What will be Alpha Inc.'s return on equity if total asset turnover is0.85, operating profit margin is0.15, two-thirds of its assets are financed through equity, and debt burden is0.6?%(Answer in percentage points, .e.g. if ROE is0.15then enter 15 in the blank)

Answers

Answer 1

Alpha Inc.'s return on equity (ROE) is approximately 19.07%.

How to calculate?

To calculate Alpha Inc.'s return on equity (ROE), we can use the DuPont analysis formula: ROE = Profit Margin x Total Asset Turnover x Equity Multiplier. Let's break down the given information and solve for ROE step-by-step:

1. Operating profit margin is 0.15.
2. Total asset turnover is 0.85.
3. Two-thirds of assets are financed through equity, so the equity financing ratio is 2/3 (or approximately 0.67).
4. Debt burden is 0.6.

Now, we need to find the Equity Multiplier, which is calculated as:

Equity Multiplier = 1 / Equity Financing Ratio = 1 / 0.67 ≈ 1.49

Next, we can plug in the values into the DuPont analysis formula:

ROE = Profit Margin x Total Asset Turnover x Equity Multiplier
ROE = 0.15 x 0.85 x 1.49

ROE ≈ 0.190725

To express the answer in percentage points, we multiply by 100:

ROE = 0.190725 x 100 ≈ 19.07%

To know more about return on equity visit:

https://brainly.com/question/27821130

#SPJ11


Related Questions

in an auto manufacturing company, installing a windshield on the assembly line represents a job task. question 9 options: true false

Answers

The statement "In an auto manufacturing company, installing a windshield on the assembly line represents a job task" is true.

An assembly line is a process or production system in which a series of workers and equipment are used to produce an item in a progressive manner. At each point, the item is processed or altered, and then the product moves to the next stage on the production line. This concept is based on the notion that any item, such as a vehicle or a smartphone, can be broken down into smaller, simpler components that can be assembled in a specific sequence by workers and equipment.

An assembly line is a production method that divides a product into several simple steps, allowing unskilled employees to work on various portions of the product. In an auto manufacturing company, the assembly line method is commonly used.

A job is a task, role, or function that is assigned to a person or team to accomplish. It is the act of carrying out a specific task or work on behalf of an organization or oneself. In an organization, employees are usually assigned tasks and activities that are required to be completed on a regular basis. The assigned tasks should be completed within a specified time frame and according to specific instructions. In an auto manufacturing company, installing a windshield on the assembly line represents a job task.

Thus, the given statement is true. The installation of a windshield on the assembly line is a task that is assigned to the employees who are working on the assembly line.

Learn more about assembly line here: https://brainly.com/question/26948522

#SPJ11

raul is buying a home that is part of an hoa. his lender wants to verify that there are no liens from the hoa on the property. what would they most likely request from the hoa?

Answers

If Raul is buying a house that is part of an Home owner association (HOA) and his lender wants to verify that there are no liens from the HOA on the property, the lender would most likely request a Statement of Account from the HOA.

A statement of account is a document provided by the HOA. It summarizes an individual homeowner's account balance, including the balance of the general account and the balance of the reserve account. It may also include other debts or liens against the property, such as a delinquent HOA fee. A Statement of Account request should be submitted in writing to the HOA's management firm or board. Here are the ways to make a request for a Statement of Account from the HOA:

1. Online: Many HOAs provide a website where residents can manage their accounts and request various services, including statements of accounts.

2. E-mail: Emailing the management company or the HOA board.

3. In-Person: Visit the HOA office, submit the written request to the staff member, and pay any applicable fees.

4. Mail: Mailing the written request to the management company or HOA board. It is essential to have a return address so that the HOA can send the statement of account to the homeowner.

Learn more about "Property"; https://brainly.com/question/29613085

#SPJ11

when marginal product is rising, the marginal cost of producing another unit of output is declining and when marginal product is falling marginal cost is rising. why this happened?

Answers

The reason that when marginal product is rising, the marginal cost of producing another unit of output is declining is because the cost of producing one more unit of output is lower than the benefit of producing that unit.

This is because, as marginal product rises, the production of each additional unit adds more value to the total output than the cost of producing it. In other words, when marginal product is rising, each additional unit of output adds more value than it costs to produce it, thus decreasing the marginal cost.

Conversely, when marginal product is falling, the cost of producing one more unit of output is higher than the benefit of producing that unit, causing the marginal cost to rise.

To know more about marginal cost, click on the link below:

https://brainly.com/question/7781429#

#SPJ11

what term describes an employee who is training to be culturally competent and live in diverse markets?

