Suppose that a credit card holder transfers ownership of his cell phone to his sister, who soon thereafter drops the phone in water and destroys it even if the credit card holder has credit card-related cell phone replacement insurance, he would most likely not be able to recover the value of the phone, since he did not have an insurable interest in the phone.
Convenience, credit-building, 0% financing, incentives, and affordable currency conversion are just a few of the benefits of using credit cards. Credit card drawbacks include the possibility of easy overspending, which may result in pricey debt if you don't pay it off in full, as well as damage to your credit score if you miss payments. Credit insurance, often known as payment protection insurance, is a type of insurance-linked to a particular loan or credit card account. If you are unable to pay the sum due or the installments, the protection will do so on your behalf.
It is universally accepted that when a life insurance policy is used as security for a debt, the creditor has an insurable interest in the life of the debtor. 44 There are several ways for a creditor to get money from a debtor's life insurance policy.
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spencer co. has a $320 petty cash fund. at the end of the first month the accumulated receipts represent $55 for delivery expenses, $175 for merchandise inventory, and $24 for miscellaneous expenses. the fund has a balance of $66. the journal entry to record the reimbursement of the account includes a:
A petty cash fund is a small sum of company money that is frequently kept on hand (for example, in a secured drawer or box) to cover unimportant or trivial expenses like office supplies or employee reimbursements
Explain about the petty cash?The fund must be reconciled every week by the Custodian. Petty Cash transactions are restricted to $100 per seller each day. Petty Cash funds should be refilled either once per month or when total receipts reach $200, whichever comes first.
Explanation:
Due to that,
Petty cash account: $320
Total proceeds for delivery costs come to $55.
Inventory of goods = $175
Total miscellaneous costs: $24
Fund balance is $66
Therefore,
The following is the journal entry for the account's reimbursement:
A/C doctor's delivery fees were $55.
A/C Dr. $175 in inventory of goods
Additional costs A/c Dr. $24
To Cash A/c $254
(To document the payment of petty cash)
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which of the following statements is consistent with a given (i.e., fixed) lm curve? a) a reduction in the interest rate causes investment spending to increase. b) a reduction in the interest rate causes money demand to decrease. c) a reduction in the interest rate causes an increase in the money supply. d) an increase in output causes an increase in demand for goods. e) an increase in output causes an increase in money demand.
An increase in output causes an increase in money demand is consistent with a given LM curve. The entire quantity of money that a population wishes to own in an economy is known as the money demand.
The money demand reflects consumers' and companies' desire to hold assets in a form that can be quickly converted into products and services. Money differs from other asset classes in large part due to its spendability (or liquidity). Because of this, the need for liquidity is also used to describe the need for money.
The LM curve displays the real income levels and interest rate mixtures that cause the money market to be in equilibrium. Where money demand and money supply are equal is shown. The independent variable for the LM curve is income, while the dependent variable is the interest rate.
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question content area cordell, inc., has an operating leverage of 3. sales are expected to increase by 9% next year. what is the expected change in operating income next year?
The term "OI" refers for "operating income," which is defined as the accounting figure that assesses or calculates the profit amount that is achieved or acquired from the activities of the business after deducting operational expenses such as COGS (cost of goods sold), salaries, and depreciation.
what is the expected change in operating income next year?Next year's operational income is anticipated to change by 27%.The term "OI" refers for "operating income," which is defined as the accounting figure that assesses or calculates the profit amount that is achieved or acquired from the activities of the business after deducting operational expenses such as COGS (cost of goods sold), salaries, and depreciation.Next year's operational income is anticipated to change by 27%.The operational income that will likely fluctuate in the upcoming year is calculated as;Operating Income = Sales Growth + Operating Leverage, where Sales Growth is 9%.
3 is the operating leverage.
Making use of the values above:
OI = 9% × 3\sOI = 27%
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a 7% convertible debenture is selling at 101, and it is convertible into the common stock of the same corporation at $25. the common stock is currently trading at $23. what is the parity price of the debenture?
$920.00 The bond's parity price, first find the number of shares the debenture can be converted into (the conversion ratio) by dividing the par value by the conversion price ($1,000 x $25 = 40 shares).
