) to the account of this borrower (customer).
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Complete Question:
Erin works at a financial Institution. She has offered a housing loan to a customer. While carrying out the transaction, which legal responsibility should she address?
A. arrange an informal meeting with the customer
B. organize a success party for the department
C. disclose all confidential Information about the organization to the customer
D. ensure that she credits the loan amount accurately to the customer's account
E show the customer a list of people who defaulted on similar loans
HELP QUICK PLEASE!!
Type the correct answer in the box. Spell all words correctly.
Which accounting principle is adopted to make adjustments to the trial balance so that the debit and the credit side balances?
The accounting principle adopted to make adjustments to the trial balance so that its debit and credit side balances is _______ basis of accounting.
The accounting principle adopted to make adjustments to the trial balance so that its debit and credit side balances is double-entry basis of accounting.
Why does the credit and debit side balance?In the Trial balance, the credits and debits must always balance to show that the assets in the company are perfectly matched and the result of liabilities and equity on the credit side.
The reason this happens is thanks to the double-entry basis of accounting. This double-entry basis is such that when a debit is recorded, a corresponding credit is also recorded.
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economist smith believes that changes in aggregate demand affect only the price level, and economist jones believes that changes in aggregate demand affect only real gdp. what do the ad and as curves look like for each economist?
The relationship between overall price levels and total demand is not always obvious or direct. However, in the broadest sense, rising aggregate demand is correlated with rising price levels.
When the components of aggregate demand—consumption spending, investment expenditure, government spending, and spending on exports less imports—increase, so does aggregate demand.
Aggregate demand and price level: what are they?The total amount of finished products and services that are demanded in an economy is measured by aggregate demand. The total amount of money exchanged for those goods and services at a particular price point and period is how this measurement is expressed.
The price level represents the average of the current pricing for all goods and services produced.
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When a firm assembles product chunks provided by outside contractors, the firm is employing a ________ structure.
Employing a modular structure is what a company does when it assembles product pieces that are supplied by outside contractors.
What is modular structure?A large product (like a car) can be separated into smaller, simpler components that are separately developed and produced using the modular design approach.
Any structure created for human or animal habitation, whether or whether it is intended to be set on a permanent base, is considered a modular construction.
Modular structures include pre-fabricated dwellings, modular homes, factory-built buildings, and sub-assembly for constructed residential and commercial units.
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a firm has a market value equal to its book value. currently, the firm has excess cash of $200 and other assets of $7,000. equity is worth $7,200. the firm has 900 shares of stock outstanding and net income of $825. what will the new earnings per share be if the firm uses its excess cash to complete a stock repurchase?
The new earning per share of the firm uses its excess cash to complete a stock repurchase = $ 0.942 per share .
Earnings per share :
Earnings per share( EPS) is a company's net profit divided by the number of common shares it has outstanding. Earning per share indicates how important plutocrat a company makes for each share of its stock and is a extensively used metric for estimating commercial value.
Evaluating :
Price per stock = $7200 ÷ 900
=$8
With excess money we can buy 25 shares ($200 ÷ 8)
∴ Total remaining shares = 900-25
=875
Earnings per share = Net income ÷ Total outstanding shares
= $825 ÷ 875
=$ 0.942 per share
Hence earning per share = $0.942
Stock repurchase :
A share repurchase or buyback is a decision by a company to buy back its own shares from the business. A company might buy back its shares to boost the value of the stock and to ameliorate the fiscal statements. Companies tend to rescue shares when they've cash on hand and the stock request is on an upswing.
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the level of college education and wages earned are known to have a strong positive association. karen concluded that a college education causes higher earnings. is karen's conclusion valid? explain.
Karen's conclusion is not valid. The association between college education and wages earned could be due to a third factor, such as ability.
What is wages?
A wage is money paid to an employee by their employer for work completed over a certain amount of time. Wage payments include remunerative payments like prizes and tip payouts as well as compensatory payments like the minimum wage, prevailing wage, as well as annual bonuses. Wages are a component of the costs associated with operating a business. Regardless of the company's profitability, it is a duty to the employee. Payment by wage contrasts with salary, where the employer pays a set sum at regular intervals (such as a week month) regardless of the number of hours worked, commission, where pay is contingent on individual performance, and compensation based just on the company's performance as a whole.