Answers

"Global citizen" is the term used to describe a worker who is receiving training to be culturally competent and to live in varied marketplaces.

Simply put, what is cultural competence?

Being culturally competent entails understanding how your own cultural ideas and values may differ from those of other people, as well as being able to respect and learn about the various cultural backgrounds of individuals you deal with.

What exactly is global cultural citizenship?

The term "global citizenship" refers to the social, environmental, and economic behaviors of individuals and communities that are aware that everyone is a member of the global community. It is about how decisions made in one area of the world can have an impact on individuals living in another area.

To know more about marketplaces visit:-

https://brainly.com/question/30583006

#SPJ1

what will happen to the apartment market in kansas city if the city government decides to set the price for three-bedroom apartments below the market equilibrium price in an attempt to make apartment living more affordable for local families?

Answers

If the city government of Kansas City decides to set the price of three-bedroom apartments below the market equilibrium price in an attempt to make apartment living more affordable for local families, it would lead to a surplus of apartments in the market.

The market equilibrium price refers to the price of an apartment where the quantity demanded and quantity supplied is equal. If the government decides to set the price of three-bedroom apartments below the market equilibrium price, it would result in an excess demand for apartments or a shortage of apartments since more families would be interested in renting these apartments at a cheaper price. However, since the government has set the price below the market equilibrium price, it would lead to a surplus of apartments, meaning there would be more apartments available than the demand for it.

This situation would result in a shift in the apartment market, with apartment owners reducing their prices to attract tenants since they have more competition from other apartment owners in the market. The surplus would lead to a fall in prices, which would mean more families would be able to rent a three-bedroom apartment at an affordable price. Consequently, it would reduce the demand for cheaper housing options like two-bedroom apartments or smaller apartments.Since the supply of three-bedroom apartments is high, and the demand is low due to the surplus, the prices would continue to fall until it reaches a new equilibrium price.

Therefore, if the city government decides to set the price of three-bedroom apartments below the market equilibrium price in an attempt to make apartment living more affordable for local families, it would lead to a surplus of apartments in the market.

For more such questions on equilibrium price

https://brainly.com/question/13984729

#SPJ11

which of the following is not an example of the dark side of social media for public relations professionals? group of answer choices blog usage by discontented shareholders, stock manipulators, and angry customers secure, unedited sites where employees can discuss corporate policies and strategies urban legends about corporate horror stories spread by email rogue websites that confront organizations with negative information

Answers

A case study of social media's negative aspects for public relations experts safe, uncensored forums for staff to discuss company policies and strategies.

Competition with bloggers or influencers, an emphasis on deadlines rather than quality, and most crucially, the introduction of new success metrics are some notable negative effects of social media on public relations. Social media is regarded as essential in PR for managing the everyday operations of business by tearing down the barriers that still exist between a brand and the general public with the aid of various social media platforms. These platforms enable the PR sector to control its interactions with the media, clients, and the general public.

Read more about corporation professionals at

https://brainly.com/question/18802306

#SPJ4

rocco's operates a take-out pizza shop on campus. the cost of a slice of pizza and a soft drink normally costs $4.99; however, if students show their school id, they will only be charged $3.99. this is an example of

Answers

Rocco's take-out pizza shop is offering a discount as a way to promote their business and encourage customer loyalty. The discounted rate of $3.99 for a slice of pizza and a soft drink is a great deal for students who show their school ID.

A discount is when a person or organization is able to purchase goods or services at a reduced rate due to a promotion or incentive. In this example, Rocco's take-out pizza shop is offering a discounted rate for students that show their school ID.

Discounts can be used as a way to encourage customer loyalty, attract new customers, and reward regular customers. The idea is that customers will be more likely to purchase the discounted items because they are getting them for less. In Rocco's example, offering a discount on pizza and a soft drink may encourage students to choose their shop over other take-out pizza shops on campus.

Discounts can also be used to stimulate the economy. In times of economic recession, businesses may offer discounts to help boost consumer spending and help get the economy back on track. In this case, Rocco's may be offering their discount in an effort to encourage more student spending.

To know more about discount, refer here:

https://brainly.com/question/29463091#
#SPJ11

the buyer's goal is to obtain marketable title from the seller. part of this effort is to ask the seller to

Answers

The buyer's goal is to obtain a marketable title from the seller. Part of this effort is to ask the seller to provide a warranty deed.

What is a warranty deed?

A warranty deed is a legal document that transfers property ownership rights. It assures the buyer that the title is free and clear of any encumbrances, such as liens or mortgages, and that the seller has the right to sell the property.

A warranty deed contains the name of the current owner, the buyer's name, the legal description of the property, and the price paid for the property.

