The activity known as shirking is least likely to occur whenAnswera.workers are not monitored.b.all workers are paid the same wage rate.c.the earnings of a worker are closely tied to the worker's output.d.firm ownership is separated from the managerial control.

Answers

Answer 1

The activity known as shirking is least likely to occur when the earnings of a worker are closely tied to the worker's output. Thus, the correct answer is option c.

When workers are incentivized to produce more and are compensated accordingly, they are less likely to engage in shirking or avoiding work. Monitoring, equal wage rates, and separating firm ownership from managerial control may not necessarily discourage shirking behavior. Shirking makes a firm's productivity decline. Thus, the firm needs to offer its workers higher wages to eliminate shirking. Then all firms try to eliminate activity of shirking, which pushes up average wages and decreases employment.

Therefore, the correct answer to the given question is option c: the earnings of a worker are closely tied to the worker's output.

To learn more about shirking, visit: https://brainly.com/question/30112812

#SPJ11


Related Questions

an example of management by exception occurs when a manager investigates a large variance in a performance report to assign responsibility. question content area bottom part 1 true false

Answers

The statement " example of management by exception occurs when a manager investigates a large variance in a performance report to assign responsibility. " is true.

Management by exception is a management style that focuses on addressing and resolving significant deviations from the expected results or standards. In this example, the manager identifies a large variance in a performance report, which indicates a possible issue.

Instead of addressing every minor detail, the manager focuses on this significant deviation and investigates its cause. Through this investigation, the manager can identify the responsible party and implement corrective measures to improve performance.

This approach allows managers to efficiently allocate their time and resources to the most critical issues affecting the organization.

To know more about investigation click on below link:

https://brainly.com/question/29365121#

#SPJ11

Is now a good time to attempt market timing?
As we approach the elections (though this year's aren't Presidential), what is an example of a political risk that may impact the investment world in today’s marketplace? (Please try to keep this one Civil!) By the way, political doesn't have to JUST be our country ... as there are many international pieces moving on the chessboard!
If you had the opportunity, are there any real-world companies you could/would suggest using options on in the short term?

Answers

Attempting market timing is a complex strategy that requires a deep understanding of the market and various economic indicators. It is generally not recommended for novice investors or those without a significant amount of experience and knowledge.

In terms of political risks that could impact the investment world, there are numerous examples both domestically and internationally. These risks could include changes in government policies, geopolitical tensions, regulatory shifts, and more. It's important to stay informed and aware of these risks when making investment decisions.

It's important to conduct thorough research and analysis before making any investment decisions, and to consult with a financial advisor if necessary.

For more such questions on market timing, click on:

https://brainly.com/question/15125169

#SPJ11

DVR, Inc. can borrow dollars for five years at a coupon rate of 2.75 percent. Alternatively, it can borrow yen for five years at a rate of .85 percent. DVR prefers dollar borrowing. The five-year yen swap rates are .64--.70 percent and the dollar swap rates are 2.41--2.44 percent. The current ¥/$ exchange rate is 87.575. Illustrate how currency swap helps DVR lower its dollar borrowing cost.

Answers

DVR takes out a loan of $10 million at a rate of 2.75 percent. Swaps can be used to borrow foreign currency at lower interest rates, speculate on currency movements, and hedge against exchange rate risk.

How would you work out cost of acquiring?

Simple interest can be calculated using this formula: Interest is the sum of the principal, the rate, and the time, with time being the number of days lent divided by the number of days in a year. You will be responsible for $125.00 in interest over the course of a year if you take out a loan for $2,500.00 at a rate of 5%. 05 x 1). At a coupon rate of 2.75 percent, dollars can be borrowed for five years by DVR, Inc. It also has the option of borrowing yen for five years at a rate of 1.85%. DVR prefers to borrow in dollars. The swap rates for the five-year yen are 0.64-0.70%, while the swap rates for the dollar are 2.41-2.44%.

The value that individuals pay to acquire cash. Loan fee The expense of getting cash communicated as a level of the sum acquired (head).

To learn more about currency visit :

https://brainly.com/question/30051452

#SPJ1

criteria for reevaluating internal business processes using the balanced scorecard include all of the following except: group of answer choices asset utilization improvements. improvements in employee morale. increases in employee skills. changes in turnover rates.

Answers

The criteria for re-evaluating internal business processes using the balanced scorecard include improvements in employee morale, increases in employee skills, changes in turnover rates, but do not include asset utilization improvements.

The balanced scorecard is a strategic management tool that helps organizations track their performance against objectives in several areas, including financial, customer, internal business processes, and learning and growth.

Therefore, reevaluating internal business processes using the balanced scorecard involves measuring the effectiveness of the organization's internal operations, including employee performance and turnover rates, which are essential factors for achieving long-term success.

While asset utilization is an important aspect of financial performance, it is not directly related to internal business processes, and therefore is not a criterion for reevaluating them using the balanced scorecard.

To know more about turnover rates refer here

https://brainly.com/question/28018869#

#SPJ11

Suppose you are thinking of purchasing the stock of Moore Oil, Inc. You expect it to pay a $2 dividend in one year, and you believe that you can sell the stock for $14 at that time. If you require a return of 20% on investments of this risk, what is the maximum you would be willing to pay?

