The fact that some credit card car rental insurance programs do not cover particular types of cars and trucks. according to the text, this is referred to as a(n) exclusion form coverage.
Exclusion Form refers to the form that is basically identical to the form that is attached as Exhibit B and is enclosed with the Full Notice. It must be properly filled out, signed, and submitted to Defendant by Claimants who seek to be excluded from the class action settlement. EXCLUSION FORM FOR OPERATORS Operator Exclusion Form shall be attached by Servicing Carrier. The rental insurance coverage known as renters' insurance, also referred to as tenants' insurance, offers some of the advantages of homeowners' rental insurance. Renters' insurance is substantially less expensive than a homeowners' policy because its primary purpose is to provide liability protection and defend against damages to the tenant's personal goods; it does not insure the actual house.
Learn more about rental insurance here :
https://brainly.com/question/20635408
#SPJ4
westco company issued 10-year bonds a year ago at a coupon rate of 7.6 percent. the bonds make semiannual payments and have a par value of $1,000. if the ytm on these bonds is 5.9 percent, what is the current bond price in dollars? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)\\
The current bond price is $1127.05 if the Westco company issued 10-year bonds a year ago at a rate of 7.6%.
The value of the bond can be considered to be the present value (PV) of the future cash receipts expected for this bond. Therefore, the value of the bond can be given as;
Bond value = PV of interest + PV of RV
here RV represents the redemption value
The value of the bond of Westco company can be found as follows;
First, we find the PV of interest;
Semi-annual interest payment = 7.6% × 1000 × 1/2 = 38
Semi-annual yield = 5.9% ÷ 2 = 2.95% per six months
Total period to maturity (in months) = 2 × 10 = 20 periods
PV of interest = 38 × [1 - ( 1 + 0.0295)^(-20)] / 0.0295 = 567.97
Now we determine the PV of redemption value as follows;
PV of redemption value = 1000 × (1.0295)^(-20) = 559.08
Now the price of the bond can be calculated as follows;
Bond price = 567.97 + 559.08 = 1127.05
Hence, the current bond price is calculated to be $1127.05 if the Westco company issued 10-year bonds a year ago at a coupon rate of 7.6 percent.
To learn more about bond price; click here:
https://brainly.com/question/17137803
#SPJ4
Netflix offered its subscribers a selection of over one hundred thousand dvd-by-mail titles, while other video rental firms can only offer as much as three thousand. This presents a significant _____ for netflix over its rivals.
This presents a significant scale advantage for Netflix over its rivals.
Economies of increase a company's capacity to fulfill large orders while decreasing manufacturing and buying costs.
Scale economies are cost savings experienced by businesses as their output increases. Cost cutting gives businesses more opportunities to decrease their pricing model in order to increase sales. This is the main advantage of economies of scale.
A scalable company is able to increase production to increase supply while also benefiting from economies of scale. Scalability has become increasingly crucial in recent years as new tech has made it simpler to procure more customers and expand into new markets around the world.
Learn more on scale-
https://brainly.com/question/14826986
#SPJ4
Elaine just accepted a new job and is working with the company's HR department to fill out
paperwork. Which of the following steps is she responsible for?
a. Determine how much tax to withhold from her paychecks based on W-4 information
b. Complete a W-4 form
c. Send withholding amounts to the
federal government
d. Complete a W-2 form
As a new person that has been accepted to the new Job that has to fill the HR of the company, what she is going to be responsible for would be to Complete a W-4 form.
What is a W-4 form?W-4 form is the term that is used to refer to the form that thet the people that are employed in a particular organization would have to fill. The form would have to tell the amount of money that the employee is to withhold from your pay as the tax that you are to pay to the government as your income.
The other term that the form is used to be called is the employee withholding certificate because of the work that the form is meant to achieve.
Hence we would have to say that the steps that Elaine is going to be responsible for filling would be the employee withholding for the business to take her federal taxes for the government.
Read more on form W-4 here: https://brainly.com/question/15507745
#SPJ1
a customer makes a $1,900 purchase at applianceworld, paying with a credit card. applianceworld is charged a 4% fee by the credit card company. when recording this sale, applianceworld would:
When recording this sale, ApplianceWorld would:
Debit the Cash A/c by $1900
Debit the Credit Card Expenses A/c by $76
Credit Sales A/c by $1976
What is Accounting?