The seller also provides the buyer with a guarantee that the title is free of any claims, so if any legal issues arise, the seller will take care of them. This is the seller's assurance to the buyer that the title is legitimate and that they can transfer it to the buyer without any problems.

Learn more about Warranty deed here:

https://brainly.com/question/30359478

#SPJ11

what should blossom report as other comprehensive income and as a separate component of stockholders equity

Answers

Blossom should report other comprehensive income (OCI) as a separate component of stockholders' equity on their balance sheet.

OCI is a type of income that is not reported in net income and includes items such as unrealized gains and losses, foreign currency translation adjustments, and revaluations of assets and liabilities. These items are not reported in net income and affect the equity of the company. This is why it is reported separately from net income.

In order to calculate the total comprehensive income of a company, the sum of net income and OCI must be calculated. Net income is the income earned from normal operating activities and OCI is the income earned from other sources.

In other words, comprehensive income is a measure of the total income a company has earned in a given period, including both normal operating income and other income sources.

In conclusion, Blossom should report other comprehensive income as a separate component of stockholders' equity on their balance sheet in order to provide a more accurate view of their total comprehensive income. This helps investors understand the financial performance of the company better and make better decisions when it comes to investing in the company.

To learn more about stockholders here:

https://brainly.com/question/29705807#

#SPJ11

daniel puts $9,000 into each of two different assets. the first asset pays 20 percent interest and the second pays 10 percent. according to the rule of 70, what is the approximate difference in the value of the two assets after 7 years?

Answers

The difference in the value of the two assets after 7 years is  $18,000. if daniel puts $9,000 into each of the two different assets.

The given data is as follows:

Money Daniel spent = $9,000

First asset pays  = 20 %

Second pays  = 10 %

Time period = 7 years

The rule of 70 defines that it is a fast way to calculate how long it takes for an asset to double in value given a certain period of the time rate of return. The rule says that to calculate the number of years and divide 70 by the annual rate of return.

The first asset = (70/20) = 3.5

After 3.5 years it is Doubled twice = 4 times

The second asset = (70/10) = 7

After 3.5 years it is Doubled once = 2 times

difference = 4 x $9,000 - 2 x $9,000

Difference= $18,000

Therefore we can conclude that the difference in the value of the two assets after 7 years is  $18,000.

To learn more about interest rates

https://brainly.com/question/29758481

#SPJ4

the first step of the organizational buying process is anticipation or recognition of a need or problem. group of answer choices true false

Answers

The statement "The first step of the organizational buying process is the recognition or anticipation of a need or problem" is True because the organizational buying process is a complex process that involves several steps that are followed by an organization when buying goods or services.

The following are the steps involved in the organizational buying process: Recognition or anticipation of a need or problem: This is the first step in the organizational buying process. The organization must recognize or anticipate a need or problem that requires a solution. For example, if an organization's sales are falling, it may need to purchase better equipment or hire more salespeople in order to improve its sales.

It may also recognize the need for a new product or service. Specific description of the need: Once an organization has recognized or anticipated a need or problem, it must then provide a specific description of the need. For example, if an organization needs to purchase better equipment, it must provide a specific description of the type of equipment it requires.

Search for suppliers: The organization must then search for suppliers who can provide the goods or services it requires. Evaluation of suppliers: After identifying potential suppliers, the organization must evaluate each one to determine which is best suited to meet its needs. This involves assessing each supplier's quality, price, and delivery terms.

Selection of suppliers: After evaluating potential suppliers, the organization selects the supplier or suppliers it wishes to do business with. Placing an order: The organization then places an order with the selected supplier(s).Monitoring supplier performance: The organization monitors supplier performance to ensure that the supplier(s) meet the terms of the agreement. If necessary, the organization may seek to renegotiate the terms of the agreement.

To know more about organizational buying process, refer here:

https://brainly.com/question/30430318#

#SPJ11

if the cost of workers s is $110 per worker per day, and the cost of machines is $150 per machine per day, what is the number of machines that minimizes the firm's cost of production?

Answers

Given, The cost of workers s is $110 per worker per day, and the cost of machines is $150 per machine per day. To find out the number of machines that minimizes the firm's cost of production, the following is the procedure:

Step 1: State the cost equation

C = 110s + 150m

Where C is the cost of production, s is the number of workers and m is the number of machines

Step 2: To find the number of machines that minimizes the firm's cost of production,

Differentiate the cost equation with respect to m then equate it to 0. i.e,

dC/dm = 0

Differentiating C = 110s + 150m with respect to m gives

dC/dm = 150

Solve for m using 150 = 0.

This is impossible because the value of 0 cannot be equated to 150.