Answers

The maximum amount you would be willing to pay for the stock is $13.33.

To find the maximum you would be willing to pay for Moore Oil, Inc. stock, we need to consider the dividend, the future selling price, and your required return.

In order to determine the maximum amount, follow these steps:

1. Determine the total expected return in one year:

We know the expected dividend is $2 and the expected selling price is $14. So, the total expected return is $2 (dividend) + $14 (selling price) = $16.

2. Calculate the present value of the total expected return:

We'll use the required return of 20% as the discount rate to find the present value. The formula for present value is:

PV = FV / (1 + r)^n,

where PV is the present value, FV is the future value ($16 in this case), r is the required return (0.20), and n is the number of years (1 in this case).

3. Plug in the values and solve for PV:

PV = $16 / (1 + 0.20)^1 = $16 / 1.20 = $13.33.

So, the maximum amount you would be willing to pay for the stock of Moore Oil, Inc. is $13.33, considering the expected dividend, future selling price, and your required return of 20%.

Learn more about Expected return:

https://brainly.com/question/25821437

#SPJ11

according to the leadership grid, a manager who exhibits impoverished management . a. is an effective leader with much concern for people b. has a lot of concern for people and for work performance c. has little concern for people or for work performance d. has little concern for people, but a lot of concern for work performance e. has a lot of concern for people, but little concern for work performance

Answers

According to the leadership grid, a manager who exhibits impoverished management "has little concern for people or for work performance." (option c).

The leadership grid is a model of leadership developed by Robert Blake and Jane Mouton in the 1960s. It describes five different leadership styles based on two dimensions: concern for people and concern for production.

The five leadership styles are:

Impoverished management: Low concern for people, low concern for production.Country club management: High concern for people, low concern for production.Authority-obedience management: Low concern for people, high concern for production.Middle-of-the-road management: Moderate concern for people, moderate concern for production.Team management: High concern for people, high concern for production.

Managers who exhibit impoverished management are seen as ineffective leaders who are neither interested in people nor in achieving production goals. They tend to have a hands-off approach to management, delegating tasks without providing guidance or support, and avoiding conflict or difficult conversations. This leadership style is generally considered to be ineffective and can lead to low morale, high turnover, and poor performance.

Option c is answer.

You can learn more about leadership grid at

https://brainly.com/question/15737512

#SPJ11

The market through which firms raise capital for investment projects is called the O a. Secondary market O b. Derivatives market O c. Primary market O d. Bond Market O e. Stock market

Answers

The market through which firms raise capital for investment projects is called the primary market (option c).

In the primary market, companies issue new securities, such as stocks and bonds, to investors. This helps firms generate funds for their business expansion and investment needs. The secondary market (option a) is where investors trade previously issued securities, while the derivatives market (option b) deals with financial contracts whose value is derived from underlying assets.

The bond market (option d) and stock market (option e) are part of the primary market, as they include the issuance of debt and equity securities respectively.

For more such questions on primary market , click on:

https://brainly.com/question/17168396

#SPJ11

Question 1 (1 point) Just like others animals, human beings cannot choose against the laws of their own nature. O True False Question 2 (1 point) Solidarity is the Catholic term for what socialists mean by collectivization. O True O False

Answers

False. Solidarity is a term used within Catholic teaching to describe the spiritual and social bonds between members of the Church.

It is based on the understanding that, through the grace of God, all individuals are connected and have a responsibility to care for each other. Collectivization, on the other hand, is a term used by socialists to refer to the process of organizing and managing production, distribution, and consumption of goods and services by a central authority, such as a government.

It is a means to achieving greater economic equality and social justice. The two terms are distinct and not interchangeable.

Know more about Catholic teaching here

https://brainly.com/question/30343397#

#SPJ11

The Supreme Court mandated that studios that owned theaters had to sell them to prevent monopoly. This is done because?

Answers

The Supreme Court mandated that studios that owned theaters had to sell them to prevent monopoly because it was believed that if studios owned theaters, they would have a stranglehold on the movie industry.

They will be controlling the production, distribution, and exhibition of films, which could lead to unfair practices, such as limiting access to independent filmmakers and limiting competition.

By forcing studios to sell their theaters, it allowed for more competition in the industry and prevented a single entity from having too much power and control.
The Supreme Court mandated that studios that owned theaters had to sell them to prevent monopoly. This was done because monopolies can lead to a lack of competition, resulting in higher prices and reduced choices for consumers. By requiring studios to sell their theaters, the court aimed to promote fair competition and protect consumer interests in the film industry.

Learn more about monopoly here: https://brainly.com/question/13113415

#SPJ11

The Supreme Court mandated that studios that owned theaters had to sell them to prevent a monopoly in the film industry. This was done to promote fair competition and prevent one company from having too much control over the production, distribution, and exhibition of films. By breaking up the studio-theater ownership, other independent theaters and film producers were able to have a chance to succeed and offer more diverse options to audiences.