Next, divide the conversion ratio by the current common price. The bond's parity price is the result (40 shares minus $23 = $920).
The present value of the liability divided by the market interest rate is the effective interest. The amount of actual interest paid is equal to the bond's face value divided by the number. of Issued Bonds x Coupon Rate
What is the convertible bond value formula?
The following formula can be used by investors to arrive at convertible bond valuations: The value of a convertible bond is the sum of the independent values of a straight bond and a conversion option.
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harrimon industries bonds have 6 years left to maturity. interest is paid annually, and the bonds have a $1,000 par value and a coupon rate of 10%. what is the yield to maturity at a current market price of $813? round your answer to two decimal places
14.78% is the yield to maturity at a current market price of $813 for the given question
The internal rate of return on an investment is the same as the yield to maturity. YTM is the interest rate at which the initial investment and the present value of future cash flows will be equal:
computed as:
N = 6
Fv = $1,000
Pmt = $1,000 × 10% = $100
Pv = - $813
P/yr = 1
I (YTM) = ?
The yield to maturity (YTM), calculated by entering the aforementioned figures into a financial calculator, is 1,478.22%, or 14.78%.
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suppose the united states is more productive than china at making both t-shirts and cell phones. the theory of comparative advantage suggests that consumption in both countries will:
Production of clothing is a planned operation that includes a series of steps including laying, marking, cutting, stitching, checking, finishing, pressing, and packaging. Raw resources are transformed into finished goods through this process.
Who produces shirts with a comparative advantage?States of America : In terms of creating shirts, the US has a comparative edge. Creating one shirt costs the United States 1/3 boot in opportunity costs, but making one shirt costs one boot in Canada.The U.S. has an absolute advantage in shirt production since a U.S. worker can produce more shirts than a Chinese worker.Which city is more advantageous than others in producing each color of sock? Because a worker in Boston produces more (3 pairs of socks per hour) than a worker in Chicago, Boston has a clear edge in the manufacture of both types of socks (2 pairs of red socks per hour or 1 pair of white socks per hour).Similar to this, producing one extra shirt in China costs 1/100 worker years, which means that 0.1 fewer computers would be produced. Therefore, 0.1 computers represent the pertinent opportunity cost in China. (a) Assume that China and America each have 100 employees.However, the harmful effects don't start until the fibers are grown. After the dyeing process, the process of turning the cotton into yarn requires a lot of energy and is the second-highest contributor to carbon pollution throughout the lifecycle of a t-shirt. The fabric used to create the t-shirt is then knit using the cotton yarn.To Learn more About Production refer to:
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what are trade alliances designed to do? check all that apply. protect an individual country from competitors reduce tariffs and other restrictions on trade return countries to individual economies open borders between countries
Trade alliances are designed to reduce tariffs and other restrictions on trade, and open borders between countries.
What are trade alliances?Trade alliances are also called trade agreements. It is a form of agreement that emphasizes the formulation of trade relationships. It is important to mention that trade alliances include both multilateral and bilateral agreements. It can take place between two nations or two states.
Trade alliances effectively allow countries to open up their border so that trade can be carried out without any interruption. Furthermore, it is also a means through which trade restrictions and tariffs can be reduced.
It can be concluded that trade alliances are designed to reduce tariffs and other restrictions on trade, and open borders between countries.
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g if a check correctly written and paid by the bank for $442 is incorrectly recorded in the company's books for $380, how should this error be treated on the bank reconciliation?
Based on the fact that the check was correctly written when paid by the bank, but the check was incorrectly recorded in the company books, the error can be treated by adding $62 to the book balance.
How to reconcile an incorrectly recorded check?When a check is recorded incorrectly in books of the company, there would need to be a bank reconciliation that would see the difference in the check amounts being added or subtracted depending on the error.
If the check is recorded incorrectly but is lower than the actual amount as is the case here, the difference should be added to the book balance.
That difference is:
= 442 - 380
= $62
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What happens if you still have a balance on your credit card AFTER the company starts charging you interest?