Therefore, the value of m cannot be determined. Hence, the number of machines that minimizes the firm's cost of production is not determined.

To get know more about "cost of production": https://brainly.com/question/29886282

#SPJ11

suppose the current equilibrium price of natural gas per mmbtu is $5. if the government decides the price per mmbtu of natural gas cannot rise above $4, there would be:

Answers

The current equilibrium price of natural gas per mmbtu is $5. If the government decides the price per mmbtu of natural gas cannot rise above $4, then there would be an excess demand for natural gas.

Equilibrium is a state of balance between supply and demand. When a commodity is at equilibrium, the quantity supplied equals the quantity demanded at a specific price. An equilibrium price is the price that results in the quantity demanded being equal to the quantity supplied.

The current equilibrium price of natural gas per mmbtu is $5. If the government decides the price per mmbtu of natural gas cannot rise above $4, then there would be an excess demand for natural gas. This is because the quantity of natural gas demanded would exceed the quantity supplied at the price ceiling of $4. Therefore, the government's decision would create a shortage of natural gas.

To know more about equilibrium price, visit: https://brainly.com/question/17193674

#SPJ11

how does the changing environment for businesss affect 's ability ro communicate in this situation

Answers

The changing environment for businesses affects the ability to communicate in several ways. In the present time, communication is one of the key components of the growth and development of a business.

Therefore, if there is any kind of change that takes place in the environment of the business, then it would affect the communication abilities of the business. The different ways in which the changing environment affects the ability to communicate are:

1. Technology: In today's world, technological advancement is taking place at a very rapid pace. This affects the way in which communication takes place. For instance, earlier people used to communicate through post, which has now been replaced by emails.

2. Cultural differences: Cultural differences can also have a major impact on communication. With businesses expanding globally, one must consider cultural differences while communicating. For instance, different countries have different languages, and hence businesses must be able to communicate effectively in the local language.

3. Increased competition: With the increase in competition, businesses are now using a variety of ways to communicate their messages. This makes it difficult for businesses to communicate effectively. Therefore, businesses must come up with new and innovative ways to communicate their messages to their customers.

4. Change in communication trends: Communication trends keep changing with time. For instance, earlier people used to use telephones to communicate. But now, people are using social media platforms to communicate. Businesses must keep up with these trends to ensure that they are communicating effectively with their customers.

know more about businesses here

https://brainly.com/question/15826771#

#SPJ11

Complete question is :-

how does the changing environment for businesss affect 's ability ro communicate?

bank corp has a defined benefit plan with 60 employees. what is the minimum number of employees the defined benefit plan must cover to conform with the requirements set forth by the irc? (a) 24. (b) 30. (c) 42. (d) 50.

Answers

In the question,  Option D.) Bank corp has a defined benefit plan with 60 employees. The minimum number of employees 50, the defined benefit plan must cover to conform with the requirements set forth by the IRC.

The IRC (Internal Revenue Code) mandates that defined benefit plans should have a minimum number of workers. Bank Corp has a defined benefit plan with 60 employees. To conform with the requirements set forth by the IRC, the minimum number of employees the defined benefit plan must cover is (d) 50.

The Internal Revenue Code (IRC) mandates that defined benefit plans must have a minimum number of workers to qualify for certain tax benefits. The rules state that a minimum of 50 employees should be covered by defined benefit plans. This ensures that defined benefit plans are available to a large number of workers, thereby providing better retirement security. The benefits plan promises a certain amount of benefits to each employee. These benefits are fixed based on factors such as years of service and salary history. The company is responsible for funding the plan to meet future benefits. The rules and regulations of the IRC ensure that employees' interests are safeguarded and that the plan is adequately funded to meet their retirement needs.

For more such questions on IRC

https://brainly.com/question/31045837

#SPJ11

for an actual economy, total expenditures on goods and services by households does not equal gdp because

Answers

For an actual economy, total expenditures on goods and services by households do not equal GDP because GDP is the measure of the market value of all goods and services produced within a country's borders during a specific period.

It is the sum of private consumption, government spending, investments, and net exports.GDP measures the country's economic output, while total expenditures on goods and services by households measures the total spending of households on consumer goods and services. There are two ways to measure GDP, and both of them focus on the production of goods and services, not the spending of households.Firstly, GDP can be measured by adding up all the value of the goods and services produced in a country during a specific period. This is the output approach to measuring GDP. It involves measuring the market value of all goods and services produced within a country's borders during a specific period.