Firstly, it aimed to promote fair competition and prevent anti-competitive practices that could stifle competition in the film industry. By divesting theaters from studios, it aimed to create a level playing field for independent theaters and prevent studios from engaging in anti-competitive behavior, such as favoring their own films over others. Additionally, the Court sought to protect consumer choice by ensuring that a variety of films from different studios could be exhibited in theaters, fostering diversity and innovation in the film industry. Overall, the goal was to prevent monopolistic practices and promote healthy competition in the film market.

learn more about Monopoly here:

https://brainly.com/question/4575038

#SPJ11

the graphical relationship between the price level and the amount of real gdp that businesses will offer for sale is known as the:

Answers

The graphical relationship between the price level and the amount of real GDP that businesses will offer for sale is known as the aggregate supply curve. Option D is correct.

The aggregate supply curve shows the relationship between the price level and the total quantity of goods and services that businesses are willing to supply in the economy. As the price level increases, businesses are willing to produce and supply more goods and services due to the higher profits they can earn. This results in an upward sloping aggregate supply curve.

The aggregate supply curve can shift due to changes in production costs, such as changes in wages, taxes, or technology. A shift in the aggregate supply curve can have significant impacts on the economy, including inflation or deflation and changes in employment levels. Understanding the aggregate supply curve is an important part of macroeconomic analysis and policy-making.

Option D holds true.

This question should be provided with answer choices:

A) aggregate demand curve.C) investment demand curve.B) investment supply curve.D) aggregate supply curve.

Learn more about aggregate supply curve: https://brainly.com/question/25822304

#SPJ11

To supplement your planned retirement in exactly 35 years, you estimate that you need to accumulate $250,000 by the end of 35 years from today. You plan to make equal annual end-of-year deposits into an account paying 8% annual interest.
a. How large must the annual deposits be to create the $250,000 fund by the end of 35 years?
b. If you can afford to deposit only $750 per year into the account, how much will you have accumulated by the end of the 35th year?

Answers

a. The required annual deposit to create the $250,000 fund by the end of 35 years is $1,373.45.
b. If you deposit only $750 per year, you will have accumulated $197,634.80 by the end of the 35th year.


a. To calculate the annual deposit needed, we use the Future Value of Annuity formula: FV = P * [(1 + r)ⁿ - 1] / r. Here, FV = $250,000, r = 8% (0.08), and n = 35 years. Solving for P, the annual deposit:
P = FV / [(1 + r)ⁿ - 1] / r
P = 250,000 / [(1 + 0.08)³⁵- 1] / 0.08
P = 1,373.45

b. If you can afford only $750 per year, we use the same formula to find the future value with P = $750:
FV = 750 * [(1 + 0.08)³⁵ - 1] / 0.08
FV = 197,634.80

By the end of the 35th year, you will have accumulated $197,634.80 with $750 annual deposits.

To know more about Future Value click on below link:

https://brainly.com/question/30787954#

#SPJ11

Thomas and Kathryn estimate they will need $65,000 per year in retirement in today’s dollars.
amount required in account at time of requirement: $1,414,657.54
How much will they need to save at the beginning of each month to achieve their retirement goal if they expect to earn 6% annually on their investments prior to retirement?
retirement in 35 years

Answers

To achieve their retirement goal of $65,000 per year in today's dollars, Thomas and Kathryn will need to save $2,051.45 per month at the beginning of each month.

This assumes they will earn 6% annually on their investments prior to retirement. By investing this amount of money each month over the course of 35 years, they will be able to accumulate $1,414,657.54. This will provide them with the necessary funds to cover their retirement expenses for the next 35 years.

Investing for retirement can be a daunting task. The key is to start investing as early as possible and to stick to your plan. Thomas and Kathryn have made a wise decision to invest early and regularly in order to accumulate the necessary funds for retirement.

By making regular contributions over the course of 35 years, they will have enough money to cover their retirement expenses for the duration of their retirement. With careful planning and dedication, Thomas and Kathryn will be able to achieve their retirement goal.

Know more about daunting task here

https://brainly.com/question/7082784#

#SPJ11

zolezzi incorporated is preparing its cash budget for march. the budgeted beginning cash balance is $29,000. budgeted cash receipts total $102,000 and budgeted cash disbursements total $89,000. the desired ending cash balance is $80,000. the company can borrow up to $70,000 at any time from a local bank, with interest not due until the following month. required: prepare the company's cash budget for march in good form. make sure to indicate what borrowing, if any, would be needed to attain the desired ending cash balance.

Answers

Zolezzi Incorporated Cash Budget for March

Beginning Cash Balance: $29,000

Budgeted Cash Receipts: $102,000

Budgeted Cash Disbursements: $89,000

Net Cash Inflow: $13,000

Ending Cash Balance (Desired): $80,000

Required Borrowing: $38,000

Explanation: To prepare the cash budget for March, we need to calculate the net cash inflow by subtracting the budgeted cash disbursements from the budgeted cash receipts. In this case, the net cash inflow is $13,000.

Next, we need to determine if the net cash inflow is enough to achieve the desired ending cash balance of $80,000. In this case, the net cash inflow of $13,000 is not enough to reach the desired ending cash balance of $80,000.

Therefore, we need to borrow funds to make up the difference. The company can borrow up to $70,000 from the local bank, with interest not due until the following month. However, we only need to borrow $38,000 to achieve the desired ending cash balance of $80,000.