A: The bank will make your interest payments for you
B: The bank will extend the 0% APR so you don't pay interest
C: The bank will offer you a 0% so they make no money off you
D: The bank will make money from the interest fees you pay
what is the effect on the stock price of a company that announces it earned higher-than-expected quarterly profits? the stock price will likely go down because analysts do not like unexpected surprises from company financial reporting. the stock price will likely go up because the announcement suggests that the company is undervalued. the stock price will likely go up because it's a clear indication that the financial health of the company is strong. the effect depends on what generated the profits and how analysts forecast this information.
The effect on the stock price, for a company that announces it earned higher-than-expected quarterly profits, is that "The stock price will likely go down because analysts do not like unexpected surprises from company financial reporting." Option A
This is further explained below.
What is the stock price?Generally, The cost of purchasing one individual share out of a company's total number of equity shares that are available for sale is referred to as the share price
In terms that are more understandable to the average person, the price of a share of stock is the most money that someone is prepared to pay for that share or the least money that it can be acquired for.
In conclusion, "The stock price will likely go down because analysts do not like unexpected surprises from company financial reporting," is what will happen to the stock price of a company that announces it earned higher-than-expected quarterly profits; this is the effect that will have on the company's stock price. Alternative A
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hopfrog woodworks is an artisan woodworking shop that sells custom-designed and handcrafted woodworks such as boxes, birdhouses, signs, and plaques. the owner knows that his customers do not want pre-fabricated products made out of manufactured particle board. they are looking for products made of responsibly sourced, high-quality wood, where each handcrafted item reflects the personality of the customer that orders it. the most effective segmentation strategy for a company like hopfrog woodworks is
In a case whereby hopfrog woodworks works as an artisan woodworking shop that sells custom-designed the most effective segmentation strategy for a company like hopfrog woodworks is Behavioral marketing.
What is Behavioral marketing?Behavioral marketing can be described as the strategy that is been used by the company so that they can target the customers which is been done to focus ion the specific actions that the customer has taken on the website then this will now be used as a behavioral segmentation for the target specific consumers .
It should be noted that this Behavioral marketing do focus on the behaviors as well as the the way the customer perceive the product to work on their company so that they can have the attention of the target customer so that they can increase their profit as well a the way to improve their product for the potential customers.
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which of the following are strategies to modify the market? (select all that apply) multiple select question. alter one or more of a product's characteristics create new use situations increase a product's use among existing customers find new customers create a new product
The strategies to modify the market include the following:
alter one or more of a product's characteristics.create new use situations.increase a product's use among existing customers.What is a marketing strategy?A marketing strategy can be defined as a technique that is typically used by business firms to attract customers to their products (goods) or service, especially by giving them a lower price during its initial operation and offering.
In conclusion, we can reasonably infer and logically deduce that altering one or more of a product's characteristics and creating some new use situations is an efficient and effective marketing strategy that should be adopted by manufacturers.
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true or false: home ownership can limit your mobility as it might be difficult to sell your home when interest rates are low and when the economy is doing well.
False: When interest rates are high and the economy is slow, selling a home may be hard.
What is the most well known type of lodging?In the United States, single-family homes make up the majority of homes. They are typically found in the suburbs and are less common in densely populated areas.
Which kind of property rises in value the most?Land appreciates due to its limited availability; As a result, the demand for land rises in tandem with population growth, raising its cost over time.
What is the American term for a house?Additionally, I frequently refer to my house as "my home. "My house is just a house otherwise. There is no such thing as an apartment. The usage of the three terms by the average American is very similar to this.
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an evaluation that involves sales managers and individual sales people working together on setting goals, giving feedback, reviewing and rewarding is known as
Performance management refers to an evaluation process where sales managers and individual sales representatives collaborate to create goals, provide feedback, evaluate, and reward performance.
Write a short note on Performance management.Performance management is a method of corporate management that helps managers monitor and evaluate employees' performance. The purpose of performance management is to foster an atmosphere where employees may work to their full potential and produce the highest-quality work most effectively and efficiently.
A systematic performance-management program enables managers and staff to agree on expectations, objectives, and career advancement, as well as how a person's job fits into the company's overarching vision. Performance management typically takes into account how an individual fits into the larger organizational system. The ideal performance standard is what you aim for, but it is thought to be unachievable..
Traditional methods for performance management include setting and evaluating goals, objectives, and milestones. They also want to establish methods for measuring performance and define what constitutes effective performance. However, performance management transforms every interaction with an employee into an opportunity to learn rather than employing the conventional paradigm of year-end appraisals.