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beth owns a 20-pay life participating policy. she has decided that the dividends should be applied toward future premiums. which dividend option did she choose?
Dividend options include the Paid-Up Option and the Application to Reduce Premiums. Beth has a participating 20-Pay Life insurance policy. She has selected the Settlement Option, which ensures payments over a predetermined time period and applies dividends toward future premiums.
What alternative for settlement is more typical? A one-time payment. The simplest and most typical type of life insurance settlement is a lump sum payment.The method through which a beneficiary selects to receive death benefits payable on a life insurance policy is referred to as a settlement option. In general, a recipient has the option of receiving the proceeds in one lump payment or over time.Options for Life Insurance Settlements : The life insurance policy's beneficiaries may decide how they want to receive the death benefit if there is no predetermined settlement option available at the time of the insured's passing. Lump Sum: The entire death benefit will be paid to the beneficiary all at once.The Beneficiary Chooses a Payment Method : The beneficiary has the option of choosing a lump payment or one of the other accessible alternatives. The portion of the death benefit given to the assignee in cases where the policy is pledged as collateral for a bank loan is paid in one lump amount.To Learn more About Settlement Option refer to:
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which of the following statements is true? multiple choice platform businesses have a major weakness: they are not very successful at value creation. a platform business exists to help make matches among users and facilitate the exchange of goods, services or social currency. a platform business usually must rely on pipeline businesses to connect it with consumers. platform businesses are dependent on electronic media and thus are a new development in the business world.
A platform business exists to help make matches among users and facilitate the exchange of goods, services or social currency.
Social currency refers to the actual and potential resources of our presence in both digital and offline social networks and communities.
Social currency is personal assets and attributes that help you succeed in interactive social channels. The term generally refers to online social networks, especially these days, but also to real life and the hybrid online/physical environments typical of modern life.
Social currency is basically "influence currency". Brand followers, likes, comments, shares, and views have a monetary value. It's the extent to which people basically share brand information or the lifestyle of influencers sharing parts of their daily lives.
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monty, a career criminal, steals a diamond from prime cut jewelers. he then sells it to adamas jewelers, who is unaware of the stolen nature of the diamond. if prime cut discovers that the diamond is with adamas, and reclaims the diamond, what warranty breach can adamas declare to recover the cost from monty?
The warranty breach can adamas declare to recover the cost from monty is warranty of title.
What is a warranty of title?A seller's assurance to a buyer that they have the authority to transfer ownership and that no other party has any claims to the property is known as a warranty of title. A warranty of title may also be used to ensure that the property being transferred is free of any third-party copyright, patent, or trademark claims. A warranty deed, which is employed to legally transfer property in a sale, contains a formal warranty of title. This agreement ensures that neither the Internal Revenue Service nor an ex-spouse have a lien or other claim to the property, and that the seller has the legal authority to sell the property.
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kelso electric is an all-equity firm with 55,250 shares of stock outstanding. the company is considering the issue of $375,000 in debt at an interest rate of 9 percent and using the proceeds to repurchase stock. under the new capital structure, there would be 34,500 shares of stock outstanding. ignore taxes. what is the break-even ebit between the two plans?
Break even EBIT between two plans = $89864.46
What is EBIT?
EBIT (earnings before interest and taxes) is a measure of a company's profitability. EBIT is calculated as revenue less expenses minus tax and interest. Able to operate earnings, operating profit, and financial gains before interest and taxes are other terms for EBIT. EBIT is synonymous with operating income because it measures the profit generated by a company's operations. EBIT focuses exclusively on a company's ability to generate income from operations by ignoring variables such as tax burden and capital structure by ignoring taxes and interest expense. EBIT is a particularly useful metric for determining a company's capacity to generate enough earnings to be lucrative, pay down debt, and fund current operations.