Accounting is a process of recording, classifying and summarizing financial transactions in a significant manner and interpreting results thereof. Accounting is a science as well as an art.
In order to handle an entity's commercial operations properly, regardless of the type of entity or how big or little it is, a proper accounting system is crucial. An accountant needs to be well-versed in the terminology and different kinds of accounts used in accounting.
What is a Account?
The organized presentation of all transactions under a specific head is known as an account. An account displays the condensed records of transactions pertaining to the person or thing in question.
To learn more about Accounting from the given link
https://brainly.com/question/1033546
#SPJ4
What is the key problem of assessing performance using multiple performance measures? group of answer choices it is impossible to know whether overall performance has improved it is expensive to record numerous measures there will always be disagreement about what the measures should be some measures will be inaccurate not all the measures will be in financial terms
Measurement resistance is also brought on by a lack of data knowledge, a lack of resources, poor experiences, a lack of data accuracy, and a lack of senior leadership involvement.
Why is it difficult to measure performance?The most frequent problems with performance management, along with solutions,a lack of coordination,any successful business relies on effective communication, micromanagement Lack of confidence,not establishing objectives or expectations.selecting the incorrect priorities. These indicators include turnover, employee happiness, and employee engagement.According to studies, increased customer satisfaction is related to higher employee engagement.Customers can tell when employees are satisfied at work and have faith in their brand or business. The lack of structure in the process is one factor contributing to performance management failure.It must be done more frequently because it is not a one-time process.If you don't have a well-designed structure for performance management, it is not possible. The largest issue with forced ranking may be unfairness, as the way the system is set up makes the decisions appear more and more random each year.Poor performers have typically already left most organizations after several years of a forced ranking system. Input, Output, Efficiency, Quality, and Outcome are the five distinct types of metrics that have been discovered, defined, and will be used throughout the Iowa State Government.To learn more about measure performance refer
https://brainly.com/question/28103959
#SPJ4
espresso petroleum inc. has a contractual option to buy back, prior to maturity, bonds the firm issued five years ago. this is an example of what type of bond?
Espresso petroleum inc. has a contractual option to buy back, prior to maturity, bonds the firm issued five years ago is an example of callable bond.
Define a callable bond.A bond that can be redeemed by the issuer before the specified maturity date is reached is referred to as a callable bond, also known as a redeemable bond. A callable bond enables the issuing corporation to settle its debt before its due date. A corporation may opt to call its bond if market interest rates fall, allowing it to reborrow money at a better rate. Callable bonds therefore make up for that possibility by offering a more alluring interest rate or coupon rate due to their callability.
In a callable bond, the issuer reserves the right to stop making interest payments and returning the investor's principal before the bond's maturity date.
To know more about, callable bond, visit :
https://brainly.com/question/14327144
#SPJ4
The complete question is given below :
Espresso Petroleum Inc. has a contractual option to buy back, prior to maturity, bonds the firm issued five years ago. This is an example of what type of bond?
A) Puttable bond
B) Callable bond
C) Convertible bond
D) Junior bond
true or false: deviations in the quality of income ratio resulting from rapid growth is usually cause for alarm as it is a signal that the company is not financially equipped to support the growth.
This is True.
This is because The deviation is used to determine the discrepancy between an observed variable's value and its predicted value. The deviation can be defined as the distance from the center point.
In other words. Any unintended event that deviates from the accepted processes, procedures, instructions, specifications, or established standards is referred to as a deviation.
How are deviation determined?
Deviation is calculated as:
First, determine the mean. Calculate the square of each data point's variance from the mean.Add the values from Step 2 in Step 3.Divide by the total number of data points in step 4.Take the square root in step five.To learn more about deviation from the given link
https://brainly.com/question/475676
#SPJ4
number of invoices is most appropriate cost driver for which of the following types of activity costs? a. purchasing b. payroll c. assembly d. machining
Number of invoice is most appropriate cost driver for purchasing.