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at year end, a client informs her rr that her employer did not make a matching contribution into her 401(k) account this year. the rr should respond by stating that
An employer being a sponsor of a 401(k) plan is not required by law to make a make a matching contribution on behalf of their employees.
Elaborate on 401k plan.Many American firms provide 401(k) plans, which are retirement savings plans with favourable tax treatment for the saver. It bears a section number from the United States Internal Revenue Code (IRC).
When a worker enrolls in a 401(k), they consent to have a portion of each pay check put directly into an investing account. A portion or the entire contribution may be matched by the employer. The employee has a variety of investing alternatives, most often mutual funds. To encourage Americans to save for retirement, the US Congress created the 401(k) plan. Tax savings is one of the advantages they provide.
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Alexandria has recently begun using social media, and frank asks you what kind of business information would help him run the store more profitably and efficiently. What do you suggest?.
It can be suggested to Alexandria research customer preferences and their buying interest to run the store more profitably and efficiently.
What is Business?An economic activity that involves the exchange of goods and services with teh help of buying and selling with the objective to gain some profit is called Business.
A business will achieve maximum profit only when it generates better customer satisfaction which encourages them to purchase products. In order to develop customer satisfaction the business should aware of the tastes and preferences of their customer.
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when harley-davidson advertises to reinforce the perception that the brand is masculine, rugged, and individualistic, it is building brand . multiple choice question. awareness value personality sensitivity
When Harley-Davidson advertises to reinforce the perception that the brand is masculine, rugged, and individualistic, it is building brand personality.
What is an organization engaged in when it employs a name phrase, design symbol, or a mix of these to identify products and set them apart from those of its competitors?A brand is any characteristic that sets one seller's good or service apart from that of other sellers. It might be a name, a term, a design, a symbol, or anything else.
What are the two most important factors considered when naming popular brands?Five requirements must be met for a brand name process to be successful: it must be distinctive to the business and/or product, communicate clear benefits to key audiences, inspire employees and stakeholders, be long-lasting, and apply to all company communications.
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The multiplier is 5 and, as a result of a change in expenditure, equilibrium expenditure and real gdp change by $200 billion. What was the initial change in autonomous expenditure?.
X = $40 billion.
Any changes in consumer spending that follow any real GDP expansion or contraction brought on by the application of fiscal policy are referred to as the multiplier impact.
What is the expenditure multiplier's formula?Any changes in consumer spending that follow any real GDP expansion or contraction brought on by the application of fiscal policy are referred to as the multiplier impact. Government expenditure growth stimulates the economy's overall demand and contributes to some real GDP growth. As a result of that increase, more people are employed and make money.Any changes in consumer spending that follow any real GDP expansion or contraction brought on by the application of fiscal policy are referred to as the multiplier impact.The expenditure multiplier illustrates the effects of a change in autonomous spending on overall spending and aggregate demand. Divide the final change in real GDP by the change in expenditures to determine the expenditure multiplier.To learn more about GDP refer to:
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all of the following are ways the government can correct positive externalities except a. subsidizing the product or service. b. imposing regulations. c. financing the production of the good. d. imposing positive taxes.
All of the following are ways the government can correct positive externalities by imposing regulations.
In economics, an externality or external cost is an indirect cost or benefit to an uninvolved third party that results from another party's activity. Externalities can be viewed as unpriced commodities involved in consumer market transactions or producer market transactions.
Consumption, production and investment decisions by individuals, households and businesses often affect those who are not directly involved in the transaction. Sometimes these indirect effects are negligible. But when they get big, they can become a problem economists call externalities.
Externalities often occur when the production or consumption of a product or service in private price equilibrium fails to reflect the true cost or benefit of that product or service to society as a whole. As a result, the external competitive equilibrium no longer satisfies the Pareto optimum.
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how do the location and size of warehouses affect the performance of a firm such as amazon? what factors should amazon take into account when deciding where and how big its warehouses should be?
The location and size of Amazon's warehouses have a direct bearing on how responsive and efficient they can be.
what factors should amazon take into account when deciding where and how big its warehouses should be?