All Equity firm
Earning per share (EPS) = EBIT ( 1- tax ) / number of shares outstanding
EPS = EBIT(1-0)/ 55250
EPS= EBIT/55250
Plan 2: Debt - Equity firm
EPS = (EBIT- Interest) (1-tax) / number of shares outstanding
EPS= (EBIT- 375000*9%)(1-0)/34500
EPS= (EBIT-33750)/34500
At break even level of EBIT
EBIT/55250 = (EBIT-33750)/34500
34500EBIT= 55250*EBIT-1864687500
1864687500= EBIT(55250-34500)
EBIT= 1864687500/20750= $89864.46
Break even EBIT between two plans = $89864.46
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the marketing tactic that involves compensating consumers to talk about or promote products without disclosing that they are working for the company is referred to as .
The marketing tactic that involves compensating consumers to talk about or promote products without disclosing that they are working for the company is referred to as Influencer marketing .
What is Influencer marketing ?
Influencer marketing can be described as the practice that bis been used by the firm as well as the organization whereby the compensation is been given to the individuals that help i giving promotion to the a product or service on social media.
It should be noted that this type of marketing is been used by some of the firms that there consumers can be found on the internet, because most of this inluencer that help in making the promotion usually do this on the social media platform on this platforms , they usually have many followers that usually follow them and believe in the products they are advertising which can bring the firms many customer.
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jie consumes 3 units of broccoli and 6 units of rice each week. the price of broccoli is $2 per unit and the price of rice is $4 per unit. jie's marginal utility from the last unit of broccoli consumed is 4 utils while her marginal utility from her consumption of rice is 8 utils. if jie wants to maximize her utility, jie should:
Jie shouldn't vary how much rice or broccoli she eats if she wants to use her resources as effectively as possible.
Jie consumes three heads of broccoli and six bowls of rice each week; she shouldn't alter her consumption of either food to maximize her utility. $2 will buy you a head of broccoli, and $4 will get you a dish of rice. Jie's marginal value from her most recent bowl of rice is 8 utils, whereas her marginal utility from her most recent head of broccoli was 4.
The additional pleasure a customer has from owning one extra unit of an item or service is known as marginal utility. Economists utilize the idea of marginal utility to estimate the quantity of a good that customers will buy.
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What type of orientation is being used if a document is wider than it is tall?
A.
Marginal
B.
Indented
C.
Landscape
D.
Portrait
Answer:
D
Explanation:
Comment
Indented usually has to do with fonts. Not B
Marginal is simply not the answer.
Portrait is taller than it is wide. It usually has to do with selfies and pictures of graduates or wedding pictures.
The answer is Landscape.
dole, famous for its pineapple products and other fruit items is interested in identifying the characteristics of individuals who purchase their products as well as what influences their decisions. in general terms, this type of study or domain of knowledge is called:
As Dole is interested in identifying the characteristics of individuals who purchase their products as well as what influences their decisions, in general terms, this type of study or domain of knowledge is called consumer behavior.
In the field of business, we can describe consumer behavior as an elaborative study of the people or organizations that use a particular product.
Consumer behavior helps in analyzing what kinds of products are most likely to be brought by which type of consumers and the reasons behind this consumption of this behavior.
As Dole also looks at in detail about the individuals who make purchases of pineapple products and the reason for making this decision, hence he is studying consumer behavior.
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in which item category would the sourcing strategies of ensuring availability of supply, focusing on relationship building, encouraging process integration and innovation, frequent communications, and establishing mutually agreeable supplier performance criteria, be appropriate? in which item category would the sourcing strategies of ensuring availability of supply, focusing on relationship building, encouraging process integration and innovation, frequent communications, and establishing mutually agreeable supplier performance criteria, be appropriate? non-critical items leverage items bottleneck items strategic items
The category in which the sourcing strategies of ensuring availability of supply, focusing on relationship building, encouraging process integration and innovation, frequent communications, and establishing mutually agreeable supplier performance criteria, would be appropriate is referred to as: strategic items.
What is supply chain management?Supply chain management and it can be defined as an effective and efficient management of the flow (supply) of goods and services, as well as all of the production processes that are involved in the transformation of raw materials into finished products, in order to meet the insatiable want and need of the consumers on a timely basis.
This ultimately implies that, the supply chain management (SCM) is a strategic process which encompasses all of the activities that are associated with planning, innovation, execution, frequent communications, and supply of finished goods and services to the consumers on a timely basis.