Therefore, the required borrowing is $38,000. The cash budget for March would be in good form if it includes all of these calculations and clearly shows the borrowing that is required to achieve the desired ending cash balance.

For more questions on: Budget

https://brainly.com/question/2307532

#SPJ11

Real estate investors: a. may be active or passive investors, depending upon whether they take an equity or a debt position
b. always depend upon income tax benefits to make the investment successful. c. are required to exercise stand-by loan commitments. d. either directly or indirectly, purchase rights to a stream of future cash flows.

Answers

Answer: correct option is d.

Explanation:

Here's an explanation of each option:

a. Real estate investors may take either an equity or a debt position, but this does not determine whether they are active or passive investors. Active investors are involved in the day-to-day management of the investment, while passive investors are not. Both equity and debt investors can be either active or passive, depending on their level of involvement in the investment.

b. While income tax benefits can certainly make a real estate investment more attractive, real estate investors do not always depend on them to make the investment successful. The investment's success may depend on factors such as the location, the property's condition, and the rental income it generates.

c. Stand-by loan commitments are agreements made by a lender to provide financing if the borrower cannot obtain it elsewhere. Real estate investors may choose to have a stand-by loan commitment in place, but it is not a requirement for investing in real estate.

d. Real estate investors purchase either directly or indirectly the rights to a stream of future cash flows.

For example, if an investor purchases a rental property, they are directly purchasing the right to the future rental income generated by the property. If an investor purchases shares in a real estate investment trust (REIT), they are indirectly purchasing the right to a stream of future cash flows generated by the properties owned by the REIT.

To know more about Real estate investors refer here

https://brainly.com/question/30773323#

#SPJ11

stock price cycles or patterns tend to self-destruct as soon as investors recognize them through: multiple choice stock market regulation by the securities and exchange commission (sec). price fixing by the specialists on the new york stock exchange. trading by investors. the actions of corporate treasurers.

Answers

The SEC plays a crucial role in maintaining market integrity and preventing fraudulent activities that could potentially harm investors.

As soon as investors recognize patterns or cycles that could be manipulated or exploited, the SEC steps in to regulate and prevent self-destructive behavior. This helps ensure that the market remains fair and transparent for all participants. While trading by investors and the actions of corporate treasurers may also impact stock price cycles, market regulation by the SEC is the most effective way to prevent self-destructive behavior in the market. Price fixing by specialists on the New York Stock Exchange is illegal and would also be regulated by the SEC.

Read more about investors here:https://brainly.com/question/29547577

#SPJ11

The "ideal" acid test ratio is deemed to be a. 3:1 O b. 2:1 O C. 1:1 O d. None of the options

Answers

The "ideal" acid test ratio is deemed to be 1:1, also known as the quick ratio.

This ratio measures a company's ability to pay off its current liabilities using only its most liquid assets, such as cash and marketable securities. It excludes inventory and prepaid expenses, which may not be easily converted into cash. A higher quick ratio indicates that a company has a better ability to meet its short-term obligations.

However, what is considered an ideal ratio may vary depending on the industry and the specific circumstances of the company. It is important to analyze the ratio in conjunction with other financial metrics to fully understand a company's liquidity position.

For more such questions on quick ratio , click on:

https://brainly.com/question/29379631

#SPJ11

The yield curve in an economic period where higher future inflation is expected would be ________.
A) upward-sloping
B) flat
C) downward-sloping
D) lognormal

Answers

In an economic period where higher future inflation is expected, the yield curve would likely be upward-sloping. The correct answer is option a.

This is because higher expected inflation would lead to an increase in interest rates to compensate for the loss in purchasing power of money over time.

As a result, long-term bonds would have a higher yield to offset the anticipated inflation, resulting in a steeper yield curve.

Investors would demand higher yields on long-term bonds to protect against future inflation, which would increase the cost of borrowing for companies and reduce consumer spending, leading to a decrease in economic activity.

Therefore, the shape of the yield curve is an important indicator of market expectations and can influence the decisions of businesses and policymakers. A steep yield curve indicates higher future interest rates and inflation, which can affect investment decisions and economic growth.

The correct answer is option a.

To know more about inflation refer to-

https://brainly.com/question/30112292

#SPJ11

Suppose the risk free rate is 3.1% and the expected rate of
return to the market is 8.7%.
If the stock xyz's has a rate of return 11.3% , what is stock
xyz's beta?
Answer to the nearest hundredth as i

Answers

To calculate the beta of stock XYZ, we can use the Capital Asset Pricing Model (CAPM), which relates the expected return of a security to the expected return of the market and the risk-free rate. We get a beta of 1.46.

The CAPM equation is as follows: Expected Return of a Security = Risk-Free Rate + Beta * (Expected Return of the Market - Risk-Free Rate) We can rearrange this equation to solve for the beta of stock XYZ: Beta = (Expected Return of a Security - Risk-Free Rate) / (Expected Return of the Market - Risk-Free Rate)

Plugging in the given values, we get: 11.3% = 3.1% + Beta * (8.7% - 3.1%) Simplifying this equation, we get: Beta = (11.3% - 3.1%) / (8.7% - 3.1%) Beta = 8.2% / 5.6%, Beta = 1.4643

Rounding this value to the nearest hundredth, we get a beta of 1.46. In other words, the beta of stock XYZ is 1.46, which indicates that the stock is more volatile than the market. A beta of 1 means that the stock moves in line with the market, while a beta greater than 1 means that the stock is more volatile than the market.  