Secondly, GDP can be measured by adding up all the income earned by people and companies in a country during a specific period. This is the income approach to measuring GDP. It involves measuring the total income earned by households and companies in a country during a specific period.The expenditures approach, which focuses on the spending of households on goods and services, is not used to measure GDP. The reason is that it does not capture all the goods and services produced in a country during a specific period.

For instance, if a country produces goods and services that are not consumed by households, such as government services or investments, they will not be included in the expenditures approach to measuring GDP.In conclusion, total expenditures on goods and services by households do not equal GDP in an actual economy because GDP is the measure of the market value of all goods and services produced within a country's borders during a specific period, and not the spending of households on consumer goods and services.

For more such questions on GDP

https://brainly.com/question/834792

#SPJ11

which of the following value chain activities involves assisting users with handling of the products after sale, thus maintaining and enhancing the products' value? group of answer choices inbound logistics customer service operations outbound logistics sales and marketing

Answers

Answer: The answer would be option B

Explanation:

customer service refers to the after-sales assistance the company provides to those who buy its product. It focuses on keeping the customer happy and maintaining a positive relationship with them

hope this helped :) <3

suppose the percentage decrease in the price of apple iphones is 10% and this causes an increase in 10% in quantity demanded of apple iphones. what is the price elasticity of demand?

Answers

The price elasticity of demand for Apple iPhones is 1, meaning that the percentage change in quantity demanded equals the percentage change in price.

If the price elasticity of demand for Apple iPhones is 1, it means that the percentage change in quantity demanded is equal to the percentage change in price. This is known as unitary elasticity.

However, this does not necessarily mean that the price elasticity of demand for Apple iPhones is exactly 1. It could be slightly higher or lower than 1, which would indicate whether the demand is relatively elastic or inelastic.

Learn more about Apple iPhones at: https://brainly.com/question/28732063

#SPJ11

argues that a strategic trade policy aimed at establishing domestic firms in a dominant position in a global industry boosts national income at the expense of other countries.

Answers

The question argues that a strategic trade policy aimed at establishing domestic firms in a dominant position in a global industry boosts national income at the expense of other countries.

Here is a step-by-step explanation of this concept:
1. A strategic trade policy is an approach where a government supports specific industries to help them gain a competitive advantage in the global market. This can be done through subsidies, tax breaks, or other incentives.
2. The main goal of this policy is to establish domestic firms in a dominant position within a global industry, which means they can outcompete foreign firms and capture a larger market share.
3. When a country's domestic firms gain a dominant position in a global industry, they are more likely to export their products and services, which leads to an increase in the country's national income through increased export revenues.
4. However, the success of one country's domestic firms in dominating an industry can come at the expense of other countries. If a strategic trade policy is effective, it can result in the domestic firms of other countries losing market share and experiencing a decline in export revenues, ultimately impacting their national income negatively.
5. In summary, the  question argues that a strategic trade policy can boost a country's national income by helping domestic firms gain a dominant position in a global industry, but this advantage may come at the expense of other countries national income.

For more such questions on trade policy

brainly.com/question/22588079

#SPJ11

in 2006, brazil began incentivizing farmers to grow on previously cleared land after a moratorium on what product?

Answers

In 2006, Brazil began incentivizing farmers to grow soybeans on previously cleared land after a moratorium on the purchase of soybeans grown on newly deforested land.

The moratorium was put in place in response to concerns about the environmental impact of deforestation in the Amazon rainforest, and it was supported by major soybean buyers who pledged cash flow not to purchase soybeans grown on newly deforested land. By incentivizing farmers to grow on already cleared land, Brazil aimed to encourage sustainable agriculture practices and reduce the pressure to clear more land for agriculture. A moratorium is a temporary suspension or halt of an activity, often as a result of a formal agreement or government order. It is commonly used in situations where further action could potentially be harmful or have negative consequences.

learn more about cash flow here

https://brainly.com/question/29750938

#SPJ1

what are two ways that a purely competitive firm can determine the level of output at which it will realize maximum profit or minimum losses?

Answers

A purely competitive firm can determine the level of output at which it will realize maximum profit or minimum losses in two ways: marginal revenue and marginal cost. Marginal revenue is the increase in total revenue from selling one additional unit of a good or service.

Marginal cost is the increase in total cost from producing one additional unit of a good or service.


The maximum profit or minimum losses is reached when marginal revenue equals marginal cost. To find this point, the firm must analyze its marginal revenue and marginal cost curves and identify where the two curves intersect. This intersection point is the level of output where the firm will make maximum profit or incur the least losses.


The marginal revenue curve is downward sloping due to the law of diminishing marginal returns, while the marginal cost curve is upward sloping as the cost of producing one more unit of a good increases.