In conclusion, the sourcing strategies of ensuring availability of supply that is described above is known as strategic items.
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meeting planning is a growing profession because select one: a. the profession involves practically all corporations b. it is mainly used by associations c. the convention market is growing d. all of the above e. none of the above
Meeting planning is a growing profession because the convention market is growing.
Meeting planning is a profession in which the planners arrange meeting, events or conventions in a proper and systematic manner.
Nowadays, there is a noticeable growth in the convention or event markets. It requires professional planners for these well organized meetings. That is why meeting planning has been a growing profession.
The event organizers seek professionals for planning important meetings, events or conventions. The planners control the whole event from every aspect to make a successful event or meeting.
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a management statement that the property, plant, and equipment shown on the balance sheet was owned and available for sale at the balance sheet date is an example of the
Assertion. existence.
The creators of financial statements often make five accounting assertions. They are existence, completeness, rights and obligations, accuracy and valuation, and presentation and disclosure.
Which five audit assertions are there?The creators of financial statements often make five accounting assertions. They are existence, completeness, rights and obligations, accuracy and valuation, and presentation and disclosure.Analytical techniques, a test of transactional specifics, and testing of balancing specifics are the three categories of substantive exams.Basic Statement Simple expression of defending one's own rights, convictions, emotions, or viewpoints. Example: "Excuse me, I'd like to finish what I'm saying," to say while being interrupted.For instance, the company claims that cash exists when a financial statement shows a cash balance of $605,432. The business contends that the $234,100 reserve for uncollectibles is a correctly valued sum.To learn more about Assertions refer to:
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barlow and rusia own a nail salon. a manicure takes barlow 60 minutes to complete and takes rusia 45 minutes to complete. completing a pedicure takes barlow 45 minutes and takes rusia 30 minutes. who has a comparative advantage in pedicures?
Rusia takes 45 minutes to complete a manicure and 30 minutes to complete a pedicure, so Rusia has a comparative advantage in pedicures.
Rusia has a lower opportunity cost.
The opportunity cost is a concept used in microeconomic theory to describe the value or benefit lost by choosing one activity over another. Simply defined, it implies that you lose out on the opportunity to engage in another activity if you choose one. When economists refer to a resource's "opportunity cost," they indicate the value of the next-highest alternative usage. For example, you cannot watch a movie and then read a book at home while spending the money you would have spent on the movie on something else.
Simply described, opportunity cost is what a business owner forfeits while deciding between two courses of action. It enables the measurement of each option's benefits and downsides, leading to more profitable overall decision-making.
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What effect does recording a capital expenditure as repairs and maintenance expense have on the financial statements of the current period?.
It overstates expenses and understates net income.An income statement does not instantly reflect money spent on CAPEX items.
What impact do capital investments have on financial statements?An income statement does not instantly reflect money spent on CAPEX items. Instead, it is considered as an asset on the balance sheet and is written off over a period of years as a depreciation expenditure, starting in the year after the item is purchased.Capex is computed by deducting the current amount from an aggregate of the property, plant, and equipment from the prior period. The depreciation charges for the current period are then increased by the remaining sum. Depreciation is assessed against fixed assets and amortization expenses are included.To learn more about net income refer to:
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the city of naples has investments in bonds. these bonds have an carrying value of $3,997,000. at year end, the financial press reports a market value of $3,994,600 for these bonds. the original cost of the bonds was $3,993,000. the par value at maturity will be $4,000,000. the amount at which the investments would be reported is:
Investments should be reported in the financial statements at their carrying value is C) $3,997,000.
The most critical economic declaration for most of the people of customers is probable to be the earnings assertion since it exhibits the capability of a commercial enterprise to generate earnings. Also, the facts indexed on the income declaration are in general in noticeably modern-day dollars, and so represent an inexpensive degree of accuracy.
Financial statements offer an image of a company's financial fitness, giving perception into its overall performance, operations, and cash waft. Financial statements are vital for the reason that they offer records about a business enterprise's revenue, charges, profitability, and debt.
Monetary statements can be used by managers to music overall performance, budgets, and other metrics, and as tools to make decisions, encourage groups, and keep a large-photograph mindset.