In order to properly balance their efficiency and responsiveness with their goal, Amazon should think about which locations are underserved by the current network of warehouses and where it is most economical to put the new warehouse.
Why is Amazon expanding by adding new warehouses, and where should they be situated?
can aid in hastening delivery For more earnings, locate warehouses close to the top 20 U.S. metro areas. A market watcher named Tompkins claims that the corporation is constructing tens of millions of square feet of DC space, with an increasing amount of it being located close to major cities.
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which of the following is an advantage of making a product correctly from the outset? multiple choice it allows the company to pinpoint quality problems in the production system. it allows employees to make better use of their time and materials. it gives the company more time to rework defective products. it eliminates the need to make other products. it makes the transformation process slower and more deliberate.
The advantage of making a product correctly from the outset is It allows employees to make better use of their time and materials
Prior to launching your items on the market, it's critical to guarantee that there is demand, your final products are of the greatest possible quality, and that your potential clients will receive value from them. All members of your product design, testing, manufacturing, marketing, and sales teams can benefit from product development. It guarantees that your product is marketable and that the entire process proceeds as planned. Customers gain from this as well because it guarantees that your product meets their needs and budgetary requirements, resulting in a product that is also marketable.
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american express charges a 5% discount fee on the $100 sale charged by a customer and remits the balance to the company. the company will record an entry on the date of the sale that includes a: multiple select question. debit to accounts receivable for $95 debit to accounts receivable for $100 debit to credit card expense for $5 credit to sales for $100 credit to credit card expense for $5 credit to sales for $95
American express charges a 5% discount fee on the $100 sale charged by a customer and remits the balance to the company. the company will record an entry on the date of the sale that includes a MacKenzie:
Debit Credit Card Expense $27.2, Debit Cash $652.8, and Credit Sales $680 According to the inquiry, MacKenzie Company sold $680 worth of goods to a customer who used a Regional Bank credit card. Regional Bank charges a 4.0% service fee for purchases made with its credit cards.
Further information indicates that MacKenzie sends credit card sales receipts to the credit card issuer online and receives money in around 5 days.
For the purposes of recording in the journal entry, it should be noted that a debit will be made for a card expense of (4% $680) = $27.2, leaving a credit for $680 in sales and a debit of $680 for cash ($680 - $27.2 = $652.8).
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The dial on a combination lock contains markings which represent the numbers from 0 to 39. How many 3- number combinations are possible if the first and the second must be different odd numbers, while the third number must not be an odd number?.
The lock has 64,000 different possible combinations. The lock employs the numbers 0 to 39 in the challenge. Comparatively, this 3-dial lock (three wheels, each with digits 0-9) provides 1,000 potential combinations based on 10 x 10 x 10.
How is a three-digit lock code set?To align the metal tab with the groove on the front of the lock, rotate the shackle 90 degrees. In order to get the correct combination, push the shackle downward while turning the numbers. Put an end to pressing down on the shackle once the combination has been established. Reinstall the shackle in the lock. The dial is attached to a built-in mechanism that typically has three distinct wheels with notches, or gates. Each wheel needs to be in place for the fence to slide into the gates and for the lever holding the lock in place to release, allowing the lock to open. A form of door hardware known as a multipoint locking system locks at various locations throughout
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under the innovative management system approach, one company department works individually to complete its stage of the process before passing the new product along to the next department and stage. true false
‘Under the sequential product development approach, one company department works individually to complete its stage of the process before passing the new product along to the next department and stage’. Thus, the given statement is false.
Sequential product development is an approach in which a new product is manufactured and passed through all departments of a company properly and systematically. In this method, one department of the company fully finishes the required stage of the tasks on the product before sending the product to the next department for another stage.
While the innovative management system approach provides innovative ways to manage new ideas i.e. from generating ideas to taking actions and making the actions a reality.
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management information systems typically have subsystems to provide the information necessary for a functional area within an organization. such subsystems are the accounting information system, financial information system, production information system, human resources information system, and marketing information system. true false
It is True. management information systems typically have subsystems to provide the information necessary for a functional area within an organization.
Management (or managing) is the process of overseeing the operations of a company, nonprofit, or governmental entity. It is both the science and the art of managing a company's resources. Setting an organization's strategy and managing employee (or volunteer) efforts to achieve goals through the use of available resources, such as financial, natural, technological, and human resources, are included in management.