Thus, the intersection point of the two curves represents the most efficient point of production for the firm, as any additional output would result in a decline in profits due to lower marginal revenues and/or higher marginal costs.

To know more about marginal revenue refer here:

https://brainly.com/question/30260452#

#SPJ11

a market segment consists of a group of: diverse products produced by the same manufacturer. customers who have diverse needs. similar products. customers who have similar needs. products that are considered obsolete.

Answers

A market segment consists of a group of customers who have similar needs.

This means that the customers within the same market segment have similar wants, needs, and preferences for a product or service.

A market segment is a group of consumers within a larger market who share similar needs or characteristics. Market segmentation is the process of dividing a larger market into smaller subgroups of consumers based on certain criteria, such as demographics, behavior, lifestyle, or psychographic factors.

Companies use market segmentation to better understand their customers and create targeted marketing strategies that are tailored to the specific needs and preferences of each segment.

By identifying and targeting specific market segments, companies can more effectively allocate resources and increase the effectiveness of their marketing campaigns.

For example, a clothing store may target a certain market segment with similar preferences for clothing, such as formal wear, casual wear, and activewear. The store may offer a variety of products within each of those categories to meet the needs of the market segment.

To know more about market segment, click on the link below:

https://brainly.com/question/30916026#

#SPJ11

one mistake companies make when preparing segmented income statements is arbitrarily assigning fixed costs to segments. (enter only one word per blank.) need help? review these concept resources.

Answers

When preparing segmented income statements, one common error that businesses make is to arbitrarily assign common fixed costs to segments.

What happens if you assign segments their common cost erroneously or arbitrarily?

Affects how profitable segments are. could affect the company's overall profits. imposes responsibility on managers for expenses they cannot control.

Can costs that can be attributed to one segment be fixed costs of another segment?

It is essential to understand that the detectable fixed expenses of one fragment might be a typical fixed cost of another portion. For instance, the landing fee paid to land an airplane at an airport can be traced back to the specific flight, but it cannot be traced back to passengers in first, business, or economy class.

To know more about fixed costs visit :-

https://brainly.com/question/17100497

#SPJ1

Answer these question

Answers

Give your responses to the following questions:

P1 is the amount, and the equilibrium price is 100.The corm that is demanded at the P2 price level is priced at 150.because point O is where the equilibrium price meets.What is Equilibrium price?

The market price at which the quantity of goods or services offered and demanded are equal is known as the equilibrium price. It is the point at which there is no excess supply or demand and the forces of supply and demand meet. Buyers and sellers are willing to buy exactly the same quantity of goods or services at equilibrium price. A shortage or surplus of goods or services will occur at any price above or below the equilibrium price.

To know more about Equilibrium price, visit:

https://brainly.com/question/28527601

#SPJ1

joan has an adjustable-rate mortgage (arm). it has an initial interest rate of 7% adjusted annually with a 2/5 interest rate cap. if interest rates go up, what is the highest interest rate joan could pay in the second year?

Answers

Joan has an adjustable-rate mortgage (ARM).  the highest interest rate Joan could pay in the second year is 9.8%

A mortgage loan with an interest rate that is periodically altered based on an index that reflects the cost to the lender of borrowing on the credit markets is known as a variable-rate mortgage, adjustable-rate mortgage, or tracker mortgage. The base rate or standard variable rate set by the lender may be used for the loan.

The interest rate cap means that the interest rate cannot increase by more than 2/5 (or 0.4) percentage points in any given adjustment period.

If the initial interest rate is 7%, the highest interest rate Joan could pay in the second year would be:

7% + (0.4 x 7%) = 7% + 2.8% = 9.8%

So, the highest interest rate Joan could pay in the second year is 9.8%.

Learn more about adjustable rate mortgage at https://brainly.com/question/14989714

#SPJ11

the natural rate of unemployment (nru) occurs when elimination tool select one answer a the number of job seekers is greater than the number of job vacancies. b the number of job seekers is equal to the number of job vacancies. c the number of job seekers is less than the number of job vacancies. d frictional unemployment is no more than 2%.

Answers

The natural rate of unemployment (NRU) occurs when elimination tool is  frictional unemployment is no more than 2%. (option d).

Frictional unemployment, which refers to the temporary unemployment that occurs as workers search for new jobs or enter the workforce, is a natural part of the labor market and is generally not included in the NRU calculation.

However, it is important to keep frictional unemployment at a reasonable level, typically around 2%, to ensure that workers can move between jobs and that employers can find the workers they need.

In summary, the NRU is the level of unemployment that exists when the labor market is in equilibrium, and there is no cyclical unemployment. It is determined by various factors and is typically measured by the number of job seekers being equal to the number of job vacancies.