What is an invoice?An invoice is an itemized commercial document that cost driver the products or services provided to a customer, the total amount owed, and the preferred method of payment. Merchants can send either paper invoice or electronic invoice to their customers. An invoice is a detailed list that records the products provided to a customer, the total amount paid, and how the cost driver paid for those items or services. You can send an electronic invoice or a paper invoice.Invoice can be paid in one lump sum or in installments. An invoice refers to a request for payment, while a receipt is proof of payment.It is a document that proves that the customer has received the goods or services for which they paid for the company or, conversely, that the company has been fairly compensated for the goods or services sold to the cost driver.To learn more about invoice from the given link :
https://brainly.com/question/24076114
#SPJ4
marketing researchers take great care in developing research questions that measure attitudes, beliefs, behaviors, and demographics because they desire positive research outcomes. true false
This is because Marketing research serves marketing management by providing information which is relevant to decision making.
What is marketing research?
Marketing research is the process of interviewing prospective customers directly to ascertain the viability of a new service or product.
Information that is pertinent to decision-making is provided by marketing research, which benefits marketing management.
Marketing research neither determines the course of action nor ensures success. Instead, market research assists in lowering the level of confusion surrounding the decision to be made.
In simple words Marketing research is the systematic and objective search for, and analysis of, information relevant to the identification and solution of any problem in the field of marketing.
To learn more about Marketing research from the given link
https://brainly.com/question/25754149
#SPJ4
beta company uses a periodic inventory system. the company bought 80 units of inventory for $12 each and 20 units of inventory for $12.50 each. it sold 90 units for $25 each. beta's weighted average cost is:
The company purchased 80 units of inventory at $12 and 20 units of inventory at $12.50. 90 units were sold at $25 each. the weighted average beta price is $12.
10 Weighted average = (80 × $12) + (20 × $12.50)/ 100Weighted average = $12.10 The calculation of the weighted average takes into account the different levels of significance of the numbers in the data collection. Before completing the final calculation when calculating a weighted average, the specified weight is multiplied by each value in the data set.
When all the numbers in a data collection have the same weight, a simple average can be less accurate than a weighted average. The value of each data point is multiplied by the assigned weight in the weighted average before being summed and divided by the total number of data points. When calculating the simple mean, also known as the arithmetic mean, all numbers are given equal attention and weight.
Learn more about Weighted average, here
https://brainly.com/question/28042295
#SPJ4
when tolls on the dulles airport greenway were increased from $0.50 to $1.50, traffic decreased from 31,000 to 10,000 trips a day. assuming all changes in quantity were due to the change in price, what is the price elasticity of demand for the dulles airport greenway?
The price elasticity demand for the Dulles Airport Greenway is equal to -0.34.
Price elasticity of demand may be defined as the ratio of how much the quantity of demanded goods change or fluctuate as compared to the original demand divided by the change in price compared to the original price of the goods. The formula will be expressed as
Price elasticity of demand = (ΔQ/Q) ÷ (ΔP/P) where ΔQ is the Change in quantity demanded, Q is the initial quantity demanded, ΔP is the Change in price and P is the original price. Putting the values according to the question that is ΔQ = 10000 - 31000 = -21000, Q = 31000, ΔP = $1.50 - $0.50 = $1 and P = $0.50
Price elasticity of demand = (-21000/31000) ÷ (1/0.50)
Price elasticity of demand = -0.68/2
Price elasticity of demand = -0.34
Learn more about Price Elasticity at:
brainly.com/question/15564023
#SPJ4
what is the adjusted cash balance per bank, if the cash balance per bank statement is $12,150; there are $6,245 of outstanding checks; and $2,385 of deposits in transit?
If the cash balance per bank statement is $12,150; there are $6,245 of outstanding checks; and $2,385 of deposits in transit, then the adjusted cash balance per bank will be $8,290. Therefore, the option C holds true.
What is the significance of adjusted cash balance?An adjusted cash balance can be calculated using the formula,
Adjusted Cash Balance = Cash Balance – Deposits in Transit + Outstanding Balances
Using this formula, the adjusted cash balance for the given condition can be computed as,
Adjusted Cash Balance = 12150 – 6245 + 2835 = $8,290
Therefore, the option C holds true and states regarding the significance of an adjusted cash balance.
Learn more about adjusted cash balance here:
https://brainly.com/question/26699275
#SPJ1
The missing options to the question are added for better reference.