Know more about Risk-Free Rate here:

https://brainly.com/question/28168891

#SPJ11

The history of real estate development is punctuated with great success stories and great failures. It is a risky, volatile business. It is sometimes described as a business that has 100 questions. If you answer all 100 questions correctly, then you can make a great deal of return on an investment. If you answer 95 correctly, then you can make some money. A mere 90 correct brings you even, and any fewer correct ensures that you will lose money. In this case, the investors were all knowledgeable in their areas but threw caution to the wind and put up a great deal of money with no real understanding of the impact of their actions. When they first started, they had no real reason to believe that their project would succeed. They had picked a good location and found savvy investors who had the financial strength they needed. Yet they failed. Fortunately for them they found out about their project before they lost any more money. To be sure, the loss they suffered was large, but it could have been much larger. They could have been approved and started construction, only to find that the nearby retail center was failing because of a change in the direction of the highway that abuts the center. The team could have had money in the land and paid for the construction, only to find that they had no chance of recovering any of their investment. This case is fairly simple in that the sole reason for the failure of the project was the wetland issue. In reality, projects like this are subject to a plethora of issues that can make or break them. Competition, a change in the marketplace, or a change in the overall economy or in area buying habits can affect a project. The best way to proceed with investments of these types is to commit as little to a project as possible in the early stages, and then contribute more as the risk in the major issues declines or is satisfied. Otherwise, real estate development investment can be a deep hole for unwise investors to dump a great deal of funds.

Answers

In the given case, the real estate development project faced failure primarily due to the wetland issue.

Despite having a good location, savvy investors, and financial strength, the lack of understanding of the potential impact of their actions led to a significant loss. Real estate development is a risky, volatile business with numerous factors that can influence success, such as competition, market changes, and economic shifts.

To minimize risks, it is advisable to commit minimal resources in the early stages of a project and increase investments as major risks are mitigated or resolved. This approach helps prevent unwise investors from incurring substantial losses in real estate development.

For more such questions on real estate, click on:

https://brainly.com/question/29748788

#SPJ11

Suppose a stock had an initial price of $61 per share, paid a dividend of $1.40 per share during the year, and had an ending share price of $69.
Requirement 1:
Compute the percentage total return. (Do not round intermediate calculations. Enter your answer as a percentage rounded to 2 decimal places (e.g., 32.16).)
Percentage total return: %
Requirement 2:
What was the dividend yield? (Do not round intermediate calculations. Enter your answer as a percentage rounded to 2 decimal places (e.g., 32.16).)
Dividend yield %
Requirement 3:
What was the capital gains yield? (Do not round intermediate calculations. Enter your answer as a percentage rounded to 2 decimal places (e.g., 32.16).)
Capital gains yield %

Answers

Suppose a stock had an initial price of $61 per share, paid a dividend of $1.40 per share during the year, and had an ending share price of $69.

Requirement 1: Compute the percentage total return.
Step 1: Calculate the capital gain by subtracting the initial price from the ending price.
Capital Gain = $69 - $61 = $8

Step 2: Calculate the total return by adding the capital gain and the dividend.
Total Return = Capital Gain + Dividend = $8 + $1.40 = $9.40

Step 3: Calculate the percentage total return by dividing the total return by the initial price and multiplying by 100.
Percentage Total Return = (Total Return / Initial Price) * 100 = ($9.40 / $61) * 100 = 15.41%

Percentage total return: 15.41%

Requirement 2: What was the dividend yield?
Step 1: Calculate the dividend yield by dividing the dividend by the initial price and multiplying by 100.
Dividend Yield = (Dividend / Initial Price) * 100 = ($1.40 / $61) * 100 = 2.30%

Dividend yield: 2.30%

Requirement 3: What was the capital gains yield?
Step 1: Calculate the capital gains yield by dividing the capital gain by the initial price and multiplying by 100.
Capital Gains Yield = (Capital Gain / Initial Price) * 100 = ($8 / $61) * 100 = 13.11%

Capital gains yield: 13.11%

To know more about Dividend Yield refer here

https://brainly.com/question/28044310#

#SPJ11

3. suppose mary (on her 30th birthday) has just inherited a large sum of money. rather than making equal annual payments, she has decided to make one lump sum deposit today to cover the entire cost of her retirement, how much would she need to deposit today to cover the anticipated withdrawals?

Answers

To cover her anticipated retirement withdrawals, Mary needs to make a lump sum deposit today for an amount that would depend on her expected expenses, investment returns, and life expectancy.

Several considerations must be taken into account to establish how much Mary needs to deposit today to pay her retirement costs. Her life expectancy, anticipated investment returns, and anticipated retirement costs are a few examples. In addition, one must account for inflation and unplanned costs.

Based on these considerations, a financial advisor can assist Mary in calculating the sum required to fund her projected withdrawals. Without these details, it is difficult to calculate the precise amount Mary needs to invest today to guarantee that her retirement is completely financed.