Disclaimer: The question is incomplete. Please read below to find the missing content.
Question: The City of Naples has investments in bonds. These bonds have a carrying value of $3,997,000. At year-end, the financial press reports a market value of $3,994,600 for these bonds. The original cost of the bonds was $3,993,000. The par value at maturity will be $4,000,000. The amount at which the investments would be reported is:
A) $4,000,000
B) $3,994,000
C) $3,997,000
D) $3,993,000
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elements of project planning include: question 20 options: identifying time-cost tradeoffs. determining the project critical path. comparing project schedule objectives. all of the above
Elements of project planning include all of the above.
In the field of business, project planning refers to the planning aspect of a project, the cost, implementation, the work required, the critical paths, etc.
Through project planning, managers can estimate how much the total cost of the project will be and make a budget accordingly. All the critical paths in relation to a project are determined in project planning so solutions for them are already present. Based on project planning, the project schedules are compared to check if deadlines are being met in accordance with the estimated time.
Hence, all of the above options are correct.
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maria's firm manufactures homemade salsa. her product is sold around the country, but she adds extra jalapenos to her product sold in texas, new mexico, and arizona because those customers prefer the extra heat and spice. maria also markets the product differently based on the region of the country where it is sold. this represents what type of targeting strategy?
As Maria uses different product strategies for different countries, this type of strategy is called differentiated strategy.
In the field of business, a differentiated strategy can be described as the various techniques and products that make a company unique so that there sales can be increased.
In the case above, Maria creates unique products by adding extra jalapenos to her product sold in Texas, new Mexico, and Arizona so that her sales can be increased. Also, she chooses a unique marketing strategy according to the demands of consumers of a country. Hence, Maria is using a differentiated strategy in order to promote her products.
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if consumers rate price at a mcdonald's restaurant on a 7-point scale using 1 for very unsatisfactory and 7 for very satisfactory, a mean score of 2.34 would be interpreted as:
If consumers rate price at a Mcdonald's restaurant on a 7-point scale using 1 for very unsatisfactory and 7 for very satisfactory, a mean score of 2.34 would be interpreted as an unsatisfactory price.
Define price.
Price, which is decided upon during a transaction, is the monetary value of a good, service, or resource. When a seller or manufacturer has monopoly power, they are considered to be price makers. Alternatively, pricing might be established by the market itself when businesses are price takers.
A price is the sum of money that one party pays or receives in exchange for another's goods or services. The cost of production can go by several names in particular circumstances. The cost of the item will probably be referred to as its "price" if it is a "good" in the context of a commercial exchange.
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which of the following entities must use fund accounting for external financial reporting purposes? a. businesses b. nonprofit organizations c. state and local governments d. federal government
State and local governments must use fund accounting for external financial reporting purposes. Hence Option C is the answer.
Explain external financial reporting.Providing prospective investors and shareholders with frequent financial updates is a practice known as "external financial reporting." In order for investors to make an investment choice, the reports generally consist of financial statements and other pertinent information about the company. Investors, creditors, and lenders frequently utilize this data to assess a company's performance and debt repayment capacity. What goals are there for external financial reporting?
The creation of financial reports for external parties, particularly financial statements for external purposes, is addressed by external financial reporting objectives. The financial and accounting books and records of a company serve as the basis for additional external financial reporting.
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a sheep farm produces $30 worth of wool. a suit manufacturer produces $60 worth of suits. a retail outlet sells a suit to a customer for $180. the change in gdp would be
The primary aim of cellular respiration is to produce molecules of , which provide energy to the cell.
It is true that the primary aim of cellular respiration is to produce molecules of which provide energy to the cell.
What is cellular respiration?Cellular respiration can be define as the process by which chemical energy is obtained from the breaking down of foo substances.
The food substance contains glucose that produced organic molecules from where energy is generated.
The main energy produced in this process is ATP.
Therefore, the primary aim of cellular respiration is to produce molecules that provide energy to the cell.
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which of the following is likely to result from a rapid rise in aggregate demand? a. rising prices b. increased unemployment c. static living standards d. surplus on the balance of payments
(d) deficit on the balance of payments.
A rapid rise in aggregate demand is likely to lead to inflation. This may cause a depreciation, which may lead to a deficit on the balance of payments.