What is the adjusted cash balance per bank, if the cash balance per bank statement is $12,150; there are $6,245 of outstanding checks; and $2,385 of deposits in transit?
A $16,010
B $12,150
C $8,290
D $21,780
when purchasing a reusable water bottle, factors like durability, price, and temperature control that a consumer considers prior to purchase are called
Evaluation criteria.
Evaluation criteria specify a set of metrics that allow solutions and alternate designs to be ranked based on the value of the stakeholders.
Explain Evaluation criteria?Evaluation criteria define a set of measurements that allow solutions and alternate designs to be ranked based on the value of the stakeholders. Each solution represents a continuous or discrete scale for measuring a particular solution attribute such as cost, performance, or usability.The definition of evaluation provided by the DAC includes five criteria: relevance, effectiveness, efficiency, sustainability, and impact.Accurate and unambiguous, which means that there is a clear and accurate relationship between the criteria and the actual consequences. Comprehensive but concise, in the sense that they cover the full range of relevant consequences while keeping the evaluation framework systematic and manageable, with no redundancies.To learn more about evaluation criteria refer to :
https://brainly.com/question/19629909
#SPJ1
In no more than 4000 words. using consumer behaviour theories in particular post-feminism, marxism and economic uncertainty( brexit, rising inflation, energy crisis, war in ukraine) on marketing strategies of a firm and the buyer behaviour of consumers of its products and services. you can include a reflection on its ethical approach to marketing communications and how it is employed to persuade consumers. you need to think about the theoretical lens you will use to examine this topic instance, this assignment can focus on risk and uncertainty. also, reflect on methods you will use in collecting information on the firm and consumer segments it serves. you can complete individual sections of your report using secondary data (i.e resources in the published domain). however, please note that you have the choice to collect empirical data if is readily available (e.g interview or questionnaire administered to staff and customers of the firm of your choice.) - real-life case context - a critical review o relevant literature - application of theory to practice - linked to li, l2,l3, l4. references should also be included please
Market segmentation is the process of breaking a large consumer or corporate market into smaller consumer groups based on traits that they have in common.
What is consumer segments?Market segmentation is the process of breaking a large consumer or corporate market into smaller consumer groups based on traits that they have in common. Typically, this process involves existing and future customers. Client segmentation is the practice of breaking up your customer base into groups based on shared traits, including behaviors or demographics, so you can market to those customers more successfully. Demographic, psychographic, behavioral, geographic, and firmographic segmentation are the five categories of market segmentation.The four primary categories of market segmentation are thought to be geographic, psychographic, behavioral, and demographic; however, there are many other tactics you can employ, as well as countless variants on the four primary types.To learn more about Market segmentation refer to:
https://brainly.com/question/5545577
#SPJ4
tanya bought the company's first video teleconferencing system, and she involved all of the company's department heads in the decision. she spent weeks evaluating options, inviting rfps, and negotiating with vendors before she finally made a purchase decision. this buying situation would most likely be classified as a
The buying situation would most likely be classified as a business buying situation.
What is buying situation?
Consumer behaviour is the study of people, groups, or organisations and the methods they employ to select, use, and discard goods, experiences, or ideas in order to meet their needs, as well as the effects that these methods have on both the society and the consumer (Noel, 2009). Consumer behaviour combines elements from psychoanalytic theory, sociology, social anthropology, and economics with the goal of understanding how consumers make decisions, both individually and collectively (Noel, 2009). There are many factors that can affect consumer behaviour, and recent research suggests that these factors may change depending on the circumstances surrounding a purchase. The main categories of buying situations will be defined, along with their characteristics and explanations of factors that may affect consumer participation in each category.
To learn more about buying situation
https://brainly.com/question/26551151
#SPJ4
miranda and jason are in the tutoring business. miranda is willing to tutor as long as she gets $20, while jason will not tutor unless he gets $35. if the most that someone would pay for tutoring is $30, how much producer surplus is earned?
The producer surplus earned by Miranda will be $10, and Jason will earn $0.
Producer surplus is the total profit an individual producer makes when they produce and sell a specific quantity of a good at market value. The total revenue from sales of a producer's goods less the marginal cost of production is the producer surplus.