Learn more about retirement:

https://brainly.com/question/28128413

#SPJ4

According to the US Census Bureau, by 2060, one in three people in the United States population will be _______.
a. white
b. black/african American
c. asian
d. hispanic

Answers

The US Census Bureau predicts that by 2060, one in three people in the United States population will be D) Hispanic.

This is due to the large number of immigrants who have come to the United States in recent years, especially from Latin American countries. The Hispanic population is projected to increase from the current 18.8 percent to 31.2 percent.

Additionally, the white population is expected to decrease from the current 60.4 percent to 43.6 percent, while the African American population is expected to remain relatively stable at 12.4 percent of the population.

The Asian population is expected to increase from the current 5.9 percent to 8.2 percent of the population. Overall, it is predicted that by 2060, the US population will become more diverse, with a greater proportion of Hispanic people, as well as a larger proportion of Asian people.

Know more about Hispanic here

https://brainly.com/question/15119693#

#SPJ11

You open a retirement savings account where you deposit $300 per month in an account earning 8% interest (compounded monthly). You plan to retire in 30 years. How much will have in the account when you retire?
A. $447,107
B. $411,367
C. $499,998
D. $543,787
E. $528,235

Answers

I opened a retirement savings account where you deposit $300 per month in an account earning 8% interest (compounded monthly). I planned to retire in 30 years. The amount I will have in the account when I retire is $543,787

To answer this question, we need to use the compound interest formula:
[tex]A = P(1 + r/n)^{nt}[/tex]

Where:

A = the amount in the retirement savings account when you retire
P = the initial deposit ($300 per month)
r = the interest rate (8%)
n = the number of times the interest is compounded in a year (12 for monthly)
t = the number of years you are saving (30)

Plugging in these values, we get:
[tex]A = 300(1 + 0.08/12)^{(12\times30)}[/tex]

Simplifying this equation, we get:
[tex]A = 300(1.00667)^{(360)}[/tex]
A = 300(6.621)
A = $1,986.30

However, this is only the amount in the account after one year. To find out how much you will have in the account when you retire in 30 years, we need to multiply this amount by the number of months in 30 years (360):
A = $1,986.30 * 360
A = $715,668.00

Therefore, the answer is D. $543,787. This is the closest option to the calculated value of $715,668.00.

To know more about interest refer here:

https://brainly.com/question/31250288#

#SPJ11

Internationalizing companies that employ an prefer to send managers from their headquarters to manage foreign subsidiaries Select one: A. geocentric staffing model B. transnational staffing model C. ethnocentric staffing model D. polycentric staffing model

Answers

Internationalizing companies that prefer to send managers from their headquarters to manage foreign subsidiaries follow the ethnocentric staffing model. The correct answer is option C.

The staffing model that describes internationalizing companies that prefer to send managers from their headquarters to manage foreign subsidiaries is the ethnocentric staffing model. This approach involves hiring and promoting employees from the home country to oversee operations in foreign locations, with the belief that they possess the necessary skills, knowledge, and cultural understanding to effectively manage the subsidiary.

However, this approach may limit the diversity of perspectives and hinder the development of local talent and content loaded strategies. Companies that prioritize localization and integration of diverse perspectives may opt for a geocentric or transnational staffing model. In this model, key positions in the foreign subsidiary are filled by personnel from the parent company, which helps maintain a strong corporate culture and ensures control and coordination across the organization.

To know more about ethnocentric staffing model, refer here:

https://brainly.com/question/30038252#

#SPJ11

Ethnocentric Staffing Model: Employing individuals from our parent nation to fill positions all across the world is an ethnocentric strategy to recruitment. Hence (d) is the correct option.

The general justification for the ethnocentric approach is that staff members from the parent nation would successfully represent the interests of the headquarters and have strong ties to it. While polycentric strategy keeps people from the same region, ethnocentric approach entails sending staff from the home or parent countries to the host country. Ethnocentric approach is utilised by MNCs with a worldwide strategic orientation. The propensity to view the world largely through the lens of one's own culture is known as ethnocentrism.

To know more about Ethnocentric Staffing Model, click here:

https://brainly.com/question/29970843

#SPJ4

Companies sometimes employ stock splits to bring down the price of its shares so that the stock is more attractive to potential investors.
Consider the case of Tasty Tuna Corporation:
Tasty Tuna Corporation currently has 15,000 shares of common stock outstanding. Its management believes that its current stock price of $105 per share is too high. The company is planning to conduct a 4-for-1 stock split.

Answers

Companies, like Tasty Tuna Corporation, sometimes employ stock splits to make their shares more attractive to potential investors by lowering the stock price.

In the case of Tasty Tuna Corporation, they currently have 15,000 shares of common stock outstanding at a price of $105 per share. Management believes this price is too high, so they plan to conduct a 4-for-1 stock split.

This means that for each share an investor holds, they will receive four new shares, and the price of each share will be divided by four.

After the split, Tasty Tuna Corporation will have 60,000 shares outstanding (15,000 x 4), and the stock price will be reduced to $26.25 per share ($105 / 4). This lower stock price will make the shares more accessible and appealing to potential investors.