The terms "run the business" and "change the business" are used in management to distinguish between continuing to provide goods or services and tailoring those offerings to satisfy customers' shifting demands. The term "management" can also refer to managers, who are responsible for running a company.
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a company is in its first month of operations. on january 15, the company receives $600 from customers who will receive 10 voice lessons ($60 per lesson). as of january 31, the company has provided 8 voice lessons. what adjusting entry would be made at the end of january? post the adjusting entry for the scenario provided.
Service Revenue $480 would be made at the end of the january.
On Jan 31 Unearned revenue = (8x $60)
=$480
Service revenue = $480
Only a portion of the lessons are given this month; the remainder must be paid for next. Therefore, only the revenues that correspond to the rendered services will be recognized. Because there are only 8 classes available this month, only 8 lessons' worth of money will be recorded in January. After the lessons are delivered, the income for the remaining lessons will be recognized in the next month. Unearned revenue will be recorded up to the amount of services rendered. As a result, liability will decline while Service revenue rises.
Unearned revenue is income earned for services that have not yet been rendered. When a service is rendered in exchange for the income, the accrual system recognizes it.
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marginal cost group of answer choices is the change in the total cost when hiring one more factor of production. is the change in total output from hiring one more factor of production. is the change in total cost associated with a one-unit increase in production. falls when there are diminishing returns.
Marginal cost is the change in total cost associated with a one-unit increase in production.
What is marginal cost?In managerial accounting, the idea of marginal cost is crucial because it may be used to maximize production through economies of scale within an organization.By producing at the point where marginal cost (MC) equals marginal revenue, a business can optimize its earnings (MR).Because fixed costs are fixed regardless of output levels, larger production spreads the total fixed cost over more units, resulting in a lower fixed cost per unit.Production levels affect variable costs, so increasing the number of units will increase those costs.To learn more about marginal cost visit:
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Which professional specifically mentioned the video game killer instinct as related to her work in the gaming industry?.
Killer Instinct is a series of professional fighting video games originally created by Rare and published by Midway, Nintendo, and Microsoft Studios
What makes Killer Instinct unique?
Killer Instinct featured more detailed plates and further different characters than any other games of its genre as well as some gameplay rudiments unique to fighting games of the time. rather of fighting adversaries in stylish- of- three- rounds bouts, each player has two life bars.
Why are video games so important?
Video games can give a fun and social form of entertainment. encourage cooperation and cooperation when played with others. make kiddies feel comfortable with technology — particularly important for girls, who do not use technology as much as boys do .
Gaming industry :The videotape game industry encompasses the development, marketing, and monetization of videotape games. The industry encompasses dozens of job disciplines and thousands of jobs worldwide. The videotape game assiduity has grown from niches tomainstream.As of July 2018, videotape games generated US $134.9 billion annually in global deals.
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what is the first decision to be made when considering merchandise flow? multiple choice question. whether the merchandise will travel by truck, train, or plane who will transport the merchandise where the merchandise will go how much it will cost to transport the merchandise
Selecting a transportation business is the first choice that must be made to ensure that goods flow. Which of the following were included in the marketing channels. a marketing channel when the maker sells directly to the customer; there are no middlemen involved.
What are the steps in the marketing process?
Purchasing merchandise often involves four processes, including:
Determine the sources of the goods.
Talk to manufacturers about a deal.
choosing goods for purchasing.
Purchase goods for the store.
acquiring plans.
Examine vendors in depth.
Assigning prices.
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what are the three broad categories of incentive pay?multiple select question.incentives linked to individualsincentives linked to company turnoverincentives linked to reducing competitionincentives linked to organizational performanceincentives linked to groups
The many kinds of incentive pay fall into three broad categories incentives linked to individual, group, or organizational performance.
The various types of incentive pay are divided into three broad categories. Individual, group, or organizational performance-based incentives. Here are the different incentive pays.
Annual bonus: An annual payment that is typically based on a worker's annual salary.
Signing bonus: A one-time payment made when a candidate agrees to work for a company.
A discretionary or spot bonus is a one-time cash payment that recognizes past performance.
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