The profit a producer makes by selling at market value as opposed to the lowest price they would have been ready to accept is known as the producer's surplus.
Miranda offered to tutor for $20, but the market rate for tutoring was $30; as a result, Miranda's producer surplus is equal to $30 - $20, or $10. Jason, on the other hand, offered to tutor for more than the market rate, leaving him with a $0 producer surplus.
To know more about producer surplus: https://brainly.com/question/17267471
#SPJ4
the income and substitution effects account for: group of answer choices the upward sloping supply curve. the downward sloping demand curve. shifts in the demand curve. movements along a given supply curve.
The income and substitution effects account for the downward sloping demand curve.
What is demand curve ?A demand curve is a graphical form of the relationship between the price of a good or service and the quantity demanded over a period of time.In a typical representation, price is displayed on the left vertical axis and quantity demanded is displayed on the horizontal axis. The three basic properties are position, tilt and translation.Position is basically where the curve is located on this chart. For example, if a curve is placed on the far right of this graph, it means that demand for that product is high at a particular price. Changes in factors such as median income and preferences can cause the entire demand curve to shift left or right. This increases or decreases the quantity requested at a given price. Ceteris paribus assumption. The demand curve relates price and quantity demanded, assuming other factors remain unchanged.To learn more about demand curve from the given link :
https://brainly.com/question/21220153?referrer=searchResults
#SPJ4
noah wants to quit his job and return to school for a mba degree at the end of two years. he plans to save and deposit $2,000 per month, beginning immediately from the beginning of first month. he will make monthly deposits in an account that pays 3% nominal interest (0.25% monthly). under these assumptions, how much will he have accumulated at the end of two years?
Noah has accumulated $49,529 under these assumptions after two years.
What is nominal interest?The nominal interest rate, also known as the nominal rate of interest, is one of two things: the rate of interest before inflation adjustment, or the rate of interest "as stated" without adjustment for the full effect of compounding. In banks and in the investment field, the nominal interest rate is frequently used to describe interest on various loans. For example, if the loan's nominal rate is 5%, you can expect to pay $50 in interest for every $1,000 borrowed. You'll pay $1,050 at the end of the year. The nominal interest rate (also known as the money interest rate) is the percentage increase in money you pay the lender for the use of borrowed funds.
To learn more about nominal interest, refer to:
https://brainly.com/question/25816355
#SPJ4
when an issue necessary to the development of the value opinion is uncertain as of the effective date of the assignment results of the appraiser will use:
The assignment results of the appraiser will use Extraordinary assumption. An extraordinary assumption is an assumption which if found to be false could alter the resulting opinion or conclusion.
What Extraordinary assumption ?A statement or condition that is presumed or assumed to be true and from which a conclusion can be drawn is referred to as an assumption.
An extraordinary assumption is one that, if proven false, could change the resulting opinion or conclusion. A hypothetical condition is a false assumption made for the purpose of discussion, analysis, or the formulation of opinions.
The distinction between the two lies in the assumption's potential veracity. A hypothetical condition is one that is known to be contrary to fact, whereas an extraordinary assumption is one that is simply unknown or uncertain.
The results of any hypothetical condition analysis are known to be unrepresentative of reality because the assumptions upon which they are based are false. The results of an analysis based on extraordinary assumptions may be inaccurate to the extent of the uncertainty underlying the assumptions upon which the analysis or opinions are based.
To learn more about assumption refer :
https://brainly.com/question/28266158
#SPJ4
for self-constructed assets, the costs incurred include labor, materials, and multiple choice question. overhead. depreciation expense. research and development. operating costs.
For self-constructed assets, costs include labor, materials, and overhead.
Assets are resources of economic value that are owned by individuals/companies and are expected to generate profits in the future. Meanwhile in the world of accounting, the notion of assets is the component of assets listed in the balance sheet and compared with the amount of liabilities (liabilities and equity).
Although many people use the term "asset" to refer to someone's property, in fact assets do not always have to be 100% owned by the holder. For example, a company has an operating machine whose ownership is 100% funded by debt. These operational machines are still treated as assets. However, in exchange the company incurs debt repayment costs in terms of liabilities.
Learn more about Assets here brainly.com/question/13848560
#SPJ4