To know more about potential investors refer here:

https://brainly.com/question/13316314#

#SPJ11

in the fab approach, attributes or facts relating to the product being sold or demonstrated are referred to as

Answers

The FAB (Features, Advantages, Benefits) approach, attributes or facts relating to the product being sold or demonstrated are referred to as "features." Features are the specific characteristics, properties, or functionalities of a product that describe what it can do or what it is made of.

They are tangible and measurable aspects of the product that can be objectively described. Features provide the foundation for the FAB approach, which involves highlighting the advantages and benefits of these features to potential customers. Advantages are the positive outcomes or improvements that a customer can derive from the features, while benefits are the personal or emotional values that customers can experience from those advantages. By effectively communicating the features, advantages, and benefits of a product, salespeople aim to create customer interest and motivation to make a purchase decision.

learn more about FAB (Features, Advantages, Benefits) here:

https://brainly.com/question/31131303

#SPJ11

Deposits of 70 are placed into a fund at the end of each year for 10 years. The effective annual interest rate is 8%. Calculate the accumulated value of the series of payments at the end of the 10th year
a. 1,014.06 b. 770.69 c. 932.93 d. 1.095.18 e. 1851.81

Answers

At the conclusion of the 10th year, the total value of the series of payments is 1,014.06 (option a).

Calculate the accumulated value of the series of payments?

You want to calculate the accumulated value of the series of payments, where deposits of 70 are placed into a fund at the end of each year for 10 years, and the effective annual interest rate is 8%.

To solve this problem, we can use the future value of an ordinary annuity formula:

FV = P * [(1 + r)^n - 1] / r

where FV is the future value of the annuity, P is the deposit amount (70), r is the effective annual interest rate (8% or 0.08), and n is the number of years (10).

Convert the interest rate to decimal form: 8% = 0.08.
Plug in the values into the formula:

FV = 70 * [(1 + 0.08)¹⁰ - 1] / 0.08

Perform the calculations:

FV = 70 * [(1.08)¹⁰ - 1] / 0.08
FV = 70 * [2.15892 - 1] / 0.08
FV = 70 * 1.15892 / 0.08
FV = 70 * 14.4865

Calculate the final value:

FV = 1014.06

Therefore, the accumulated value of the series of payments at the end of the 10th year is 1,014.06 (option a).

Learn more about interest rate.

brainly.com/question/13324776

#SPJ11

little corporation has pretax accounting income of $100,000. little has interest on municipal bonds of $9,000. depreciation for tax purposes is $4,000 greater than depreciation for financial reporting purposes. little paid life insurance on executive officers of $5,000. warranty expense was $10,000, and warranties paid for tax purposes was $8,000. calculate taxable income.

Answers

The taxable income for Little Corporation is $98,000.

How to calculate taxable income

To do this, we'll consider the pretax accounting income, municipal bond interest, depreciation differences, life insurance expense, and warranty expenses.

Pretax accounting income:

$100,000 Interest on municipal bonds is tax-exempt, so we do not need to include the $9,000 in the taxable income calculation.

Depreciation difference:

For tax purposes, depreciation is $4,000 greater than for financial reporting purposes.

This means we need to reduce the taxable income by $4,000.

Life insurance on executive officers: This $5,000 expense is not tax deductible, so we do not adjust the taxable income for it.

Warranty expense:

The difference between the warranty expense ($10,000) and warranties paid for tax purposes ($8,000) is $2,000.

Since the expense for tax purposes is less, we need to add $2,000 back to the taxable income.

Now we can calculate the taxable income:

$100,000 (pretax accounting income) - $4,000 (depreciation difference) + $2,000 (warranty difference) = $98,000.

Learn more about taxable income at

https://brainly.com/question/15079191

#SPJ11

MM Model with Zero Taxes An unlevered firm has a value of $525 million. An otherwise identical but levered firm has $100 million in debt. Under the MM zero-tax model, what is the value of the levered firm?

Answers

Under the Modigliani-Miller (MM) zero-tax model, the value of the levered firm is equal to the value of the unlevered firm plus the present value of the tax shield from the debt.

The tax shield is equal to the debt multiplied by the relevant tax rate. Therefore, given the unlevered firm has a value of $525 million and $100 million in debt, the value of the levered firm is $625 million ($525 million + ($100 million x 0 (tax rate)).

This is because the MM zero-tax model assumes that debt is not taxed and therefore there is no tax shield benefit. This is not always the case as in a real-world setting, debt often carries a tax shield benefit due to the interest payments being tax deductible.

Know more about zero-tax model here

https://brainly.com/question/18650723#

#SPJ11

ebook Charlene is rating captal budgeting project that should last for 4 years. The propertreures 5375.000 of equipment and sell for 100% bonus deprecation. She is sure whether mediately expensing the equipment or ting the depresionit better for the analysis, under straight line precion, the con of the moment would be apreciated every over-year Weignore the heller convention for the straight line method. The company's WACCI 9, and its tax rates 20% What would the depreciation expense be each year under each method fater your answers POLOVE Ver. Hound your tawers to the corretot Sot Soma 2 (Straight-Une) (tonus Depreciation 0 $ 1 2 . 35 5 4 5 which depreciation method would produce the higher How much higher would the NPV be under the preferred method! Do not roundermediate calculation Hound you to the nearest solist

Answers

it seems like Charlene is trying to decide whether to expense the equipment immediately or take the depreciation over the 4 years of the project.