So, the correct option is (d).

To know more about unemployment here

https://brainly.com/question/14227610

#SPJ4

kirsten opened a charming bookstore in a shopping plaza. business in other shops in the plaza has increased because of the customers whom kirsten's bookshop has attracted. given the external benefits that her bookshop generates, if kirsten is selling the market equilibrium quantity of books, she is:

Answers

Kirsten's bookstore is providing external benefits to other shops in the shopping plaza. This indicates that she is selling the market equilibrium quantity of books.

Market equilibrium occurs when the quantity of a good supplied by producers is equal to the quantity of the good demanded by consumers. In other words, the price of the good at which the quantity supplied is equal to the quantity demanded is the market equilibrium price.

This is when producers are willing to sell the good at that price and consumers are willing to buy it at that price. When the market is in equilibrium, it means that there is no economic incentive for producers to supply or consumers to demand more or less of the good.

External benefits are benefits of a good or service that are not taken into account by the price of the good or service. An example of external benefits is when Kirsten's bookshop attracts more customers to the shopping plaza.

This benefits other shops in the plaza as they get more business from customers who may have not come to the plaza otherwise. This indicates that the price of books does not reflect the full benefits of the books.

In conclusion, if Kirsten is selling the market equilibrium quantity of books, she is providing external benefits to other shops in the shopping plaza.

Market equilibrium occurs when the quantity of a good supplied is equal to the quantity of the good demanded and the price at which this occurs is the market equilibrium price. External benefits are benefits of a good or service that are not taken into account by the price of the good or service.

To know more about market equilibrium, refer here:

https://brainly.com/question/14787760#

#SPJ11

emma's initial license was effective on october 30th of 2020. what is the date of her first license renewal? march 31st, 2022

Answers

Emma's initial license was effective on October 30th of 2020. Her first license renewal date is on March 31st, 2022.

She has to renew it within the required time limit to continue working in her field. To avoid lapses in licensing, she must renew it as soon as possible. Emma's initial license was effective on October 30th of 2020. Her first license renewal date is March 31st, 2022.

She must renew her license before it expires to avoid interruptions in her profession, so it is necessary that she renews her license before the due date.

To know more about license renewal refer here:

https://brainly.com/question/28140147#

#SPJ11

what is the primary goal of management? what are the primary tasks of a chief financial officer (cfo) and others in finance function of an organization?

Answers

The primary goal of management is to increase the productivity of the organization while optimizing resources and producing maximum profit.

The task of the finance function of an organization

The primary tasks of a chief financial officer (CFO) and others in the finance function of an organization are as follows:

1. Financial Planning: In order to maintain financial stability, the CFO is responsible for developing short and long-term financial plans. He also collaborates with other executives in making decisions based on these plans.

2. Risk Management: The CFO is in charge of identifying and assessing risk factors that may have an impact on the company's financial stability. He is responsible for ensuring that the company has adequate measures in place to mitigate risk.

3. Financial Control: The CFO ensures that the organization's financial operations are in accordance with regulatory requirements and best practices. He also ensures that financial statements are accurate, reliable, and in compliance with applicable laws and regulations.

4. Cash Management: The CFO is responsible for the organization's cash management operations, which include cash flow forecasting, liquidity management, and investment management.

5. Capital Structure: The CFO is responsible for the organization's capital structure, which includes determining the optimal mix of equity and debt to finance operations.

6. Budgeting: The CFO is responsible for preparing and managing the organization's annual budget. He also ensures that budgets are in line with the organization's strategic goals and objectives.

Learn more about CFO at

https://brainly.com/question/19512734

#SPJ11

The economy of Maxistan experienced a positive aggregate demand (AD) shock due to unbridled consumer optimism. What will be the effect of this AD shock on Maxistan's level of output and unemployment rate in the long run?

Answers

The economy of Maxistan experienced a positive aggregate demand (AD) shock due to unbridled consumer optimism.

What will be the effect of this AD shock on Maxistan's level of output and unemployment rate in the long run?In the long run, the positive aggregate demand (AD) shock caused by unbridled consumer optimism is unlikely to have a significant impact on Maxistan's level of output and unemployment rate.

What is the aggregate demand? Aggregate demand (AD) is the total amount of goods and services that consumers, companies, and the government are willing to purchase. The aggregate demand curve slopes downward, indicating that as the price level decreases, the quantity of goods and services demanded increases.The positive aggregate demand (AD) shock due to unbridled consumer optimism can lead to an increase in output and a decrease in unemployment rate.