What is balance of payments (BOP)?
A statement of all transactions between entities in one country and the rest of the world over a specified time period, such as a quarter or a year, is known as the balance of payments (BOP), sometimes known as the balance of international payments. It compiles a list of every transaction that citizens, businesses, and governmental organizations within a nation make with counterparts abroad.
In simple words, The BOP is all transactions between entities in one country and the rest of the world over some time.
There are three key BOP components, including the:
current accountcapital accountfinancial accountThe current account must balance the capital and financial accounts.
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Margo’s team, at xy products, is completely self-directed and requires little management direction. Margo’s team can be described as operating at which stage of group development?.
Margo's team is completely self-directed and requires little management direction, so they can be described as operating at the performing stage of group development.
There are five stages of group development:
Forming. During this stage, team members are usually excited and eager to work. They may have a lot of questions and feel anxious. The goal during this stage is to create a team with a clear goal, structure, roles, and direction.Storming. During this stage, team members begin to work. They usually feel disappointed or frustrated because of the unfulfilled expectation/excitement. The goal during this stage is to refocus and, if needed, redefine.Norming. During this stage, team members begin to resolve any disappointment/frustration/discrepancy between the individuals to achieve harmony. They start to show an increase in productivity.Performing. During this stage, team members feel satisfied with the team. They make significant progress.Termination/ending. This stage happens when the team's work is done or the organization needs to change. Team members would feel sad and less focused.Learn more about organizational culture at https://brainly.com/question/20165755
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fatima is the manager of a barber shop that specializes in straight-razor shaves. recently she raised her prices for this service by 5 percent and reduced her sunday hours. she has noticed fewer customers coming in for a shave. to determine whether this is because of her increased prices or reduced sunday hours, fatima sent a survey out to all her customers. this is a form of
To determine whether the increased prices or the reduced Sunday hours have reduced the customer count, Fatima sent out a survey to all her customers as a form of feedback process.
What is a survey?The survey is described as a process through which valuable insights regarding a process, service, or product can be collected. A survey consists of questionnaires that are used to gather data from a target group.
Fatima is worried about the customer number reduction and is not sure whether it is due to the reduction in Sunday hours or due to the increase in prices by 5 percent. Hence, sending out a survey to all the customers is an effective means of collecting data from the customer. The customers will share their likes and dislikes about the service provided by Fatima.
It can be concluded that to determine whether the increased prices or the reduced Sunday hours have reduced the customer count, Fatima sent out a survey to all her customers as a form of the feedback process.
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frisk is contemplating an advertising campaign that will cost $20,000. frisk's variable expenses are 36% of sales. if sales increase by $80,000, the company's net operating income should increase by:
Variable costs for Pool Company account for 36% of sales. Pool is thinking about launching a $20,000 advertising campaign. The company's operating income should rise by $31,200 if sales rise by $80,000.
What is advertising?
To draw attention to a product as well as service, advertising practises and strategies are used. The goal of advertising is to draw attention to your good or service so that people will buy it. Although there are numerous other uses for advertising, it is typically used to promote a particular good that really is currently on sale. In contrast to public relations, advertising involves a message that is paid for and controlled by the advertiser. Since the message is not personalized—that is, not addressed to a specific person—it differs from personal selling.
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by the middle of the nineteenth century, henry cort's system of puddling had resulted in group of answer choices britain greatly increasing its output of cotton. a quadrupling of british coal production. britain becoming by far the world's leading iron producer. the enhancement of pig iron impurities. an improvement in agricultural production.
By the middle of the nineteenth century, Henry Cort's system of puddling had resulted in Britain becoming by far the world's leading iron producer.
Henry Cort was an English manufacturer of ironware who had previously worked as a Navy pay agent. In England's Industrial Revolution, Cort started using cutting-edge production techniques to refine iron from pig iron to wrought iron. He obtained a patent for an improved version of the puddling technique for casting iron in 1784.
At the Fontley Works, Cort expanded his ideas, which led to the 1783 patent for a straightforward reverberatory furnace to refine pig iron and the 1784 patent for his puddling furnace, which contained grooved rollers that automated the traditionally tedious process.
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