Under the straight line method, the depreciation expense would be $1,343,750 per year ($5,375,000/4).

Under the bonus depreciation method, the entire $5,375,000 cost of the equipment would be expensed immediately, resulting in a depreciation expense of $0 for each year.

To determine which method would produce the higher NPV, we need to calculate the cash flows for each year and discount them back to present value using the WACC of 9%.

For the straight line method, the cash flows would be:
Year 1: -$6,343,750 ($5,375,000 equipment cost - $1,343,750 depreciation expense)
Year 2: -$1,343,750
Year 3: -$1,343,750
Year 4: $3,656,250 ($5,375,000 sale price - $1,343,750 depreciation expense)

Discounting these cash flows back to present value using the WACC of 9% yields a NPV of $1,302,345.

For the bonus depreciation method, the cash flows would be:
Year 1: -$5,375,000 (equipment cost expensed immediately)
Year 2: $0
Year 3: $0
Year 4: $5,375,000 (sale price)

Discounting these cash flows back to present value using the WACC of 9% yields a NPV of $1,457,482.

Therefore, the bonus depreciation method would produce a higher NPV of $155,137.

to know more about depreciation refer here

https://brainly.com/question/30531944#

#SPJ11

Other Questions
Listen and choose the option that best answers the question.Based on the audio, what is most likely true about Rafael's relative? His relative is completing a culinary degree. Rafaels friend wants to be a cook. His relative owns a business. His relative prefers eating meat.I WILL GIVE BRAINLIEST TO WHOEVER ANSWERS 7. Can the following be the lengths of the sides of a triangle? a. 20 cm, 40 cm, 50 cm b. 20 cm, 40 cm, 60 cm c. 41 cm, 250 mm, 12 cm The nurse is reviewing admission lab work for a client admitted with deep vein thrombosis (DVT). Which serum labs support this diagnosis?Prothrombin timePartial thromboplastin timePlatelet countD-dimer help please this is due tonight and im struggling in contrast to skinners more traditional approach, banduras theory maintains that when the distance between two charges is halved, the electrical force between the charges is reduced by 1/4. quadruples. halves. doubles. none of the above choices are correct. Question 2 of 15Which statement best describes the function of government corporations?A. Government corporations monitor and regulate issues related tothe economy.OB. Government corporations operate like private business to supportpublic services.OC. Government corporations handle broad policy areas, such asdefense or education.OD. Government corporations handle specific issues, like space travelor the environment. T/F a positive residual income indicates that the segments return on investment is greater than the companys target rate of return. Consider a three-year 10% coupon bond with a face value of $100. Suppose that the yield on the bond is 12% per annum with continuous compounding. . Coupon payments of $5 are made every six months. . What's the price and duration of the bond? A variety of genotypes and phenotypes in a population is useful because itA) makes life more interesting.B) allows the species to survive if the environment changes.C) means that the gene pool is constant and unchanging.D) makes genetic drift an unlikely occurrence.E) will lead to nonrandom mating. which subjective forecasting method depends upon the anonymous opinion of a panel of individuals to generate sales forecasts? group of answer choices jury of executive opinion. customer surveys. none of the above. sales force composites. delphi method. pamela registered her new phone number on the do not call registry. how long will her number remain on the list? a free-market economic system is one in which the market of buyers and sellers decides what is produced, how much is produced, and how it is distributed. T/F Parsons, a pedestrian watching a construction project, sees that a metal beam being lifted by a crane is about to drop on some unsuspecting workers. Thus, he rushes to the scene to warn the workers. For his efforts, the falling beam strikes him. He sues the construction company for negligence. Which of the following is true? Assume that the falling beam was caused by a breach of duty on the construction company's part. O Parsons will recover against the construction company because it owes a duty of reasonable care to the workers as well as pedestrians. Parsons will not recover, because he should have instead sued the worker operating the crane. Parsons will recover, because construction companies are strictly liable for their employees' acts. Parsons will not recover, because he knowingly and voluntarily assumed the risk of being struck by the beam. instead of highly predatory behaviors i marketing channel relationships in the 21st-century, value chain relationships are characterized by: all of the ct of skeletal muscle create fibers which will converge to anchor the muscle to bone. the histologic name of this tissue is Choose scales for the coordinate plane shown so that you can graph the points J (5, 50), K(3, 50), L (4, -40), M (-2, 40), and N (-5, -10). on the x-axis use a scale of ____ units for each grid square. on the y-axis use a scale of ____ units of each grid square. complete the explanation for using these scales for each axis. the x-coordinates range from ____ to ____, and the y-coordinates range from ____ to ____. At Robinsons Steakhouse, you can choose from 2 steaks cooked to your liking and have the choice of 2 different sides. What is the probability that a customer will choose a Ribeye, well done or medium with corn? A- 1/3B- 1/12C- 2/7D- 1/6 Find the area of a rectangle with length 4.3 cm and breadth 3.9 cm a nurse is caring for a client who twisted his ankle while running. tests reveal damaged connective tissue that connects the movable bones of the joint. based on this finding, the nurse prepares to teach the client about which anatomical structure that is injured?