However, this effect will be temporary in the long run, and the economy will return to its potential output and the natural rate of unemployment.Why is that?The short-term impact of a positive aggregate demand (AD) shock may be mitigated by a variety of factors, such as existing output gaps, inflexible prices, and input scarcity. In the long run, however, prices are flexible, input constraints are removed, and the economy's output reaches its maximum potential. As a result, a positive aggregate demand (AD) shock will not have a significant long-term impact on Maxistan's level of output and unemployment rate.

Learn more about aggregate demand: https://brainly.com/question/1490249

#SPJ11

Other Questions
Please help Ive been stuck on this for daysss Researchers comparing the effectiveness of two pain medications randomly selected a group of patients who had been complaining of a certain kind of joint pain. They randomly divided these people into two groups, then administered the pain killers. Of the 112 people in the group who received medication A, 84 said this pain reliever was effective. Of the 108 people in the other group, 66 reported that pain reliever B was effective.(a)Find a 95% confidence interval for the difference in the proportions of people who may find these medications effective. Interpret your interval.(b) Does this interval contain zero? What does that mean for the hypothesis test of the difference in proportions? 88.128 x 0.5 Multiplication question the fifth term of the sequence is 5 and the sixth term is 2.5. What is the 2nd term? calculate the intrinsic value of rio tinto in each of the following scenarios by using the three-stage growth model of spreadsheet 18.1. treat each scenario independently. a. the terminal growth rate will be 10.40%. according to a study by horn et al. (2011), athletes who were amotivated preferred coaches who were: Which is the correct sentence?Lucila Godoy Alcayaga who used the pen name Gabriela Mistral was born in vicuna chile a town in the andes mountains.Lucila Godoy Alcayaga who used the pen name Gabriela Mistral, was born inVicuna, Chile, a town in the Andes Mountains.Lucila Godoy Alcayaga, who used the pen name Gabriela Mistral: was born inVicuna, Chile, a town in the Andes Mountains.Lucila Godoy Alcayaga, who used the pen name Gabriela Mistral, was born in Vicuna, Chile, a town in the Andes Mountains. When the antifungal agent myxothiazol is added to a suspension of respiring mitochondria, the QH2 / Q ratio increases. Where in the electron transport chain does myxothiazol inhibit electron transfer? god controlling and man recording is the doctrine of:a. illuminationb. inspirationc. interpretationd. revelation Can you pls do this i can't do it, it's a little hard and due before 4:00 pm ( Will mark brainliest if 2 answers and 95 pts if you can do it pls and thank you!!) Writing prompt: Write a compare-and-contrast analysis of how culture shapes the heroes in Heart of a Samurai and Black Ships Before Troy. Use transition words in your draft to help clarify relationships of ideas.Write 4 or 5 sentences in complete sentences of The Heart of a Samurai and Black Ships Before Troy. (also can you pls do that final draft too i will just copy and paste it) Is this statement is correct ?? According to Newton's 4rd law, Action and reaction never start from the same point. help me... 4. CENTERS Neil wants to find the center of a largecircle. He draws what he thinks is a diameter of thecircle and then marks its midpoint and declares thathe has found the center. His teacher asks Neil howhe knows that the line he drew is the diameter of thecircle and not a smaller chord. Neil realizes that hedoes not know for sure. What can Neil do todetermine if it is an actual diameter. which of the following is a longitudinal study? researchers test the intelligence of all the students in a high school. intelligence tests are given to the residents of a nursing home. researchers randomly select 50 students from a high school with 2000 students. the 50 students are given intelligence tests. a group of college juniors is given an extensive battery of tests over a period of 2 days. a group of kindergartners is given an intelligence test. they are retested every other year for 30 years. a material has temperature coefficient of resistance (alpha) of 3.9 x 10^-3. if the material has a resistance of 23 ohms at a temperature of 20 c, what is the resistance of this material at a temperature of 50 c? Ice cream is packaged in cylindrical gallon tubs. A tub of ice cream has a total surface area of 183.69 square inches.If the diameter of the tub is 6 inches, what is its height? Use = 3.14.A 2.25 inchesB 4.5 inchesC 6.75 inchesD 12.75 inches where is the only time that both velocity and acceleration are 0? ABCD is a trapezium. P is a point along AC such that AP=4PC. DC=1/4AB.a) express PB in terms of a and b in its simplest formb) express DP in terms of a and b in its simplest form c) does DPB form a straight line? in a buying center, gatekeepers are the people who: actually use a product. negotiate a purchase. influence a buying decision. regulate the flow of information. the lipid-containing outer envelope surrounding the viral capsid of many animal viruses is derived from... jon has just been diagnosed with cancer. his initial response is to deny the seriousness of his condition. this type of coping mechanism